1320 5th Street S, Moorhead, MN 56560
6 Beds | 3 Baths | 2,465 Sq Ft | Single Family Home | MLS# 7139895
M Markdowns — Price Reduced — was $310,000 (↓ $11,000)
$2,007/month Estimated
- Principal & interest
- $1,512
- Property taxes
- $299
- Home insurance (est.)
- $174
- Special assessments
- $22
- HOA dues
- None
20% down ($59,800) · 30-yr fixed, 6.5% · Can I afford this home?
Includes special assessments — the FM-metro cost most portals leave out. Estimates only; confirm before you offer.
Located in Dommers 1st Add, Moorhead, MN.
About This Home
Spacious 6-bedroom Moorhead home just blocks away from Concordia College and Eventide Retirement Home, offering tons of room and incredible flexibility! The lower level features a full kitchen, bedroom, and bathroom, perfect for guests, extended living, or added convenience. Step outside to your own private backyard oasis with no backyard neighbors, complete with a screened-in porch attached to the garage—an ideal spot to relax and enjoy the outdoors. Updates include a new roof (2025), siding and windows (2019), and a beautifully remodeled upstairs bathroom. A rare combination of space, privacy, and functionality!
BuyPulse · Live market read
How 1320 5th Street S Compares to the Moorhead Market
At $121/sqft, this home is priced $31/sqft below the typical Moorhead single-family home of $152/sqft.
The median list price in Moorhead is $319,900.
Verdict: Excellent Value
Your negotiating position
74 Strong buyer leverage
Seller's market · Balanced · Buyer leverage
Day 48 — similar homes typically go under contract by day ~24. This one is past that window.
63% of recent sales closed at or over asking — Moorhead sellers rarely discount.
85 similar homes for sale — alternatives if they won't move.
This seller already cut $11,000 — the asking price has already moved.
Homes like this one — single-family homes between $224K and $374K in Moorhead:
- The field: 85 similar Moorhead homes for sale — you have options.
- Tempo: homes like this went pending in a median 24 days — 3 of the last 32 inside 4 days.
- Negotiation: 63% of the last 63 sales here closed at or over list — Moorhead doesn't discount.
- Price cuts: 39 of 85 similar homes have trimmed asking — median trim $5,000. This one already cut $11,000.
Powered by the Realgorithm™ — 63 real Moorhead closings, zero guesses · NorthstarMLS
Key Features
- Built
- 1948
- Garage
- 1-Car Detached
- Style
- One and One Half
- HOA
- None
- Annual Taxes
- $3,590 (2026)
- Specials/yr
- $262
- School District
- Moorhead Area Public Schools
- Assigned Elementary School
- Ellen Hopkins Elementary
- Assigned Middle School
- Horizon Middle School
- Assigned High School
- Moorhead High School
Property Details
- Property Type
- Single Family
- Above Grade Sq Ft
- 1,741
- Below Grade Sq Ft
- 724
- Lot Size
- 0.17 acres
- Basement
- Yes
- County
- Clay
- List Date
- 2026-09-08
- Days on Market
- 48 days
- Parcel ID
- 581950080
Financial
- Total Tax incl. Assessments
- $3,852
- Specials Pending
- No
Home Systems & Utilities
- Heating
- Forced Air
- Cooling
- Central Air
- Water
- City Water/Connected
- Sewer
- City Sewer/Connected
Construction & Exterior
Construction & Structure
- Foundation Type
- Poured Concrete
- Foundation Area
- 1,024 sqft
- Total Building Area
- 2,765 sqft
Exterior Features
- Exterior Features
- Vinyl
- Accessibility Features
- None
Parking & Garage
- Parking Features
- Detached Garage
Lot & Land
- Zoning Description
- Residential-Single Family
Agent & Office
- List Office
- REAL (1022 FGO)
Price History
- Price reduced to $299,000 — Sep 21, 2026
1320 5th Street S is listed in Moorhead, MN, part of Clay County. Browse all Minnesota homes for sale on Modern Market REALTORS®.
Showing — 1320 5th Street S
Associate Broker · Modern Market REALTORS®
Your Moorhead real estate expert since 2012 — I represent you, not the seller. Quick to respond, easy to text.
Listed by REAL (1022 FGO) · Shown by Modern Market REALTORS®
First-Time Home Buyer Guide for Fargo-Moorhead — ND/MN buyer programs, budgeting, and the 7-step process.
View Full Listing & PhotosMLS# 7139895 · Updated October 8, 2026
Similar Homes for Sale Near 1320 5th Street S, Moorhead, MN
Frequently Asked Questions About 1320 5th Street S
- What schools is 1320 5th Street S zoned to?
- 1320 5th Street S is zoned to Ellen Hopkins Elementary (elementary), Horizon Middle School (middle school), and Moorhead High School (high school). Attendance boundaries change — confirm your exact address with the district before you rely on it.
- Is $299,000 a good price for a home in Moorhead?
- According to BuyPulse, 1320 5th Street S rates Excellent Value — at $121/sqft it's priced 20% below the typical Moorhead single-family home of $152/sqft. Its negotiating-position score is 74/100 (Strong buyer leverage), weighed on days on market, comparable inventory, and how Moorhead homes are closing versus list. Powered by the Realgorithm™. Browse Moorhead homes for sale to compare.
- What are the special assessments at 1320 5th Street S — and what do they mean?
- This property has $262/yr in annual special assessments, with no specials pending. Special assessments are separate from property taxes — they are charges levied by the city for infrastructure improvements like streets, water, sewer, and sidewalks. Annual property taxes are $3,590/yr. Always factor both into your total monthly housing cost before making an offer.
What special assessments cost in Moorhead — live figures on every home for sale.
- Does 1320 5th Street S have a basement?
- Yes, 1320 5th Street S has a basement with 724 sq ft of below-grade space.
- What type of heating and cooling does 1320 5th Street S have?
- 1320 5th Street S has Forced Air heating and Central Air cooling.
- Where is 1320 5th Street S located?
- 1320 5th Street S is in the Dommers neighborhood of Moorhead, MN 56560, in Clay County. It's in the Moorhead Area Public Schools.
- Is 1320 5th Street S still available?
- Yes — 1320 5th Street S is currently listed as Active on the MLS and accepting showings. Contact us to schedule a tour or make an offer.
- When was 1320 5th Street S built?
- 1320 5th Street S was built in 1948. It features a poured concrete foundation.
- What utilities serve 1320 5th Street S?
- Electric and gas at 1320 5th Street S are provided by Moorhead Public Service and Xcel Energy. Water, sewer, and garbage are handled by Moorhead Public Service and City of Moorhead. Internet options include Midco, 702 Communications and CenturyLink. Full Moorhead utility setup guide — phone numbers and move-in timeline →
- Is 1320 5th Street S near a golf course?
- Yes — Fargo Country Club (private course) is about 1.2 miles from 1320 5th Street S. It's the closest golf course in the Fargo-Moorhead metro.
- How walkable is 1320 5th Street S?
- 1320 5th Street S has a Walk Score of 40/100 (Car-Dependent) and a Bike Score of 45/100 (Minimal Bike Infrastructure). Scores provided by Walk Score® →
- How many homes like 1320 5th Street S are for sale in Moorhead?
- 85 similar homes (single-family homes between $224K and $374K in Moorhead) are for sale right now — you have options.
- How fast do homes like 1320 5th Street S sell in Moorhead?
- Homes like this one (single-family homes between $224K and $374K in Moorhead) went pending in a median 24 days over the last 90 days — 3 of the last 32 went under contract within 4 days.
- Do homes in Moorhead sell for asking price?
- 63% of the last 63 comparable Moorhead sales closed at or over list price — Moorhead doesn't discount. Based on real NorthstarMLS closings, not estimates.
- What does "M Markdowns" mean?
- M Markdowns™ is Modern Market REALTORS®’ real estate tracker of homes for sale with verified MLS price reductions across the Fargo-Moorhead metro and Minnesota lake country. Every reduction is sourced directly from NorthstarMLS — minimum $2,000 drop to filter noise.
- What does "BuyPulse" mean?
- BuyPulse™ is Modern Market REALTORS®’ live market-data brand for Fargo-Moorhead: cohort statistics — homes for sale, median days to pending, and share of sales closing at or over list price — computed from real NorthstarMLS closings, not estimates.
- What does "Realgorithm™" mean?
- The Realgorithm™ is Modern Market REALTORS®’ proprietary market-data engine — it computes every BuyPulse verdict from real NorthstarMLS closings (comparable active inventory, median days to pending, and sale-to-list price ratio) rather than an automated online estimate.
Local Companies to Help You Settle In
From inspection to closing to moving day, here are well-known local companies serving the Moorhead area.
Listings courtesy of NorthstarMLS as distributed by MLS GRID
Based on information submitted to the MLS GRID as of 10/26/2026, 5:20 AM CDT. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.
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