1997 single family home for sale at 45227 316TH Avenue in Vergas, MN — 0 bed, 1 bath

45227 316TH Avenue, Vergas, MN 56587

0 Beds | 1 Bath | 2,250 Sq Ft | Single Family Home | MLS# 7425691

Price Reduced — was $449,000 (↓ $50,000) · M Markdowns

$399,000

Is 45227 316TH Avenue a Good Deal?

BuyPulse Grade

Well Below Market

At $177/sqft — This home is priced 32% below the typical Vergas single-family home of $260/sqft.

Powered by the Realgorithm™ — 20 active Vergas listings · NorthstarMLS

$2,416/month Estimated

Principal & interest
$2,018
Property taxes
$165
Home insurance (est.)
$233
HOA dues
None

20% down ($79,800) · 30-yr fixed, 6.5% · Can I afford this home?

Estimates only; confirm before you offer.

Vergas, MN Active
Offer-Ready70/100Top 5% for leverage

50 earns the badge · a typical active home here scores ~0

This home has sat well past the local pace — time is working in a buyer's favor.

  • 1095 days on market — more than triple the usual 94 days
  • Price cut 11.1% (−$50,000)
  • No negative signals found in the listing history

MMR track record: Offer-Ready homes closed a median 11% below their highest asking price — vs 3% for non-flagged reduced homes. MMR analysis of 19 vs 429 NorthstarMLS sales, updated monthly.

Offer-Ready Score is a Modern Market REALTORS® calculation from NorthstarMLS listing data — not MLS-provided data.

Located in Loon Lookout, Vergas, MN.

About This Home

Gorgeous Loon Lake! Welcome to a huge 30 x30 shop/ garage! Situated on 1.39 acres with 150 ft. of shoreline on beautiful Loon Lake just outside of Vergas, MN. Could be living area while a cabin was built closer to the lake. The garage shop has a 1000. gal septic tank, deep well, concrete floor heat, drain. Shop area has slider windows , attic storage space, fully foamed making it energy efficient. Seller will consider Contract for Deed, terms negotiable

BuyPulse™ — Live Market Read

Homes like this one — single-family homes between $299K and $499K in Vergas:

  • The field: 6 similar Vergas homes for sale — a short list right now.

Powered by the Realgorithm™ — real Vergas closings, zero guesses · NorthstarMLS

Key Features

Property Type
Single Family
Year Built
1997
Above Grade
2,250 sq ft
Lot Size
1.52 acres
Lot Features
Accessible Shoreline
Garage
3-car (Attached Garage, Floor Drain, Finished Garage, Heated Garage)
Heating
Dual Fuel/Off Peak
Cooling
None
Sewer
Private Sewer
Water
Private, Well
Annual Taxes
$1,980
County
Otter Tail
Days on Market
1095

45227 316TH Avenue is listed in Vergas, MN, part of Otter Tail County. Browse all Minnesota homes for sale on Modern Market REALTORS®.

Showing — 45227 316TH Avenue

Shannon Barnum

Associate Broker · Modern Market REALTORS®

Your Vergas real estate expert since 2012 — I represent you, not the seller. Quick to respond, easy to text.

Listed by RE/MAX Legacy Realty · Shown by Modern Market REALTORS®

Schedule a Home Tour View Full Listing & Photos

MLS# 7425691 · Data refreshed July 21, 2026

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Frequently Asked Questions About 45227 316TH Avenue

Is $399,000 a good price for a home in Vergas?
At $177/sqft, this home is priced significantly below the typical Vergas single-family home of $260/sqft (32% lower), according to our BuyPulse comparison of comparable active listings. Browse Vergas homes for sale to compare.
What type of heating and cooling does 45227 316TH Avenue have?
45227 316TH Avenue has Dual Fuel/Off Peak heating and None cooling.
Where is 45227 316TH Avenue located?
45227 316TH Avenue is in the Loon Lookout neighborhood of Vergas, MN 56587, in Otter Tail County.
Is 45227 316TH Avenue still available?
Yes — 45227 316TH Avenue is currently listed as Active on the MLS and accepting showings. Contact us to schedule a tour or make an offer.
When was 45227 316TH Avenue built?
45227 316TH Avenue was built in 1997. It features an asphalt roof and a slab foundation.
Does 45227 316TH Avenue have main-floor laundry?
Yes — the laundry at 45227 316TH Avenue is on the main level.
How many homes like 45227 316TH Avenue are for sale in Vergas?
6 similar homes (single-family homes between $299K and $499K in Vergas) are for sale right now — a short list right now.
What does "M Markdowns" mean?
M Markdowns™ is Modern Market REALTORS®’ real estate tracker of homes for sale with verified MLS price reductions across the Fargo-Moorhead metro and Minnesota lake country. Every reduction is sourced directly from NorthstarMLS — minimum $2,000 drop to filter noise.
What does "BuyPulse" mean?
BuyPulse is Modern Market REALTORS®’ live market-data brand for Fargo-Moorhead: cohort statistics — homes for sale, median days to pending, and share of sales closing at or over list price — computed from real NorthstarMLS closings, not estimates.
What does "Realgorithm™" mean?
The Realgorithm™ is Modern Market REALTORS®’ proprietary market-data engine — it computes every BuyPulse verdict from real NorthstarMLS closings (comparable active inventory, median days to pending, and sale-to-list price ratio) rather than an automated online estimate.

Local Companies to Help You Settle In

From inspection to closing to moving day, here are well-known local companies serving the Vergas area.