Story-and-a-Half Homes for Sale in Fargo-Moorhead

Story-and-a-half homes — also called 1.5-story or Cape Cod, and often referred to as one-and-a-half story homes — pair a full main floor with a partial upper level tucked under a sloped, dormered roof. It's one of the most characterful and versatile styles in the region, ranging from affordable older homes in established Fargo-Moorhead neighborhoods to lake-country cabins and custom builds with vaulted great rooms and upper lofts.

Story-and-a-Half Homes for Sale in the Fargo-Moorhead area

• Story-and-a-Half Homes for Sale: 186
• Median Price: $352,450
• Median $/sqft: $182

186 story-and-a-half homes for sale across the Fargo-Moorhead area — priced from $39,700 to $2,695,000, median $352,450 (about $182/sqft, median 1,809 sqft). Updated 11/04/2026, 7:14 AM CST from NorthstarMLS. The charm is upstairs — but so is the homework. Dormers, sloped ceilings, older insulation, and unusual room dimensions can make the upper level very different from the square footage on paper.

Recently Listed Story-and-a-Half Homes for Sale

1. 1523 5th Avenue N, Moorhead, MN — $180,000 · Est. $981/mo · House for Sale · 3 bed · 1 bath · 1,890 sqft · 0.17 ac lot · Active · M Premiere · Listed by Krabbenhoft Real Estate Team
2. 1330 4th Avenue N, Fargo, ND — $225,000 · Est. $1,227/mo · House for Sale · 3 bed · 2 bath · 1,303 sqft · 0.128 ac lot · Active · M Premiere · Listed by KW Inspire Realty Keller Williams
3. 638 Norman Drive, Kindred, ND — $999,999 · Est. $5,452/mo · House for Sale · New Build · 4 bed · 4 bath · 3,057 sqft · 29,489 sqft lot · ~25 min from Fargo · Active · Listed by REALTY XPERTS
4. 1509 3rd Avenue S, Fargo, ND — $274,900 · Est. $1,499/mo · House for Sale · 3 bed · 2 bath · 1,092 sqft · 7,550 sqft lot · Active · Listed by Kvamme Real Estate
5. 903 7th Avenue S, Moorhead, MN — $208,800 · Est. $1,138/mo · House for Sale · 5 bed · 2 bath · 1,558 sqft · 0.2 ac lot · Active · Listed by Better Homes and Gardens Real Estate Park Company
6. 222 22nd Street S, Fargo, ND — $270,000 · Est. $1,472/mo · House for Sale · 5 bed · 2 bath · 2,205 sqft · 0.16 ac lot · Active · Listed by Beyond Realty
7. 309 43rd Avenue S, Moorhead, MN — $568,000 · Est. $3,097/mo · House for Sale · 4 bed · 4 bath · 3,643 sqft · 0.31 ac lot · Active · Listed by Trilogy Real Estate
8. 797 Villa Park Way, West Fargo, ND — $475,000 · Est. $2,590/mo · House for Sale · 3 bed · 3 bath · 2,327 sqft · 7,754 sqft lot · Active · Listed by Century 21 FM Realty
9. 1306 18th Street S, Fargo, ND — $199,900 · Est. $1,090/mo · House for Sale · 3 bed · 3 bath · 1,689 sqft · 0.134 ac lot · Active · Listed by Castlerock Investment Group Inc
10. 1119 10th Avenue S, Fargo, ND — $159,900 · Est. $872/mo · ▼ $10,100 (6%) off, was $170,000, reduced 6 days ago · House for Sale · 2 bed · 3 bath · 1,584 sqft · 0.16 ac lot · Active · M Markdowns · Listed by Castlerock Investment Group Inc
11. 1010 2nd Avenue N, Moorhead, MN — $155,000 · Est. $845/mo · House for Sale · 2 bed · 2 bath · 1,466 sqft · 5,000 sqft lot · Active · Listed by eXp Realty (3788 FGO)
12. 631 11th Street N, Moorhead, MN — $239,900 · Est. $1,308/mo · House for Sale · 3 bed · 2 bath · 1,257 sqft · 0.13 ac lot · Active · Listed by eXp Realty (3240 WF)
13. 2522 38th Avenue S, Moorhead, MN — $349,900 · Est. $1,908/mo · House for Sale · New Build · 3 bed · 3 bath · 1,646 sqft · 0.121 ac lot · Active · Listed by REAL (405 FGO)
14. 601 11th Street N, Moorhead, MN — $233,999 · Est. $1,276/mo · ▼ $1,001 (0%) off, was $235,000, reduced 5 days ago · House for Sale · 4 bed · 3 bath · 2,035 sqft · 7,000 sqft lot · Active · M Markdowns · Listed by Better Homes and Gardens Real Estate Park Company
15. 311 15th Street S, Moorhead, MN — $159,000 · Est. $867/mo · ▼ $10,000 (6%) off, was $169,000, reduced 12 days ago · House for Sale · 3 bed · 1 bath · 936 sqft · 7,521 sqft lot · Active · M Markdowns · Listed by Better Homes and Gardens Real Estate Park Company
16. 4530 65th Street S, Fargo, ND — $730,000 · Est. $3,980/mo · ▼ $2,500 (0%) off, was $732,500, reduced 2 weeks ago · House for Sale · 4 bed · 3 bath · 2,464 sqft · 0.166 ac lot · Active · M Markdowns · Listed by RE/MAX Legacy Realty
17. 840 Elm Street, Kindred, ND — $210,500 · Est. $1,148/mo · ▼ $2,000 (1%) off, was $212,500, reduced 8 days ago · House for Sale · 2 bed · 2 bath · 1,603 sqft · 0.172 ac lot · ~25 min from Fargo · Active · M Markdowns · Listed by REALTY XPERTS
18. 415 3rd Avenue S, Moorhead, MN — $299,900 · Est. $1,635/mo · House for Sale · 6 bed · 3 bath · 2,240 sqft · 0.11 ac lot · Active · Listed by KW Inspire Realty Keller Williams
19. 1213 14th Street S, Fargo, ND — $280,000 · Est. $1,527/mo · House for Sale · 3 bed · 2 bath · 2,340 sqft · 0.163 ac lot · Active · Listed by REALTY XPERTS
20. 1105 15th Street S, Fargo, ND — $145,900 · Est. $795/mo · ▼ $14,000 (9%) off, was $159,900, reduced 4 weeks ago · House for Sale · 2 bed · 1 bath · 1,020 sqft · 0.172 ac lot · Active · M Markdowns · Listed by Haaby Real Estate, LLC
21. 1809 5th Avenue S, Fargo, ND — $250,000 · Est. $1,363/mo · ▼ $20,000 (7%) off, was $270,000, reduced 5 days ago · House for Sale · 7 bed · 2 bath · 2,210 sqft · 7,710 sqft lot · Active · M Markdowns · Listed by Better Homes and Gardens Real Estate Park Company
22. 7006 65th Street S, Horace, ND — $413,000 · Est. $2,252/mo · House for Sale · 3 bed · 3 bath · 1,809 sqft · 8,000 sqft lot · Active · Listed by REAL (2534 FGO)
23. 1510 8th Street S, Fargo, ND — $589,000 · Est. $3,211/mo · House for Sale · 4 bed · 3 bath · 2,430 sqft · 7,500 sqft lot · Active · Listed by Kvamme Real Estate
24. 1100 13th Street S, Moorhead, MN — $279,900 · Est. $1,526/mo · ▼ $10,000 (3%) off, was $289,900, reduced 2 weeks ago · House for Sale · 3 bed · 2 bath · 2,517 sqft · 11,813 sqft lot · Active · M Markdowns · Listed by REAL (405 FGO)

Story-and-a-Half Homes by City

Browse story-and-a-half homes in every Fargo-Moorhead metro community we serve.

• Story-and-a-Half Homes in Fargo
• Story-and-a-Half Homes in Moorhead
• Story-and-a-Half Homes in Horace
• Story-and-a-Half Homes in West Fargo

Most-Watched Story-and-a-Half Homes for Sale

5 most-watched story-and-a-half homes for sale across the Fargo-Moorhead area drew 22 buyer views this week — top view is a $999,999 home in Kindred, ND with 6 views. Updated 11/04/2026, 6:49 AM CST from NorthstarMLS.

1. 638 Norman Drive — Kindred, ND — $999,999 (6 views this week)
2. 609 10th Street N — Fargo, ND — $145,000 (4 views this week)
3. 2522 38th Avenue S — Moorhead, MN — $349,900 (4 views this week)
4. 1809 5th Avenue S — Fargo, ND — $250,000 (4 views this week)
5. 18583 Unger Lane — Grand Rapids, MN — $355,000 (4 views this week)

Why Buy a Story-and-a-Half Home in Fargo-Moorhead?

Story-and-a-half homes are one of the most flexible and characterful styles in the Fargo-Moorhead and greater MN/ND market. The layout pairs a full main floor — often with a main-level primary bedroom — with a partial upper floor set under a sloped roof, typically lit by dormer windows. That gives you the best of both worlds: single-level convenience on the main floor plus private bedroom or bonus space upstairs.

In established Fargo and Moorhead neighborhoods, story-and-a-half homes are frequently the most affordable single-family entry point — affordable 1.5 story homes in Fargo often list under $300,000, with story-and-a-half homes under $300,000 concentrated in older neighborhoods that still offer walkable, tree-lined charm. Many are Cape Cod and bungalow-style character homes near Oak Grove, NDSU, central Moorhead, and Concordia — with hardwood floors, built-ins, and mature lots, often priced below comparable two-story or rambler inventory. Buyers hunting for move-in ready story-and-a-half homes in Fargo will find updated examples throughout these neighborhoods where the kitchens, baths, and mechanicals have already been refreshed.

The style also spans the higher end. New construction 1.5 story homes in Fargo feature dramatic vaulted great rooms open to a second-floor loft, and luxury story-and-a-half homes in Fargo pair those features with premium finishes, chef's kitchens, and larger lots — the kind of custom build you see in newer south and west Fargo subdivisions. Lake-country properties across Minnesota use the 1.5-story form for cabins and year-round lake homes that maximize views and sleeping space under the roofline.

Practical notes for buyers: the upper level's sloped ceilings (knee walls) create cozy, efficient bedrooms but reduce usable floor area versus a full second story — worth measuring if you need specific furniture to fit. Heating and cooling the upper level can differ from the main floor; ask about zoning or a mini-split. For buyers who want main-floor living with extra room upstairs, family-friendly 1.5 story homes with dedicated kids' bedrooms, guest space, or a home office are hard to beat on value.

Story-and-a-half floor plans vary widely — from a classic Cape Cod style home with symmetric dormers to bungalow-inspired designs and updated 1.5-story houses with open main floors. Whether you're browsing 1.5 story homes for sale, one-and-a-half story houses, or story-and-a-half houses for sale in a specific neighborhood, we can help you find the right one.

Frequently Asked Questions About Story-and-a-Half Home Properties

What is a story-and-a-half home?

A story-and-a-half (also called 1.5-story or Cape Cod) home has a full main floor plus a partial upper floor built under a sloped roof, usually lit by dormer windows. The upper level has angled ceilings along the outer walls (knee walls). Many have a main-floor primary bedroom with additional bedrooms or a bonus room upstairs.

How is a story-and-a-half different from a two-story?

A two-story has two full floors of equal size stacked under a flat-ceiling roofline. A story-and-a-half has a full main floor and a smaller upper floor tucked under a sloped roof, so the upstairs has angled ceilings and less usable square footage. Story-and-a-half homes often cost less per square foot and offer main-floor living that two-stories don't.

How much do story-and-a-half homes cost in Fargo-Moorhead?

It's a wide range. In established Fargo and Moorhead neighborhoods, older story-and-a-half homes are often the most affordable single-family option — many in Fargo fall in the $180,000-$300,000 range. Across the broader MN/ND market the median is closer to $375,000, with lake-country and custom homes running well into the high six and seven figures.

Are story-and-a-half homes good for main-floor living?

Often, yes. Many story-and-a-half homes place the primary bedroom and a full bath on the main floor, with secondary bedrooms upstairs. That makes them popular with buyers who want to live primarily on one level while keeping extra space for kids, guests, or an office — without the full footprint (or price) of a rambler.

Where are story-and-a-half homes found in the area?

In the metro, they concentrate in established neighborhoods — north Fargo near Oak Grove and NDSU, central and south Moorhead, and older parts of West Fargo. The style is also the dominant form in Minnesota lake country, where it's widely used for cabins and lakefront homes. Newer custom versions with vaulted great rooms appear in higher-end subdivisions.

What is a story-and-a-half home value in Fargo ND?

Story-and-a-half home values in Fargo ND vary with location, updates, and how usable the upper level is. Well-updated 1.5-story homes in established neighborhoods hold their value well, while dated ones offer value-add upside. For a current story-and-a-half home value in Fargo-Moorhead, ask us for a free, no-obligation comparative market analysis.

Any tips for selling a story-and-a-half house in Fargo?

When selling a story-and-a-half house in Fargo, highlight the main-floor primary bedroom, the character details, and any upper-level updates like added insulation, egress windows, or a mini-split for comfort. Pricing to condition and staging the flexible upstairs space are key — we can walk you through what your story-and-a-half is worth and how to sell it for top dollar.

Where to Find Story-and-a-Half Home Properties

In the metro, story-and-a-half homes cluster in Fargo-Moorhead's established neighborhoods — north Fargo near Oak Grove and NDSU, central and south Moorhead near Concordia and MSUM, and older sections of West Fargo — on mature, tree-lined lots. Beyond the metro, the style dominates Minnesota's lake country, where it's the go-to form for cabins and lakefront homes. Verify school assignment by address.

Browse Other Home Styles

• Luxury Homes
• Two-Story Homes
• Ramblers
• Patio Homes
• Twin Homes
• Split-Levels
• Bi-Levels
• Condos
• Townhomes
• New Construction

Talk to Jim & Shannon About Story-and-a-Half Home Properties

We know this market inside and out. Let us help you find the right property.

(701) 205-5517 — Jim Christl & Shannon Barnum, Modern Market REALTORS® | Schedule a Consultation

Modern Market REALTORS® — Jim Christl (Broker) & Shannon Barnum (Associate Broker). Serving Fargo, Moorhead, West Fargo, Horace, Detroit Lakes, and Minnesota lake country. Call (701) 205-5517.