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4 Beds | 5 Baths | 4,473 Sq Ft | Single Family Home | MLS# 7102882
Is 20723 N Shallow Lake Road a Good Deal?
BuyPulse Verdict
Fair Market Value
At $179/sqft — This home is priced 6% above the Warba median of $169/sqft.
Powered by the Realgorithm™ — 4 active Warba listings · NorthstarMLS
$5,347/month Estimated
- Principal & interest
- $4,040
- Property taxes
- $841
- Home insurance (est.)
- $466
- HOA dues
- None
20% down ($159,800) · 30-yr fixed, 6.5% · Can I afford this home?
Estimates only; confirm before you offer.
About This Home
Rare Opportunity! Enjoy 457 feet of pristine, hard, sandy shoreline and exceptional privacy with this beautifully maintained 4-bedroom, 5-bath lake home. Designed to maximize the breathtaking water views, the home features soaring two-story ceilings and expansive windows that fill the living spaces with natural light. The thoughtfully designed floor plan offers exceptional spaces for gathering and entertaining, including a spacious screened breezeway and a large recreation room just off the porch, creating the perfect retreat for family and guests while maintaining privacy from the main living area. Outdoor living is just as impressive with multiple places to relax and enjoy the lake. A charming lakeside storage building offers endless possibilities as a boathouse or entertaining space and is complemented by a large patio deck overlooking the water. Whether you’re enjoying your morning coffee or hosting friends after a day on the lake, the setting is second to none. Additional amenities include a heated attached garage, a detached garage with a concrete floor and electricity, and beautifully maintained grounds. With outstanding fishing, endless recreation, and one of the area’s most desirable shorelines, this exceptional property is ideal as a luxury year-round residence or an unforgettable lakefront getaway. Properties with this much premium shoreline, privacy, and quality rarely become available—don’t miss your opportunity to own this extraordinary waterfront retreat.
Virtual Tour
Key Features
- Property Type
- Single Family
- Year Built
- 2000
- Above Grade
- 4,473 sq ft
- Lot Size
- 11.10 acres
- Lot Features
- Accessible Shoreline, Tree Coverage - Heavy
- Garage
- 2-car (Attached Garage, Detached Garage, Gravel)
- Heating
- Forced Air, Fireplace(s), In-Floor Heating, Radiant
- Cooling
- Central Air, Window Unit(s)
- Appliances
- Cooktop, Dishwasher, Dryer, Microwave, Refrigerator, Washer
- Sewer
- Private Sewer, Septic System Compliant - Yes
- Water
- Drilled
- Annual Taxes
- $10,088
- County
- Itasca
- Days on Market
- 55
20723 N Shallow Lake Road is listed in Warba, MN, part of Itasca County. Browse all Minnesota homes for sale on Modern Market REALTORS®.
Showing — 20723 N Shallow Lake Road
Shannon Barnum
Associate Broker · Modern Market REALTORS®
Your Warba real estate expert since 2012 — I represent you, not the seller. Quick to respond, easy to text.
Listed by COLDWELL BANKER NORTHWOODS · Shown by Modern Market REALTORS®
Buying a home in Warba? — dedicated buyer representation from pre-approval through closing.
View Full Listing & PhotosMLS# 7102882 · Data refreshed August 25, 2026
Frequently Asked Questions About 20723 N Shallow Lake Road
- Is $799,000 a good price for a home in Warba?
- According to BuyPulse, 20723 N Shallow Lake Road rates Fair Market Value — at $179/sqft it's priced 6% above the Warba median of $169/sqft. Powered by the Realgorithm™. Browse Warba homes for sale to compare.
- What type of heating and cooling does 20723 N Shallow Lake Road have?
- 20723 N Shallow Lake Road has Forced Air, Fireplace(s), In-Floor Heating, Radiant heating and Central Air, Window Unit(s) cooling.
- Where is 20723 N Shallow Lake Road located?
- 20723 N Shallow Lake Road is in Warba, MN 55793, in Itasca County.
- Is 20723 N Shallow Lake Road still available?
- Yes — 20723 N Shallow Lake Road is currently listed as Active on the MLS and accepting showings. Contact us to schedule a tour or make an offer.
- When was 20723 N Shallow Lake Road built?
- 20723 N Shallow Lake Road was built in 2000. It features block, brick construction and a slab foundation.
- Does 20723 N Shallow Lake Road have main-floor laundry?
- Yes — the laundry at 20723 N Shallow Lake Road is on the main level.
Local Companies to Help You Settle In
From inspection to closing to moving day, here are well-known local companies serving the Warba area.