Story-and-a-Half Homes for Sale in Fargo-Moorhead
Story-and-a-half homes — also called 1.5-story or Cape Cod, and often referred to as one-and-a-half story homes — pair a full main floor with a partial upper level tucked under a sloped, dormered roof. It's one of the most characterful and versatile styles in the region, ranging from affordable older homes in established Fargo-Moorhead neighborhoods to lake-country cabins and custom builds with vaulted great rooms and upper lofts.
Story-and-a-Half Homes for Sale — Page 8
1508 Brenvei Drive, Fergus Falls, MN — $550,000 · Est. $2,999/mo · ▼ $40,000 (7%) off, was $590,000, reduced Sep 8 · House for Sale · Hoot Lake · 3 bed · 2 bath · 2,347 sqft · 52,272 sqft lot · ~70 min from Fargo · Active · M Markdowns · Listed by Lakes Family Real Estate/Otter Tail Real Estate
705 SE 19th Street, Brainerd, MN — $199,990 · Est. $1,090/mo · ▼ $4,910 (2%) off, was $204,900, reduced 2 weeks ago · House for Sale · 3 bed · 2 bath · 1,186 sqft · 8,407 sqft lot · ~2 hr 50 min from Fargo · Active · M Markdowns · Listed by Weichert REALTORS Tower Properties
22984 County 7, Park Rapids, MN — $679,900 · Est. $3,707/mo · ▼ $20,000 (3%) off, was $699,900, reduced Aug 4 · House for Sale · Little Sand Lake · Acreage · 4 bed · 3 bath · 2,688 sqft · 3.27 ac lot · ~1 hr 55 min from Fargo · Active · M Markdowns · Listed by Wolff & Simon Real Estate
51892 Wildflower Drive, Bemidji, MN — $749,900 · Est. $4,088/mo · House for Sale · Grace Lake · 4 bed · 3 bath · 2,820 sqft · 1.75 ac lot · ~2 hr 15 min from Fargo · Active · Listed by Century 21 Dickinson
1009 Bear Path Drive, Park Rapids, MN — $1,995,000 · Est. $10,877/mo · House for Sale · Fishhook River · 5 bed · 5 bath · 9,184 sqft · 1.8 ac lot · ~1 hr 45 min from Fargo · Active · Listed by Affinity Real Estate Inc.
15215 Werner Road NW, Bemidji, MN — $599,900 · Est. $3,271/mo · ▼ $15,000 (2%) off, was $614,900, reduced yesterday · House for Sale · Campbell Lake · 3 bed · 3 bath · 2,280 sqft · 1.12 ac lot · ~2 hr 10 min from Fargo · Active · M Markdowns · Listed by Grimes Realty
30906 N Lakeview Drive, Pequot Lakes, MN — $839,000 · Est. $4,574/mo · ▼ $20,000 (2%) off, was $859,000, reduced 4 weeks ago · House for Sale · Pelican Lake · 4 bed · 3 bath · 1,908 sqft · 0.35 ac lot · ~2 hr 40 min from Fargo · Active · M Markdowns · Listed by Breezy Point Real Estate
7414 Burr Lane, Brainerd, MN — $625,000 · Est. $3,407/mo · House for Sale · Acreage · 4 bed · 3 bath · 3,710 sqft · 2.5 ac lot · ~2 hr 45 min from Fargo · Active · Listed by Edina Realty, Inc.
21447 Sunny Drive, Fergus Falls, MN — $799,900 · Est. $4,361/mo · House for Sale · Jewett Lake · 3 bed · 2 bath · 2,085 sqft · 0.73 ac lot · ~65 min from Fargo · Active · Listed by Keller Williams Realty Professionals
1704 Forest Hills Avenue, Grand Rapids, MN — $699,000 · Est. $3,811/mo · ▼ $21,000 (3%) off, was $720,000, reduced 3 weeks ago · House for Sale · 5 bed · 3 bath · 4,534 sqft · 0.51 ac lot · ~3 hr 25 min from Fargo · Active · M Markdowns · Listed by COLDWELL BANKER NORTHWOODS
1020 W Lincoln Avenue, Fergus Falls, MN — $399,900 · Est. $2,180/mo · House for Sale · 5 bed · 2 bath · 2,860 sqft · 0.19 ac lot · ~70 min from Fargo · Active · Listed by Keller Williams Realty Professionals
42674 282nd Street, Aitkin, MN — $334,900 · Est. $1,826/mo · ▼ $5,000 (1%) off, was $339,900, reduced Sep 8 · House for Sale · Acreage · 4 bed · 2 bath · 1,604 sqft · 19.36 ac lot · ~3 hr 15 min from Fargo · Active · M Markdowns · Listed by eXp Realty
20010 Reed Court NW, Bemidji, MN — $619,900 · Est. $3,380/mo · ▼ $20,000 (3%) off, was $639,900, reduced Jul 10 · House for Sale · Long Lake · Acreage · 2 bed · 2 bath · 2,581 sqft · 8.18 ac lot · ~2 hr 10 min from Fargo · Active · M Markdowns · Listed by Edina Realty, Inc.
120 NE 14th Street, Grand Rapids, MN — $590,000 · Est. $3,217/mo · ▼ $9,000 (2%) off, was $599,000, reduced yesterday · House for Sale · Ice Lake · 6 bed · 5 bath · 5,131 sqft · 0.6 ac lot · ~3 hr 25 min from Fargo · Active · M Markdowns · Listed by EDGE OF THE WILDERNESS REALTY
26411 Old Bridge Road, Grand Rapids, MN — $919,900 · Est. $5,015/mo · ▼ $15,000 (2%) off, was $934,900, reduced Sep 1 · House for Sale · Mississippi River · Acreage · 4 bed · 3 bath · 2,824 sqft · 90 ac lot · ~3 hr 30 min from Fargo · Active · M Markdowns · Listed by MOVE IT REAL ESTATE GROUP/LAKEHOMES.COM
37325 US Highway 169, Aitkin, MN — $230,000 · Est. $1,254/mo · House for Sale · Acreage · 2 bed · 1 bath · 1,050 sqft · 40 ac lot · ~3 hr 15 min from Fargo · Active · Listed by Kaija Kokesh Realty
522 9th Street NW, Bemidji, MN — $119,900 · Est. $654/mo · House for Sale · 3 bed · 2 bath · 1,392 sqft · 0.088 ac lot · ~2 hr 10 min from Fargo · Active · Listed by Grimes Realty
103 SW 4th Street, Grand Rapids, MN — $254,900 · Est. $1,390/mo · House for Sale · 3 bed · 2 bath · 2,160 sqft · 0.9 ac lot · ~3 hr 25 min from Fargo · Active · Listed by Edina Realty, Inc.
Why Buy a Story-and-a-Half Home in Fargo-Moorhead?

Story-and-a-half homes are one of the most flexible and characterful styles in the Fargo-Moorhead and greater MN/ND market. The layout pairs a full main floor — often with a main-level primary bedroom — with a partial upper floor set under a sloped roof, typically lit by dormer windows. That gives you the best of both worlds: single-level convenience on the main floor plus private bedroom or bonus space upstairs.
In established Fargo and Moorhead neighborhoods, story-and-a-half homes are frequently the most affordable single-family entry point — affordable 1.5 story homes in Fargo often list under $300,000, with story-and-a-half homes under $300,000 concentrated in older neighborhoods that still offer walkable, tree-lined charm. Many are Cape Cod and bungalow-style character homes near Oak Grove, NDSU, central Moorhead, and Concordia — with hardwood floors, built-ins, and mature lots, often priced below comparable two-story or rambler inventory. Buyers hunting for move-in ready story-and-a-half homes in Fargo will find updated examples throughout these neighborhoods where the kitchens, baths, and mechanicals have already been refreshed.
The style also spans the higher end. New construction 1.5 story homes in Fargo feature dramatic vaulted great rooms open to a second-floor loft, and luxury story-and-a-half homes in Fargo pair those features with premium finishes, chef's kitchens, and larger lots — the kind of custom build you see in newer south and west Fargo subdivisions. Lake-country properties across Minnesota use the 1.5-story form for cabins and year-round lake homes that maximize views and sleeping space under the roofline.
Practical notes for buyers: the upper level's sloped ceilings (knee walls) create cozy, efficient bedrooms but reduce usable floor area versus a full second story — worth measuring if you need specific furniture to fit. Heating and cooling the upper level can differ from the main floor; ask about zoning or a mini-split. For buyers who want main-floor living with extra room upstairs, family-friendly 1.5 story homes with dedicated kids' bedrooms, guest space, or a home office are hard to beat on value.
Story-and-a-half floor plans vary widely — from a classic Cape Cod style home with symmetric dormers to bungalow-inspired designs and updated 1.5-story houses with open main floors. Whether you're browsing 1.5 story homes for sale, one-and-a-half story houses, or story-and-a-half houses for sale in a specific neighborhood, we can help you find the right one.
Frequently Asked Questions About Story-and-a-Half Home Properties
What is a story-and-a-half home?
A story-and-a-half (also called 1.5-story or Cape Cod) home has a full main floor plus a partial upper floor built under a sloped roof, usually lit by dormer windows. The upper level has angled ceilings along the outer walls (knee walls). Many have a main-floor primary bedroom with additional bedrooms or a bonus room upstairs.
How is a story-and-a-half different from a two-story?
A two-story has two full floors of equal size stacked under a flat-ceiling roofline. A story-and-a-half has a full main floor and a smaller upper floor tucked under a sloped roof, so the upstairs has angled ceilings and less usable square footage. Story-and-a-half homes often cost less per square foot and offer main-floor living that two-stories don't.
How much do story-and-a-half homes cost in Fargo-Moorhead?
It's a wide range. In established Fargo and Moorhead neighborhoods, older story-and-a-half homes are often the most affordable single-family option — many in Fargo fall in the $180,000-$300,000 range. Across the broader MN/ND market the median is closer to $375,000, with lake-country and custom homes running well into the high six and seven figures.
Are story-and-a-half homes good for main-floor living?
Often, yes. Many story-and-a-half homes place the primary bedroom and a full bath on the main floor, with secondary bedrooms upstairs. That makes them popular with buyers who want to live primarily on one level while keeping extra space for kids, guests, or an office — without the full footprint (or price) of a rambler.
Where are story-and-a-half homes found in the area?
In the metro, they concentrate in established neighborhoods — north Fargo near Oak Grove and NDSU, central and south Moorhead, and older parts of West Fargo. The style is also the dominant form in Minnesota lake country, where it's widely used for cabins and lakefront homes. Newer custom versions with vaulted great rooms appear in higher-end subdivisions.
What is a story-and-a-half home value in Fargo ND?
Story-and-a-half home values in Fargo ND vary with location, updates, and how usable the upper level is. Well-updated 1.5-story homes in established neighborhoods hold their value well, while dated ones offer value-add upside. For a current story-and-a-half home value in Fargo-Moorhead, ask us for a free, no-obligation comparative market analysis.
Any tips for selling a story-and-a-half house in Fargo?
When selling a story-and-a-half house in Fargo, highlight the main-floor primary bedroom, the character details, and any upper-level updates like added insulation, egress windows, or a mini-split for comfort. Pricing to condition and staging the flexible upstairs space are key — we can walk you through what your story-and-a-half is worth and how to sell it for top dollar.
Where to Find Story-and-a-Half Home Properties
In the metro, story-and-a-half homes cluster in Fargo-Moorhead's established neighborhoods — north Fargo near Oak Grove and NDSU, central and south Moorhead near Concordia and MSUM, and older sections of West Fargo — on mature, tree-lined lots. Beyond the metro, the style dominates Minnesota's lake country, where it's the go-to form for cabins and lakefront homes. Verify school assignment by address.
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Talk to Jim & Shannon About Story-and-a-Half Home Properties
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(701) 205-5517 — Jim Christl & Shannon Barnum, Modern Market REALTORS® | Schedule a Consultation
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Based on information submitted to the MLS GRID as of 11/04/2026, 7:59 AM CST. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.
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Modern Market REALTORS® — Jim Christl (Broker) & Shannon Barnum (Associate Broker). Serving Fargo, Moorhead, West Fargo, Horace, Detroit Lakes, and Minnesota lake country. Call (701) 205-5517.