Story-and-a-Half Homes for Sale in Fargo-Moorhead

Story-and-a-half homes — also called 1.5-story or Cape Cod, and often referred to as one-and-a-half story homes — pair a full main floor with a partial upper level tucked under a sloped, dormered roof. It's one of the most characterful and versatile styles in the region, ranging from affordable older homes in established Fargo-Moorhead neighborhoods to lake-country cabins and custom builds with vaulted great rooms and upper lofts.

Story-and-a-Half Homes for Sale — Page 4

1. 1101 Summit Avenue, Detroit Lakes, MN — $374,000 · Est. $2,039/mo · House for Sale · 4 bed · 3 bath · 2,425 sqft · 12,705 sqft lot · ~60 min from Fargo · Active · Listed by Keller Williams Realty Profess
2. 1507 Lynn Avenue, Detroit Lakes, MN — $273,000 · Est. $1,488/mo · House for Sale · 3 bed · 3 bath · 1,970 sqft · 0.21 ac lot · ~60 min from Fargo · Active · Listed by Counselor Realty Detroit Lakes
3. 180 Shorewood Drive, Detroit Lakes, MN — $525,000 · Est. $2,862/mo · House for Sale · Detroit Lake · 2 bed · 1 bath · 688 sqft · 0.233 ac lot · ~60 min from Fargo · Active · Listed by Counselor Realty Detroit Lakes
4. 13268 Fairhaven Lane, Detroit Lakes, MN — $569,900 · Est. $3,107/mo · ▼ $29,100 (5%) off, was $599,000, reduced 6 days ago · House for Sale · Lake Sallie · 2 bed · 1 bath · 1,005 sqft · 0.2 ac lot · ~55 min from Fargo · Active · M Markdowns · Listed by Sky Lodge Properties MN, LLC.
5. 332 Oak Street, Detroit Lakes, MN — $245,000 · Est. $1,336/mo · ▼ $10,000 (4%) off, was $255,000, reduced 6 weeks ago · House for Sale · 3 bed · 2 bath · 1,551 sqft · 0.26 ac lot · ~60 min from Fargo · Active · M Markdowns · Listed by Counselor Realty Detroit Lakes
6. 51021 Fish Lake Road, Unit 3, Detroit Lakes, MN — $329,900 · Est. $1,799/mo · House for Sale · Pelican Lake · 1 bed · 1 bath · 480 sqft · ~55 min from Fargo · Active · Listed by Counselor Realty Detroit Lakes
7. 51021 Fish Lake Road, Unit 2, Detroit Lakes, MN — $329,900 · Est. $1,799/mo · House for Sale · Pelican Lake · 1 bed · 1 bath · 480 sqft · ~55 min from Fargo · Active · Listed by Counselor Realty Detroit Lakes
8. 2074 Elmwood Drive, Detroit Lakes, MN — $495,000 · Est. $2,699/mo · House for Sale · 4 bed · 3 bath · 3,850 sqft · 0.41 ac lot · ~55 min from Fargo · Active · Listed by Seifert Real Estate & Auction
9. 24047 Sandy Beach Drive, Detroit Lakes, MN — $995,000 · Est. $5,425/mo · House for Sale · 4 bed · 4 bath · 3,550 sqft · 1.84 ac lot · ~55 min from Fargo · Active · Listed by Beyond Realty
10. 2006 South Ridge Road, Detroit Lakes, MN — $414,900 · Est. $2,262/mo · House for Sale · 3 bed · 3 bath · 1,809 sqft · 15,217 sqft lot · ~60 min from Fargo · Active · Listed by REAL (2534 FGO)
11. 15588 E Munson Drive, Detroit Lakes, MN — $399,900 · Est. $2,180/mo · ▼ $20,000 (5%) off, was $419,900, reduced Jul 27 · House for Sale · Munson Lake · 1 bed · 1 bath · — sqft · 0.6 ac lot · ~55 min from Fargo · Active · M Markdowns · Listed by REMAX Lakes Region
12. 22548 Senns Beach Drive, Detroit Lakes, MN — $2,050,000 · Est. $11,177/mo · ▼ $200,000 (9%) off, was $2,250,000, reduced 5 weeks ago · House for Sale · Pelican Lake · 3 bed · 2 bath · 1,768 sqft · 0.95 ac lot · ~50 min from Fargo · Active · M Markdowns · Listed by Counselor Realty Detroit Lakes
13. 308 Sherman Street, Detroit Lakes, MN — $250,000 · Est. $1,363/mo · ▼ $9,000 (3%) off, was $259,000, reduced 6 weeks ago · House for Sale · 3 bed · 2 bath · 1,152 sqft · 0.26 ac lot · ~60 min from Fargo · Active · M Markdowns · Listed by Counselor Realty Detroit Lakes
14. 22558 Senns Beach Drive, Detroit Lakes, MN — $1,550,000 · Est. $8,451/mo · ▼ $100,000 (6%) off, was $1,650,000, reduced 5 weeks ago · House for Sale · Pelican Lake · 3 bed · 1 bath · 1,338 sqft · 0.56 ac lot · ~50 min from Fargo · Active · M Markdowns · Listed by Counselor Realty Detroit Lakes
15. 1397 Burroughs Road, Detroit Lakes, MN — $495,000 · Est. $2,699/mo · ▼ $4,900 (1%) off, was $499,900, reduced 5 days ago · House for Sale · 2 bed · 2 bath · 1,973 sqft · 33,737 sqft lot · ~60 min from Fargo · Active · M Markdowns · Listed by eXp Realty
16. 331 Willow Street E, Detroit Lakes, MN — $359,900 · Est. $1,962/mo · ▼ $10,000 (3%) off, was $369,900, reduced Aug 16 · House for Sale · 3 bed · 3 bath · 3,212 sqft · 0.21 ac lot · ~60 min from Fargo · Active · M Markdowns · Listed by Action Realty of Detroit Lakes
17. 51021 Fish Lake Road, Unit 5, Detroit Lakes, MN — $329,900 · Est. $1,799/mo · House for Sale · Pelican Lake · 1 bed · 1 bath · 480 sqft · ~55 min from Fargo · Active · Listed by Counselor Realty Detroit Lakes
18. 414 Willow Street W, Detroit Lakes, MN — $299,900 · Est. $1,635/mo · ▼ $10,000 (3%) off, was $309,900, reduced 2 weeks ago · House for Sale · 4 bed · 2 bath · 1,538 sqft · 0.19 ac lot · ~60 min from Fargo · Active · M Markdowns · Listed by Action Realty of Detroit Lakes
19. 1928 Long Prairie Lane, Detroit Lakes, MN — $580,974 · Est. $3,167/mo · House for Sale · 3 bed · 3 bath · 2,113 sqft · 0.46 ac lot · ~55 min from Fargo · Active · Listed by Lakes Partners
20. 51021 Fish Lake Road, Unit 6, Detroit Lakes, MN — $299,900 · Est. $1,635/mo · ▼ $35,100 (10%) off, was $335,000, reduced Jul 24 · House for Sale · Pelican Lake · 1 bed · 1 bath · 480 sqft · ~55 min from Fargo · Active · M Markdowns · Listed by Counselor Realty Detroit Lakes
21. 32360 SW Pickerel Lake Road, Detroit Lakes, MN — $840,000 · Est. $4,580/mo · ▼ $45,000 (5%) off, was $885,000, reduced Jul 2 · House for Sale · New Build · Pickerel Lake · 4 bed · 3 bath · 3,260 sqft · 1.13 ac lot · ~65 min from Fargo · Active · M Markdowns · Listed by Counselor Realty Detroit Lakes
22. 1126 Linden Lane, Detroit Lakes, MN — $179,000 · Est. $976/mo · House for Sale · 2 bed · 2 bath · 984 sqft · 10,000 sqft lot · ~60 min from Fargo · Active · Listed by The Real Estate Company of Detroit Lakes
23. 420 D Street NE, Brainerd, MN — $224,900 · Est. $1,226/mo · House for Sale · 4 bed · 1 bath · 1,503 sqft · 0.16 ac lot · ~2 hr 50 min from Fargo · Active · M Premiere · Listed by NextHome Horizons
24. 1106 Bemidji Avenue N, Bemidji, MN — $159,900 · Est. $872/mo · House for Sale · 4 bed · 3 bath · 1,440 sqft · 0.112 ac lot · ~2 hr 10 min from Fargo · Active · M Premiere · Listed by Real Broker, LLC

Why Buy a Story-and-a-Half Home in Fargo-Moorhead?

Story-and-a-half homes are one of the most flexible and characterful styles in the Fargo-Moorhead and greater MN/ND market. The layout pairs a full main floor — often with a main-level primary bedroom — with a partial upper floor set under a sloped roof, typically lit by dormer windows. That gives you the best of both worlds: single-level convenience on the main floor plus private bedroom or bonus space upstairs.

In established Fargo and Moorhead neighborhoods, story-and-a-half homes are frequently the most affordable single-family entry point — affordable 1.5 story homes in Fargo often list under $300,000, with story-and-a-half homes under $300,000 concentrated in older neighborhoods that still offer walkable, tree-lined charm. Many are Cape Cod and bungalow-style character homes near Oak Grove, NDSU, central Moorhead, and Concordia — with hardwood floors, built-ins, and mature lots, often priced below comparable two-story or rambler inventory. Buyers hunting for move-in ready story-and-a-half homes in Fargo will find updated examples throughout these neighborhoods where the kitchens, baths, and mechanicals have already been refreshed.

The style also spans the higher end. New construction 1.5 story homes in Fargo feature dramatic vaulted great rooms open to a second-floor loft, and luxury story-and-a-half homes in Fargo pair those features with premium finishes, chef's kitchens, and larger lots — the kind of custom build you see in newer south and west Fargo subdivisions. Lake-country properties across Minnesota use the 1.5-story form for cabins and year-round lake homes that maximize views and sleeping space under the roofline.

Practical notes for buyers: the upper level's sloped ceilings (knee walls) create cozy, efficient bedrooms but reduce usable floor area versus a full second story — worth measuring if you need specific furniture to fit. Heating and cooling the upper level can differ from the main floor; ask about zoning or a mini-split. For buyers who want main-floor living with extra room upstairs, family-friendly 1.5 story homes with dedicated kids' bedrooms, guest space, or a home office are hard to beat on value.

Story-and-a-half floor plans vary widely — from a classic Cape Cod style home with symmetric dormers to bungalow-inspired designs and updated 1.5-story houses with open main floors. Whether you're browsing 1.5 story homes for sale, one-and-a-half story houses, or story-and-a-half houses for sale in a specific neighborhood, we can help you find the right one.

Frequently Asked Questions About Story-and-a-Half Home Properties

What is a story-and-a-half home?

A story-and-a-half (also called 1.5-story or Cape Cod) home has a full main floor plus a partial upper floor built under a sloped roof, usually lit by dormer windows. The upper level has angled ceilings along the outer walls (knee walls). Many have a main-floor primary bedroom with additional bedrooms or a bonus room upstairs.

How is a story-and-a-half different from a two-story?

A two-story has two full floors of equal size stacked under a flat-ceiling roofline. A story-and-a-half has a full main floor and a smaller upper floor tucked under a sloped roof, so the upstairs has angled ceilings and less usable square footage. Story-and-a-half homes often cost less per square foot and offer main-floor living that two-stories don't.

How much do story-and-a-half homes cost in Fargo-Moorhead?

It's a wide range. In established Fargo and Moorhead neighborhoods, older story-and-a-half homes are often the most affordable single-family option — many in Fargo fall in the $180,000-$300,000 range. Across the broader MN/ND market the median is closer to $375,000, with lake-country and custom homes running well into the high six and seven figures.

Are story-and-a-half homes good for main-floor living?

Often, yes. Many story-and-a-half homes place the primary bedroom and a full bath on the main floor, with secondary bedrooms upstairs. That makes them popular with buyers who want to live primarily on one level while keeping extra space for kids, guests, or an office — without the full footprint (or price) of a rambler.

Where are story-and-a-half homes found in the area?

In the metro, they concentrate in established neighborhoods — north Fargo near Oak Grove and NDSU, central and south Moorhead, and older parts of West Fargo. The style is also the dominant form in Minnesota lake country, where it's widely used for cabins and lakefront homes. Newer custom versions with vaulted great rooms appear in higher-end subdivisions.

What is a story-and-a-half home value in Fargo ND?

Story-and-a-half home values in Fargo ND vary with location, updates, and how usable the upper level is. Well-updated 1.5-story homes in established neighborhoods hold their value well, while dated ones offer value-add upside. For a current story-and-a-half home value in Fargo-Moorhead, ask us for a free, no-obligation comparative market analysis.

Any tips for selling a story-and-a-half house in Fargo?

When selling a story-and-a-half house in Fargo, highlight the main-floor primary bedroom, the character details, and any upper-level updates like added insulation, egress windows, or a mini-split for comfort. Pricing to condition and staging the flexible upstairs space are key — we can walk you through what your story-and-a-half is worth and how to sell it for top dollar.

Where to Find Story-and-a-Half Home Properties

In the metro, story-and-a-half homes cluster in Fargo-Moorhead's established neighborhoods — north Fargo near Oak Grove and NDSU, central and south Moorhead near Concordia and MSUM, and older sections of West Fargo — on mature, tree-lined lots. Beyond the metro, the style dominates Minnesota's lake country, where it's the go-to form for cabins and lakefront homes. Verify school assignment by address.

Browse Other Home Styles

• Luxury Homes
• Two-Story Homes
• Ramblers
• Patio Homes
• Twin Homes
• Split-Levels
• Bi-Levels
• Condos
• Townhomes
• New Construction

Talk to Jim & Shannon About Story-and-a-Half Home Properties

We know this market inside and out. Let us help you find the right property.

(701) 205-5517 — Jim Christl & Shannon Barnum, Modern Market REALTORS® | Schedule a Consultation

Modern Market REALTORS® — Jim Christl (Broker) & Shannon Barnum (Associate Broker). Serving Fargo, Moorhead, West Fargo, Horace, Detroit Lakes, and Minnesota lake country. Call (701) 205-5517.