Story-and-a-Half Homes for Sale in Fargo-Moorhead
Page 2 of 5. Browse story-and-a-half (1.5 story) homes for sale across Fargo, Moorhead, and the wider MN/ND market — from affordable character homes to lake-country cabins. Call 701-205-5517.
Story-and-a-half homes — also called 1.5-story or Cape Cod, and often referred to as one-and-a-half story homes — pair a full main floor with a partial upper level tucked under a sloped, dormered roof. It's one of the most characterful and versatile styles in the region, ranging from affordable older homes in established Fargo-Moorhead neighborhoods to lake-country cabins and custom builds with vaulted great rooms and upper lofts.
Why Buy a Story-and-a-Half Home in Fargo-Moorhead?
Story-and-a-half homes are one of the most flexible and characterful styles in the Fargo-Moorhead and greater MN/ND market. The layout pairs a full main floor — often with a main-level primary bedroom — with a partial upper floor set under a sloped roof, typically lit by dormer windows. That gives you the best of both worlds: single-level convenience on the main floor plus private bedroom or bonus space upstairs.
In established Fargo and Moorhead neighborhoods, story-and-a-half homes are frequently the most affordable single-family entry point — affordable 1.5 story homes in Fargo often list under $300,000, with story-and-a-half homes under $300,000 concentrated in older neighborhoods that still offer walkable, tree-lined charm. Many are Cape Cod and bungalow-style character homes near Oak Grove, NDSU, central Moorhead, and Concordia — with hardwood floors, built-ins, and mature lots, often priced below comparable two-story or rambler inventory. Buyers hunting for move-in ready story-and-a-half homes in Fargo will find updated examples throughout these neighborhoods where the kitchens, baths, and mechanicals have already been refreshed.
The style also spans the higher end. New construction 1.5 story homes in Fargo feature dramatic vaulted great rooms open to a second-floor loft, and luxury story-and-a-half homes in Fargo pair those features with premium finishes, chef's kitchens, and larger lots — the kind of custom build you see in newer south and west Fargo subdivisions. Lake-country properties across Minnesota use the 1.5-story form for cabins and year-round lake homes that maximize views and sleeping space under the roofline.
Practical notes for buyers: the upper level's sloped ceilings (knee walls) create cozy, efficient bedrooms but reduce usable floor area versus a full second story — worth measuring if you need specific furniture to fit. Heating and cooling the upper level can differ from the main floor; ask about zoning or a mini-split. For buyers who want main-floor living with extra room upstairs, family-friendly 1.5 story homes with dedicated kids' bedrooms, guest space, or a home office are hard to beat on value.
Story-and-a-half floor plans vary widely — from a classic Cape Cod style home with symmetric dormers to bungalow-inspired designs and updated 1.5-story houses with open main floors. Whether you're browsing 1.5 story homes for sale, one-and-a-half story houses, or story-and-a-half houses for sale in a specific neighborhood, we can help you find the right one.
Best Neighborhoods
In the metro, story-and-a-half homes cluster in Fargo-Moorhead's established neighborhoods — north Fargo near Oak Grove and NDSU, central and south Moorhead near Concordia and MSUM, and older sections of West Fargo — on mature, tree-lined lots. Beyond the metro, the style dominates Minnesota's lake country, where it's the go-to form for cabins and lakefront homes. Verify school assignment by address.
Browse Story-and-a-Half Homes for Sale — Page 2
4180 58th Street S, Fargo, ND 58104 — $799,000 · 6 bd / 4 ba
415 9th Street, Hawley, MN 56549 — $289,900 · ▼ $10,000 off (3%) · 5 bd / 2 ba · Open House Sep 20
18000 US-10 Highway, Hawley, MN 56549 — $1,250,000 · 3 bd / 3 ba · Acreage
4530 65th Street S, Fargo, ND 58104 — $732,500 · 4 bd / 3 ba · Open House Sep 20
309 43rd Avenue S, Moorhead, MN 56560 — $579,900 · 4 bd / 4 ba
27884 86th Avenue S, Hawley, MN 56549 — $679,900 · ▼ $15,000 off (2%) · 4 bd / 3 ba · Waterfront · Acreage
901 5th Street S, Moorhead, MN 56560 — $154,500 · ▼ $5,400 off (3%) · 3 bd / 3 ba
10327 73rd Street S, Horace, ND 58047 — $410,000 · 3 bd / 3 ba
5179 Mira Way W, West Fargo, ND 58078 — $1,375,000 · ▼ $50,000 off (4%) · 3 bd / 3 ba
1119 11th Avenue N, Fargo, ND 58102 — $214,000 · ▼ $5,000 off (2%) · 3 bd / 2 ba
414 12th Street N, Fargo, ND 58102 — $139,900 · ▼ $10,100 off (7%) · 2 bd / 2 ba
1401 19th Street S, Fargo, ND 58103 — $409,900 · ▼ $10,000 off (2%) · 5 bd / 3 ba
6440 Sun Valley Boulevard, Horace, ND 58047 — $1,049,900 · 3 bd / 3 ba · New Build · Open House Sep 20
6444 Sun Valley Boulevard, Horace, ND 58047 — $954,900 · 3 bd / 3 ba · New Build · Open House Sep 20
1622 S 11th Avenue S, Fargo, ND 58103 — $135,000 · 2 bd / 2 ba
316 11th Street N, Moorhead, MN 56560 — $105,000 · 1 bd / 2 ba
711 Rania Way W, West Fargo, ND 58078 — $925,000 · 3 bd / 3 ba · Open House Sep 20
403 16th Street NE, Dilworth, MN 56529 — $399,900 · 4 bd / 3 ba
638 Norman Drive, Kindred, ND 58051 — $999,999 · 4 bd / 4 ba · New Build
6284 85th Avenue S, Horace, ND 58047 — $420,400 · 3 bd / 3 ba · New Build
26167 7th Avenue S, Hawley, MN 56549 — $855,000 · 4 bd / 3 ba · Waterfront · Acreage
14 3rd Street E, West Fargo, ND 58078 — $89,900 · ▼ $10,000 off (10%) · 2 bd / 1 ba
1525 10th Street N, Fargo, ND 58102 — $217,000 · ▼ $3,000 off (1%) · 4 bd / 2 ba
551 Wall Avenue, Horace, ND 58047 — $415,000 · ▼ $14,000 off (3%) · 3 bd / 2 ba · Waterfront
5156 Mira Way W, West Fargo, ND 58078 — $869,900 · 3 bd / 3 ba
5108 Mira Way W, West Fargo, ND 58078 — $689,900 · 2 bd / 3 ba · New Build · Open House Sep 20
662 Rania Way W, West Fargo, ND 58078 — $879,900 · 3 bd / 3 ba · New Build · Open House Sep 20
6448 Sun Valley Boulevard, Horace, ND 58047 — $979,900 · 3 bd / 3 ba · New Build · Open House Sep 20
735 14th Street N, Fargo, ND 58102 — $259,000 · 6 bd / 2 ba
13268 Fairhaven Lane, Detroit Lakes, MN 56501 — $599,000 · 2 bd / 1 ba · Waterfront
332 Oak Street, Detroit Lakes, MN 56501 — $245,000 · ▼ $10,000 off (4%) · 3 bd / 2 ba
51021 Fish Lake Road, Detroit Lakes, MN 56501 — $329,900 · 1 bd / 1 ba · Waterfront
51021 Fish Lake Road, Detroit Lakes, MN 56501 — $329,900 · 1 bd / 1 ba · Waterfront
117 Union Street W, Detroit Lakes, MN 56501 — $169,900 · 3 bd / 1 ba
323 Sherman Street, Detroit Lakes, MN 56501 — $359,900 · ▼ $9,100 off (2%) · 4 bd / 2 ba
1101 Summit Avenue, Detroit Lakes, MN 56501 — $374,000 · 4 bd / 3 ba
2074 Elmwood Drive, Detroit Lakes, MN 56501 — $495,000 · 4 bd / 3 ba
24047 Sandy Beach Drive, Detroit Lakes, MN 56501 — $995,000 · 4 bd / 4 ba
2006 South Ridge Road, Detroit Lakes, MN 56501 — $414,900 · 3 bd / 3 ba
15588 E Munson Drive, Detroit Lakes, MN 56501 — $399,900 · ▼ $20,000 off (5%) · 1 bd / 1 ba · Waterfront
22548 Senns Beach Drive, Detroit Lakes, MN 56501 — $2,250,000 · 3 bd / 2 ba · Waterfront
308 Sherman Street, Detroit Lakes, MN 56501 — $250,000 · ▼ $9,000 off (3%) · 3 bd / 2 ba
22558 Senns Beach Drive, Detroit Lakes, MN 56501 — $1,650,000 · 3 bd / 1 ba · Waterfront
1397 Burroughs Road, Detroit Lakes, MN 56501 — $499,900 · ▼ $19,100 off (4%) · 2 bd / 2 ba
331 Willow Street E, Detroit Lakes, MN 56501 — $359,900 · ▼ $10,000 off (3%) · 3 bd / 3 ba
51021 Fish Lake Road, Detroit Lakes, MN 56501 — $329,900 · 1 bd / 1 ba · Waterfront
414 Willow Street W, Detroit Lakes, MN 56501 — $309,900 · ▼ $20,000 off (6%) · 4 bd / 2 ba
1928 Long Prairie Lane, Detroit Lakes, MN 56501 — $580,974 · 3 bd / 3 ba
Frequently Asked Questions
What is a story-and-a-half home?
A story-and-a-half (also called 1.5-story or Cape Cod) home has a full main floor plus a partial upper floor built under a sloped roof, usually lit by dormer windows. The upper level has angled ceilings along the outer walls (knee walls). Many have a main-floor primary bedroom with additional bedrooms or a bonus room upstairs.
How is a story-and-a-half different from a two-story?
A two-story has two full floors of equal size stacked under a flat-ceiling roofline. A story-and-a-half has a full main floor and a smaller upper floor tucked under a sloped roof, so the upstairs has angled ceilings and less usable square footage. Story-and-a-half homes often cost less per square foot and offer main-floor living that two-stories don't.
How much do story-and-a-half homes cost in Fargo-Moorhead?
It's a wide range. In established Fargo and Moorhead neighborhoods, older story-and-a-half homes are often the most affordable single-family option — many in Fargo fall in the $180,000-$300,000 range. Across the broader MN/ND market the median is closer to $375,000, with lake-country and custom homes running well into the high six and seven figures.
Are story-and-a-half homes good for main-floor living?
Often, yes. Many story-and-a-half homes place the primary bedroom and a full bath on the main floor, with secondary bedrooms upstairs. That makes them popular with buyers who want to live primarily on one level while keeping extra space for kids, guests, or an office — without the full footprint (or price) of a rambler.
Where are story-and-a-half homes found in the area?
In the metro, they concentrate in established neighborhoods — north Fargo near Oak Grove and NDSU, central and south Moorhead, and older parts of West Fargo. The style is also the dominant form in Minnesota lake country, where it's widely used for cabins and lakefront homes. Newer custom versions with vaulted great rooms appear in higher-end subdivisions.
What is a story-and-a-half home value in Fargo ND?
Story-and-a-half home values in Fargo ND vary with location, updates, and how usable the upper level is. Well-updated 1.5-story homes in established neighborhoods hold their value well, while dated ones offer value-add upside. For a current story-and-a-half home value in Fargo-Moorhead, ask us for a free, no-obligation comparative market analysis.
Any tips for selling a story-and-a-half house in Fargo?
When selling a story-and-a-half house in Fargo, highlight the main-floor primary bedroom, the character details, and any upper-level updates like added insulation, egress windows, or a mini-split for comfort. Pricing to condition and staging the flexible upstairs space are key — we can walk you through what your story-and-a-half is worth and how to sell it for top dollar.
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(701) 205-5517 — Jim Christl & Shannon Barnum, Modern Market REALTORS®
Modern Market REALTORS® — Jim Christl (Broker) & Shannon Barnum (Associate Broker). Serving Fargo, Moorhead, West Fargo, Horace, Detroit Lakes, and Minnesota lake country. Call (701) 205-5517.