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3 Beds | 2 Baths | 2,482 Sq Ft | Single Family Home | MLS# 7084376
Is 20439 Continental Court NW a Good Deal?
BuyPulse Verdict
Premium Pricing
At $197/sqft — This home is priced 17% above the typical Bemidji single-family home of $168/sqft.
Your Negotiating Position: 88 — Strong buyer leverage
Powered by the Realgorithm™ — 139 active Bemidji listings · NorthstarMLS
$3,089/month Estimated
- Principal & interest
- $2,473
- Property taxes
- $331
- Home insurance (est.)
- $285
- HOA dues
- None
20% down ($97,800) · 30-yr fixed, 6.5% · Can I afford this home?
Estimates only; confirm before you offer.
About This Home
Spacious and beautifully maintained home with 50 feet of Exclusive dock/water access to Lake Julia located on desirable Continental Court! Enjoy lake life without the high price of waterfront taxes with your own dock and boat lift already in place on the lake. Easement adjoins this property and is easily navigated by foot or by recreational vehicles. This impressive updated home offers 3 bedrooms and 2 bathrooms, with two bedrooms and a full bath conveniently located on the main level. One of the standout features is the massive sunroom with vaulted ceilings, providing a bright and inviting space to relax year-round. The sunroom opens to a fenced backyard area that connects to the oversized heated detached garage, offering excellent functionality and storage. Outdoor living is exceptional here with a wraparound deck that flows from the front entrance around the home and leads to the patio area—perfect for enjoying fresh air, entertaining guests, or simply taking in the peaceful setting. Inside, you'll find generous living spaces and abundant storage throughout the home. The spacious kitchen features ample cabinetry, while the large dining area provides plenty of room for gatherings. The open-concept upper level living room creates a comfortable atmosphere and offers beautiful views overlooking a back yard deck and Lake Julia. The lower level adds even more usable space with a third bedroom, a huge laundry room, and an oversized storage room that doubles perfectly as a workout area or hobby space. The cozy family room features a gas fireplace and a newly built-in bar, making it the ideal spot for entertaining or relaxing evenings at home. Additional highlights include attached garage, oversized heated detached garage, and two garden sheds—one of which is brand new—**providing plenty of space for tools, toys, and lake gear. Plus tons of updates to include flooring, electrical, and decking to name a few. If you’ve been waiting for a spacious and elegant home with lake access on beautiful Lake Julia, this property offers the perfect blend of comfort, recreation, and convenience located just a few minutes from Buena Vista ski area, a few minutes to shopping in Bemidji, close to schools and many fishing and recreational lakes. This home is nestled under the mature trees in natures paradise!
Virtual Tour
BuyPulse™ — Live Market Read
Homes like this one — single-family homes between $367K and $611K in Bemidji:
- The field: 51 similar Bemidji homes for sale — you have options.
- Tempo: homes like this went pending in a median 26 days — 2 of the last 17 inside 4 days.
- Negotiation: 47% of the last 43 sales here closed at or over list — about half hold full price.
Powered by the Realgorithm™ — 43 real Bemidji closings, zero guesses · NorthstarMLS
Key Features
- Property Type
- Single Family
- Year Built
- 1972
- Above Grade
- 1,531 sq ft
- Below Grade
- 951 sq ft
- Lot Size
- 1.49 acres
- Lot Features
- Accessible Shoreline, Irregular Lot, Tree Coverage - Medium
- Garage
- 5-car (Attached Garage, Detached Garage)
- Heating
- Baseboard, Forced Air, Fireplace(s)
- Cooling
- Central Air
- Basement
- Finished
- Appliances
- Dishwasher, Dryer, Water Filtration System, Microwave, Range, Refrigerator, Washer
- Sewer
- Private Sewer
- Water
- Well
- Annual Taxes
- $3,972
- County
- Beltrami
- Days on Market
- 88
20439 Continental Court NW is listed in Bemidji, MN, part of Beltrami County. Browse all Minnesota homes for sale on Modern Market REALTORS®.
Showing — 20439 Continental Court NW
Shannon Barnum
Associate Broker · Modern Market REALTORS®
Your Bemidji real estate expert since 2012 — I represent you, not the seller. Quick to respond, easy to text.
Listed by Headwaters Realty Services LLC · Shown by Modern Market REALTORS®
Buying a home in Bemidji? — dedicated buyer representation from pre-approval through closing.
View Full Listing & PhotosMLS# 7084376 · Data refreshed August 12, 2026
Similar Homes for Sale Near 20439 Continental Court NW, Bemidji, MN
- 5918 Mid Valley Lane NW — $410,900 · 4 bed · 3 bath
- 1320 Whiting Road NW, Unit 38 — $409,900 · 3 bed · 2 bath
- 8035 Moidore Drive NW — $399,900 · 3 bed · 3 bath
- 19684 Lake Julia Drive NW — $399,900 · 2 bed · 2 bath
- 1735 Arborvitae Lane NE — $399,900 · 3 bed · 2 bath
- 3419 Birchmont Drive NE — $399,900 · 3 bed · 2 bath
Frequently Asked Questions About 20439 Continental Court NW
- Is $489,000 a good price for a home in Bemidji?
- According to BuyPulse, 20439 Continental Court NW rates Premium Pricing — at $197/sqft it's priced 17% above the typical Bemidji single-family home of $168/sqft. Its negotiating-position score is 88/100 (Strong buyer leverage), weighed on days on market, comparable inventory, and how Bemidji homes are closing versus list. Powered by the Realgorithm™. Browse Bemidji homes for sale to compare.
- Does 20439 Continental Court NW have a basement?
- Yes, 20439 Continental Court NW has a finished basement with 951 sq ft of below-grade space.
- What type of heating and cooling does 20439 Continental Court NW have?
- 20439 Continental Court NW has Baseboard, Forced Air, Fireplace(s) heating and Central Air cooling.
- Where is 20439 Continental Court NW located?
- 20439 Continental Court NW is in Bemidji, MN 56601, in Beltrami County.
- Is 20439 Continental Court NW still available?
- Yes — 20439 Continental Court NW is currently listed as Active on the MLS and accepting showings. Contact us to schedule a tour or make an offer.
- When was 20439 Continental Court NW built?
- 20439 Continental Court NW was built in 1972. It features frame construction, an asphalt roof, and a block foundation.
- Does 20439 Continental Court NW have main-floor laundry?
- No — the laundry at 20439 Continental Court NW is in the lower level.
- How walkable is 20439 Continental Court NW?
- 20439 Continental Court NW has a Walk Score of 0/100 (Car-Dependent) and a Bike Score of 22/100 (Minimal Bike Infrastructure). Scores provided by Walk Score® →
- How many homes like 20439 Continental Court NW are for sale in Bemidji?
- 51 similar homes (single-family homes between $367K and $611K in Bemidji) are for sale right now — you have options.
- How fast do homes like 20439 Continental Court NW sell in Bemidji?
- Homes like this one (single-family homes between $367K and $611K in Bemidji) went pending in a median 26 days over the last 90 days — 2 of the last 17 went under contract within 4 days.
- Do homes in Bemidji sell for asking price?
- 47% of the last 43 comparable Bemidji sales closed at or over list price — about half hold full price. Based on real NorthstarMLS closings, not estimates.
- What does "BuyPulse" mean?
- BuyPulse is Modern Market REALTORS®’ live market-data brand for Fargo-Moorhead: cohort statistics — homes for sale, median days to pending, and share of sales closing at or over list price — computed from real NorthstarMLS closings, not estimates.
- What does "Realgorithm™" mean?
- The Realgorithm™ is Modern Market REALTORS®’ proprietary market-data engine — it computes every BuyPulse verdict from real NorthstarMLS closings (comparable active inventory, median days to pending, and sale-to-list price ratio) rather than an automated online estimate.
Local Companies to Help You Settle In
From inspection to closing to moving day, here are well-known local companies serving the Bemidji area.