Two-Story Homes for Sale

Browse two-story homes for sale in Fargo, Moorhead, West Fargo, and Horace. Traditional and modern two-story floor plans with room to grow. Call 701-205-5517.

Two-story homes — also searched as 2-story homes or two-level homes — are the backbone of the Fargo-Moorhead housing market. From traditional colonials to modern open-concept designs, two-story floor plans offer the most square footage per dollar and provide natural separation between main-floor living spaces and upstairs bedrooms.

Why Buy a Two-Story Home in Fargo-Moorhead?

Two-story homes dominate the Fargo-Moorhead new construction market for good reason. The stacked design requires a smaller building footprint than a rambler, which means lower foundation and roofing costs — savings that translate into more interior square footage for your budget.

Modern two-story designs feature open-concept main floors with kitchen, dining, and living areas flowing together, while bedrooms upstairs provide privacy and separation. Many new two-story builds in West Fargo, Horace, and south Fargo include main-floor offices, mudrooms, and three-car garages.

For families, the upstairs-downstairs separation keeps noise contained and gives everyone their own space. Many two-story plans place the primary suite upstairs with a large walk-in closet and en-suite bathroom, while a guest bedroom or office stays on the main floor.

Two-story homes also offer the most yard space relative to lot size, since the smaller footprint leaves more room for outdoor living, play areas, and landscaping.

Two-story homes for sale in the Fargo-Moorhead market span every budget. Affordable two-story homes in Fargo and Moorhead start in the low $300s, move-in ready two-story homes in established neighborhoods fill the mid-range, and luxury two-story homes in Fargo — many built as new construction two-story homes in Fargo, West Fargo, and Horace — reach $700K and up. Most are true family homes: 4+ bedrooms, a bonus room or upstairs loft, a finished basement, and large lots with room to grow. Whatever your budget, we can help you buy a two-story home with the open main floor, finished basement, and large lot that fit.

Best Neighborhoods

The newest two-story developments are concentrated in south and southwest Fargo, West Fargo along Sheyenne Diversion, Horace, and Moorhead's south-side growth areas. Established two-story neighborhoods include south Fargo near Woodhaven and north Moorhead near Concordia.

Browse Two-Story Homes (12+)

1102 LILAC Lane, Moorhead, MN 56560 — $369,000 · 4 bd / 3 ba
50951 Fish Lake Road, Detroit Lakes, MN 56501 — $3,500,000 · 6 bd / 4 ba
507 Scott Avenue SE, Bemidji, MN 56601 — $179,000 · 3 bd / 2 ba
461 20th Avenue E, West Fargo, ND 58078 — $1,200,000 · 5 bd / 4 ba
819 8th Avenue N, Fargo, ND 58102 — $285,000 · 4 bd / 2 ba
2949 Peterson Parkway N, Fargo, ND 58102 — $695,000 · 4 bd / 4 ba
7469 Claire Drive S, Fargo, ND 58104 — $684,900 · 5 bd / 4 ba
22338 15th Avenue N, Hawley, MN 56549 — $1,375,000 · 4 bd / 3 ba
14257 Puposky Road NW, Bemidji, MN 56601 — $364,800 · 3 bd / 2 ba
923 7th Avenue S, Moorhead, MN 56560 — $242,000 · 5 bd / 2 ba
1338 27th Avenue W, West Fargo, ND 58078 — $475,000 · 3 bd / 4 ba
16823 53rd Street SE, Kindred, ND 58051 — $450,000 · 3 bd / 3 ba

Frequently Asked Questions

Are two-story homes cheaper than ramblers?

Generally, yes. Two-story homes offer more square footage per dollar because the stacked design requires less foundation and roofing material. In the Fargo market, you'll typically get 20-30% more living space in a two-story for the same price as a rambler.

Are two-story homes energy efficient?

Two-story homes are inherently efficient because heat rises — the upper floor benefits from warmth generated on the main level. Modern two-story builds with proper insulation and zoned HVAC systems are very efficient. The smaller roof area compared to a rambler also reduces heat loss.

What are the most popular two-story floor plans in Fargo?

The most popular plans feature 3-4 bedrooms upstairs, an open-concept main floor, main-floor laundry, and a 3-car garage. Square footage typically ranges from 2,000-3,500 sqft above grade, with many offering finished basements for additional living space.

Do two-story homes have basements in Fargo?

Yes, nearly all two-story homes in Fargo-Moorhead include full basements. Combined with the two above-grade floors, this gives three full levels of potential living space. Many builders offer finished basement packages with additional bedrooms, bathrooms, and recreation areas.

How do I find 2-story homes for sale near me in Fargo-Moorhead?

Tell us your target neighborhoods and budget and we'll send matching two-story homes for sale near you across Fargo, West Fargo, Horace, Moorhead, and the surrounding metro — including move-in ready two-story homes and new construction two-story homes before they're widely advertised.

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(701) 205-5517 — Jim Christl & Shannon Barnum, Modern Market REALTORS®

Modern Market REALTORS® — Jim Christl (Broker) & Shannon Barnum (Associate Broker). Serving Fargo, Moorhead, West Fargo, Horace, Detroit Lakes, and Minnesota lake country. Call (701) 205-5517.