28540 190th Street, Akeley, MN 56433
4 Beds | 4 Baths | 3,696 Sq Ft | Single Family Home | MLS# 7082170
Is 28540 190th Street a Good Deal?
BuyPulse Verdict
Strong Value
At $162/sqft — This home is priced 14% below the typical Akeley single-family home of $189/sqft.
Powered by the Realgorithm™ — 14 active Akeley listings · NorthstarMLS
$3,783/month Estimated
- Principal & interest
- $3,033
- Property taxes
- $380
- Home insurance (est.)
- $350
- Special assessments
- $20
- HOA dues
- None
20% down ($119,980) · 30-yr fixed, 6.5% · Can I afford this home?
Includes special assessments — the FM-metro cost most portals leave out. Estimates only; confirm before you offer.
Located in Hay Lake Over, Akeley, MN.
About This Home
An absolute stunner on Ham Lake. This attractive home is well-appointed, meticulously maintained and sits on one of the best sand swimming beaches you will ever see. Spacious at 3600+ finished square feet with an ideal floor plan that feels intimate, yet it can comfortably accommodate a large gathering in total comfort. It features 4 bedrooms, 4 baths, 2 fireplaces, hardwood floors, main level laundry, tons of storage, fiber optic internet, screened and covered porches, lakeside deck, patio and so much more! The window arrangement is ideal, perfectly merging the indoor and outdoor spaces. A generous 26x40 garage has your storage needs covered. It is also EV and generator ready. Sits on 2.45 acres with south facing, panoramic lake views. The lot is level and the shoreline cannot be overstated. It is simply amazing! Bonus; Ham is a private lake with no public access. It is primarily limited to it's residents providing the ultimate freedom to enjoy without the busy buzz so common to other lakes. Also included is deeded access to Hay Lake. This is a walking easement with docking privileges. One home, two lakes. Incredible opportunity! Be sure to check out the video.
Virtual Tour
BuyPulse™ — Live Market Read
Homes like this one — single-family homes between $450K and $750K in Akeley:
- The field: 4 similar Akeley homes for sale — a short list right now.
Powered by the Realgorithm™ — real Akeley closings, zero guesses · NorthstarMLS
Key Features
- Property Type
- Single Family
- Year Built
- 1998
- Above Grade
- 2,352 sq ft
- Below Grade
- 1,344 sq ft
- Lot Size
- 2.45 acres
- Lot Features
- Tree Coverage - Medium, Underground Utilities
- Garage
- 2-car (Detached Garage, Garage Door Opener)
- Heating
- Forced Air, Fireplace(s)
- Cooling
- Central Air
- Basement
- Finished
- Appliances
- Air-To-Air Exchanger, Dishwasher, Disposal, Dryer, Fuel Tank - Rented, Microwave, Range, Refrigerator, Washer, Water Softener Owned
- Sewer
- Private Sewer, Septic System Compliant - Yes, Tank with Drainage Field
- Water
- Drilled, Private, Sand Point, Well
- Annual Taxes
- $4,561
- Special Assessments
- $245
- County
- Hubbard
- Days on Market
- 95
28540 190th Street is listed in Akeley, MN, part of Hubbard County. Browse all Minnesota homes for sale on Modern Market REALTORS®.
Showing — 28540 190th Street
Associate Broker · Modern Market REALTORS®
Your Akeley real estate expert since 2012 — I represent you, not the seller. Quick to respond, easy to text.
Listed by Affinity Real Estate Inc. · Shown by Modern Market REALTORS®
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View Full Listing & PhotosMLS# 7082170 · Data refreshed August 20, 2026
Similar Homes for Sale Near 28540 190th Street, Akeley, MN
Frequently Asked Questions About 28540 190th Street
- Is $599,900 a good price for a home in Akeley?
- According to BuyPulse, 28540 190th Street rates Strong Value — at $162/sqft it's priced 14% below the typical Akeley single-family home of $189/sqft. Powered by the Realgorithm™. Browse Akeley homes for sale to compare.
- What are the special assessments at 28540 190th Street — and what do they mean?
- This property has $245/yr in annual special assessments, with no specials pending. Special assessments are separate from property taxes — they are charges levied by the city for infrastructure improvements like streets, water, sewer, and sidewalks. Annual property taxes are $4,561/yr. Always factor both into your total monthly housing cost before making an offer.
- Does 28540 190th Street have a basement?
- Yes, 28540 190th Street has a finished basement with 1,344 sq ft of below-grade space.
- What type of heating and cooling does 28540 190th Street have?
- 28540 190th Street has Forced Air, Fireplace(s) heating and Central Air cooling.
- Where is 28540 190th Street located?
- 28540 190th Street is in the Hay Lake Over neighborhood of Akeley, MN 56433, in Hubbard County.
- Is 28540 190th Street still available?
- Yes — 28540 190th Street is currently listed as Active on the MLS and accepting showings. Contact us to schedule a tour or make an offer.
- When was 28540 190th Street built?
- 28540 190th Street was built in 1998. It features a block, other foundation.
- Does 28540 190th Street have main-floor laundry?
- Yes — the laundry at 28540 190th Street is on the main level.
- How many homes like 28540 190th Street are for sale in Akeley?
- 4 similar homes (single-family homes between $450K and $750K in Akeley) are for sale right now — a short list right now.
- What does "BuyPulse" mean?
- BuyPulse is Modern Market REALTORS®’ live market-data brand for Fargo-Moorhead: cohort statistics — homes for sale, median days to pending, and share of sales closing at or over list price — computed from real NorthstarMLS closings, not estimates.
- What does "Realgorithm™" mean?
- The Realgorithm™ is Modern Market REALTORS®’ proprietary market-data engine — it computes every BuyPulse verdict from real NorthstarMLS closings (comparable active inventory, median days to pending, and sale-to-list price ratio) rather than an automated online estimate.
Local Companies to Help You Settle In
From inspection to closing to moving day, here are well-known local companies serving the Akeley area.