3912 4th Street NW, Backus, MN 56435
4 Beds | 2 Baths | 2,464 Sq Ft | Single Family Home | MLS# 7043189
Price Drop on M Markdowns — was $499,900 (↓ $10,000)
BuyPulse Grade
Well Below Market
At $199/sqft — This home is priced 35% below the typical Backus single-family home of $307/sqft.
Powered by the Realgorithm™ — 19 active Backus listings · NorthstarMLS
$2,886/month Estimated
- Principal & interest
- $2,477
- Property taxes
- $116
- Home insurance (est.)
- $286
- Special assessments
- $7
- HOA dues
- None
20% down ($97,980) · 30-yr fixed, 6.5% · Can I afford this home?
Includes special assessments — the FM-metro cost most portals leave out. Estimates only; confirm before you offer.
About This Home
Watch the Pine River in perfect harmony with Lind Lake as the sun rises over Backus every morning. This is the spot. Explore the lake and river from a home that's free of heavy shoreline pressure and activity like many other lakes. The home has been extensively updated to reflect a clean, modern interior while preserving the character expected in a true lake retreat. New flooring runs through the main living areas, complemented by updated windows that draw in natural light and frame the surrounding woods and water. The kitchen features new cabinetry, granite countertops, new appliances, while fresh paint and updated lighting carry throughout the home. A walkout lower level adds flexible living space, and the primary suite connects directly to the deck, creating a seamless transition to the outdoors and elevated lake views. The exterior continues to perform with a fenced yard, separate 3-stall and single-stall garages, and a series of recent improvements across all structures. A wooded roadway extends from the home down to the shoreline, where a new dock and boardwalk provide easy access to Lind Lake, which is well known for its fishing and fed directly by the Pine River. With a balance of privacy, usability, and updated features, this property presents a compelling opportunity for lakefront ownership in the Backus area. This home is offered fully furnished and is a successful VRBO. Future Equity: The lot comes with a separate tar driveway that goes down to Lindsey lake. The Elevation at the bottom of the driveway is a perfect gentle slope to the lake with an incredible view of Lindsey Lake. Excellent building site their provides potential to subdivide in the future. Administrative subdivision with approved plan would be available in 2030 or after.
Virtual Tour
BuyPulse — Live Market Read
Homes like this one — single-family homes between $367K and $612K in Backus:
- The field: 4 similar Backus homes for sale — a short list right now.
Powered by the Realgorithm™ — real Backus closings, zero guesses · NorthstarMLS
Key Features
- Property Type
- Single Family
- Year Built
- 2001
- Above Grade
- 1,232 sq ft
- Below Grade
- 1,232 sq ft
- Lot Size
- 3.40 acres
- Lot Features
- Tree Coverage - Medium
- Garage
- 4-car (Detached Garage, Gravel, Multiple Garages)
- Heating
- Boiler, Forced Air, Fireplace(s), In-Floor Heating
- Cooling
- None
- Basement
- Finished
- Appliances
- Dishwasher, Dryer, Electric Water Heater, Microwave, Range, Refrigerator, Stainless Steel Appliances
- Sewer
- Septic System Compliant - Yes, Tank with Drainage Field
- Water
- 4-Inch Submersible, Well
- Annual Taxes
- $1,390
- Special Assessments
- $86
- County
- Cass
- Days on Market
- 127
3912 4th Street NW is listed in Backus, MN, part of Cass County. Browse all Minnesota homes for sale on Modern Market REALTORS®.
Showing — 3912 4th Street NW
Shannon Barnum
Associate Broker · Modern Market REALTORS®
Your Backus real estate expert since 2012 — I represent you, not the seller. Quick to respond, easy to text.
Listed by Your Home Sold Guaranteed Realty Exclusive · Shown by Modern Market REALTORS®
Buying a home in Backus? — dedicated buyer representation from pre-approval through closing.
View Full Listing & PhotosMLS# 7043189 · Data refreshed July 30, 2026
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Frequently Asked Questions About 3912 4th Street NW
- Is $489,900 a good price for a home in Backus?
- At $199/sqft, this home is priced significantly below the typical Backus single-family home of $307/sqft (35% lower), according to our BuyPulse comparison of comparable active listings. Browse Backus homes for sale to compare.
- What are the special assessments at 3912 4th Street NW — and what do they mean?
- This property has $86/yr in annual special assessments, with no specials pending. Special assessments are separate from property taxes — they are charges levied by the city for infrastructure improvements like streets, water, sewer, and sidewalks. Annual property taxes are $1,390/yr. Always factor both into your total monthly housing cost before making an offer.
- Does 3912 4th Street NW have a basement?
- Yes, 3912 4th Street NW has a finished basement with 1,232 sq ft of below-grade space.
- What type of heating and cooling does 3912 4th Street NW have?
- 3912 4th Street NW has Boiler, Forced Air, Fireplace(s), In-Floor Heating and None cooling.
- Where is 3912 4th Street NW located?
- 3912 4th Street NW is in Backus, MN 56435, in Cass County.
- Is 3912 4th Street NW still available?
- Yes — 3912 4th Street NW is currently listed as Active on the MLS and accepting showings. Contact us to schedule a tour or make an offer.
- When was 3912 4th Street NW built?
- 3912 4th Street NW was built in 2001. It features frame construction, a metal roof, and a block foundation.
- Does 3912 4th Street NW have main-floor laundry?
- Yes — the laundry at 3912 4th Street NW is on the main level.
- How many homes like 3912 4th Street NW are for sale in Backus?
- 4 similar homes (single-family homes between $367K and $612K in Backus) are for sale right now — a short list right now.
- What does "M Markdowns" mean?
- M Markdowns is Modern Market REALTORS®’ real estate tracker of homes for sale with verified MLS price reductions across the Fargo-Moorhead metro and Minnesota lake country. Every reduction is sourced directly from NorthstarMLS — minimum $2,000 drop to filter noise.
- What does "BuyPulse" mean?
- BuyPulse is Modern Market REALTORS®’ live market-data brand for Fargo-Moorhead: cohort statistics — homes for sale, median days to pending, and share of sales closing at or over list price — computed from real NorthstarMLS closings, not estimates.
- What does "Realgorithm™" mean?
- The Realgorithm™ is Modern Market REALTORS®’ proprietary market-data engine — it computes every BuyPulse verdict from real NorthstarMLS closings (comparable active inventory, median days to pending, and sale-to-list price ratio) rather than an automated online estimate.
Local Companies to Help You Settle In
From inspection to closing to moving day, here are well-known local companies serving the Backus area.