1090 Rainy Lake Drive NW, Backus, MN 56435
Single Family Home for Sale in Backus, MN Lakefront on Rainy Lake · 129 acres · 29 ft deep 3 Beds | 2 Baths | 1,669 Sq Ft
M Markdowns — Price Reduced — was $699,000 (↓ $21,000)
$4,159/month Estimated
- Principal & interest
- $3,696
- Property taxes
- $61
- Home insurance (est.)
- $396
- Special assessments
- $6
- HOA dues
- None
20% down ($135,600) · 30-yr fixed, 7.24%
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Includes special assessments — the FM-metro cost most portals leave out. Estimates only; confirm before you offer.
Located in Point Of Pines, Backus, MN.
About This Home
Rare Rainy Lake waterfront living with panoramic views, exceptional craftsmanship, and room to grow. Set on a beautiful pine-studded point lot with approx 270ft of shoreline, this custom-built year-round lake home offers the kind of setting buyers dream about—sparkling water, towering pines, abundant wildlife, unforgettable sunrises, and expansive Rainy Lake views. Step inside and the lake immediately takes center stage. A dramatic wall of windows fills the open-concept living area with natural light while framing the ever-changing scenery outside. With the home positioned close to the shoreline, you'll enjoy an incredible sense of connection to the water, whether you're relaxing at home, entertaining guests, or enjoying your morning coffee. This Rainy Lake home was thoughtfully designed and built with quality, efficiency, and comfort in mind. Custom Knotty Alder cabinetry, doors, and trim—add warmth and character throughout the home, complemented by beautiful Vulga Blue granite countertops imported from Ukraine and high-quality Marvin windows. The spacious primary suite is a private retreat featuring a gorgeous walk-in tile shower with rainfall shower head, and heated bathroom floors. A custom staircase railing adds a truly unique artistic touch, incorporating details inspired by the property's story, including loons, the lake, and the original cabin where the dream began. Comfort and efficiency continue throughout the home with a poured ICF foundation, spray foam insulation in the home and garage, LP SmartSide Diamond Kote siding, a drilled constant-pressure well, forced-air heating and central air conditioning, and in-floor heat in the basement, garage, and primary bathroom. Enjoy Minnesota's lake lifestyle from the inviting three-season screen porch—the perfect spot for morning coffee, watching the game, entertaining friends, or simply listening to the loons and taking in the sights and sounds of Rainy Lake. And there's even more potential. The full unfinished lower level is already framed and stubbed for an additional bedroom, bathroom, and spacious family room. Full look-out windows bring in natural light and continue the beautiful lake views. Finish the space to create guest accommodations, a recreation room, home office, or expansive lakeside gathering space while adding significant value and equity to the home. Whether you're searching for a Rainy Lake vacation home, year-round lake house, Minnesota waterfront property, or a private recreational retreat, this property offers an exceptional combination of privacy, views, quality construction, and future potential. With outstanding fishing and recreation, abundant wildlife, and the natural beauty of Rainy Lake right outside your door, this is more than a home—it's the opportunity to live the lake lifestyle you've been waiting for.
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BuyPulse · Live market read
How 1090 Rainy Lake Drive NW Compares to the Backus Market
At $406/sqft, this home is priced $139/sqft above the typical Backus single-family home of $267/sqft.
The median list price in Backus is $529,900.
Verdict: Premium Pricing
Homes like this one — single-family homes between $509K and $848K in Backus:
- The field: 3 similar Backus homes for sale — a short list right now.
- Price cuts: 1 of 3 similar homes have trimmed asking. This one already cut $21,000.
- Too few have sold recently to chart how fast they go or how they close — BuyPulse won't estimate those off a thin sample.
Powered by the Realgorithm™ — real Backus closings, zero guesses · NorthstarMLS
Key Features
- Built
- 2026
- Garage
- 2-Car Attached
- Style
- One
- HOA
- None
- Annual Taxes
- $734 (2025)
- Specials/yr
- $66
Neighborhood & Schools
- Neighborhood
- Point Of Pines
Property Details
- Property Type
- Single Family
- Above Grade Sq Ft
- 1,669
- Lot Size
- 0.57 acres
- Basement
- Yes
- Roof
- Age 8 Years or Less, Asphalt, Pitched
- Construction
- Frame, ICFs (Insulated Concrete Forms)
- County
- Cass
- List Date
- 2026-06-03
- Days on Market
- 162 days
- Parcel ID
- 344200130
Financial
- Total Tax incl. Assessments
- $800
- Specials Pending
- No
Home Systems & Utilities
- Heating
- Boiler, Forced Air, In-Floor Heating
- Cooling
- Central Air
- Water
- 4-Inch Submersible
- Sewer
- Septic System Compliant - Yes
Interior Features
- Laundry
- Laundry Room, Main Level
- Fireplace
- 1 fireplace
Construction & Exterior
Construction & Structure
- Foundation Type
- ICFs (Insulated Concrete Forms)
- Foundation Area
- 1,669 sqft
- Total Building Area
- 3,530 sqft
Exterior Features
- Exterior Features
- Cement Board
- View
- Panoramic
- Accessibility Features
- None
Parking & Garage
- Parking Features
- Attached Garage, Gravel, Heated Garage, Insulated Garage
Lot & Land
- Road Surface
- Township
- Zoning Description
- Shoreline
Waterfront
- Waterfront
- Yes
- Lake
- Rainy
- Lake Acres
- 129.39 acres
- Lake Depth
- 29 ft
Agent & Office
- List Office
- North Pointe Realty Advantage
Price History
- Price reduced to $678,000 — Sep 2, 2026
1090 Rainy Lake Drive NW is listed in Backus, MN, part of Cass County. Browse all Minnesota homes for sale on Modern Market REALTORS®.
Showing — 1090 Rainy Lake Drive NW
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View Full Listing & PhotosMLS# 7086072 · Updated October 5, 2026
Similar Homes for Sale Near 1090 Rainy Lake Drive NW, Backus, MN
Frequently Asked Questions About 1090 Rainy Lake Drive NW
- Is $678,000 a good price for a home in Backus?
- According to BuyPulse, 1090 Rainy Lake Drive NW rates Premium Pricing — at $406/sqft it's priced 52% above the typical Backus single-family home of $267/sqft. Powered by the Realgorithm™. Browse Backus homes for sale to compare.
- What are the special assessments at 1090 Rainy Lake Drive NW — and what do they mean?
- This property has $66/yr in annual special assessments, with no specials pending. Special assessments are separate from property taxes — they are charges levied by the city for infrastructure improvements like streets, water, sewer, and sidewalks. Annual property taxes are $734/yr. Always factor both into your total monthly housing cost before making an offer.
What special assessments cost in Fargo-Moorhead — live figures on every home for sale.
- Does 1090 Rainy Lake Drive NW have a basement?
- Yes, 1090 Rainy Lake Drive NW has a basement.
- What type of heating and cooling does 1090 Rainy Lake Drive NW have?
- 1090 Rainy Lake Drive NW has Boiler, Forced Air, In-Floor Heating and Central Air cooling.
- Where is 1090 Rainy Lake Drive NW located?
- 1090 Rainy Lake Drive NW is in the Point Of Pines neighborhood of Backus, MN 56435, in Cass County.
- Is 1090 Rainy Lake Drive NW still available?
- 1090 Rainy Lake Drive NW is currently pending. The seller may still accept backup offers — contact us to learn more.
- When was 1090 Rainy Lake Drive NW built?
- 1090 Rainy Lake Drive NW was built in 2026. It features frame, icfs (insulated concrete forms) construction and a icfs (insulated concrete forms) foundation.
- Does 1090 Rainy Lake Drive NW have main-floor laundry?
- Yes — the laundry at 1090 Rainy Lake Drive NW is on the main level.
- How many homes like 1090 Rainy Lake Drive NW are for sale in Backus?
- 3 similar homes (single-family homes between $509K and $848K in Backus) are for sale right now — a short list right now.
- What does "M Markdowns" mean?
- M Markdowns™ is Modern Market REALTORS®’ real estate tracker of homes for sale with verified MLS price reductions across the Fargo-Moorhead metro and Minnesota lake country. Every reduction is sourced directly from NorthstarMLS — minimum $2,000 drop to filter noise.
- What does "BuyPulse" mean?
- BuyPulse™ is Modern Market REALTORS®’ live market-data brand for Fargo-Moorhead: cohort statistics — homes for sale, median days to pending, and share of sales closing at or over list price — computed from real NorthstarMLS closings, not estimates.
- What does "Realgorithm™" mean?
- The Realgorithm™ is Modern Market REALTORS®’ proprietary market-data engine — it computes every BuyPulse verdict from real NorthstarMLS closings (comparable active inventory, median days to pending, and sale-to-list price ratio) rather than an automated online estimate.
Local Companies to Help You Settle In
From inspection to closing to moving day, here are well-known local companies serving the Backus area.
Listings courtesy of NorthstarMLS as distributed by MLS GRID
Based on information submitted to the MLS GRID as of 11/12/2026, 1:49 PM CST. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.
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