1975 single family home for sale at 1282 Mississippi Drive NW in Bena, MN — 3 bed, 2 bath (photo 1 of 49)

1282 Mississippi Drive NW, Bena, MN 56626

3 Beds | 2 Baths | 1,968 Sq Ft | Single Family Home | MLS# 7149646

$535,000

Is 1282 Mississippi Drive NW a Good Deal?

BuyPulse Verdict

Excellent Value

At $272/sqft — This home is priced 26% below the Bena median of $366/sqft.

Powered by the Realgorithm™ — 2 active Bena listings · NorthstarMLS

$3,175/month Estimated

Principal & interest
$2,705
Property taxes
$151
Home insurance (est.)
$312
Special assessments
$7
HOA dues
None

20% down ($107,000) · 30-yr fixed, 6.5% · Can I afford this home?

Includes special assessments — the FM-metro cost most portals leave out. Estimates only; confirm before you offer.

Bena, MN Active

About This Home

Welcome to your own slice of Minnesota paradise on the Mississippi River! Whether you're looking for a year-round home, weekend retreat, hunting and fishing getaway, or a place to gather with family and friends, this riverfront property offers the space, amenities, and setting to enjoy it all. Located just west of Lake Winnibigoshish, this fully furnished 3-bedroom, 2-bath home features two spacious living areas, giving you plenty of room to relax and entertain. Nice updates throughout make the home comfortable and inviting. Step outside and experience what makes this property truly special. Enjoy peaceful river views from the wrap-around deck, spend your days fishing or boating, and take advantage of your own boathouse/slip, docks, and fish-cleaning station. With access to the Mississippi River which connects to Lake Winnie, you'll have incredible opportunities for fishing, boating, wildlife watching, and exploring northern Minnesota. The well-built and well-maintained property also includes a 2-car garage, spacious workshop, large storage shed, plenty of yard space, and tons of additional storage—perfect for boats, ATVs, hunting gear, tools, and everything you need for four-season recreation. Relax on the deck, cast a line from the dock, head out for a day on the water, or simply take in the peaceful surroundings. This is more than a home—it's a place to experience everything Minnesota's great outdoors has to offer.

Key Features

Built
1975
Garage
2-Car Detached
Style
Split Entry (Bi-Level)
HOA
None
Annual Taxes
$1,810 (2026)
Specials/yr
$86

Property Details

Property Type
Single Family
Above Grade Sq Ft
1,068
Below Grade Sq Ft
900
Lot Size
0.43 acres
Basement
Yes
Roof
Age 8 Years or Less, Asphalt
Construction
Block, Frame
County
Cass
List Date
2026-09-24
Days on Market
18 days
Parcel ID
750331403

Financial

Total Tax incl. Assessments
$1,896
Specials Pending
No

Home Systems & Utilities

Heating
Baseboard, Forced Air
Cooling
Central Air
Water
Private, Well
Sewer
Private Sewer, Septic System Compliant - Yes
Appliances
Air-To-Air Exchanger, Dishwasher, Electric Water Heater, Exhaust Fan, Freezer, Water Filtration System, Microwave, Range, Refrigerator, Stainless Steel Appliances, Washer, Water Softener Owned

Interior Features

Laundry
Laundry Room, Main Level
Fireplace
1 fireplace

Construction & Exterior

Construction & Structure

Foundation Type
Block
Foundation Area
1,068 sqft
Total Building Area
2,048 sqft

Exterior Features

Exterior Features
Block, Wood
Fenced Area
Yes
Other Structures
Garage(s), Storage Shed
View
River
Accessibility Features
None

Parking & Garage

Parking Features
Detached Garage, Gravel

Lot & Land

Lot Features
Accessible Shoreline, Tree Coverage - Medium
Zoning Description
Residential-Single Family

Waterfront

Waterfront
Yes

Agent & Office

List Office
Fathom Realty MN, LLC

Price History

Listed at $535,000 on Sep 24, 2026 — No price changes

1282 Mississippi Drive NW is listed in Bena, MN, part of Cass County. Browse all Minnesota homes for sale on Modern Market REALTORS®.

Showing — 1282 Mississippi Drive NW

Shannon Barnum

Associate Broker · Modern Market REALTORS®

Your Bena real estate expert since 2012 — I represent you, not the seller. Quick to respond, easy to text.

Listed by Fathom Realty MN, LLC · Shown by Modern Market REALTORS®

Schedule a Home Tour View Full Listing & Photos

MLS# 7149646 · Data refreshed October 6, 2026

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Frequently Asked Questions About 1282 Mississippi Drive NW

Is $535,000 a good price for a home in Bena?
According to BuyPulse, 1282 Mississippi Drive NW rates Excellent Value — at $272/sqft it's priced 26% below the Bena median of $366/sqft. Powered by the Realgorithm™. Browse Bena homes for sale to compare.
What are the special assessments at 1282 Mississippi Drive NW — and what do they mean?
This property has $86/yr in annual special assessments, with no specials pending. Special assessments are separate from property taxes — they are charges levied by the city for infrastructure improvements like streets, water, sewer, and sidewalks. Annual property taxes are $1,810/yr. Always factor both into your total monthly housing cost before making an offer.

What special assessments cost in Fargo-Moorhead — live figures on every home for sale.

Does 1282 Mississippi Drive NW have a basement?
Yes, 1282 Mississippi Drive NW has a finished basement with 900 sq ft of below-grade space.
What type of heating and cooling does 1282 Mississippi Drive NW have?
1282 Mississippi Drive NW has Baseboard, Forced Air heating and Central Air cooling.
Where is 1282 Mississippi Drive NW located?
1282 Mississippi Drive NW is in Bena, MN 56626, in Cass County.
Is 1282 Mississippi Drive NW still available?
Yes — 1282 Mississippi Drive NW is currently listed as Active on the MLS and accepting showings. Contact us to schedule a tour or make an offer.
When was 1282 Mississippi Drive NW built?
1282 Mississippi Drive NW was built in 1975. It features block, frame construction and a block foundation.
Does 1282 Mississippi Drive NW have main-floor laundry?
Yes — the laundry at 1282 Mississippi Drive NW is on the main level.
How walkable is 1282 Mississippi Drive NW?
1282 Mississippi Drive NW has a Walk Score of 0/100 (Car-Dependent) and a Bike Score of 22/100 (Minimal Bike Infrastructure). Scores provided by Walk Score® →

Local Companies to Help You Settle In

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MLS GRID Listings courtesy of NorthstarMLS as distributed by MLS GRID

Based on information submitted to the MLS GRID as of 10/13/2026, 1:17 AM CDT. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.

IDX information is provided exclusively for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.