Story-and-a-Half Homes for Sale in Fargo-Moorhead
Story-and-a-half homes — also called 1.5-story or Cape Cod, and often referred to as one-and-a-half story homes — pair a full main floor with a partial upper level tucked under a sloped, dormered roof. It's one of the most characterful and versatile styles in the region, ranging from affordable older homes in established Fargo-Moorhead neighborhoods to lake-country cabins and custom builds with vaulted great rooms and upper lofts.
Story-and-a-Half Homes for Sale — Page 7
33021 State Highway 210, Aitkin, MN — $315,000 · Est. $1,717/mo · ▼ $15,000 (5%) off, was $330,000, reduced 3 weeks ago · House for Sale · Waterfront · Acreage · 4 bed · 2 bath · 1,536 sqft · 40 ac lot · ~3 hr 25 min from Fargo · Active · M Markdowns · Listed by eXp Realty
8110 Moidore Drive NW, Bemidji, MN — $388,000 · Est. $2,115/mo · House for Sale · New Build · 3 bed · 2 bath · 2,193 sqft · 1.68 ac lot · ~2 hr 10 min from Fargo · Active · Listed by Grimes Realty
2416 E Fir Avenue, Fergus Falls, MN — $349,900 · Est. $1,908/mo · ▼ $20,000 (5%) off, was $369,900, reduced 2 weeks ago · House for Sale · 4 bed · 3 bath · 1,724 sqft · 0.67 ac lot · ~70 min from Fargo · Active · M Markdowns · Listed by RE/MAX Advantage Plus
9024 Kinn Drive NE, Bemidji, MN — $499,900 · Est. $2,725/mo · House for Sale · Acreage · 3 bed · 3 bath · 1,944 sqft · 8.65 ac lot · ~2 hr 20 min from Fargo · Active · Listed by 218 Real Estate
718 Stoner Avenue SE, Bemidji, MN — $298,000 · Est. $1,625/mo · ▼ $12,000 (4%) off, was $310,000, reduced 7 weeks ago · House for Sale · 3 bed · 1 bath · 1,633 sqft · 1.874 ac lot · ~2 hr 10 min from Fargo · Active · M Markdowns · Listed by Century 21 Dickinson
515 NE 6th Street, Grand Rapids, MN — $169,900 · Est. $926/mo · ▼ $5,000 (3%) off, was $174,900, reduced Sep 4 · House for Sale · 3 bed · 2 bath · 1,097 sqft · 0.24 ac lot · ~3 hr 25 min from Fargo · Active · M Markdowns · Listed by Pemberton RE
1510 S Mabelle Avenue, Fergus Falls, MN — $100,000 · Est. $545/mo · House for Sale · 2 bed · 1 bath · 1,524 sqft · 1.1 ac lot · ~70 min from Fargo · Active · Listed by Dane Arthur Real Estate Agency-Crosslake
1515 Isleview Road, Grand Rapids, MN — $385,000 · Est. $2,099/mo · ▼ $14,900 (4%) off, was $399,900, reduced 13 days ago · House for Sale · Horseshoe Lake · Acreage · 3 bed · 3 bath · 2,466 sqft · 5.2 ac lot · ~3 hr 20 min from Fargo · Active · M Markdowns · Listed by COLDWELL BANKER NORTHWOODS
5648 Fairview Road, Baxter, MN — $259,000 · Est. $1,412/mo · ▼ $5,000 (2%) off, was $264,000, reduced 8 days ago · House for Sale · 3 bed · 2 bath · 2,200 sqft · 0.56 ac lot · ~2 hr 45 min from Fargo · Active · M Markdowns · Listed by Central MN Realty LLC
9067 Wolves Street, Brainerd, MN — $429,000 · Est. $2,339/mo · ▼ $10,000 (2%) off, was $439,000, reduced yesterday · House for Sale · New Build · 4 bed · 3 bath · 2,486 sqft · 0.24 ac lot · ~2 hr 45 min from Fargo · Active · M Markdowns · Listed by NextHome Horizons
1907 S Lake Irving Drive SW, Bemidji, MN — $398,500 · Est. $2,173/mo · ▼ $6,500 (2%) off, was $405,000, reduced 6 weeks ago · House for Sale · Lake Irving · 2 bed · 2 bath · 1,716 sqft · 0.48 ac lot · ~2 hr 10 min from Fargo · Active · M Markdowns · Listed by Grimes Realty
32162 Deer Street, Aitkin, MN — $279,000 · Est. $1,521/mo · House for Sale · Acreage · 3 bed · 1 bath · 1,572 sqft · 9.1 ac lot · ~3 hr 25 min from Fargo · Active · Listed by Woods & Shores Real Estate, Inc.
614 2nd Street W, Park Rapids, MN — $170,000 · Est. $927/mo · House for Sale · 3 bed · 1 bath · 1,488 sqft · 0.34 ac lot · ~1 hr 45 min from Fargo · Active · Listed by Keller Williams Realty Professionals
305 8th Avenue E, Alexandria, MN — $264,900 · Est. $1,444/mo · ▼ $10,000 (4%) off, was $274,900, reduced 4 weeks ago · House for Sale · 3 bed · 2 bath · 1,556 sqft · 0.324 ac lot · ~2 hr 5 min from Fargo · Active · M Markdowns · Listed by ConnCrete Realty Solutions
19117 Kathryn Avenue, Grand Rapids, MN — $879,900 · Est. $4,797/mo · House for Sale · New Build · 3 bed · 3 bath · 2,872 sqft · 1.54 ac lot · ~3 hr 25 min from Fargo · Active · Listed by Keller Williams Select Realty
624 N 10th Street, Brainerd, MN — $134,900 · Est. $735/mo · ▼ $5,000 (4%) off, was $139,900, reduced Aug 24 · House for Sale · 3 bed · 1 bath · 1,342 sqft · 0.17 ac lot · ~2 hr 50 min from Fargo · Active · M Markdowns · Listed by eXp Realty
9962 Knotty Pine Drive, Park Rapids, MN — $499,000 · Est. $2,721/mo · House for Sale · Little Mantrap Lake (Clover Twp.) · 2 bed · 2 bath · 1,936 sqft · 1.1 ac lot · ~1 hr 45 min from Fargo · Active · Listed by Keller Williams Realty Professionals
7639 Emerald Pines Drive NW, Bemidji, MN — $479,900 · Est. $2,616/mo · ▼ $15,000 (3%) off, was $494,900, reduced 5 weeks ago · House for Sale · Acreage · 3 bed · 2 bath · 2,325 sqft · 3.19 ac lot · ~2 hr 10 min from Fargo · Active · M Markdowns · Listed by Real Broker, LLC
9598 Ossawinnamakee Road, Pequot Lakes, MN — $399,000 · Est. $2,175/mo · ▼ $10,900 (3%) off, was $409,900, reduced 5 weeks ago · House for Sale · Acreage · 3 bed · 1 bath · 1,512 sqft · 3.48 ac lot · ~2 hr 40 min from Fargo · Active · M Markdowns · Listed by RE/MAX Results - Nisswa
711 N 7th Street, Brainerd, MN — $259,900 · Est. $1,417/mo · ▼ $5,000 (2%) off, was $264,900, reduced 6 weeks ago · House for Sale · 5 bed · 2 bath · 2,417 sqft · 0.17 ac lot · ~2 hr 45 min from Fargo · Active · M Markdowns · Listed by Coldwell Banker Realty
43522 US 71, Bemidji, MN — $549,900 · Est. $2,998/mo · House for Sale · Acreage · 4 bed · 3 bath · 2,136 sqft · 20 ac lot · ~2 hr 5 min from Fargo · Active · Listed by Real Broker, LLC
822 Westwood Drive SW, Alexandria, MN — $259,900 · Est. $1,417/mo · ▼ $20,000 (7%) off, was $279,900, reduced 3 weeks ago · House for Sale · 4 bed · 2 bath · 2,158 sqft · 0.21 ac lot · ~2 hr 5 min from Fargo · Active · M Markdowns · Listed by Coldwell Banker Crown Realtors
19618 County Road 3, Brainerd, MN — $629,900 · Est. $3,434/mo · ▼ $70,000 (10%) off, was $699,900, reduced 7 days ago · House for Sale · Acreage · 4 bed · 4 bath · 3,431 sqft · 5.79 ac lot · ~2 hr 50 min from Fargo · Active · M Markdowns · Listed by Edina Realty, Inc.
1903 White Tail Lane, Grand Rapids, MN — $499,000 · Est. $2,721/mo · ▼ $15,000 (3%) off, was $514,000, reduced 4 weeks ago · House for Sale · Acreage · 3 bed · 3 bath · 1,815 sqft · 5.05 ac lot · ~3 hr 25 min from Fargo · Active · M Markdowns · Listed by Real Broker,LLC
Why Buy a Story-and-a-Half Home in Fargo-Moorhead?

Story-and-a-half homes are one of the most flexible and characterful styles in the Fargo-Moorhead and greater MN/ND market. The layout pairs a full main floor — often with a main-level primary bedroom — with a partial upper floor set under a sloped roof, typically lit by dormer windows. That gives you the best of both worlds: single-level convenience on the main floor plus private bedroom or bonus space upstairs.
In established Fargo and Moorhead neighborhoods, story-and-a-half homes are frequently the most affordable single-family entry point — affordable 1.5 story homes in Fargo often list under $300,000, with story-and-a-half homes under $300,000 concentrated in older neighborhoods that still offer walkable, tree-lined charm. Many are Cape Cod and bungalow-style character homes near Oak Grove, NDSU, central Moorhead, and Concordia — with hardwood floors, built-ins, and mature lots, often priced below comparable two-story or rambler inventory. Buyers hunting for move-in ready story-and-a-half homes in Fargo will find updated examples throughout these neighborhoods where the kitchens, baths, and mechanicals have already been refreshed.
The style also spans the higher end. New construction 1.5 story homes in Fargo feature dramatic vaulted great rooms open to a second-floor loft, and luxury story-and-a-half homes in Fargo pair those features with premium finishes, chef's kitchens, and larger lots — the kind of custom build you see in newer south and west Fargo subdivisions. Lake-country properties across Minnesota use the 1.5-story form for cabins and year-round lake homes that maximize views and sleeping space under the roofline.
Practical notes for buyers: the upper level's sloped ceilings (knee walls) create cozy, efficient bedrooms but reduce usable floor area versus a full second story — worth measuring if you need specific furniture to fit. Heating and cooling the upper level can differ from the main floor; ask about zoning or a mini-split. For buyers who want main-floor living with extra room upstairs, family-friendly 1.5 story homes with dedicated kids' bedrooms, guest space, or a home office are hard to beat on value.
Story-and-a-half floor plans vary widely — from a classic Cape Cod style home with symmetric dormers to bungalow-inspired designs and updated 1.5-story houses with open main floors. Whether you're browsing 1.5 story homes for sale, one-and-a-half story houses, or story-and-a-half houses for sale in a specific neighborhood, we can help you find the right one.
Frequently Asked Questions About Story-and-a-Half Home Properties
What is a story-and-a-half home?
A story-and-a-half (also called 1.5-story or Cape Cod) home has a full main floor plus a partial upper floor built under a sloped roof, usually lit by dormer windows. The upper level has angled ceilings along the outer walls (knee walls). Many have a main-floor primary bedroom with additional bedrooms or a bonus room upstairs.
How is a story-and-a-half different from a two-story?
A two-story has two full floors of equal size stacked under a flat-ceiling roofline. A story-and-a-half has a full main floor and a smaller upper floor tucked under a sloped roof, so the upstairs has angled ceilings and less usable square footage. Story-and-a-half homes often cost less per square foot and offer main-floor living that two-stories don't.
How much do story-and-a-half homes cost in Fargo-Moorhead?
It's a wide range. In established Fargo and Moorhead neighborhoods, older story-and-a-half homes are often the most affordable single-family option — many in Fargo fall in the $180,000-$300,000 range. Across the broader MN/ND market the median is closer to $375,000, with lake-country and custom homes running well into the high six and seven figures.
Are story-and-a-half homes good for main-floor living?
Often, yes. Many story-and-a-half homes place the primary bedroom and a full bath on the main floor, with secondary bedrooms upstairs. That makes them popular with buyers who want to live primarily on one level while keeping extra space for kids, guests, or an office — without the full footprint (or price) of a rambler.
Where are story-and-a-half homes found in the area?
In the metro, they concentrate in established neighborhoods — north Fargo near Oak Grove and NDSU, central and south Moorhead, and older parts of West Fargo. The style is also the dominant form in Minnesota lake country, where it's widely used for cabins and lakefront homes. Newer custom versions with vaulted great rooms appear in higher-end subdivisions.
What is a story-and-a-half home value in Fargo ND?
Story-and-a-half home values in Fargo ND vary with location, updates, and how usable the upper level is. Well-updated 1.5-story homes in established neighborhoods hold their value well, while dated ones offer value-add upside. For a current story-and-a-half home value in Fargo-Moorhead, ask us for a free, no-obligation comparative market analysis.
Any tips for selling a story-and-a-half house in Fargo?
When selling a story-and-a-half house in Fargo, highlight the main-floor primary bedroom, the character details, and any upper-level updates like added insulation, egress windows, or a mini-split for comfort. Pricing to condition and staging the flexible upstairs space are key — we can walk you through what your story-and-a-half is worth and how to sell it for top dollar.
Where to Find Story-and-a-Half Home Properties
In the metro, story-and-a-half homes cluster in Fargo-Moorhead's established neighborhoods — north Fargo near Oak Grove and NDSU, central and south Moorhead near Concordia and MSUM, and older sections of West Fargo — on mature, tree-lined lots. Beyond the metro, the style dominates Minnesota's lake country, where it's the go-to form for cabins and lakefront homes. Verify school assignment by address.
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Talk to Jim & Shannon About Story-and-a-Half Home Properties
We know this market inside and out. Let us help you find the right property.
(701) 205-5517 — Jim Christl & Shannon Barnum, Modern Market REALTORS® | Schedule a Consultation
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Listings courtesy of NorthstarMLS as distributed by MLS GRID
Based on information submitted to the MLS GRID as of 11/04/2026, 7:59 AM CST. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.
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Modern Market REALTORS® — Jim Christl (Broker) & Shannon Barnum (Associate Broker). Serving Fargo, Moorhead, West Fargo, Horace, Detroit Lakes, and Minnesota lake country. Call (701) 205-5517.