2826 28th Avenue S, Fargo, ND 58103
5 Beds | 5 Baths | 4,876 Sq Ft | Single Family Home | MLS# 7087381
Price Reduced — was $979,900 (↓ $29,900) · M Markdowns
Is 2826 28th Avenue S a Good Deal?
BuyPulse Verdict
Fair Market Value
At $195/sqft — This home is priced 5% above the typical Fargo single-family home of $186/sqft.
Powered by the Realgorithm™ — 278 active Fargo listings · NorthstarMLS
$6,193/month Estimated
- Principal & interest
- $4,804
- Property taxes
- $701
- Home insurance (est.)
- $554
- Special assessments
- $28
- HOA dues
- $106/mo
20% down ($190,000) · 30-yr fixed, 6.5% · Can I afford this home?
Includes special assessments — the FM-metro cost most portals leave out. Estimates only; confirm before you offer.
Located in Bluemont Park 1st, Fargo, ND.
About This Home
A Rare Waterfront Masterpiece in Bluemont Lakes Gracefully positioned on the most coveted pond-front lot in Bluemont Lakes and tucked away within a quiet cul-de-sac, this extraordinary residence presents a rare opportunity to own one of South Fargo's most distinguished waterfront homes. Thoughtfully designed, the property seamlessly blends timeless elegance, architectural character, and exceptional amenities with breathtaking views of Bluemont Lake. Upon entering, guests are welcomed by a spectacular two-story great room where soaring ceilings and walls of windows frame panoramic water views, filling the home with natural light and creating a sense of grandeur rarely found. Custom built-ins and a beautiful wood-burning fireplace anchor the space, while the dramatic two-story dining room offers an elegant setting for both intimate gatherings and large-scale entertaining. At the heart of the home, the gourmet kitchen has been designed to delight even the most discerning chef. Featuring Wolf double ovens and induction cooktop, a Sub-Zero refrigerator, granite countertops, tile backsplash, under-cabinet lighting, and a picturesque window overlooking the lake, the space effortlessly combines beauty and function. The main level also features a sophisticated private den enclosed by French doors, complete with a wet bar, beverage refrigerator, and ice maker—an ideal retreat for work, conversation, or evening cocktails. A thoughtfully designed rear foyer and main-floor laundry room further enhance the home's everyday convenience. The luxurious primary suite is a private sanctuary unto itself. Awaken each morning to tranquil waterfront views and unwind each evening beside the suite's cozy fireplace. The adjoining spa-inspired bath offers heated tile floors, a soaking tub perfectly positioned to capture stunning lake views, an elegant steam shower, dual quartz vanities, and walk-in closet. A private maintenance-free deck extends the suite outdoors, creating a peaceful setting for morning coffee overlooking the sunrise or evening relaxation. The upper level showcases two remarkable bedroom suites, each with its own private bath and distinctive architectural charm. An open loft overlooks both the great room and shimmering waters beyond, providing a dramatic vantage point that enhances the home's sense of openness and connection. Designed for both recreation and relaxation, the lower level offers a spacious family room with daylight windows framing the pond, a fitness room or fourth bedroom, a sauna, wine cellar, a fifth bedroom, and a full bath. Every space has been thoughtfully curated to support both everyday living and exceptional entertaining. Outside, the home's resort-like setting truly shines. Two maintenance-free decks—one covered and accessed from the kitchen, the other privately connected to the primary suite—provide multiple venues for enjoying the serene waterfront surroundings. Beautifully landscaped grounds are complemented by an irrigation system, private dock, included paddle boat and hot tub, creating an unparalleled outdoor living experience. Additional features include a three-stall attached garage, oversized driveway, solid wood doors throughout, reverse osmosis water system, sound system, Hunter Douglas window treatments, and Lutron automated controls. Offering an extraordinary blend of luxury, comfort, and natural beauty, this exceptional Bluemont Lakes residence is more than a home—it is a lifestyle defined by elegance, tranquility, and timeless waterfront living. A truly rare offering in one of South Fargo's most sought-after neighborhoods. Contact your realtor to scheduled your private tour before it's SOLD!
Virtual Tour
BuyPulse™ — Live Market Read
Homes like this one — single-family homes between $713K and $1.2M in Fargo:
- The field: 34 similar Fargo homes for sale — you have options.
- Negotiation: 63% of the last 19 sales here closed at or over list — Fargo doesn't discount.
Powered by the Realgorithm™ — 19 real Fargo closings, zero guesses · NorthstarMLS
Key Features
- Property Type
- Single Family
- Year Built
- 1990
- Above Grade
- 2,910 sq ft
- Below Grade
- 1,966 sq ft
- Lot Size
- 0.35 acres
- Lot Features
- Accessible Shoreline, Tree Coverage - Light
- Garage
- 3-car (Attached Garage, Concrete, Garage Door Opener, Heated Garage, Insulated Garage)
- Heating
- Forced Air
- Cooling
- Central Air
- Basement
- Finished
- Appliances
- Cooktop, Dishwasher, Disposal, Double Oven, Electric Water Heater, Water Filtration System, Microwave, Refrigerator, Stainless Steel Appliances, Trash Compactor
- Sewer
- City Sewer/Connected
- Water
- City Water/Connected
- HOA
- $106.48/month (includes Other)
- Annual Taxes
- $8,410.95
- Special Assessments
- $332
- School District
- Fargo Public Schools
- Assigned Elementary School
- Ed Clapp Elementary School
- Assigned Middle School
- Discovery Middle School
- Assigned High School
- Fargo Davies High School
- County
- Cass
- Days on Market
- 85
2826 28th Avenue S is listed in Fargo, ND, part of Cass County. Browse all North Dakota homes for sale on Modern Market REALTORS®.
Showing — 2826 28th Avenue S
Shannon Barnum
Associate Broker · Modern Market REALTORS®
Your Fargo real estate expert since 2012 — I represent you, not the seller. Quick to respond, easy to text.
Listed by Berkshire Hathaway HomeServices Premier Properties · Shown by Modern Market REALTORS®
Buying a home in Fargo? — dedicated buyer representation from pre-approval through closing.
View Full Listing & PhotosMLS# 7087381 · Data refreshed August 28, 2026
Similar Homes for Sale Near 2826 28th Avenue S, Fargo, ND
Frequently Asked Questions About 2826 28th Avenue S
- What schools is 2826 28th Avenue S zoned to?
- 2826 28th Avenue S is zoned to Ed Clapp Elementary School (elementary), Discovery Middle School (middle school), and Fargo Davies High School (high school). Attendance boundaries change — confirm your exact address with the district before you rely on it.
- Is $950,000 a good price for a home in Fargo?
- According to BuyPulse, 2826 28th Avenue S rates Fair Market Value — at $195/sqft it's priced 5% above the typical Fargo single-family home of $186/sqft. Powered by the Realgorithm™. Browse Fargo homes for sale to compare.
- What are the special assessments at 2826 28th Avenue S — and what do they mean?
- This property has $332/yr in annual special assessments, with no specials pending. Special assessments are separate from property taxes — they are charges levied by the city for infrastructure improvements like streets, water, sewer, and sidewalks. Special assessments are common in newer North Dakota developments and typically run 10–20 years. Annual property taxes are $8,410.95/yr. Always factor both into your total monthly housing cost before making an offer.
- Does 2826 28th Avenue S have a basement?
- Yes, 2826 28th Avenue S has a finished basement with 1,966 sq ft of below-grade space.
- Does 2826 28th Avenue S have an HOA?
- Yes, 2826 28th Avenue S has a homeowners association with dues of $106.48 monthly. HOA includes: Other.
- What type of heating and cooling does 2826 28th Avenue S have?
- 2826 28th Avenue S has Forced Air heating and Central Air cooling.
- Where is 2826 28th Avenue S located?
- 2826 28th Avenue S is in the Bluemont Park neighborhood of Fargo, ND 58103, in Cass County. It's in the Fargo Public Schools.
- Is 2826 28th Avenue S still available?
- Yes — 2826 28th Avenue S is currently listed as Active on the MLS and accepting showings. Contact us to schedule a tour or make an offer.
- When was 2826 28th Avenue S built?
- 2826 28th Avenue S was built in 1990. It features concrete, frame, steel siding construction, an architectural shingle roof, and a poured concrete foundation.
- Does 2826 28th Avenue S have main-floor laundry?
- Yes — the laundry at 2826 28th Avenue S is on the main level.
- What utilities serve 2826 28th Avenue S?
- Electric and gas at 2826 28th Avenue S are provided by Xcel Energy and Cass County Electric Cooperative. Water, sewer, and garbage are handled by City of Fargo Utilities. Internet options include Midco, Sparklight, CenturyLink and 702 Communications. Full Fargo utility setup guide — phone numbers and move-in timeline →
- Is 2826 28th Avenue S near a golf course?
- Yes — Fargo Country Club (private course) is about 1.9 miles from 2826 28th Avenue S. It's the closest golf course in the Fargo-Moorhead metro.
- How walkable is 2826 28th Avenue S?
- 2826 28th Avenue S has a Walk Score of 50/100 (Somewhat Walkable), a Bike Score of 48/100 (Minimal Bike Infrastructure) and a Transit Score of 20/100 (Minimal Transit). Scores provided by Walk Score® →
- How many homes like 2826 28th Avenue S are for sale in Fargo?
- 34 similar homes (single-family homes between $713K and $1.2M in Fargo) are for sale right now — you have options.
- Do homes in Fargo sell for asking price?
- 63% of the last 19 comparable Fargo sales closed at or over list price — Fargo doesn't discount. Based on real NorthstarMLS closings, not estimates.
- What does "M Markdowns" mean?
- M Markdowns™ is Modern Market REALTORS®’ real estate tracker of homes for sale with verified MLS price reductions across the Fargo-Moorhead metro and Minnesota lake country. Every reduction is sourced directly from NorthstarMLS — minimum $2,000 drop to filter noise.
- What does "BuyPulse" mean?
- BuyPulse is Modern Market REALTORS®’ live market-data brand for Fargo-Moorhead: cohort statistics — homes for sale, median days to pending, and share of sales closing at or over list price — computed from real NorthstarMLS closings, not estimates.
- What does "Realgorithm™" mean?
- The Realgorithm™ is Modern Market REALTORS®’ proprietary market-data engine — it computes every BuyPulse verdict from real NorthstarMLS closings (comparable active inventory, median days to pending, and sale-to-list price ratio) rather than an automated online estimate.
Local Companies to Help You Settle In
From inspection to closing to moving day, here are well-known local companies serving the Fargo area.