20535 Ward Avenue, Brainerd, MN 56401
Just Listed — listed August 11, 2026 · M Premiere
2 Beds | 2 Baths | 1,952 Sq Ft | Single Family Home | MLS# 7124257
BuyPulse Grade
Below Market
At $164/sqft — This home is priced 18% below the typical Brainerd single-family home of $200/sqft.
Powered by the Realgorithm™ — 127 active Brainerd listings · NorthstarMLS
$2,059/month Estimated
- Principal & interest
- $1,618
- Property taxes
- $104
- Home insurance (est.)
- $187
- HOA dues
- $150/mo
20% down ($63,980) · 30-yr fixed, 6.5% · Can I afford this home?
Estimates only; confirm before you offer.
Deciding Week · Day 2 of 7
24% of the last 33 homes like this one went under contract within the first week.
Day count from the MLS listing date · cohort stats from the last 90 days · NorthstarMLS
Located in Cinosam Club, Brainerd, MN.
About This Home
Meticulously maintained and spacious 2-bedroom, 2-bath home with access to Gull and Round Lakes is move-in ready! Double lot with level grounds rimmed with mature pines and oaks. Kitchen features oak cabinetry, hard-surface countertops plus pantry, 2 closets, newer appliances and informal dining with front-yard views. Bathrooms have been recently updated. Dining and living room combination easily accommodates larger gatherings. The lower level features the family room with new natural gas free-standing fireplace, plus a spacious 16x13 bedroom with adjoining full bath. For those that love the outdoors, you’ll enjoy the screened porch for relaxing and listening to the sounds of nature. Porch leads to the grill deck. Large utility and laundry room with newer washer and dryer, utility sink, lots of additional storage space, and the convenience of direct access to the garage. Attached insulated double garage with natural gas heater, window A/C, and LED lighting. Asphalt driveway plus a second driveway that will accommodate parking for recreational vehicles, travel trailers, guest parking, or add your own storage building. Recently installed gutters with leaf guards. Septic is compliant. Exclusive Club access offers use of the main beach area on Gull Lake, access on Round Lake, the lakeside park along with the use of several Outlots. Whether you enjoy walking, riding your bike, snowmobiling, kayaking, cruising with your golf cart, spending a day at the beach or watching the amazing sunsets across Gull Lake, it’s all here in Cinosam!
BuyPulse™ — Live Market Read
Homes like this one — single-family homes between $240K and $400K in Brainerd:
- The field: 33 similar Brainerd homes for sale — you have options.
- Tempo: homes like this went pending in a median 21 days — 6 of the last 33 inside 4 days.
- Negotiation: 54% of the last 59 sales here closed at or over list — about half hold full price.
Powered by the Realgorithm™ — 59 real Brainerd closings, zero guesses · NorthstarMLS
Key Features
- Property Type
- Single Family
- Year Built
- 1984
- Above Grade
- 992 sq ft
- Below Grade
- 960 sq ft
- Lot Size
- 0.54 acres
- Lot Features
- Corner Lot, Tree Coverage - Medium
- Garage
- 2-car (Attached Garage, Asphalt, Finished Garage, Garage Door Opener, Insulated Garage)
- Heating
- Baseboard, Fireplace(s)
- Cooling
- Window Unit(s)
- Basement
- Finished
- Appliances
- Dishwasher, Dryer, Electric Water Heater, Microwave, Range, Refrigerator, Washer
- Sewer
- Private Sewer, Septic System Compliant - Yes
- Water
- Drilled
- HOA
- $150/month (includes Beach Access, Other, Shared Amenities)
- Annual Taxes
- $1,244
- County
- Crow Wing
- Days on Market
- 1
20535 Ward Avenue is listed in Brainerd, MN, part of Crow Wing County. Browse all Minnesota homes for sale on Modern Market REALTORS®.
Showing — 20535 Ward Avenue
Shannon Barnum
Associate Broker · Modern Market REALTORS®
Your Brainerd real estate expert since 2012 — I represent you, not the seller. Quick to respond, easy to text.
Listed by Edina Realty, Inc. · Shown by Modern Market REALTORS®
First-Time Home Buyer Guide for Fargo-Moorhead — ND/MN buyer programs, budgeting, and the 7-step process.
View Full Listing & PhotosMLS# 7124257 · Data refreshed August 11, 2026
More Homes for Sale in Brainerd, MN
Frequently Asked Questions About 20535 Ward Avenue
- Is $319,900 a good price for a home in Brainerd?
- At $164/sqft, this home is priced below the typical Brainerd single-family home of $200/sqft (18% lower), according to our BuyPulse comparison of comparable active listings. Browse Brainerd homes for sale to compare.
- Does 20535 Ward Avenue have a basement?
- Yes, 20535 Ward Avenue has a finished basement with 960 sq ft of below-grade space.
- Does 20535 Ward Avenue have an HOA?
- Yes, 20535 Ward Avenue has a homeowners association with dues of $150 annually. HOA includes: Beach Access, Other, Shared Amenities.
- What type of heating and cooling does 20535 Ward Avenue have?
- 20535 Ward Avenue has Baseboard, Fireplace(s) heating and Window Unit(s) cooling.
- Where is 20535 Ward Avenue located?
- 20535 Ward Avenue is in the Cinosam Club neighborhood of Brainerd, MN 56401, in Crow Wing County.
- Is 20535 Ward Avenue still available?
- Yes — 20535 Ward Avenue is currently listed as Active on the MLS and accepting showings. Contact us to schedule a tour or make an offer.
- When was 20535 Ward Avenue built?
- 20535 Ward Avenue was built in 1984. It features block, concrete, frame construction and a block foundation.
- Does 20535 Ward Avenue have main-floor laundry?
- No — the laundry at 20535 Ward Avenue is in the lower level.
- How many homes like 20535 Ward Avenue are for sale in Brainerd?
- 33 similar homes (single-family homes between $240K and $400K in Brainerd) are for sale right now — you have options.
- How fast do homes like 20535 Ward Avenue sell in Brainerd?
- Homes like this one (single-family homes between $240K and $400K in Brainerd) went pending in a median 21 days over the last 90 days — 6 of the last 33 went under contract within 4 days.
- Do homes in Brainerd sell for asking price?
- 54% of the last 59 comparable Brainerd sales closed at or over list price — about half hold full price. Based on real NorthstarMLS closings, not estimates.
- What does "M Premiere" mean?
- M Premiere™ is Modern Market REALTORS®’ early-access tracker for homes entering NorthstarMLS during the critical first 96 hours on market. Well-priced homes in Fargo-Moorhead frequently receive their strongest buyer attention in that opening window. M Premiere surfaces new inventory the moment it lists — so buyers can act before a home becomes widely discovered.
- What does "BuyPulse" mean?
- BuyPulse is Modern Market REALTORS®’ live market-data brand for Fargo-Moorhead: cohort statistics — homes for sale, median days to pending, and share of sales closing at or over list price — computed from real NorthstarMLS closings, not estimates.
- What does "Realgorithm™" mean?
- The Realgorithm™ is Modern Market REALTORS®’ proprietary market-data engine — it computes every BuyPulse verdict from real NorthstarMLS closings (comparable active inventory, median days to pending, and sale-to-list price ratio) rather than an automated online estimate.
Local Companies to Help You Settle In
From inspection to closing to moving day, here are well-known local companies serving the Brainerd area.