1898 single family home for sale at 420 D Street NE in Brainerd, MN — 4 bed, 1 bath (photo 1 of 20)

420 D Street NE, Brainerd, MN 56401

Just Listed on M Premiere — listed November 3, 2026

4 Beds | 1 Bath | 1,503 Sq Ft | Single Family Home | MLS# 7168496

$224,900

$1,491/month Estimated

Principal & interest
$1,226
Property taxes
$114
Home insurance (est.)
$131
Special assessments
$20
HOA dues
None

20% down ($44,980) · 30-yr fixed, 7.24%

Try our home affordability calculator

Includes special assessments — the FM-metro cost most portals leave out. Estimates only; confirm before you offer.

Brainerd, MN Active

Located in Schmelzs Add East Brainerd, Brainerd, MN.

About This Home

This move-in ready 4BR property offers a great opportunity for buyers looking for space, flexibility, and long-term value. Step inside to find a refreshed interior with updated finishes such as; new furnace, water heater, LVP flooring, carpet, stainless steel appliances, electrical panel, shower stall, and more. The home sits on a manageable lot in a convenient in-town location, close to parks, schools, and all the amenities Brainerd has to offer. Whether you’re a first-time buyer, upsizing, or looking for a solid investment, this property checks a lot of boxes. Don’t miss your chance to secure a 4-bedroom home at a compelling price—schedule your showing today! Some photos virtually staged.

BuyPulse · Live market read

How 420 D Street NE Compares to the Brainerd Market

At $150/sqft, this home is priced $45/sqft below the typical Brainerd single-family home of $195/sqft.

The median list price in Brainerd is $414,900.

Verdict: Excellent Value

Your negotiating position

40 Seller-leaning market

Seller's market · Balanced · Buyer leverage

Day 1 — similar homes typically go under contract by day ~25, so this one is early in its window.

52% of recent sales closed at or over asking — about half hold full price.

17 similar homes for sale — alternatives if they won't move.

Homes like this one — single-family homes between $169K and $281K in Brainerd:

  • The field: 17 similar Brainerd homes for sale — you have options.
  • Tempo: homes like this went pending in a median 25 days — 3 of the last 18 inside 4 days.
  • Negotiation: 52% of the last 29 sales here closed at or over list — about half hold full price.
  • Price cuts: 12 of 17 similar homes have trimmed asking — median trim $7,500. This one hasn't budged.

Powered by the Realgorithm™ — 29 real Brainerd closings, zero guesses · NorthstarMLS

Key Features

Built
1898
Garage
1-Car Detached
Style
One and One Half
HOA
None
Annual Taxes
$1,372 (2025)
Specials/yr
$234

Property Details

Property Type
Single Family
Above Grade Sq Ft
1,503
Lot Size
0.16 acres
Basement
Yes
Roof
Architectural Shingle, Pitched
County
Crow Wing
List Date
2026-11-03
Days on Market
1 day
Parcel ID
41191178

Financial

Total Tax incl. Assessments
$1,606
Specials Pending
No

Home Systems & Utilities

Heating
Forced Air
Cooling
None
Electric
Circuit Breakers
Water
City Water/Connected
Sewer
City Sewer/Connected
Appliances
Dishwasher, Microwave, Range, Refrigerator, Stainless Steel Appliances

Interior Features

Laundry
Electric Dryer Hookup, Laundry Room, Main Level, Washer Hookup

Construction & Exterior

Construction & Structure

Foundation Type
Other
Foundation Area
927 sqft
Total Building Area
1,503 sqft

Exterior Features

Exterior Features
Stucco
Fenced Area
Yes
Accessibility Features
None

Parking & Garage

Parking Features
Detached Garage

Lot & Land

Road Surface
City Street
Zoning Description
Residential-Single Family

Agent & Office

List Office
NextHome Horizons

Price History

Listed at $224,900 on Nov 3, 2026 — No price changes

420 D Street NE is listed in Brainerd, MN, part of Crow Wing County. Browse all Minnesota homes for sale on Modern Market REALTORS®.

Showing — 420 D Street NE

Shannon Barnum

Associate Broker · Modern Market REALTORS®

Your Brainerd real estate expert since 2012 — I represent you, not the seller. Quick to respond, easy to text.

Listed by NextHome Horizons · Shown by Modern Market REALTORS®

Schedule a Home Tour View Full Listing & Photos

MLS# 7168496 · Updated November 4, 2026

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Frequently Asked Questions About 420 D Street NE

Is $224,900 a good price for a home in Brainerd?
According to BuyPulse, 420 D Street NE rates Excellent Value — at $150/sqft it's priced 23% below the typical Brainerd single-family home of $195/sqft. Its negotiating-position score is 40/100 (Seller-leaning market), weighed on days on market, comparable inventory, and how Brainerd homes are closing versus list. Powered by the Realgorithm™. Browse Brainerd homes for sale to compare.
What are the special assessments at 420 D Street NE — and what do they mean?
This property has $234/yr in annual special assessments, with no specials pending. Special assessments are separate from property taxes — they are charges levied by the city for infrastructure improvements like streets, water, sewer, and sidewalks. Annual property taxes are $1,372/yr. Always factor both into your total monthly housing cost before making an offer.

What special assessments cost in Fargo-Moorhead — live figures on every home for sale.

Does 420 D Street NE have a basement?
Yes, 420 D Street NE has a basement.
What type of heating and cooling does 420 D Street NE have?
420 D Street NE has Forced Air heating and None cooling.
Where is 420 D Street NE located?
420 D Street NE is in the Schmelzs Add East Brainerd neighborhood of Brainerd, MN 56401, in Crow Wing County.
Is 420 D Street NE still available?
Yes — 420 D Street NE is currently listed as Active on the MLS and accepting showings. Contact us to schedule a tour or make an offer.
When was 420 D Street NE built?
420 D Street NE was built in 1898. It features a other foundation.
Does 420 D Street NE have main-floor laundry?
Yes — the laundry at 420 D Street NE is on the main level.
How many homes like 420 D Street NE are for sale in Brainerd?
17 similar homes (single-family homes between $169K and $281K in Brainerd) are for sale right now — you have options.
How fast do homes like 420 D Street NE sell in Brainerd?
Homes like this one (single-family homes between $169K and $281K in Brainerd) went pending in a median 25 days over the last 90 days — 3 of the last 18 went under contract within 4 days.
Do homes in Brainerd sell for asking price?
52% of the last 29 comparable Brainerd sales closed at or over list price — about half hold full price. Based on real NorthstarMLS closings, not estimates.
What does "M Premiere" mean?
M Premiere™ is Modern Market REALTORS®’ early-access tracker for homes entering NorthstarMLS during the critical first 96 hours on market. Well-priced homes in Fargo-Moorhead frequently receive their strongest buyer attention in that opening window. M Premiere surfaces new inventory the moment it lists — so buyers can act before a home becomes widely discovered.
What does "BuyPulse" mean?
BuyPulse™ is Modern Market REALTORS®’ live market-data brand for Fargo-Moorhead: cohort statistics — homes for sale, median days to pending, and share of sales closing at or over list price — computed from real NorthstarMLS closings, not estimates.
What does "Realgorithm™" mean?
The Realgorithm™ is Modern Market REALTORS®’ proprietary market-data engine — it computes every BuyPulse verdict from real NorthstarMLS closings (comparable active inventory, median days to pending, and sale-to-list price ratio) rather than an automated online estimate.

Local Companies to Help You Settle In

From inspection to closing to moving day, here are well-known local companies serving the Brainerd area.

MLS GRID Listings courtesy of NorthstarMLS as distributed by MLS GRID

Based on information submitted to the MLS GRID as of 11/04/2026, 8:49 AM CST. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.

IDX information is provided exclusively for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.