Story-and-a-Half Homes for Sale in Fargo-Moorhead
Page 3 of 5. Browse story-and-a-half (1.5 story) homes for sale across Fargo, Moorhead, and the wider MN/ND market — from affordable character homes to lake-country cabins. Call 701-205-5517.
Story-and-a-half homes — also called 1.5-story or Cape Cod, and often referred to as one-and-a-half story homes — pair a full main floor with a partial upper level tucked under a sloped, dormered roof. It's one of the most characterful and versatile styles in the region, ranging from affordable older homes in established Fargo-Moorhead neighborhoods to lake-country cabins and custom builds with vaulted great rooms and upper lofts.
Why Buy a Story-and-a-Half Home in Fargo-Moorhead?
Story-and-a-half homes are one of the most flexible and characterful styles in the Fargo-Moorhead and greater MN/ND market. The layout pairs a full main floor — often with a main-level primary bedroom — with a partial upper floor set under a sloped roof, typically lit by dormer windows. That gives you the best of both worlds: single-level convenience on the main floor plus private bedroom or bonus space upstairs.
In established Fargo and Moorhead neighborhoods, story-and-a-half homes are frequently the most affordable single-family entry point — affordable 1.5 story homes in Fargo often list under $300,000, with story-and-a-half homes under $300,000 concentrated in older neighborhoods that still offer walkable, tree-lined charm. Many are Cape Cod and bungalow-style character homes near Oak Grove, NDSU, central Moorhead, and Concordia — with hardwood floors, built-ins, and mature lots, often priced below comparable two-story or rambler inventory. Buyers hunting for move-in ready story-and-a-half homes in Fargo will find updated examples throughout these neighborhoods where the kitchens, baths, and mechanicals have already been refreshed.
The style also spans the higher end. New construction 1.5 story homes in Fargo feature dramatic vaulted great rooms open to a second-floor loft, and luxury story-and-a-half homes in Fargo pair those features with premium finishes, chef's kitchens, and larger lots — the kind of custom build you see in newer south and west Fargo subdivisions. Lake-country properties across Minnesota use the 1.5-story form for cabins and year-round lake homes that maximize views and sleeping space under the roofline.
Practical notes for buyers: the upper level's sloped ceilings (knee walls) create cozy, efficient bedrooms but reduce usable floor area versus a full second story — worth measuring if you need specific furniture to fit. Heating and cooling the upper level can differ from the main floor; ask about zoning or a mini-split. For buyers who want main-floor living with extra room upstairs, family-friendly 1.5 story homes with dedicated kids' bedrooms, guest space, or a home office are hard to beat on value.
Story-and-a-half floor plans vary widely — from a classic Cape Cod style home with symmetric dormers to bungalow-inspired designs and updated 1.5-story houses with open main floors. Whether you're browsing 1.5 story homes for sale, one-and-a-half story houses, or story-and-a-half houses for sale in a specific neighborhood, we can help you find the right one.
Best Neighborhoods
In the metro, story-and-a-half homes cluster in Fargo-Moorhead's established neighborhoods — north Fargo near Oak Grove and NDSU, central and south Moorhead near Concordia and MSUM, and older sections of West Fargo — on mature, tree-lined lots. Beyond the metro, the style dominates Minnesota's lake country, where it's the go-to form for cabins and lakefront homes. Verify school assignment by address.
Browse Story-and-a-Half Homes for Sale — Page 3
2359 US Highway 10, Detroit Lakes, MN 56501 — $549,900 · ▼ $10,000 off (2%) · 4 bd / 2 ba · Acreage
51021 Fish Lake Road, Detroit Lakes, MN 56501 — $299,900 · 1 bd / 1 ba · Waterfront
21748 E Height Of Land Drive, Detroit Lakes, MN 56501 — $549,000 · 4 bd / 2 ba · Waterfront
32360 SW Pickerel Lake Road, Detroit Lakes, MN 56501 — $840,000 · 4 bd / 3 ba · New Build · Waterfront
26088 Broadway Avenue, Detroit Lakes, MN 56501 — $779,900 · 2 bd / 2 ba · Acreage
1126 Linden Lane, Detroit Lakes, MN 56501 — $179,000 · 2 bd / 2 ba
907 N Baird Avenue, Fergus Falls, MN 56537 — $139,900 · 2 bd / 1 ba
329 W Birch Avenue, Fergus Falls, MN 56537 — $169,000 · 3 bd / 2 ba
7232 Dove Street, Pequot Lakes, MN 56472 — $364,900 · 4 bd / 3 ba
3967 Brown Street, Pequot Lakes, MN 56472 — $179,900 · 3 bd / 1 ba · Open House Sep 20
35455 Freestone Road, Grand Rapids, MN 55744 — $215,000 · 4 bd / 1 ba · Acreage
36130 Butternut Point Road, Pequot Lakes, MN 56472 — $510,000 · 4 bd / 3 ba · Shoreline Access
905 Bluff Avenue, Brainerd, MN 56401 — $370,000 · 3 bd / 2 ba
320 Fingal Drive, Alexandria, MN 56308 — $325,000 · 4 bd / 2 ba
35726 Dinner Lake Loop, Park Rapids, MN 56470 — $650,000 · 4 bd / 2 ba · Acreage
210 24th Street NE, Bemidji, MN 56601 — $219,900 · 3 bd / 2 ba
11464 Cohen Loop NW, Bemidji, MN 56601 — $449,000 · 3 bd / 2 ba · New Build
910 Pine Street, Park Rapids, MN 56470 — $324,900 · 3 bd / 3 ba
21665 Heather Drive, Park Rapids, MN 56470 — $535,000 · 1 bd / 1 ba · Waterfront · Acreage
1505 Pine Street, Brainerd, MN 56401 — $199,900 · ▼ $15,000 off (7%) · 4 bd / 2 ba
408 2nd Street SE, Pelican Rapids, MN 56572 — $272,500 · 4 bd / 3 ba
8459 Dove Street, Pequot Lakes, MN 56472 — $485,000 · ▼ $5,000 off (1%) · 4 bd / 4 ba
3798 Shady Lane Circle, Brainerd, MN 56401 — $349,900 · 4 bd / 2 ba
17377 Paradise Shores Road, Brainerd, MN 56401 — $374,900 · 2 bd / 2 ba
29946 Pequot Boulevard, Pequot Lakes, MN 56472 — $825,000 · ▼ $50,000 off (6%) · 3 bd / 3 ba · Waterfront · Acreage
2311 Birchmont Drive NE, Bemidji, MN 56601 — $229,900 · 3 bd / 1 ba
7002 Maple Beach Court NE, Bemidji, MN 56601 — $1,050,000 · 3 bd / 3 ba · Waterfront · Acreage
1309 S 7th Street, Brainerd, MN 56401 — $199,900 · 3 bd / 1 ba
29713 Pioneer Avenue, Aitkin, MN 56431 — $874,900 · 2 bd / 1 ba · Waterfront · Acreage
422 N Cleveland Avenue, Fergus Falls, MN 56537 — $120,000 · ▼ $20,000 off (14%) · 4 bd / 1 ba
33021 State Highway 210, Aitkin, MN 56431 — $330,000 · ▼ $19,000 off (5%) · 4 bd / 2 ba · Waterfront · Acreage
8110 Moidore Drive NW, Bemidji, MN 56601 — $388,000 · 3 bd / 2 ba · New Build
2416 E Fir Avenue, Fergus Falls, MN 56537 — $399,900 · 4 bd / 3 ba
9024 Kinn Drive NE, Bemidji, MN 56601 — $499,900 · 3 bd / 3 ba · Acreage
716 E Mount Faith Avenue, Fergus Falls, MN 56537 — $305,000 · 4 bd / 3 ba
29790 Lakeshore Drive, Pequot Lakes, MN 56472 — $1,195,000 · 4 bd / 3 ba · Waterfront
718 Stoner Avenue SE, Bemidji, MN 56601 — $298,000 · ▼ $12,000 off (4%) · 3 bd / 1 ba
20356 N Hummingbird Drive, Grand Rapids, MN 55744 — $224,900 · 2 bd / 1 ba · Acreage
509 E Vernon Avenue, Fergus Falls, MN 56537 — $174,900 · 3 bd / 2 ba
39523 State Highway 47, Aitkin, MN 56431 — $277,000 · ▼ $7,000 off (2%) · 3 bd / 2 ba · Acreage
515 NE 6th Street, Grand Rapids, MN 55744 — $169,900 · ▼ $5,000 off (3%) · 3 bd / 2 ba
1510 S Mabelle Avenue, Fergus Falls, MN 56537 — $100,000 · 2 bd / 1 ba
17803 Ivy Drive, Park Rapids, MN 56470 — $499,900 · 2 bd / 2 ba · Waterfront · Acreage
715 NW 9th Avenue, Grand Rapids, MN 55744 — $231,900 · ▼ $6,100 off (3%) · 4 bd / 2 ba
614 Springen Avenue, Fergus Falls, MN 56537 — $165,000 · 3 bd / 1 ba
1515 Isleview Road, Grand Rapids, MN 55744 — $399,900 · 3 bd / 3 ba · Waterfront · Acreage
5648 Fairview Road, Baxter, MN 56425 — $267,990 · 3 bd / 2 ba
6847 Thesing Road, Brainerd, MN 56401 — $692,000 · 3 bd / 2 ba · Acreage
Frequently Asked Questions
What is a story-and-a-half home?
A story-and-a-half (also called 1.5-story or Cape Cod) home has a full main floor plus a partial upper floor built under a sloped roof, usually lit by dormer windows. The upper level has angled ceilings along the outer walls (knee walls). Many have a main-floor primary bedroom with additional bedrooms or a bonus room upstairs.
How is a story-and-a-half different from a two-story?
A two-story has two full floors of equal size stacked under a flat-ceiling roofline. A story-and-a-half has a full main floor and a smaller upper floor tucked under a sloped roof, so the upstairs has angled ceilings and less usable square footage. Story-and-a-half homes often cost less per square foot and offer main-floor living that two-stories don't.
How much do story-and-a-half homes cost in Fargo-Moorhead?
It's a wide range. In established Fargo and Moorhead neighborhoods, older story-and-a-half homes are often the most affordable single-family option — many in Fargo fall in the $180,000-$300,000 range. Across the broader MN/ND market the median is closer to $375,000, with lake-country and custom homes running well into the high six and seven figures.
Are story-and-a-half homes good for main-floor living?
Often, yes. Many story-and-a-half homes place the primary bedroom and a full bath on the main floor, with secondary bedrooms upstairs. That makes them popular with buyers who want to live primarily on one level while keeping extra space for kids, guests, or an office — without the full footprint (or price) of a rambler.
Where are story-and-a-half homes found in the area?
In the metro, they concentrate in established neighborhoods — north Fargo near Oak Grove and NDSU, central and south Moorhead, and older parts of West Fargo. The style is also the dominant form in Minnesota lake country, where it's widely used for cabins and lakefront homes. Newer custom versions with vaulted great rooms appear in higher-end subdivisions.
What is a story-and-a-half home value in Fargo ND?
Story-and-a-half home values in Fargo ND vary with location, updates, and how usable the upper level is. Well-updated 1.5-story homes in established neighborhoods hold their value well, while dated ones offer value-add upside. For a current story-and-a-half home value in Fargo-Moorhead, ask us for a free, no-obligation comparative market analysis.
Any tips for selling a story-and-a-half house in Fargo?
When selling a story-and-a-half house in Fargo, highlight the main-floor primary bedroom, the character details, and any upper-level updates like added insulation, egress windows, or a mini-split for comfort. Pricing to condition and staging the flexible upstairs space are key — we can walk you through what your story-and-a-half is worth and how to sell it for top dollar.
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(701) 205-5517 — Jim Christl & Shannon Barnum, Modern Market REALTORS®
Modern Market REALTORS® — Jim Christl (Broker) & Shannon Barnum (Associate Broker). Serving Fargo, Moorhead, West Fargo, Horace, Detroit Lakes, and Minnesota lake country. Call (701) 205-5517.