Story-and-a-Half Homes for Sale in Fargo-Moorhead

Story-and-a-half homes — also called 1.5-story or Cape Cod, and often referred to as one-and-a-half story homes — pair a full main floor with a partial upper level tucked under a sloped, dormered roof. It's one of the most characterful and versatile styles in the region, ranging from affordable older homes in established Fargo-Moorhead neighborhoods to lake-country cabins and custom builds with vaulted great rooms and upper lofts.

Story-and-a-Half Homes for Sale — Page 2

  1. 1977 single family home for sale at 1825 Prairie Lane S in Fargo, ND — 4 bed, 3 bath 1825 Prairie Lane S, Fargo, ND — $409,500 · Est. $2,233/mo · ▼ $10,000 (2%) off, was $419,500, reduced 3 weeks ago · House for Sale · 4 bed · 3 bath · 2,331 sqft · 0.259 ac lot · Active · M Markdowns · Listed by Jeff Hagel
  2. 1916 single family home for sale at 1019 9th Avenue N in Fargo, ND — 5 bed, 3 bath 1019 9th Avenue N, Fargo, ND — $185,000 · Est. $1,009/mo · ▼ $5,000 (3%) off, was $190,000, reduced 4 weeks ago · House for Sale · 5 bed · 3 bath · 1,954 sqft · 7,013 sqft lot · Active · M Markdowns · Listed by Better Homes and Gardens Real Estate Advantage One
  3. 1900 single family home for sale at 219 16th Street N in Moorhead, MN — 3 bed, 1 bath 219 16th Street N, Moorhead, MN — $145,000 · Est. $791/mo · House for Sale · 3 bed · 1 bath · 400 sqft · 0.21 ac lot · Active · Listed by RE/MAX Legacy Realty
  4. 1908 single family home for sale at 107 1st Avenue SW in Dilworth, MN — 3 bed, 3 bath 107 1st Avenue SW, Dilworth, MN — $250,000 · Est. $1,363/mo · ▼ $13,000 (5%) off, was $263,000, reduced 3 weeks ago · House for Sale · 3 bed · 3 bath · 2,560 sqft · 0.92 ac lot · Active · M Markdowns · Listed by Dakota Plains Realty
  5. 1923 single family home for sale at 606 5th Street S in Moorhead, MN — 4 bed, 3 bath 606 5th Street S, Moorhead, MN — $214,900 · Est. $1,172/mo · ▼ $5,000 (2%) off, was $219,900, reduced 8 days ago · House for Sale · 4 bed · 3 bath · 1,985 sqft · 7,524 sqft lot · Active · M Markdowns · Listed by Archer Real Estate Services
  6. 1990 single family home for sale at 1975 29th Street Circle S in Moorhead, MN — 4 bed, 4 bath 1975 29th Street Circle S, Moorhead, MN — $449,900 · Est. $2,453/mo · ▼ $3,000 (1%) off, was $452,900, reduced 2 weeks ago · House for Sale · 4 bed · 4 bath · 3,648 sqft · 0.35 ac lot · Active · M Markdowns · Listed by REAL (405 FGO)
  7. 1948 single family home for sale at 1320 5th Street S in Moorhead, MN — 6 bed, 3 bath 1320 5th Street S, Moorhead, MN — $299,000 · Est. $1,630/mo · ▼ $11,000 (4%) off, was $310,000, reduced 6 weeks ago · House for Sale · 6 bed · 3 bath · 2,465 sqft · 0.17 ac lot · Active · M Markdowns · Listed by REAL (1022 FGO)
  8. 1921 single family home for sale at 1034 University Drive N in Fargo, ND — 4 bed, 2 bath 1034 University Drive N, Fargo, ND — $225,000 · Est. $1,227/mo · House for Sale · 4 bed · 2 bath · 1,462 sqft · 0.16 ac lot · Active · Listed by Raboin Realty
  9. 1923 single family home for sale at 1210 13 1/2 Street S in Fargo, ND — 2 bed, 1 bath 1210 13 1/2 Street S, Fargo, ND — $225,000 · Est. $1,227/mo · House for Sale · 2 bed · 1 bath · 1,178 sqft · 0.12 ac lot · Active · Listed by Berkshire Hathaway HomeServices Premier Properties
  10. 1947 single family home for sale at 1538 7th Street N in Fargo, ND — 3 bed, 1 bath 1538 7th Street N, Fargo, ND — $239,900 · Est. $1,308/mo · House for Sale · 3 bed · 1 bath · 1,878 sqft · 0.16 ac lot · Active · Listed by Lakes Family Real Estate/Otter Tail Real Estate
  11. 1908 single family home for sale at 509 Center Avenue E in Dilworth, MN — 3 bed, 2 bath 509 Center Avenue E, Dilworth, MN — $170,000 · Est. $927/mo · House for Sale · 3 bed · 2 bath · 1,585 sqft · 0.25 ac lot · Active · Listed by eXp Realty (3523 FGO)
  12. 1890 single family home for sale at 410 MAIN Street in Hawley, MN — 2 bed, 1 bath 410 MAIN Street, Hawley, MN — $39,700 · Est. $216/mo · ▼ $5,000 (11%) off, was $44,700, reduced 5 weeks ago · House for Sale · 2 bed · 1 bath · 1,077 sqft · 0.161 ac lot · ~30 min from Fargo · Active · M Markdowns · Listed by Gallery of Homes
  13. 2015 single family home for sale at 4538 65th Street S in Fargo, ND — 3 bed, 3 bath 4538 65th Street S, Fargo, ND — $729,000 · Est. $3,974/mo · ▼ $10,000 (1%) off, was $739,000, reduced 2 weeks ago · House for Sale · 3 bed · 3 bath · 2,544 sqft · 7,479 sqft lot · Active · M Markdowns · Listed by Beyond Realty
  14. 1900 single family home for sale at 1331 10th Avenue N in Fargo, ND — 4 bed, 2 bath 1331 10th Avenue N, Fargo, ND — $240,000 · Est. $1,308/mo · House for Sale · 4 bed · 2 bath · 1,818 sqft · 7,000 sqft lot · Active · Listed by Beyond Realty
  15. 1953 single family home for sale at 413 22nd Street S in Fargo, ND — 3 bed, 2 bath 413 22nd Street S, Fargo, ND — $244,900 · Est. $1,335/mo · ▼ $5,000 (2%) off, was $249,900, reduced 8 days ago · House for Sale · 3 bed · 2 bath · 1,881 sqft · 0.184 ac lot · Active · M Markdowns · Listed by Archer Real Estate Services
  16. 1916 single family home for sale at 915 College Street N in Fargo, ND — 5 bed, 3 bath 915 College Street N, Fargo, ND — $225,000 · Est. $1,227/mo · ▼ $10,000 (4%) off, was $235,000, reduced Sep 3 · House for Sale · 5 bed · 3 bath · 1,764 sqft · 0.16 ac lot · Active · M Markdowns · Listed by KW Inspire Realty Keller Williams
  17. 1936 single family home for sale at 622 9th Street N in Moorhead, MN — 2 bed, 1 bath 622 9th Street N, Moorhead, MN — $169,900 · Est. $926/mo · ▼ $5,100 (3%) off, was $175,000, reduced 5 weeks ago · House for Sale · 2 bed · 1 bath · 1,062 sqft · 0.14 ac lot · Active · M Markdowns · Listed by Town & Country Realty
  18. 1926 single family home for sale at 511 11th Street N in Moorhead, MN — 2 bed, 3 bath 511 11th Street N, Moorhead, MN — $185,000 · Est. $1,009/mo · ▼ $10,000 (5%) off, was $195,000, reduced 4 weeks ago · House for Sale · 2 bed · 3 bath · 1,109 sqft · 0.17 ac lot · Active · M Markdowns · Listed by eXp Realty (219 WF)
  19. 2026 single family home for sale at 6262 84th Avenue S in Horace, ND — 3 bed, 3 bath 6262 84th Avenue S, Horace, ND — $389,300 · Est. $2,122/mo · House for Sale · 3 bed · 3 bath · 1,809 sqft · 7,020 sqft lot · Active · Listed by REAL (2534 FGO)
  20. 1910 single family home for sale at 1706 N 4th Avenue in Moorhead, MN — 4 bed, 2 bath 1706 N 4th Avenue, Moorhead, MN — $149,000 · Est. $812/mo · ▼ $9,888 (6%) off, was $158,888, reduced 3 weeks ago · House for Sale · 4 bed · 2 bath · 1,720 sqft · 11,250 sqft lot · Active · M Markdowns · Listed by RE/MAX Legacy Realty
  21. 1922 single family home for sale at 1433 2nd Avenue S in Fargo, ND — 3 bed, 2 bath 1433 2nd Avenue S, Fargo, ND — $265,000 · Est. $1,445/mo · ▼ $5,000 (2%) off, was $270,000, reduced 2 days ago · House for Sale · 3 bed · 2 bath · 1,482 sqft · 0.154 ac lot · Active · M Markdowns · Listed by Berkshire Hathaway HomeServices Premier Properties
  22. 1934 single family home for sale at 1258 2nd Street N in Fargo, ND — 4 bed, 3 bath 1258 2nd Street N, Fargo, ND — $488,000 · Est. $2,661/mo · ▼ $10,000 (2%) off, was $498,000, reduced 4 weeks ago · House for Sale · 4 bed · 3 bath · 2,128 sqft · 0.16 ac lot · Active · M Markdowns · Listed by Better Homes and Gardens Real Estate Park Company
  23. 1906 single family home for sale at 523 11th Street N in Moorhead, MN — 5 bed, 2 bath 523 11th Street N, Moorhead, MN — $159,900 · Est. $872/mo · ▼ $5,100 (3%) off, was $165,000, reduced 2 weeks ago · House for Sale · 5 bed · 2 bath · 1,604 sqft · 0.26 ac lot · Active · M Markdowns · Listed by Dakota Plains Realty
  24. 1923 single family home for sale at 1310 11th Avenue S in Fargo, ND — 2 bed, 1 bath 1310 11th Avenue S, Fargo, ND — $193,000 · Est. $1,052/mo · ▼ $7,000 (4%) off, was $200,000, reduced 6 weeks ago · House for Sale · 2 bed · 1 bath · 1,112 sqft · 1,749 sqft lot · Active · M Markdowns · Listed by Better Homes and Gardens Real Estate Park Company

Why Buy a Story-and-a-Half Home in Fargo-Moorhead?

Story-and-a-Half Homes for Sale card: a story-and-a-half house with two dormers in a steep roof, the sun rising behind it
Story-and-a-half homes for sale in Fargo-Moorhead: a full main floor, with bedrooms tucked up under the roof.

Story-and-a-half homes are one of the most flexible and characterful styles in the Fargo-Moorhead and greater MN/ND market. The layout pairs a full main floor — often with a main-level primary bedroom — with a partial upper floor set under a sloped roof, typically lit by dormer windows. That gives you the best of both worlds: single-level convenience on the main floor plus private bedroom or bonus space upstairs.

In established Fargo and Moorhead neighborhoods, story-and-a-half homes are frequently the most affordable single-family entry point — affordable 1.5 story homes in Fargo often list under $300,000, with story-and-a-half homes under $300,000 concentrated in older neighborhoods that still offer walkable, tree-lined charm. Many are Cape Cod and bungalow-style character homes near Oak Grove, NDSU, central Moorhead, and Concordia — with hardwood floors, built-ins, and mature lots, often priced below comparable two-story or rambler inventory. Buyers hunting for move-in ready story-and-a-half homes in Fargo will find updated examples throughout these neighborhoods where the kitchens, baths, and mechanicals have already been refreshed.

The style also spans the higher end. New construction 1.5 story homes in Fargo feature dramatic vaulted great rooms open to a second-floor loft, and luxury story-and-a-half homes in Fargo pair those features with premium finishes, chef's kitchens, and larger lots — the kind of custom build you see in newer south and west Fargo subdivisions. Lake-country properties across Minnesota use the 1.5-story form for cabins and year-round lake homes that maximize views and sleeping space under the roofline.

Practical notes for buyers: the upper level's sloped ceilings (knee walls) create cozy, efficient bedrooms but reduce usable floor area versus a full second story — worth measuring if you need specific furniture to fit. Heating and cooling the upper level can differ from the main floor; ask about zoning or a mini-split. For buyers who want main-floor living with extra room upstairs, family-friendly 1.5 story homes with dedicated kids' bedrooms, guest space, or a home office are hard to beat on value.

Story-and-a-half floor plans vary widely — from a classic Cape Cod style home with symmetric dormers to bungalow-inspired designs and updated 1.5-story houses with open main floors. Whether you're browsing 1.5 story homes for sale, one-and-a-half story houses, or story-and-a-half houses for sale in a specific neighborhood, we can help you find the right one.

Frequently Asked Questions About Story-and-a-Half Home Properties

What is a story-and-a-half home?

A story-and-a-half (also called 1.5-story or Cape Cod) home has a full main floor plus a partial upper floor built under a sloped roof, usually lit by dormer windows. The upper level has angled ceilings along the outer walls (knee walls). Many have a main-floor primary bedroom with additional bedrooms or a bonus room upstairs.

How is a story-and-a-half different from a two-story?

A two-story has two full floors of equal size stacked under a flat-ceiling roofline. A story-and-a-half has a full main floor and a smaller upper floor tucked under a sloped roof, so the upstairs has angled ceilings and less usable square footage. Story-and-a-half homes often cost less per square foot and offer main-floor living that two-stories don't.

How much do story-and-a-half homes cost in Fargo-Moorhead?

It's a wide range. In established Fargo and Moorhead neighborhoods, older story-and-a-half homes are often the most affordable single-family option — many in Fargo fall in the $180,000-$300,000 range. Across the broader MN/ND market the median is closer to $375,000, with lake-country and custom homes running well into the high six and seven figures.

Are story-and-a-half homes good for main-floor living?

Often, yes. Many story-and-a-half homes place the primary bedroom and a full bath on the main floor, with secondary bedrooms upstairs. That makes them popular with buyers who want to live primarily on one level while keeping extra space for kids, guests, or an office — without the full footprint (or price) of a rambler.

Where are story-and-a-half homes found in the area?

In the metro, they concentrate in established neighborhoods — north Fargo near Oak Grove and NDSU, central and south Moorhead, and older parts of West Fargo. The style is also the dominant form in Minnesota lake country, where it's widely used for cabins and lakefront homes. Newer custom versions with vaulted great rooms appear in higher-end subdivisions.

What is a story-and-a-half home value in Fargo ND?

Story-and-a-half home values in Fargo ND vary with location, updates, and how usable the upper level is. Well-updated 1.5-story homes in established neighborhoods hold their value well, while dated ones offer value-add upside. For a current story-and-a-half home value in Fargo-Moorhead, ask us for a free, no-obligation comparative market analysis.

Any tips for selling a story-and-a-half house in Fargo?

When selling a story-and-a-half house in Fargo, highlight the main-floor primary bedroom, the character details, and any upper-level updates like added insulation, egress windows, or a mini-split for comfort. Pricing to condition and staging the flexible upstairs space are key — we can walk you through what your story-and-a-half is worth and how to sell it for top dollar.

Where to Find Story-and-a-Half Home Properties

In the metro, story-and-a-half homes cluster in Fargo-Moorhead's established neighborhoods — north Fargo near Oak Grove and NDSU, central and south Moorhead near Concordia and MSUM, and older sections of West Fargo — on mature, tree-lined lots. Beyond the metro, the style dominates Minnesota's lake country, where it's the go-to form for cabins and lakefront homes. Verify school assignment by address.

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Talk to Jim & Shannon About Story-and-a-Half Home Properties

We know this market inside and out. Let us help you find the right property.

(701) 205-5517 — Jim Christl & Shannon Barnum, Modern Market REALTORS® | Schedule a Consultation

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Based on information submitted to the MLS GRID as of 11/04/2026, 7:59 AM CST. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.

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Modern Market REALTORS® — Jim Christl (Broker) & Shannon Barnum (Associate Broker). Serving Fargo, Moorhead, West Fargo, Horace, Detroit Lakes, and Minnesota lake country. Call (701) 205-5517.