Homes for Sale in Bemidji, MN

Page 4 of 4. Browse lake homes, cabins, and waterfront properties for sale in Bemidji, MN. Jim Christl & Shannon Barnum — Fargo-Moorhead REALTORS® serving Minnesota lake country. Call 701-205-5517.

Updated 10/13/2026, 6:31 AM CDT from NorthstarMLS

Bemidji is the first city on the Mississippi and the regional hub for north-central Minnesota — a university town on the shore of Lake Bemidji with a real downtown, a regional medical center, and lake property priced well below the Brainerd and Alexandria markets.

Verified Homes for Sale in Bemidji, MN

145 homes for sale in Bemidji, MN — priced $55,000 to $2,495,000, median $368,000, 61 with recent price cuts. Updated daily from NorthstarMLS.

Bemidji is a seller’s market — homes sell for about 98% of list in around 63 days, with roughly 3.3 months of supply (based on 90 days of NorthstarMLS closings).

M Re-Intel: Lakes Market Intelligence — October 2026

If the metro is sorting by payment, lake country is sorting by shoreline, and the shoreline is winning. Waterfront homes that sold between May and September went for a $559,500 median, up 6.6 percent from last summer, on roughly a quarter more sales. Step back from the water and the story goes flat: the off-water median was $299,900, against $302,000 a year earlier. On asking prices the premium is 64 percent, $574,950 on the water and $349,900 off it. The reason is almost boringly simple. A builder can add houses and a lender can sweeten a rate, but nobody can add frontage. The season is closing on schedule: 1,554 homes are for sale, down from more than 1,600 a month ago, and new listings slowed to 386 in the past 30 days. What changed is the pace. September's lake sales spent a median 44 days on the market, up from 34 a year ago, so buyers who shop after the docks come out may find sellers more willing to talk. Leverage is uneven. Alexandria, Fergus Falls and Osakis are still moving, each with a fifth or more of its listings under contract. Detroit Lakes, with 146 homes for sale and just 9 percent spoken for, remains the buyer's counterweight. And Pelican Rapids, where 68 percent of listings sit on the water, asks a shoreline median of $825,000, a reminder that when the lake is the product, the calendar barely matters.

— Jim Christl & Shannon Barnum, Modern Market REALTORS®. Full market intelligence report

Why Buy a Home in Bemidji, MN?

Bemidji is the most affordable of northern Minnesota's true lake cities, and that is the main reason buyers end up here. Homes currently range from about $55,000 to just under $2,500,000, with a median around $338,000 — roughly $100,000 below the median in Alexandria or Brainerd. Waterfront homes carry a median near $540,000, which buys frontage that would cost considerably more on the better-known chains to the south. Land is the other story: about half the active listings are lots and acreage, with a median in the mid-$30,000s, making Bemidji one of the least expensive places in the state to buy a buildable lake-country parcel.

Lake Bemidji sits right at the edge of downtown, which is genuinely unusual — most lake towns grew up around a resort strip, while Bemidji grew up as a city that happens to have a large lake attached. The Mississippi River flows into and out of it, and the headwaters at Itasca State Park are a short drive southwest. Beyond Lake Bemidji itself, the surrounding area holds dozens of smaller lakes and borders the Chippewa National Forest, which puts a very large amount of public land within easy reach for hunting, fishing, snowmobiling, and skiing. For buyers who want water and forest without resort-town pricing or resort-town crowds, this is the value play in northern Minnesota.

Bemidji supports year-round living better than its size suggests, because it functions as the service center for a wide rural region. Bemidji State University brings several thousand students and a permanent faculty base, there is a regional medical center in town, and Bemidji Area Schools serves the city. The result is a local economy that does not empty out in October. The median annual property tax bill on a home here runs a little under $2,900. Fargo is about two and a half hours southwest, and the Twin Cities are roughly four hours south, so Bemidji skews more toward buyers making a permanent or semi-permanent move than toward weekend cabin traffic.

Neighborhoods in Bemidji

Tyler Hills is the largest active development in the city and the main source of newer construction. Acorn Ridge offers established year-round homes, and the older in-town additions near downtown and the university hold character properties within walking distance of both. Lake Bemidji frontage is the premium tier, while the smaller surrounding lakes offer more affordable waterfront and lake-access options. Wooded acreage is widely available in the surrounding area, much of it bordering public land.

School District: Bemidji Area Schools

Homes for Sale in Bemidji — Page 4

  1. 2025 single family home for sale at 1320 Whiting Road NW, Unit 57 in Bemidji, MN — 3 bed, 2 bath 1320 Whiting Road NW, Unit 57, Bemidji, MN — $449,900 · Est. $2,275/mo · House for Sale · Patio Home · New Build · 3 bed · 2 bath · 2,038 sqft · 0.43 ac lot · ~130 min from Fargo · Active · Listed by Realty Experts, LLC

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Frequently Asked Questions

How much do homes cost in Bemidji, MN?

Homes currently range from about $55,000 to just under $2,500,000, with a median around $338,000 — roughly $100,000 less than Alexandria or Brainerd. Waterfront homes carry a median near $540,000. Lots and acreage make up about half the active listings, with a median in the mid-$30,000s. The live count and today's prices update daily above.

Why is Bemidji cheaper than Brainerd or Alexandria?

Distance from the Twin Cities is the main reason. Bemidji is about four hours from the metro versus two for Brainerd, so it draws far less weekend cabin demand and prices reflect that. Buyers who are moving permanently, working remotely, or retiring often find they get substantially more lake property here for the money.

How far is Bemidji from Fargo?

About two and a half hours northeast. The Twin Cities are roughly four hours south. Bemidji is more of a destination or permanent-move market than a weekend-commute cabin market from either metro.

What is there to do around Bemidji year-round?

Lake Bemidji is at the edge of downtown for boating, fishing, and swimming, and the Mississippi headwaters at Itasca State Park are a short drive southwest. The surrounding area borders the Chippewa National Forest, so there is a very large amount of public land for hunting, hiking, snowmobiling, and cross-country skiing. Bemidji State University adds hockey, arts, and events through the winter.

Is Bemidji good for year-round living?

Yes. Bemidji functions as the service hub for a large rural region, so it has a regional medical center, Bemidji Area Schools, a full downtown, and a university — amenities most towns this far north do not have. The local economy does not shut down after the summer season.

What are property taxes like in Bemidji?

The median annual property tax bill on a Bemidji home runs a little under $2,900. Minnesota's special assessments tend to be smaller than the large specials in newer North Dakota developments. We show the tax figure on every listing page so you can compare the true monthly cost.

How much do you need to make to buy a house in Bemidji, MN?

It depends heavily on your down payment, interest rate, and other debts, but as a rough guide: with Bemidji's median list price around $370,000, a home near that price typically calls for somewhere around $90,000 to $115,000 in household income. Put more down or buy below the median and it drops; less down or a higher rate pushes it up. Run your own numbers on our home affordability calculator, and we'll help you get pre-approved so you know your real budget before you shop.

Is Bemidji, MN a buyer’s or seller’s market right now?

Right now, Bemidji is a seller’s market — homes are selling for about 98% of list price in around 63 days, with roughly 3.3 months of supply, based on the last 90 days of NorthstarMLS closings. Fewer months of supply and homes selling near or above asking favor sellers; more supply and homes sitting longer favor buyers.

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MLS GRID Listings courtesy of NorthstarMLS as distributed by MLS GRID

Based on information submitted to the MLS GRID as of 10/13/2026, 6:31 AM CDT. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.

IDX information is provided exclusively for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.

Modern Market REALTORS® — Jim Christl (Broker) & Shannon Barnum (Associate Broker). Serving Fargo, Moorhead, West Fargo, Horace, Detroit Lakes, and Minnesota lake country. Call (701) 205-5517.