40299 302nd Lane, Aitkin, MN 56431
3 Beds | 2 Baths | 2,021 Sq Ft | Single Family Home | MLS# 7130930Lakefront on Spirit Lake · 523 acres · 48 ft deep
$5,516/month Estimated
- Principal & interest
- $4,770
- Property taxes
- $236
- Home insurance (est.)
- $510
- HOA dues
- None
20% down ($175,000) · 30-yr fixed, 7.24%
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About This Home
Private lake home retreats do exist! Welcome to a rare Spirit Lake property offering 5 private acres and approximately 900 feet of shoreline. This quality, exceptionally well-maintained home was completely remodeled in 2005 and combines comfortable year-round living with inviting indoor and outdoor spaces designed to enjoy the lake, the landscape, and the peaceful setting. This home features welcoming living spaces, including a spacious kitchen, informal dining, sunroom with free-standing gas fireplace, comfortable living room with quality built-in book cases, 2 main floor bedrooms with built-in closets/dressers and one with a Murphy bed, a full bath, and a 3-season front entry porch. The lower level includes a family room for additional gathering space, a bedroom, ¾ bath, laundry, and storage room for everyday convenience. Outdoor living shines with a composite deck, block patio with pergola, landscaped grounds, apple trees, fire pit, included dock, and lakeside stairs. A gravel driveway leads down to the lake, providing easy access to the lakeshore and a convenient place to launch your boat. Storage and workspace are equally impressive with a 22x24 detached garage plus an additional 22x28 detached garage that includes a 13x22 insulated, heated workshop. With a compliant septic system, monitored security system and MLEC fiber internet, this property offers comfort, quality, and the connectivity buyers are looking for in a lake retreat. This is truly a move-in ready property that has been exceptionally well maintained and loved, ready to continue the story and begin the next chapter of memories.
BuyPulse · Live market read
How 40299 302nd Lane Compares to the Aitkin Market
At $433/sqft, this home is priced $216/sqft above the typical Aitkin single-family home of $217/sqft.
The median list price in Aitkin is $349,450.
Verdict: Premium Pricing
Your negotiating position
76 Strong buyer leverage
Seller's market · Balanced · Buyer leverage
Day 50 — Aitkin homes overall typically go under contract by day ~18. This one is past that window.
5 similar homes for sale — alternatives if they won't move.
Homes like this one — single-family homes between $656K and $1.1M in Aitkin:
- The field: 5 similar Aitkin homes for sale — a short list right now.
- Price cuts: 2 of 5 similar homes have trimmed asking. This one hasn't budged.
- Too few have sold recently to chart how fast they go or how they close — BuyPulse won't estimate those off a thin sample.
Powered by the Realgorithm™ — real Aitkin closings, zero guesses · NorthstarMLS
Key Features
- Built
- 1963
- Garage
- 3-Car Detached
- Style
- One
- HOA
- None
- Annual Taxes
- $2,826 (2026)
Property Details
- Property Type
- Single Family
- Above Grade Sq Ft
- 1,236
- Below Grade Sq Ft
- 785
- Lot Size
- 5 acres
- Basement
- Yes
- Roof
- Age Over 8 Years, Asphalt, Pitched
- Construction
- Block, Frame
- County
- Aitkin
- List Date
- 2026-09-15
- Days on Market
- 50 days
- Parcel ID
- 070048700
Financial
- Total Tax incl. Assessments
- $2,826
Home Systems & Utilities
- Heating
- Forced Air, Fireplace(s)
- Cooling
- Central Air
- Electric
- Circuit Breakers
- Water
- Drilled, Private, Well
- Sewer
- Septic System Compliant - Yes, Tank with Drainage Field
- Appliances
- Dishwasher, Disposal, Dryer, Electric Water Heater, Exhaust Fan, Fuel Tank - Owned, Microwave, Range, Refrigerator, Washer, Water Softener Owned
Interior Features
- Laundry
- Gas Dryer Hookup, Lower Level, Sink, Washer Hookup
- Fireplace
- 1 fireplace
Construction & Exterior
Construction & Structure
- Foundation Type
- Block, Combination, Pillar/Post/Pier
- Foundation Area
- 1,236 sqft
- Total Building Area
- 2,124 sqft
Exterior Features
- Exterior Features
- Cedar
- Pool
- Yes
- Fenced Area
- Yes
- Other Structures
- Garage(s)
- View
- South, West
- Accessibility Features
- Door Lever Handles
Parking & Garage
- Parking Features
- Detached Garage, Gravel, Electric, Garage Door Opener, Multiple Garages
Lot & Land
- Lot Features
- Accessible Shoreline, Tree Coverage - Heavy
- Road Surface
- No Outlet/Dead End, Private Road, Unpaved Streets
- Zoning Description
- Shoreline,Residential-Single Family
Waterfront
- Waterfront
- Yes
- Lake
- Spirit
- Lake Acres
- 523 acres
- Lake Depth
- 48 ft
Agent & Office
- List Office
- Woods & Shores Real Estate, Inc.
Price History
Listed at $875,000 on Aug 27, 2026 — No price changes
40299 302nd Lane is listed in Aitkin, MN, part of Aitkin County. Browse all Minnesota homes for sale on Modern Market REALTORS®.
Showing — 40299 302nd Lane
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Listed by Woods & Shores Real Estate, Inc. · Shown by Modern Market REALTORS®
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View Full Listing & PhotosMLS# 7130930 · Updated September 20, 2026
Similar Homes for Sale Near 40299 302nd Lane, Aitkin, MN
Frequently Asked Questions About 40299 302nd Lane
- Is $875,000 a good price for a home in Aitkin?
- According to BuyPulse, 40299 302nd Lane rates Premium Pricing — at $433/sqft it's priced 100% above the typical Aitkin single-family home of $217/sqft. Its negotiating-position score is 76/100 (Strong buyer leverage), weighed on days on market, comparable inventory, and how Aitkin homes are closing versus list. Powered by the Realgorithm™. Browse Aitkin homes for sale to compare.
- Does 40299 302nd Lane have a basement?
- Yes, 40299 302nd Lane has a finished basement with 785 sq ft of below-grade space.
- What type of heating and cooling does 40299 302nd Lane have?
- 40299 302nd Lane has Forced Air, Fireplace(s) heating and Central Air cooling.
- Where is 40299 302nd Lane located?
- 40299 302nd Lane is in Aitkin, MN 56431, in Aitkin County.
- Is 40299 302nd Lane still available?
- Yes — 40299 302nd Lane is currently listed as Active on the MLS and accepting showings. Contact us to schedule a tour or make an offer.
- When was 40299 302nd Lane built?
- 40299 302nd Lane was built in 1963. It features block, frame construction and a block, combination, pillar/post/pier foundation.
- Does 40299 302nd Lane have main-floor laundry?
- No — the laundry at 40299 302nd Lane is in the lower level.
- How many homes like 40299 302nd Lane are for sale in Aitkin?
- 5 similar homes (single-family homes between $656K and $1.1M in Aitkin) are for sale right now — a short list right now.
- What does "BuyPulse" mean?
- BuyPulse™ is Modern Market REALTORS®’ live market-data brand for Fargo-Moorhead: cohort statistics — homes for sale, median days to pending, and share of sales closing at or over list price — computed from real NorthstarMLS closings, not estimates.
- What does "Realgorithm™" mean?
- The Realgorithm™ is Modern Market REALTORS®’ proprietary market-data engine — it computes every BuyPulse verdict from real NorthstarMLS closings (comparable active inventory, median days to pending, and sale-to-list price ratio) rather than an automated online estimate.
Local Companies to Help You Settle In
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Listings courtesy of NorthstarMLS as distributed by MLS GRID
Based on information submitted to the MLS GRID as of 11/04/2026, 10:29 AM CST. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.
IDX information is provided exclusively for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.