2026 single family home for sale at 1090 Rainy Lake Drive NW in Backus, MN — 3 bed, 2 bath

1090 Rainy Lake Drive NW, Backus, MN 56435

3 Beds | 2 Baths | 1,669 Sq Ft | Single Family Home | MLS# 7086072

M Markdowns — Price Reduced — was $699,000 (↓ $21,000)

$678,000

Is 1090 Rainy Lake Drive NW a Good Deal?

BuyPulse Verdict

Premium Pricing

At $406/sqft — This home is priced 27% above the typical Backus single-family home of $320/sqft.

Powered by the Realgorithm™ — 15 active Backus listings · NorthstarMLS

$3,891/month Estimated

Principal & interest
$3,428
Property taxes
$61
Home insurance (est.)
$396
Special assessments
$6
HOA dues
None

20% down ($135,600) · 30-yr fixed, 6.5% · Can I afford this home?

Includes special assessments — the FM-metro cost most portals leave out. Estimates only; confirm before you offer.

Backus, MN Active

Located in Point Of Pines, Backus, MN.

About This Home

Rare Rainy Lake waterfront living with panoramic views, exceptional craftsmanship, and room to grow. Set on a beautiful pine-studded point lot with approx 270ft of shoreline, this custom-built year-round lake home offers the kind of setting buyers dream about—sparkling water, towering pines, abundant wildlife, unforgettable sunrises, and expansive Rainy Lake views. Step inside and the lake immediately takes center stage. A dramatic wall of windows fills the open-concept living area with natural light while framing the ever-changing scenery outside. With the home positioned close to the shoreline, you'll enjoy an incredible sense of connection to the water, whether you're relaxing at home, entertaining guests, or enjoying your morning coffee. This Rainy Lake home was thoughtfully designed and built with quality, efficiency, and comfort in mind. Custom Knotty Alder cabinetry, doors, and trim—add warmth and character throughout the home, complemented by beautiful Vulga Blue granite countertops imported from Ukraine and high-quality Marvin windows. The spacious primary suite is a private retreat featuring a gorgeous walk-in tile shower with rainfall shower head, and heated bathroom floors. A custom staircase railing adds a truly unique artistic touch, incorporating details inspired by the property's story, including loons, the lake, and the original cabin where the dream began. Comfort and efficiency continue throughout the home with a poured ICF foundation, spray foam insulation in the home and garage, LP SmartSide Diamond Kote siding, a drilled constant-pressure well, forced-air heating and central air conditioning, and in-floor heat in the basement, garage, and primary bathroom. Enjoy Minnesota's lake lifestyle from the inviting three-season screen porch—the perfect spot for morning coffee, watching the game, entertaining friends, or simply listening to the loons and taking in the sights and sounds of Rainy Lake. And there's even more potential. The full unfinished lower level is already framed and stubbed for an additional bedroom, bathroom, and spacious family room. Full look-out windows bring in natural light and continue the beautiful lake views. Finish the space to create guest accommodations, a recreation room, home office, or expansive lakeside gathering space while adding significant value and equity to the home. Whether you're searching for a Rainy Lake vacation home, year-round lake house, Minnesota waterfront property, or a private recreational retreat, this property offers an exceptional combination of privacy, views, quality construction, and future potential. With outstanding fishing and recreation, abundant wildlife, and the natural beauty of Rainy Lake right outside your door, this is more than a home—it's the opportunity to live the lake lifestyle you've been waiting for.

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Key Features

Property Type
Single Family
Year Built
2026
Above Grade
1,669 sq ft
Lot Size
0.57 acres
Garage
2-car (Attached Garage, Gravel, Heated Garage, Insulated Garage)
Heating
Boiler, Forced Air, In-Floor Heating
Cooling
Central Air
Basement
Yes
Sewer
Septic System Compliant - Yes
Water
4-Inch Submersible
Annual Taxes
$734
Special Assessments
$66
County
Cass
Days on Market
109

1090 Rainy Lake Drive NW is listed in Backus, MN, part of Cass County. Browse all Minnesota homes for sale on Modern Market REALTORS®.

Showing — 1090 Rainy Lake Drive NW

Shannon Barnum

Associate Broker · Modern Market REALTORS®

Your Backus real estate expert since 2012 — I represent you, not the seller. Quick to respond, easy to text.

Listed by North Pointe Realty Advantage · Shown by Modern Market REALTORS®

Schedule a Home Tour View Full Listing & Photos

MLS# 7086072 · Data refreshed September 2, 2026

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Frequently Asked Questions About 1090 Rainy Lake Drive NW

Is $678,000 a good price for a home in Backus?
According to BuyPulse, 1090 Rainy Lake Drive NW rates Premium Pricing — at $406/sqft it's priced 27% above the typical Backus single-family home of $320/sqft. Powered by the Realgorithm™. Browse Backus homes for sale to compare.
What are the special assessments at 1090 Rainy Lake Drive NW — and what do they mean?
This property has $66/yr in annual special assessments, with no specials pending. Special assessments are separate from property taxes — they are charges levied by the city for infrastructure improvements like streets, water, sewer, and sidewalks. Annual property taxes are $734/yr. Always factor both into your total monthly housing cost before making an offer.
Does 1090 Rainy Lake Drive NW have a basement?
Yes, 1090 Rainy Lake Drive NW has a basement.
What type of heating and cooling does 1090 Rainy Lake Drive NW have?
1090 Rainy Lake Drive NW has Boiler, Forced Air, In-Floor Heating and Central Air cooling.
Where is 1090 Rainy Lake Drive NW located?
1090 Rainy Lake Drive NW is in the Point Of Pines neighborhood of Backus, MN 56435, in Cass County.
Is 1090 Rainy Lake Drive NW still available?
Yes — 1090 Rainy Lake Drive NW is currently listed as Active on the MLS and accepting showings. Contact us to schedule a tour or make an offer.
When was 1090 Rainy Lake Drive NW built?
1090 Rainy Lake Drive NW was built in 2026. It features frame, icfs (insulated concrete forms) construction and a icfs (insulated concrete forms) foundation.
Does 1090 Rainy Lake Drive NW have main-floor laundry?
Yes — the laundry at 1090 Rainy Lake Drive NW is on the main level.
What does "M Markdowns" mean?
M Markdowns™ is Modern Market REALTORS®’ real estate tracker of homes for sale with verified MLS price reductions across the Fargo-Moorhead metro and Minnesota lake country. Every reduction is sourced directly from NorthstarMLS — minimum $2,000 drop to filter noise.

Local Companies to Help You Settle In

From inspection to closing to moving day, here are well-known local companies serving the Backus area.