12478 Mckenzie Road, Bagley, MN 56621
M Premiere — Just Listed — listed August 27, 2026
4 Beds | 3 Baths | 3,526 Sq Ft | Single Family Home | MLS# 7134237
Is 12478 Mckenzie Road a Good Deal?
BuyPulse Verdict
Fair Market Value
At $184/sqft — This home is priced right at the typical Bagley single-family home of $177/sqft.
Powered by the Realgorithm™ — 19 active Bagley listings · NorthstarMLS
$3,998/month Estimated
- Principal & interest
- $3,286
- Property taxes
- $321
- Home insurance (est.)
- $379
- Special assessments
- $12
- HOA dues
- None
20% down ($129,960) · 30-yr fixed, 6.5% · Can I afford this home?
Includes special assessments — the FM-metro cost most portals leave out. Estimates only; confirm before you offer.
Deciding Week · Day 3 of 7
Day count from the MLS listing date · cohort stats from the last 90 days · NorthstarMLS
About This Home
Welcome to Long Lost Lake, where natural beauty, privacy, and peaceful lake living come together. Known for its serene setting and beautiful surroundings, Long Lost Lake features a 10 MPH speed limit, helping preserve the quiet, relaxing atmosphere that makes this lake so desirable. This newly created parcel encompasses 11.5 acres and 380 feet of shoreline, offering an impressive combination of privacy, land, and lake frontage. The impeccably maintained home was built in 2007 and offers more than 3,500 square feet of finished living space, with 4 bedrooms and 3 bathrooms. The main level features a spacious open-concept kitchen, dining, and living area highlighted by a dramatic vaulted ceiling and an abundance of windows that fill the space with natural light. A beautiful fireplace creates a warm and inviting gathering space, while the expansive lakeside deck provides the perfect setting to enjoy the lake views and peaceful surroundings. A portion of the deck is covered, providing a comfortable outdoor space to enjoy throughout the seasons. The main-floor primary bedroom offers convenient access to the full bathroom, featuring a jetted tub, his-and-hers sinks, and a custom-tiled walk-in shower. A main-floor laundry room adds everyday convenience. Upstairs, the loft area includes a spacious bonus room, large bedroom, and 3/4 bathroom, offering flexibility for guests, family, or additional living space. The full walkout basement expands the living space even further with a comfortable family room, additional guest bedroom, hobby room, and full bathroom. Efficient heating and cooling systems help maintain year-round comfort, while the attached, insulated, and heated two-car garage provides excellent storage and convenience. Outside, a tar driveway, beautifully maintained grounds, and attractive landscaping create a welcoming first impression while complementing the property's natural setting. Whether you're looking for a year-round home, a private family lake retreat, or simply a place to enjoy the peace and beauty of northern Minnesota, this exceptional Long Lost Lake property deserves your attention.
Key Features
- Property Type
- Single Family
- Year Built
- 2007
- Above Grade
- 2,163 sq ft
- Below Grade
- 1,363 sq ft
- Lot Size
- 11.50 acres
- Lot Features
- Irregular Lot, Tree Coverage - Heavy
- Garage
- 2-car (Attached Garage, Asphalt, Heated Garage, Insulated Garage)
- Heating
- Dual Fuel/Off Peak, Forced Air, Fireplace(s), Heat Pump, In-Floor Heating
- Cooling
- Central Air
- Basement
- Finished
- Appliances
- Air-To-Air Exchanger, Dishwasher, Dryer, Exhaust Fan, Microwave, Range, Refrigerator, Washer, Water Softener Owned
- Sewer
- Private Sewer, Tank with Drainage Field
- Water
- Drilled, Well
- Annual Taxes
- $3,852
- Special Assessments
- $144
- County
- Clearwater
- Days on Market
- 1
12478 Mckenzie Road is listed in Bagley, MN, part of Clearwater County. Browse all Minnesota homes for sale on Modern Market REALTORS®.
Showing — 12478 Mckenzie Road
Shannon Barnum
Associate Broker · Modern Market REALTORS®
Your Bagley real estate expert since 2012 — I represent you, not the seller. Quick to respond, easy to text.
Listed by eXp Realty · Shown by Modern Market REALTORS®
Buying a home in Bagley? — dedicated buyer representation from pre-approval through closing.
View Full Listing & PhotosMLS# 7134237 · Data refreshed August 28, 2026
Frequently Asked Questions About 12478 Mckenzie Road
- Is $649,800 a good price for a home in Bagley?
- According to BuyPulse, 12478 Mckenzie Road rates Fair Market Value — at $184/sqft it's priced right at the typical Bagley single-family home of $177/sqft. Powered by the Realgorithm™. Browse Bagley homes for sale to compare.
- What are the special assessments at 12478 Mckenzie Road — and what do they mean?
- This property has $144/yr in annual special assessments, with no specials pending. Special assessments are separate from property taxes — they are charges levied by the city for infrastructure improvements like streets, water, sewer, and sidewalks. Annual property taxes are $3,852/yr. Always factor both into your total monthly housing cost before making an offer.
- Does 12478 Mckenzie Road have a basement?
- Yes, 12478 Mckenzie Road has a finished basement with 1,363 sq ft of below-grade space.
- What type of heating and cooling does 12478 Mckenzie Road have?
- 12478 Mckenzie Road has Dual Fuel/Off Peak, Forced Air, Fireplace(s), Heat Pump, In-Floor Heating and Central Air cooling.
- Where is 12478 Mckenzie Road located?
- 12478 Mckenzie Road is in Bagley, MN 56621, in Clearwater County.
- Is 12478 Mckenzie Road still available?
- Yes — 12478 Mckenzie Road is currently listed as Active on the MLS and accepting showings. Contact us to schedule a tour or make an offer.
- When was 12478 Mckenzie Road built?
- 12478 Mckenzie Road was built in 2007. It features frame construction, an asphalt roof, and a icfs (insulated concrete forms) foundation.
- Does 12478 Mckenzie Road have main-floor laundry?
- Yes — the laundry at 12478 Mckenzie Road is on the main level.
- What does "M Premiere" mean?
- M Premiere™ is Modern Market REALTORS®’ early-access tracker for homes entering NorthstarMLS during the critical first 96 hours on market. Well-priced homes in Fargo-Moorhead frequently receive their strongest buyer attention in that opening window. M Premiere surfaces new inventory the moment it lists — so buyers can act before a home becomes widely discovered.
Local Companies to Help You Settle In
From inspection to closing to moving day, here are well-known local companies serving the Bagley area.