Story-and-a-Half Homes for Sale in Fargo-Moorhead

Page 5 of 5. Browse story-and-a-half (1.5 story) homes for sale across Fargo, Moorhead, and the wider MN/ND market — from affordable character homes to lake-country cabins. Call 701-205-5517.

Story-and-a-half homes — also called 1.5-story or Cape Cod, and often referred to as one-and-a-half story homes — pair a full main floor with a partial upper level tucked under a sloped, dormered roof. It's one of the most characterful and versatile styles in the region, ranging from affordable older homes in established Fargo-Moorhead neighborhoods to lake-country cabins and custom builds with vaulted great rooms and upper lofts.

Why Buy a Story-and-a-Half Home in Fargo-Moorhead?

Story-and-a-half homes are one of the most flexible and characterful styles in the Fargo-Moorhead and greater MN/ND market. The layout pairs a full main floor — often with a main-level primary bedroom — with a partial upper floor set under a sloped roof, typically lit by dormer windows. That gives you the best of both worlds: single-level convenience on the main floor plus private bedroom or bonus space upstairs.

In established Fargo and Moorhead neighborhoods, story-and-a-half homes are frequently the most affordable single-family entry point — affordable 1.5 story homes in Fargo often list under $300,000, with story-and-a-half homes under $300,000 concentrated in older neighborhoods that still offer walkable, tree-lined charm. Many are Cape Cod and bungalow-style character homes near Oak Grove, NDSU, central Moorhead, and Concordia — with hardwood floors, built-ins, and mature lots, often priced below comparable two-story or rambler inventory. Buyers hunting for move-in ready story-and-a-half homes in Fargo will find updated examples throughout these neighborhoods where the kitchens, baths, and mechanicals have already been refreshed.

The style also spans the higher end. New construction 1.5 story homes in Fargo feature dramatic vaulted great rooms open to a second-floor loft, and luxury story-and-a-half homes in Fargo pair those features with premium finishes, chef's kitchens, and larger lots — the kind of custom build you see in newer south and west Fargo subdivisions. Lake-country properties across Minnesota use the 1.5-story form for cabins and year-round lake homes that maximize views and sleeping space under the roofline.

Practical notes for buyers: the upper level's sloped ceilings (knee walls) create cozy, efficient bedrooms but reduce usable floor area versus a full second story — worth measuring if you need specific furniture to fit. Heating and cooling the upper level can differ from the main floor; ask about zoning or a mini-split. For buyers who want main-floor living with extra room upstairs, family-friendly 1.5 story homes with dedicated kids' bedrooms, guest space, or a home office are hard to beat on value.

Story-and-a-half floor plans vary widely — from a classic Cape Cod style home with symmetric dormers to bungalow-inspired designs and updated 1.5-story houses with open main floors. Whether you're browsing 1.5 story homes for sale, one-and-a-half story houses, or story-and-a-half houses for sale in a specific neighborhood, we can help you find the right one.

Best Neighborhoods

In the metro, story-and-a-half homes cluster in Fargo-Moorhead's established neighborhoods — north Fargo near Oak Grove and NDSU, central and south Moorhead near Concordia and MSUM, and older sections of West Fargo — on mature, tree-lined lots. Beyond the metro, the style dominates Minnesota's lake country, where it's the go-to form for cabins and lakefront homes. Verify school assignment by address.

Browse Story-and-a-Half Homes for Sale — Page 5

  1. 2016 single family home for sale at 7814 Pueblo Circle in Pequot Lakes, MN — 4 bed, 3 bath7814 Pueblo Circle, Pequot Lakes, MN 56472 — $749,900 · 4 bd / 3 ba
  2. 1910 single family home for sale at 23889 County Hwy 1 in Fergus Falls, MN — 0 bed, 1 bath23889 County Hwy 1, Fergus Falls, MN 56537 — $550,000 · ▼ $45,000 off (8%) · 1 ba · Acreage
  3. 1981 single family home for sale at 20010 Reed Court NW in Bemidji, MN — 2 bed, 2 bath20010 Reed Court NW, Bemidji, MN 56601 — $619,900 · ▼ $20,000 off (3%) · 2 bd / 2 ba · Waterfront · Acreage
  4. 2016 single family home for sale at 5201 Colonial Court NE in Alexandria, MN — 5 bed, 3 bath5201 Colonial Court NE, Alexandria, MN 56308 — $719,000 · 5 bd / 3 ba
  5. 2026 single family home for sale at 9201 Viking Street in Brainerd, MN — 5 bed, 3 bath9201 Viking Street, Brainerd, MN 56401 — $526,511 · 5 bd / 3 ba · New Build
  6. 1989 single family home for sale at 120 NE 14th Street in Grand Rapids, MN — 6 bed, 5 bath120 NE 14th Street, Grand Rapids, MN 55744 — $599,000 · ▼ $16,000 off (3%) · 6 bd / 5 ba · Waterfront
  7. 2006 single family home for sale at 26411 Old Bridge Road in Grand Rapids, MN — 4 bed, 3 bath26411 Old Bridge Road, Grand Rapids, MN 55744 — $919,900 · ▼ $15,000 off (2%) · 4 bd / 3 ba · Waterfront · Acreage
  8. 2002 single family home for sale at 50185 219th Avenue in Bemidji, MN — 1 bed, 1 bath50185 219th Avenue, Bemidji, MN 56601 — $374,900 · 1 bd / 1 ba · Waterfront · Acreage
  9. 1960 single family home for sale at 23033 County Road 2 in Brainerd, MN — 4 bed, 2 bath23033 County Road 2, Brainerd, MN 56401 — $321,750 · 4 bd / 2 ba
  10. 1950 single family home for sale at 37325 US Highway 169 in Aitkin, MN — 2 bed, 1 bath37325 US Highway 169, Aitkin, MN 56431 — $230,000 · 2 bd / 1 ba · Acreage
  11. 2023 single family home for sale at 2855 SW 8th Street in Grand Rapids, MN — 3 bed, 4 bath2855 SW 8th Street, Grand Rapids, MN 55744 — $679,900 · 3 bd / 4 ba · Waterfront
  12. 2002 single family home for sale at 10422 Ossawinnamakee Road in Pequot Lakes, MN — 3 bed, 5 bath10422 Ossawinnamakee Road, Pequot Lakes, MN 56472 — $779,000 · ▼ $20,900 off (3%) · 3 bd / 5 ba · Acreage
  13. 1910 single family home for sale at 522 9th Street NW in Bemidji, MN — 3 bed, 2 bath522 9th Street NW, Bemidji, MN 56601 — $119,900 · 3 bd / 2 ba
  14. 1939 single family home for sale at 103 SW 4th Street in Grand Rapids, MN — 3 bed, 2 bath103 SW 4th Street, Grand Rapids, MN 55744 — $254,900 · 3 bd / 2 ba
  15. 2020 single family home for sale at 33314 Island Lake Trail in Pequot Lakes, MN — 4 bed, 4 bath33314 Island Lake Trail, Pequot Lakes, MN 56472 — $1,495,000 · 4 bd / 4 ba · Waterfront · Acreage

Frequently Asked Questions

What is a story-and-a-half home?

A story-and-a-half (also called 1.5-story or Cape Cod) home has a full main floor plus a partial upper floor built under a sloped roof, usually lit by dormer windows. The upper level has angled ceilings along the outer walls (knee walls). Many have a main-floor primary bedroom with additional bedrooms or a bonus room upstairs.

How is a story-and-a-half different from a two-story?

A two-story has two full floors of equal size stacked under a flat-ceiling roofline. A story-and-a-half has a full main floor and a smaller upper floor tucked under a sloped roof, so the upstairs has angled ceilings and less usable square footage. Story-and-a-half homes often cost less per square foot and offer main-floor living that two-stories don't.

How much do story-and-a-half homes cost in Fargo-Moorhead?

It's a wide range. In established Fargo and Moorhead neighborhoods, older story-and-a-half homes are often the most affordable single-family option — many in Fargo fall in the $180,000-$300,000 range. Across the broader MN/ND market the median is closer to $375,000, with lake-country and custom homes running well into the high six and seven figures.

Are story-and-a-half homes good for main-floor living?

Often, yes. Many story-and-a-half homes place the primary bedroom and a full bath on the main floor, with secondary bedrooms upstairs. That makes them popular with buyers who want to live primarily on one level while keeping extra space for kids, guests, or an office — without the full footprint (or price) of a rambler.

Where are story-and-a-half homes found in the area?

In the metro, they concentrate in established neighborhoods — north Fargo near Oak Grove and NDSU, central and south Moorhead, and older parts of West Fargo. The style is also the dominant form in Minnesota lake country, where it's widely used for cabins and lakefront homes. Newer custom versions with vaulted great rooms appear in higher-end subdivisions.

What is a story-and-a-half home value in Fargo ND?

Story-and-a-half home values in Fargo ND vary with location, updates, and how usable the upper level is. Well-updated 1.5-story homes in established neighborhoods hold their value well, while dated ones offer value-add upside. For a current story-and-a-half home value in Fargo-Moorhead, ask us for a free, no-obligation comparative market analysis.

Any tips for selling a story-and-a-half house in Fargo?

When selling a story-and-a-half house in Fargo, highlight the main-floor primary bedroom, the character details, and any upper-level updates like added insulation, egress windows, or a mini-split for comfort. Pricing to condition and staging the flexible upstairs space are key — we can walk you through what your story-and-a-half is worth and how to sell it for top dollar.

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(701) 205-5517 — Jim Christl & Shannon Barnum, Modern Market REALTORS®

Modern Market REALTORS® — Jim Christl (Broker) & Shannon Barnum (Associate Broker). Serving Fargo, Moorhead, West Fargo, Horace, Detroit Lakes, and Minnesota lake country. Call (701) 205-5517.