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Just Listed on M Premiere — listed September 30, 2026
4 Beds | 2 Baths | 1,856 Sq Ft | Single Family Home | MLS# 7152638
Is 3503 13th Street S a Good Deal?
BuyPulse Verdict
Fair Market Value
At $155/sqft — This home is priced right at the typical Moorhead single-family home of $153/sqft.
Your Negotiating Position
36 — Seller-leaning market
Day 2 — similar homes typically go under contract by day ~24, so this one is early in its window.
69% of recent sales closed at or over asking — Moorhead sellers rarely discount.
29 similar homes for sale — alternatives if they won't move.
Powered by the Realgorithm™ — 147 active Moorhead listings · NorthstarMLS
$1,987/month Estimated
- Principal & interest
- $1,454
- Property taxes
- $341
- Home insurance (est.)
- $168
- Special assessments
- $24
- HOA dues
- None
20% down ($57,500) · 30-yr fixed, 6.5% · Can I afford this home?
Includes special assessments — the FM-metro cost most portals leave out. Estimates only; confirm before you offer.
Located in Belslys 2nd Add, Moorhead, MN.
About This Home
Welcome home to this well-maintained 4 bed, 2 bath home in the heart of Moorhead! Featuring numerous updates throughout the interior, this home offers a fresh, move-in-ready feel with plenty of space to spread out. The main level provides comfortable living areas, while four bedrooms offer flexibility for family, guests, or a home office. Outside, enjoy a spacious 0.27-acre lot with a fully fenced backyard—perfect for pets, entertaining, gardening, or simply relaxing. The exterior has also been refreshed with freshly painted siding, adding to the home’s great curb appeal. With a 2-stall garage and a convenient Moorhead location close to schools, parks, shopping, dining, and other amenities, this is one you won’t want to miss!
BuyPulse™ — Live Market Read
Homes like this one — splits & bi-levels between $216K and $359K in Moorhead:
- The field: 29 similar Moorhead homes for sale — you have options.
- Tempo: homes like this went pending in a median 24 days — 0 of the last 12 inside 4 days.
- Negotiation: 69% of the last 26 sales here closed at or over list — Moorhead doesn't discount.
Powered by the Realgorithm™ — 26 real Moorhead closings, zero guesses · NorthstarMLS
Key Features
- Built
- 1988
- Garage
- 2-Car Attached
- Style
- Split Entry (Bi-Level)
- HOA
- None
- Annual Taxes
- $4,089.13 (2026)
- Specials/yr
- $293
- School District
- Moorhead Area Public Schools
- Assigned Elementary School
- Probstfield Elementary
- Assigned Middle School
- Horizon Middle School
- Assigned High School
- Moorhead High School
Property Details
- Property Type
- Single Family
- Above Grade Sq Ft
- 928
- Below Grade Sq Ft
- 928
- Lot Size
- 12,336 sqft
- Basement
- Yes
- County
- Clay
- List Date
- 2026-09-30
- Days on Market
- 2 days
- Parcel ID
- 580610470
Financial
- Total Tax incl. Assessments
- $4,382
- Specials Pending
- No
Home Systems & Utilities
- Heating
- Forced Air
- Cooling
- Central Air
- Water
- City Water/Connected
- Sewer
- City Sewer/Connected
- Appliances
- Dishwasher, Microwave, Range, Refrigerator
Interior Features
- Laundry
- Lower Level
- Fireplace
- 1 fireplace
Construction & Exterior
Construction & Structure
- Foundation Type
- Poured Concrete
- Foundation Area
- 928 sqft
- Total Building Area
- 1,856 sqft
Exterior Features
- Exterior Features
- Wood
- Fenced Area
- Yes
- Other Structures
- Storage Shed
- Accessibility Features
- Other
Parking & Garage
- Parking Features
- Attached Garage
Lot & Land
- Zoning Description
- Residential-Single Family
Agent & Office
- List Office
- REAL (3540 FGO)
Price History
Listed at $287,500 on Sep 30, 2026 — No price changes
3503 13th Street S is listed in Moorhead, MN, part of Clay County. Browse all Minnesota homes for sale on Modern Market REALTORS®.
Showing — 3503 13th Street S
Associate Broker · Modern Market REALTORS®
Your Moorhead real estate expert since 2012 — I represent you, not the seller. Quick to respond, easy to text.
Listed by REAL (3540 FGO) · Shown by Modern Market REALTORS®
First-Time Home Buyer Guide for Fargo-Moorhead — ND/MN buyer programs, budgeting, and the 7-step process.
View Full Listing & PhotosMLS# 7152638 · Data refreshed October 1, 2026
Similar Homes for Sale Near 3503 13th Street S, Moorhead, MN
Frequently Asked Questions About 3503 13th Street S
- What schools is 3503 13th Street S zoned to?
- 3503 13th Street S is zoned to Probstfield Elementary (elementary), Horizon Middle School (middle school), and Moorhead High School (high school). Attendance boundaries change — confirm your exact address with the district before you rely on it.
- Is $287,500 a good price for a home in Moorhead?
- According to BuyPulse, 3503 13th Street S rates Fair Market Value — at $155/sqft it's priced right at the typical Moorhead single-family home of $153/sqft. Its negotiating-position score is 36/100 (Seller-leaning market), weighed on days on market, comparable inventory, and how Moorhead homes are closing versus list. Powered by the Realgorithm™. Browse Moorhead homes for sale to compare.
- What are the special assessments at 3503 13th Street S — and what do they mean?
- This property has $293/yr in annual special assessments, with no specials pending. Special assessments are separate from property taxes — they are charges levied by the city for infrastructure improvements like streets, water, sewer, and sidewalks. Annual property taxes are $4,089.13/yr. Always factor both into your total monthly housing cost before making an offer.
What special assessments cost in Moorhead — live figures on every home for sale.
- Does 3503 13th Street S have a basement?
- Yes, 3503 13th Street S has a basement with 928 sq ft of below-grade space.
- What type of heating and cooling does 3503 13th Street S have?
- 3503 13th Street S has Forced Air heating and Central Air cooling.
- Where is 3503 13th Street S located?
- 3503 13th Street S is in the Belslys neighborhood of Moorhead, MN 56560, in Clay County. It's in the Moorhead Area Public Schools.
- Is 3503 13th Street S still available?
- Yes — 3503 13th Street S is currently listed as Active on the MLS and accepting showings. Contact us to schedule a tour or make an offer.
- When was 3503 13th Street S built?
- 3503 13th Street S was built in 1988. It features a poured concrete foundation.
- Does 3503 13th Street S have main-floor laundry?
- No — the laundry at 3503 13th Street S is in the lower level.
- What utilities serve 3503 13th Street S?
- Electric and gas at 3503 13th Street S are provided by Moorhead Public Service and Xcel Energy. Water, sewer, and garbage are handled by Moorhead Public Service and City of Moorhead. Internet options include Midco, 702 Communications and CenturyLink. Full Moorhead utility setup guide — phone numbers and move-in timeline →
- Is 3503 13th Street S near a golf course?
- Yes — Fargo Country Club (private course) is about 0.7 miles from 3503 13th Street S. It's the closest golf course in the Fargo-Moorhead metro.
- How walkable is 3503 13th Street S?
- 3503 13th Street S has a Walk Score of 46/100 (Car-Dependent) and a Bike Score of 64/100 (Somewhat Bikeable). Scores provided by Walk Score® →
- How many homes like 3503 13th Street S are for sale in Moorhead?
- 29 similar homes (splits & bi-levels between $216K and $359K in Moorhead) are for sale right now — you have options.
- How fast do homes like 3503 13th Street S sell in Moorhead?
- Homes like this one (splits & bi-levels between $216K and $359K in Moorhead) went pending in a median 24 days over the last 90 days — 0 of the last 12 went under contract within 4 days.
- Do homes in Moorhead sell for asking price?
- 69% of the last 26 comparable Moorhead sales closed at or over list price — Moorhead doesn't discount. Based on real NorthstarMLS closings, not estimates.
- What does "M Premiere" mean?
- M Premiere™ is Modern Market REALTORS®’ early-access tracker for homes entering NorthstarMLS during the critical first 96 hours on market. Well-priced homes in Fargo-Moorhead frequently receive their strongest buyer attention in that opening window. M Premiere surfaces new inventory the moment it lists — so buyers can act before a home becomes widely discovered.
- What does "BuyPulse" mean?
- BuyPulse™ is Modern Market REALTORS®’ live market-data brand for Fargo-Moorhead: cohort statistics — homes for sale, median days to pending, and share of sales closing at or over list price — computed from real NorthstarMLS closings, not estimates.
- What does "Realgorithm™" mean?
- The Realgorithm™ is Modern Market REALTORS®’ proprietary market-data engine — it computes every BuyPulse verdict from real NorthstarMLS closings (comparable active inventory, median days to pending, and sale-to-list price ratio) rather than an automated online estimate.
Local Companies to Help You Settle In
From inspection to closing to moving day, here are well-known local companies serving the Moorhead area.