Story-and-a-Half Homes for Sale in Fargo-Moorhead

Browse story-and-a-half (1.5 story) homes for sale across Fargo, Moorhead, and the wider MN/ND market — from affordable character homes to lake-country cabins. Call 701-205-5517.

Story-and-a-half homes — also called 1.5-story or Cape Cod, and often referred to as one-and-a-half story homes — pair a full main floor with a partial upper level tucked under a sloped, dormered roof. It's one of the most characterful and versatile styles in the region, ranging from affordable older homes in established Fargo-Moorhead neighborhoods to lake-country cabins and custom builds with vaulted great rooms and upper lofts.

Why Buy a Story-and-a-Half Home in Fargo-Moorhead?

Story-and-a-half homes are one of the most flexible and characterful styles in the Fargo-Moorhead and greater MN/ND market. The layout pairs a full main floor — often with a main-level primary bedroom — with a partial upper floor set under a sloped roof, typically lit by dormer windows. That gives you the best of both worlds: single-level convenience on the main floor plus private bedroom or bonus space upstairs.

In established Fargo and Moorhead neighborhoods, story-and-a-half homes are frequently the most affordable single-family entry point — affordable 1.5 story homes in Fargo often list under $300,000, with story-and-a-half homes under $300,000 concentrated in older neighborhoods that still offer walkable, tree-lined charm. Many are Cape Cod and bungalow-style character homes near Oak Grove, NDSU, central Moorhead, and Concordia — with hardwood floors, built-ins, and mature lots, often priced below comparable two-story or rambler inventory. Buyers hunting for move-in ready story-and-a-half homes in Fargo will find updated examples throughout these neighborhoods where the kitchens, baths, and mechanicals have already been refreshed.

The style also spans the higher end. New construction 1.5 story homes in Fargo feature dramatic vaulted great rooms open to a second-floor loft, and luxury story-and-a-half homes in Fargo pair those features with premium finishes, chef's kitchens, and larger lots — the kind of custom build you see in newer south and west Fargo subdivisions. Lake-country properties across Minnesota use the 1.5-story form for cabins and year-round lake homes that maximize views and sleeping space under the roofline.

Practical notes for buyers: the upper level's sloped ceilings (knee walls) create cozy, efficient bedrooms but reduce usable floor area versus a full second story — worth measuring if you need specific furniture to fit. Heating and cooling the upper level can differ from the main floor; ask about zoning or a mini-split. For buyers who want main-floor living with extra room upstairs, family-friendly 1.5 story homes with dedicated kids' bedrooms, guest space, or a home office are hard to beat on value.

Story-and-a-half floor plans vary widely — from a classic Cape Cod style home with symmetric dormers to bungalow-inspired designs and updated 1.5-story houses with open main floors. Whether you're browsing 1.5 story homes for sale, one-and-a-half story houses, or story-and-a-half houses for sale in a specific neighborhood, we can help you find the right one.

Best Neighborhoods

In the metro, story-and-a-half homes cluster in Fargo-Moorhead's established neighborhoods — north Fargo near Oak Grove and NDSU, central and south Moorhead near Concordia and MSUM, and older sections of West Fargo — on mature, tree-lined lots. Beyond the metro, the style dominates Minnesota's lake country, where it's the go-to form for cabins and lakefront homes. Verify school assignment by address.

Browse Story-and-a-Half Homes for Sale (48+)

  1. 1890 single family home for sale at 1809 5th Avenue S in Fargo, ND — 7 bed, 2 bath1809 5th Avenue S, Fargo, ND 58103 — $270,000 · 7 bd / 2 ba · Open House Sep 20
  2. 2026 single family home for sale at 7006 65th Street S in Horace, ND — 3 bed, 3 bath7006 65th Street S, Horace, ND 58047 — $413,000 · 3 bd / 3 ba
  3. 1931 single family home for sale at 1510 8th Street S in Fargo, ND — 4 bed, 3 bath1510 8th Street S, Fargo, ND 58103 — $589,000 · 4 bd / 3 ba
  4. 1950 single family home for sale at 1100 13th Street S in Moorhead, MN — 3 bed, 2 bath1100 13th Street S, Moorhead, MN 56560 — $295,000 · 3 bd / 2 ba · Open House Sep 20
  5. 1977 single family home for sale at 1825 Prairie Lane S in Fargo, ND — 4 bed, 3 bath1825 Prairie Lane S, Fargo, ND 58103 — $419,500 · 4 bd / 3 ba
  6. 1940 single family home for sale at 601 11th Street N in Moorhead, MN — 4 bed, 3 bath601 11th Street N, Moorhead, MN 56560 — $235,000 · 4 bd / 3 ba
  7. 1916 single family home for sale at 1019 9th Avenue N in Fargo, ND — 5 bed, 3 bath1019 9th Avenue N, Fargo, ND 58102 — $190,000 · 5 bd / 3 ba
  8. 1900 single family home for sale at 219 16th Street N in Moorhead, MN — 3 bed, 1 bath219 16th Street N, Moorhead, MN 56560 — $149,999 · 3 bd / 1 ba
  9. 1998 single family home for sale at 3451 43rd Avenue S in Fargo, ND — 3 bed, 4 bath3451 43rd Avenue S, Fargo, ND 58104 — $415,000 · 3 bd / 4 ba
  10. 1908 single family home for sale at 107 1st Avenue SW in Dilworth, MN — 3 bed, 3 bath107 1st Avenue SW, Dilworth, MN 56529 — $263,000 · 3 bd / 3 ba · Open House Sep 20
  11. 1923 single family home for sale at 606 5th Street S in Moorhead, MN — 4 bed, 3 bath606 5th Street S, Moorhead, MN 56560 — $229,900 · 4 bd / 3 ba
  12. 1990 single family home for sale at 1975 29th Street Circle S in Moorhead, MN — 4 bed, 4 bath1975 29th Street Circle S, Moorhead, MN 56560 — $455,000 · 4 bd / 4 ba
  13. 1948 single family home for sale at 1320 5th Street S in Moorhead, MN — 6 bed, 3 bath1320 5th Street S, Moorhead, MN 56560 — $310,000 · 6 bd / 3 ba
  14. 1921 single family home for sale at 1034 University Drive N in Fargo, ND — 4 bed, 2 bath1034 University Drive N, Fargo, ND 58102 — $225,000 · 4 bd / 2 ba
  15. 1923 single family home for sale at 1210 13 1/2 Street S in Fargo, ND — 2 bed, 1 bath1210 13 1/2 Street S, Fargo, ND 58103 — $225,000 · 2 bd / 1 ba
  16. 1947 single family home for sale at 1538 7th Street N in Fargo, ND — 3 bed, 1 bath1538 7th Street N, Fargo, ND 58102 — $239,900 · 3 bd / 1 ba
  17. 1908 single family home for sale at 509 Center Avenue E in Dilworth, MN — 3 bed, 2 bath509 Center Avenue E, Dilworth, MN 56529 — $170,000 · 3 bd / 2 ba
  18. 1916 single family home for sale at 1035 12th Street N in Fargo, ND — 3 bed, 2 bath1035 12th Street N, Fargo, ND 58102 — $230,000 · 3 bd / 2 ba
  19. 1890 single family home for sale at 410 MAIN Street in Hawley, MN — 2 bed, 1 bath410 MAIN Street, Hawley, MN 56549 — $44,700 · ▼ $5,000 off (10%) · 2 bd / 1 ba
  20. 1940 single family home for sale at 1632 Sheyenne Street in West Fargo, ND — 4 bed, 3 bath1632 Sheyenne Street, West Fargo, ND 58078 — $225,500 · ▼ $24,500 off (10%) · 4 bd / 3 ba · Waterfront
  21. 1947 single family home for sale at 311 14th Street N in Moorhead, MN — 3 bed, 2 bath311 14th Street N, Moorhead, MN 56560 — $244,900 · 3 bd / 2 ba · Open House Sep 20
  22. 2015 single family home for sale at 4538 65th Street S in Fargo, ND — 3 bed, 3 bath4538 65th Street S, Fargo, ND 58104 — $749,000 · ▼ $9,000 off (1%) · 3 bd / 3 ba
  23. 1900 single family home for sale at 1331 10th Avenue N in Fargo, ND — 4 bed, 2 bath1331 10th Avenue N, Fargo, ND 58102 — $240,000 · 4 bd / 2 ba
  24. 1953 single family home for sale at 413 22nd Street S in Fargo, ND — 3 bed, 2 bath413 22nd Street S, Fargo, ND 58103 — $269,900 · 3 bd / 2 ba · Open House Sep 20
  25. 1920 single family home for sale at 202 1st Avenue SW in Dilworth, MN — 4 bed, 2 bath202 1st Avenue SW, Dilworth, MN 56529 — $224,900 · ▼ $4,100 off (2%) · 4 bd / 2 ba
  26. 1916 single family home for sale at 915 College Street N in Fargo, ND — 5 bed, 3 bath915 College Street N, Fargo, ND 58102 — $225,000 · ▼ $10,000 off (4%) · 5 bd / 3 ba
  27. 1936 single family home for sale at 622 9th Street N in Moorhead, MN — 2 bed, 1 bath622 9th Street N, Moorhead, MN 56560 — $175,000 · 2 bd / 1 ba
  28. 1926 single family home for sale at 511 11th Street N in Moorhead, MN — 2 bed, 3 bath511 11th Street N, Moorhead, MN 56560 — $195,000 · 2 bd / 3 ba
  29. 1907 single family home for sale at 403 14th Street S in Fargo, ND — 3 bed, 2 bath403 14th Street S, Fargo, ND 58103 — $179,000 · ▼ $6,000 off (3%) · 3 bd / 2 ba
  30. 1925 single family home for sale at 620 17th Street N in Moorhead, MN — 3 bed, 2 bath620 17th Street N, Moorhead, MN 56560 — $199,900 · 3 bd / 2 ba
  31. 1953 single family home for sale at 2018 8th Street N in Fargo, ND — 3 bed, 2 bath2018 8th Street N, Fargo, ND 58102 — $269,900 · 3 bd / 2 ba
  32. 1900 single family home for sale at 723 6th Avenue N in Fargo, ND — 3 bed, 2 bath723 6th Avenue N, Fargo, ND 58102 — $219,900 · 3 bd / 2 ba
  33. 2026 single family home for sale at 6262 84th Avenue S in Horace, ND — 3 bed, 3 bath6262 84th Avenue S, Horace, ND 58047 — $389,300 · 3 bd / 3 ba
  34. 1910 single family home for sale at 1706 N 4th Avenue in Moorhead, MN — 4 bed, 2 bath1706 N 4th Avenue, Moorhead, MN 56560 — $158,888 · 4 bd / 2 ba
  35. 1922 single family home for sale at 1433 2nd Avenue S in Fargo, ND — 3 bed, 2 bath1433 2nd Avenue S, Fargo, ND 58103 — $270,000 · ▼ $5,000 off (2%) · 3 bd / 2 ba
  36. 1934 single family home for sale at 1258 2nd Street N in Fargo, ND — 4 bed, 3 bath1258 2nd Street N, Fargo, ND 58102 — $498,000 · 4 bd / 3 ba
  37. 1906 single family home for sale at 523 11th Street N in Moorhead, MN — 5 bed, 2 bath523 11th Street N, Moorhead, MN 56560 — $165,000 · ▼ $10,000 off (6%) · 5 bd / 2 ba
  38. 1957 single family home for sale at 819 15th Street N in Moorhead, MN — 4 bed, 3 bath819 15th Street N, Moorhead, MN 56560 — $249,000 · ▼ $6,000 off (2%) · 4 bd / 3 ba
  39. 1912 single family home for sale at 1020 7th Street S in Fargo, ND — 3 bed, 2 bath1020 7th Street S, Fargo, ND 58103 — $319,000 · 3 bd / 2 ba
  40. 1923 single family home for sale at 1310 11th Avenue S in Fargo, ND — 2 bed, 1 bath1310 11th Avenue S, Fargo, ND 58103 — $193,000 · ▼ $7,000 off (4%) · 2 bd / 1 ba
  41. 1917 single family home for sale at 609 10th Street N in Fargo, ND — 3 bed, 1 bath609 10th Street N, Fargo, ND 58102 — $145,000 · 3 bd / 1 ba
  42. 2026 single family home for sale at 502 15th Street NE in Dilworth, MN — 3 bed, 3 bath502 15th Street NE, Dilworth, MN 56529 — $418,000 · 3 bd / 3 ba
  43. 2026 single family home for sale at 512 15th Street NE in Dilworth, MN — 3 bed, 3 bath512 15th Street NE, Dilworth, MN 56529 — $396,000 · 3 bd / 3 ba
  44. 1922 single family home for sale at 1301 10th Street S in Fargo, ND — 4 bed, 1 bath1301 10th Street S, Fargo, ND 58103 — $239,000 · ▼ $5,000 off (2%) · 4 bd / 1 ba
  45. 2026 single family home for sale at 1508 5th Avenue NE in Dilworth, MN — 3 bed, 3 bath1508 5th Avenue NE, Dilworth, MN 56529 — $423,000 · 3 bd / 3 ba
  46. 2026 single family home for sale at 6246 84th Avenue S in Horace, ND — 3 bed, 3 bath6246 84th Avenue S, Horace, ND 58047 — $389,300 · 3 bd / 3 ba
  47. 2026 single family home for sale at 6285 85th Avenue S in Horace, ND — 3 bed, 3 bath6285 85th Avenue S, Horace, ND 58047 — $419,000 · 3 bd / 3 ba
  48. 1948 single family home for sale at 109 2nd Street NW in Dilworth, MN — 3 bed, 1 bath109 2nd Street NW, Dilworth, MN 56529 — $225,000 · ▼ $10,000 off (4%) · 3 bd / 1 ba

Frequently Asked Questions

What is a story-and-a-half home?

A story-and-a-half (also called 1.5-story or Cape Cod) home has a full main floor plus a partial upper floor built under a sloped roof, usually lit by dormer windows. The upper level has angled ceilings along the outer walls (knee walls). Many have a main-floor primary bedroom with additional bedrooms or a bonus room upstairs.

How is a story-and-a-half different from a two-story?

A two-story has two full floors of equal size stacked under a flat-ceiling roofline. A story-and-a-half has a full main floor and a smaller upper floor tucked under a sloped roof, so the upstairs has angled ceilings and less usable square footage. Story-and-a-half homes often cost less per square foot and offer main-floor living that two-stories don't.

How much do story-and-a-half homes cost in Fargo-Moorhead?

It's a wide range. In established Fargo and Moorhead neighborhoods, older story-and-a-half homes are often the most affordable single-family option — many in Fargo fall in the $180,000-$300,000 range. Across the broader MN/ND market the median is closer to $375,000, with lake-country and custom homes running well into the high six and seven figures.

Are story-and-a-half homes good for main-floor living?

Often, yes. Many story-and-a-half homes place the primary bedroom and a full bath on the main floor, with secondary bedrooms upstairs. That makes them popular with buyers who want to live primarily on one level while keeping extra space for kids, guests, or an office — without the full footprint (or price) of a rambler.

Where are story-and-a-half homes found in the area?

In the metro, they concentrate in established neighborhoods — north Fargo near Oak Grove and NDSU, central and south Moorhead, and older parts of West Fargo. The style is also the dominant form in Minnesota lake country, where it's widely used for cabins and lakefront homes. Newer custom versions with vaulted great rooms appear in higher-end subdivisions.

What is a story-and-a-half home value in Fargo ND?

Story-and-a-half home values in Fargo ND vary with location, updates, and how usable the upper level is. Well-updated 1.5-story homes in established neighborhoods hold their value well, while dated ones offer value-add upside. For a current story-and-a-half home value in Fargo-Moorhead, ask us for a free, no-obligation comparative market analysis.

Any tips for selling a story-and-a-half house in Fargo?

When selling a story-and-a-half house in Fargo, highlight the main-floor primary bedroom, the character details, and any upper-level updates like added insulation, egress windows, or a mini-split for comfort. Pricing to condition and staging the flexible upstairs space are key — we can walk you through what your story-and-a-half is worth and how to sell it for top dollar.

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(701) 205-5517 — Jim Christl & Shannon Barnum, Modern Market REALTORS®

Modern Market REALTORS® — Jim Christl (Broker) & Shannon Barnum (Associate Broker). Serving Fargo, Moorhead, West Fargo, Horace, Detroit Lakes, and Minnesota lake country. Call (701) 205-5517.