Story-and-a-Half Homes for Sale in Fargo-Moorhead

Story-and-a-half homes — also called 1.5-story or Cape Cod, and often referred to as one-and-a-half story homes — pair a full main floor with a partial upper level tucked under a sloped, dormered roof. It's one of the most characterful and versatile styles in the region, ranging from affordable older homes in established Fargo-Moorhead neighborhoods to lake-country cabins and custom builds with vaulted great rooms and upper lofts.

Story-and-a-Half Homes for Sale — Page 3

1. 609 10th Street N, Fargo, ND — $145,000 · Est. $791/mo · House for Sale · 3 bed · 1 bath · 2,820 sqft · 0.099 ac lot · Active · Listed by Raboin Realty
2. 502 15th Street NE, Dilworth, MN — $418,000 · Est. $2,279/mo · House for Sale · 3 bed · 3 bath · 1,809 sqft · 9,432 sqft lot · Active · Listed by REAL (2534 FGO)
3. 512 15th Street NE, Dilworth, MN — $396,000 · Est. $2,159/mo · House for Sale · 3 bed · 3 bath · 1,809 sqft · 9,267 sqft lot · Active · Listed by REAL (2534 FGO)
4. 1508 5th Avenue NE, Dilworth, MN — $423,000 · Est. $2,306/mo · House for Sale · 3 bed · 3 bath · 1,809 sqft · 9,800 sqft lot · Active · Listed by REAL (2534 FGO)
5. 6246 84th Avenue S, Horace, ND — $389,300 · Est. $2,122/mo · House for Sale · 3 bed · 3 bath · 1,809 sqft · 7,020 sqft lot · Active · Listed by REAL (2534 FGO)
6. 6285 85th Avenue S, Horace, ND — $419,000 · Est. $2,284/mo · House for Sale · 3 bed · 3 bath · 1,809 sqft · 8,505 sqft lot · Active · Listed by REAL (2534 FGO)
7. 4180 58th Street S, Fargo, ND — $799,000 · Est. $4,356/mo · House for Sale · 6 bed · 4 bath · 4,584 sqft · 0.476 ac lot · Active · Listed by Trilogy Real Estate
8. 415 9th Street, Hawley, MN — $279,900 · Est. $1,526/mo · ▼ $10,000 (3%) off, was $289,900, reduced 6 days ago · House for Sale · 5 bed · 2 bath · 2,461 sqft · 0.29 ac lot · ~30 min from Fargo · Active · M Markdowns · Listed by James Patrick Real Estate
9. 18000 US-10 Highway, Hawley, MN — $1,250,000 · Est. $6,815/mo · House for Sale · Acreage · 3 bed · 3 bath · 3,000 sqft · 11.43 ac lot · ~25 min from Fargo · Active · Listed by Raboin Realty
10. 901 5th Street S, Moorhead, MN — $154,500 · Est. $842/mo · ▼ $5,400 (3%) off, was $159,900, reduced Sep 1 · House for Sale · 3 bed · 3 bath · 1,632 sqft · 0.13 ac lot · Active · M Markdowns · Listed by Raboin Realty
11. 10327 73rd Street S, Horace, ND — $410,000 · Est. $2,235/mo · House for Sale · 3 bed · 3 bath · 1,809 sqft · 9,523 sqft lot · Active · Listed by REAL (2534 FGO)
12. 1119 11th Avenue N, Fargo, ND — $214,000 · Est. $1,167/mo · ▼ $5,000 (2%) off, was $219,000, reduced Jul 31 · House for Sale · 3 bed · 2 bath · 1,508 sqft · 0.149 ac lot · Active · M Markdowns · Listed by Raboin Realty
13. 6440 Sun Valley Boulevard, Horace, ND — $1,049,900 · Est. $5,724/mo · House for Sale · New Build · 3 bed · 3 bath · 2,230 sqft · 0.24 ac lot · Active · Listed by Berkshire Hathaway HomeServices Premier Properties
14. 6444 Sun Valley Boulevard, Horace, ND — $954,900 · Est. $5,206/mo · House for Sale · New Build · 3 bed · 3 bath · 2,679 sqft · 7,320 sqft lot · Active · Listed by Berkshire Hathaway HomeServices Premier Properties
15. 8331 62nd Street S, Horace, ND — $474,275 · Est. $2,586/mo · House for Sale · New Build · 3 bed · 3 bath · 1,809 sqft · 10,536 sqft lot · Active · Listed by REAL (2534 FGO)
16. 316 11th Street N, Moorhead, MN — $105,000 · Est. $572/mo · House for Sale · 1 bed · 2 bath · 1,152 sqft · 0.17 ac lot · Active · Listed by Trilogy Real Estate
17. 711 Rania Way W, West Fargo, ND — $889,900 · Est. $4,852/mo · ▼ $25,100 (3%) off, was $915,000, reduced yesterday · House for Sale · 3 bed · 3 bath · 2,918 sqft · 0.174 ac lot · Active · M Markdowns · Listed by REAL (2534 FGO)
18. 403 16th Street NE, Dilworth, MN — $389,900 · Est. $2,126/mo · ▼ $10,000 (3%) off, was $399,900, reduced 5 weeks ago · House for Sale · 4 bed · 3 bath · 2,060 sqft · 0.178 ac lot · Active · M Markdowns · Listed by REAL (2534 FGO)
19. 6284 85th Avenue S, Horace, ND — $420,400 · Est. $2,292/mo · House for Sale · New Build · 3 bed · 3 bath · 1,809 sqft · 8,775 sqft lot · Active · Listed by REAL (2534 FGO)
20. 5156 Mira Way W, West Fargo, ND — $869,900 · Est. $4,743/mo · House for Sale · 3 bed · 3 bath · 2,671 sqft · 10,029 sqft lot · Active · Listed by Berkshire Hathaway HomeServices Premier Properties
21. 5108 Mira Way W, West Fargo, ND — $689,900 · Est. $3,761/mo · House for Sale · New Build · 2 bed · 3 bath · 1,939 sqft · 7,502 sqft lot · Active · Listed by Berkshire Hathaway HomeServices Premier Properties
22. 662 Rania Way W, West Fargo, ND — $879,900 · Est. $4,797/mo · House for Sale · New Build · 3 bed · 3 bath · 3,014 sqft · 0.166 ac lot · Active · Listed by Berkshire Hathaway HomeServices Premier Properties
23. 6448 Sun Valley Boulevard, Horace, ND — $979,900 · Est. $5,342/mo · House for Sale · New Build · 3 bed · 3 bath · 2,956 sqft · 0.167 ac lot · Active · Listed by Berkshire Hathaway HomeServices Premier Properties
24. 735 14th Street N, Fargo, ND — $259,000 · Est. $1,412/mo · House for Sale · 6 bed · 2 bath · 1,476 sqft · 7,000 sqft lot · Active · Listed by KW Inspire Realty Keller Williams

Why Buy a Story-and-a-Half Home in Fargo-Moorhead?

Story-and-a-half homes are one of the most flexible and characterful styles in the Fargo-Moorhead and greater MN/ND market. The layout pairs a full main floor — often with a main-level primary bedroom — with a partial upper floor set under a sloped roof, typically lit by dormer windows. That gives you the best of both worlds: single-level convenience on the main floor plus private bedroom or bonus space upstairs.

In established Fargo and Moorhead neighborhoods, story-and-a-half homes are frequently the most affordable single-family entry point — affordable 1.5 story homes in Fargo often list under $300,000, with story-and-a-half homes under $300,000 concentrated in older neighborhoods that still offer walkable, tree-lined charm. Many are Cape Cod and bungalow-style character homes near Oak Grove, NDSU, central Moorhead, and Concordia — with hardwood floors, built-ins, and mature lots, often priced below comparable two-story or rambler inventory. Buyers hunting for move-in ready story-and-a-half homes in Fargo will find updated examples throughout these neighborhoods where the kitchens, baths, and mechanicals have already been refreshed.

The style also spans the higher end. New construction 1.5 story homes in Fargo feature dramatic vaulted great rooms open to a second-floor loft, and luxury story-and-a-half homes in Fargo pair those features with premium finishes, chef's kitchens, and larger lots — the kind of custom build you see in newer south and west Fargo subdivisions. Lake-country properties across Minnesota use the 1.5-story form for cabins and year-round lake homes that maximize views and sleeping space under the roofline.

Practical notes for buyers: the upper level's sloped ceilings (knee walls) create cozy, efficient bedrooms but reduce usable floor area versus a full second story — worth measuring if you need specific furniture to fit. Heating and cooling the upper level can differ from the main floor; ask about zoning or a mini-split. For buyers who want main-floor living with extra room upstairs, family-friendly 1.5 story homes with dedicated kids' bedrooms, guest space, or a home office are hard to beat on value.

Story-and-a-half floor plans vary widely — from a classic Cape Cod style home with symmetric dormers to bungalow-inspired designs and updated 1.5-story houses with open main floors. Whether you're browsing 1.5 story homes for sale, one-and-a-half story houses, or story-and-a-half houses for sale in a specific neighborhood, we can help you find the right one.

Frequently Asked Questions About Story-and-a-Half Home Properties

What is a story-and-a-half home?

A story-and-a-half (also called 1.5-story or Cape Cod) home has a full main floor plus a partial upper floor built under a sloped roof, usually lit by dormer windows. The upper level has angled ceilings along the outer walls (knee walls). Many have a main-floor primary bedroom with additional bedrooms or a bonus room upstairs.

How is a story-and-a-half different from a two-story?

A two-story has two full floors of equal size stacked under a flat-ceiling roofline. A story-and-a-half has a full main floor and a smaller upper floor tucked under a sloped roof, so the upstairs has angled ceilings and less usable square footage. Story-and-a-half homes often cost less per square foot and offer main-floor living that two-stories don't.

How much do story-and-a-half homes cost in Fargo-Moorhead?

It's a wide range. In established Fargo and Moorhead neighborhoods, older story-and-a-half homes are often the most affordable single-family option — many in Fargo fall in the $180,000-$300,000 range. Across the broader MN/ND market the median is closer to $375,000, with lake-country and custom homes running well into the high six and seven figures.

Are story-and-a-half homes good for main-floor living?

Often, yes. Many story-and-a-half homes place the primary bedroom and a full bath on the main floor, with secondary bedrooms upstairs. That makes them popular with buyers who want to live primarily on one level while keeping extra space for kids, guests, or an office — without the full footprint (or price) of a rambler.

Where are story-and-a-half homes found in the area?

In the metro, they concentrate in established neighborhoods — north Fargo near Oak Grove and NDSU, central and south Moorhead, and older parts of West Fargo. The style is also the dominant form in Minnesota lake country, where it's widely used for cabins and lakefront homes. Newer custom versions with vaulted great rooms appear in higher-end subdivisions.

What is a story-and-a-half home value in Fargo ND?

Story-and-a-half home values in Fargo ND vary with location, updates, and how usable the upper level is. Well-updated 1.5-story homes in established neighborhoods hold their value well, while dated ones offer value-add upside. For a current story-and-a-half home value in Fargo-Moorhead, ask us for a free, no-obligation comparative market analysis.

Any tips for selling a story-and-a-half house in Fargo?

When selling a story-and-a-half house in Fargo, highlight the main-floor primary bedroom, the character details, and any upper-level updates like added insulation, egress windows, or a mini-split for comfort. Pricing to condition and staging the flexible upstairs space are key — we can walk you through what your story-and-a-half is worth and how to sell it for top dollar.

Where to Find Story-and-a-Half Home Properties

In the metro, story-and-a-half homes cluster in Fargo-Moorhead's established neighborhoods — north Fargo near Oak Grove and NDSU, central and south Moorhead near Concordia and MSUM, and older sections of West Fargo — on mature, tree-lined lots. Beyond the metro, the style dominates Minnesota's lake country, where it's the go-to form for cabins and lakefront homes. Verify school assignment by address.

Browse Other Home Styles

• Luxury Homes
• Two-Story Homes
• Ramblers
• Patio Homes
• Twin Homes
• Split-Levels
• Bi-Levels
• Condos
• Townhomes
• New Construction

Talk to Jim & Shannon About Story-and-a-Half Home Properties

We know this market inside and out. Let us help you find the right property.

(701) 205-5517 — Jim Christl & Shannon Barnum, Modern Market REALTORS® | Schedule a Consultation

Modern Market REALTORS® — Jim Christl (Broker) & Shannon Barnum (Associate Broker). Serving Fargo, Moorhead, West Fargo, Horace, Detroit Lakes, and Minnesota lake country. Call (701) 205-5517.