16322 W Bay Drive — Land, Pengilly, MN 55775
Land | MLS# 7131770
$465/month Estimated
- Principal & interest
- $379
- Property taxes
- $30
- Home insurance (est.)
- $44
- Special assessments
- $12
- HOA dues
- None
20% down ($15,000) · 30-yr fixed, 6.5% · Can I afford this home?
Includes special assessments — the FM-metro cost most portals leave out. Estimates only; confirm before you offer.
About This Home
Tucked on a level, build-ready 2.9-acre lot, this property is already set up for the way you want to live (and store your toys). The land is cleared for building and features a well, making it easy to envision your next home, cabin, or weekend getaway. A standout bonus is the 16’x24’ drive-through garage with 10’ ceilings—perfect for vehicles, equipment, or lake gear—plus 30-amp RV service for convenient hookups. The horseshoe driveway makes pulling in and out simple, whether you’re hauling a trailer or welcoming guests. And when it’s time to enjoy the water, you’re just a short distance from the Swan Lake boat launch—easy access for fishing, boating, and summer fun. Build now or hold for the future—either way, this is a rare mix of usable acreage, improvements, and location.
Key Features
- Property Type
- Land
- Lot Size
- 2.92 acres
- Lot Features
- Tree Coverage - Medium
- Utilities
- Electricity Connected, Other Available, Private Well Connected
- Annual Taxes
- $359
- Special Assessments
- $147
- County
- Itasca
- Days on Market
- 7
16322 W Bay Drive is listed in Pengilly, MN, part of Itasca County. Browse all Minnesota homes for sale on Modern Market REALTORS®.
Showing — 16322 W Bay Drive
Shannon Barnum
Associate Broker · Modern Market REALTORS®
Your Pengilly real estate expert since 2012 — I represent you, not the seller. Quick to respond, easy to text.
Listed by Coldwell Banker Realty · Shown by Modern Market REALTORS®
First-Time Home Buyer Guide for Fargo-Moorhead — ND/MN buyer programs, budgeting, and the 7-step process.
View Full Listing & PhotosMLS# 7131770 · Data refreshed August 23, 2026
Frequently Asked Questions About 16322 W Bay Drive
- What are the special assessments at 16322 W Bay Drive — and what do they mean?
- This property has $147/yr in annual special assessments, with no specials pending. Special assessments are separate from property taxes — they are charges levied by the city for infrastructure improvements like streets, water, sewer, and sidewalks. Annual property taxes are $359/yr. Always factor both into your total monthly housing cost before making an offer.
- Where is 16322 W Bay Drive located?
- 16322 W Bay Drive is in Pengilly, MN 55775, in Itasca County.
- Is 16322 W Bay Drive still available?
- Yes — 16322 W Bay Drive is currently listed as Active on the MLS and accepting showings. Contact us to schedule a tour or make an offer.
Local Companies to Help You Settle In
From inspection to closing to moving day, here are well-known local companies serving the Pengilly area.