1224 20th Street N, Moorhead, MN 56560
Just Listed on M Premiere — listed July 31, 2026
4 Beds | 2 Baths | 2,016 Sq Ft | Single Family Home | MLS# 7119239
$2,087/month Estimated
- Principal & interest
- $1,588
- Property taxes
- $290
- Home insurance (est.)
- $183
- Special assessments
- $26
- HOA dues
- None
20% down ($62,800) · 30-yr fixed, 6.5% · Can I afford this home?
Includes special assessments — the FM-metro cost most portals leave out. Estimates only; confirm before you offer.
Deciding Week · Day 1 of 7
Day count from the MLS listing date · cohort stats from the last 90 days · NorthstarMLS
Located in Bulands 6th Add, Moorhead, MN.
About This Home
Welcome to this beautifully updated 4-bedroom, 2-bath bi-level in a desirable Moorhead neighborhood close to parks, schools, and everyday conveniences. With brand-new flooring throughout and a move-in-ready interior, this home offers the perfect blend of comfort and style. The bright main level features an inviting living room that flows into an eat-in kitchen with white cabinetry, granite countertops, stainless steel appliances, and plenty of room to gather. Three bedrooms and a full bath complete the upper level. Downstairs, you'll find a spacious family room, an updated 3/4 bath, and a generous fourth bedroom with a walk-in closet, ideal for guests, a home office, or extra living space. Step outside to one of the home's best features: an expansive, fully fenced backyard with mature trees, beautiful landscaping, a large deck, firepit area, and plenty of room to play, entertain, or simply relax. With thoughtful updates, versatile living space, and an incredible backyard, this home is ready for its next owners.
BuyPulse — Live Market Read
Homes like this one — splits & bi-levels between $236K and $393K in Moorhead:
- The field: 45 similar Moorhead homes for sale — you have options.
- Tempo: homes like this went pending in a median 18 days — 0 of the last 17 inside 4 days.
- Negotiation: 55% of the last 44 sales here closed at or over list — about half hold full price.
Powered by the Realgorithm™ — 44 real Moorhead closings, zero guesses · NorthstarMLS
Key Features
- Property Type
- Single Family
- Year Built
- 1978
- Above Grade
- 1,008 sq ft
- Below Grade
- 1,008 sq ft
- Garage
- 2-car (Attached Garage)
- Heating
- Baseboard
- Cooling
- Wall Unit(s)
- Basement
- Finished
- Sewer
- City Sewer/Connected, City Sewer - In Street
- Water
- City Water/Connected
- Annual Taxes
- $3,485
- Special Assessments
- $317
- School District
- Moorhead Area Public Schools
- Assigned High School
- Moorhead High School
- County
- Clay
- Days on Market
- 0
1224 20th Street N is listed in Moorhead, MN, part of Clay. Browse all Minnesota homes for sale on Modern Market REALTORS®.
Showing — 1224 20th Street N
Shannon Barnum
Associate Broker · Modern Market REALTORS®
Your Moorhead real estate expert since 2012 — I represent you, not the seller. Quick to respond, easy to text.
Listed by Oxford Realty (FM) · Shown by Modern Market REALTORS®
First-Time Home Buyer Guide for Fargo-Moorhead — ND/MN buyer programs, budgeting, and the 7-step process.
View Full Listing & PhotosMLS# 7119239
More Homes for Sale in Moorhead, MN
Frequently Asked Questions About 1224 20th Street N
- What schools is 1224 20th Street N zoned to?
- 1224 20th Street N is zoned to Robert Asp Elementary (elementary), Horizon Middle School (middle school), and Moorhead High School (high school). Attendance boundaries change — confirm your exact address with the district before you rely on it.
- Is $314,000 a good price for a home in Moorhead?
- At $156/sqft, this home is priced near the typical Moorhead single-family home of $162/sqft, according to our BuyPulse comparison of comparable active listings. Browse Moorhead homes for sale to compare.
- What are the special assessments at 1224 20th Street N — and what do they mean?
- This property has $317/yr in annual special assessments, with no specials pending. Special assessments are separate from property taxes — they are charges levied by the city for infrastructure improvements like streets, water, sewer, and sidewalks. Annual property taxes are $3,485/yr. Always factor both into your total monthly housing cost before making an offer.
- Does 1224 20th Street N have a basement?
- Yes, 1224 20th Street N has a finished basement with 1,008 sq ft of below-grade space.
- What type of heating and cooling does 1224 20th Street N have?
- 1224 20th Street N has Baseboard heating and Wall Unit(s) cooling.
- Where is 1224 20th Street N located?
- 1224 20th Street N is in the Bulands neighborhood of Moorhead, MN 56560, in Clay County. It's in the Moorhead Area Public Schools.
- When was 1224 20th Street N built?
- 1224 20th Street N was built in 1978. It features a stone foundation.
- How many homes like 1224 20th Street N are for sale in Moorhead?
- 45 similar homes (splits & bi-levels between $236K and $393K in Moorhead) are for sale right now — you have options.
- How fast do homes like 1224 20th Street N sell in Moorhead?
- Homes like this one (splits & bi-levels between $236K and $393K in Moorhead) went pending in a median 18 days over the last 90 days — 0 of the last 17 went under contract within 4 days.
- Do homes in Moorhead sell for asking price?
- 55% of the last 44 comparable Moorhead sales closed at or over list price — about half hold full price. Based on real NorthstarMLS closings, not estimates.
Local Companies to Help You Settle In
From inspection to closing to moving day, here are well-known local companies serving the Moorhead area.