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3 Beds | 2 Baths | 1,968 Sq Ft | Single Family Home | MLS# 7149646
Is 1282 Mississippi Drive NW a Good Deal?
BuyPulse Verdict
Excellent Value
At $272/sqft — This home is priced 26% below the Bena median of $366/sqft.
Powered by the Realgorithm™ — 2 active Bena listings · NorthstarMLS
$3,175/month Estimated
- Principal & interest
- $2,705
- Property taxes
- $151
- Home insurance (est.)
- $312
- Special assessments
- $7
- HOA dues
- None
20% down ($107,000) · 30-yr fixed, 6.5% · Can I afford this home?
Includes special assessments — the FM-metro cost most portals leave out. Estimates only; confirm before you offer.
About This Home
Welcome to your own slice of Minnesota paradise on the Mississippi River! Whether you're looking for a year-round home, weekend retreat, hunting and fishing getaway, or a place to gather with family and friends, this riverfront property offers the space, amenities, and setting to enjoy it all. Located just west of Lake Winnibigoshish, this fully furnished 3-bedroom, 2-bath home features two spacious living areas, giving you plenty of room to relax and entertain. Nice updates throughout make the home comfortable and inviting. Step outside and experience what makes this property truly special. Enjoy peaceful river views from the wrap-around deck, spend your days fishing or boating, and take advantage of your own boathouse/slip, docks, and fish-cleaning station. With access to the Mississippi River which connects to Lake Winnie, you'll have incredible opportunities for fishing, boating, wildlife watching, and exploring northern Minnesota. The well-built and well-maintained property also includes a 2-car garage, spacious workshop, large storage shed, plenty of yard space, and tons of additional storage—perfect for boats, ATVs, hunting gear, tools, and everything you need for four-season recreation. Relax on the deck, cast a line from the dock, head out for a day on the water, or simply take in the peaceful surroundings. This is more than a home—it's a place to experience everything Minnesota's great outdoors has to offer.
Key Features
- Built
- 1975
- Garage
- 2-Car Detached
- Style
- Split Entry (Bi-Level)
- HOA
- None
- Annual Taxes
- $1,810 (2026)
- Specials/yr
- $86
Property Details
- Property Type
- Single Family
- Above Grade Sq Ft
- 1,068
- Below Grade Sq Ft
- 900
- Lot Size
- 0.43 acres
- Basement
- Yes
- Roof
- Age 8 Years or Less, Asphalt
- Construction
- Block, Frame
- County
- Cass
- List Date
- 2026-09-24
- Days on Market
- 18 days
- Parcel ID
- 750331403
Financial
- Total Tax incl. Assessments
- $1,896
- Specials Pending
- No
Home Systems & Utilities
- Heating
- Baseboard, Forced Air
- Cooling
- Central Air
- Water
- Private, Well
- Sewer
- Private Sewer, Septic System Compliant - Yes
- Appliances
- Air-To-Air Exchanger, Dishwasher, Electric Water Heater, Exhaust Fan, Freezer, Water Filtration System, Microwave, Range, Refrigerator, Stainless Steel Appliances, Washer, Water Softener Owned
Interior Features
- Laundry
- Laundry Room, Main Level
- Fireplace
- 1 fireplace
Construction & Exterior
Construction & Structure
- Foundation Type
- Block
- Foundation Area
- 1,068 sqft
- Total Building Area
- 2,048 sqft
Exterior Features
- Exterior Features
- Block, Wood
- Fenced Area
- Yes
- Other Structures
- Garage(s), Storage Shed
- View
- River
- Accessibility Features
- None
Parking & Garage
- Parking Features
- Detached Garage, Gravel
Lot & Land
- Lot Features
- Accessible Shoreline, Tree Coverage - Medium
- Zoning Description
- Residential-Single Family
Waterfront
- Waterfront
- Yes
Agent & Office
- List Office
- Fathom Realty MN, LLC
Price History
Listed at $535,000 on Sep 24, 2026 — No price changes
1282 Mississippi Drive NW is listed in Bena, MN, part of Cass County. Browse all Minnesota homes for sale on Modern Market REALTORS®.
Showing — 1282 Mississippi Drive NW
Associate Broker · Modern Market REALTORS®
Your Bena real estate expert since 2012 — I represent you, not the seller. Quick to respond, easy to text.
Listed by Fathom Realty MN, LLC · Shown by Modern Market REALTORS®
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View Full Listing & PhotosMLS# 7149646 · Data refreshed October 6, 2026
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Frequently Asked Questions About 1282 Mississippi Drive NW
- Is $535,000 a good price for a home in Bena?
- According to BuyPulse, 1282 Mississippi Drive NW rates Excellent Value — at $272/sqft it's priced 26% below the Bena median of $366/sqft. Powered by the Realgorithm™. Browse Bena homes for sale to compare.
- What are the special assessments at 1282 Mississippi Drive NW — and what do they mean?
- This property has $86/yr in annual special assessments, with no specials pending. Special assessments are separate from property taxes — they are charges levied by the city for infrastructure improvements like streets, water, sewer, and sidewalks. Annual property taxes are $1,810/yr. Always factor both into your total monthly housing cost before making an offer.
What special assessments cost in Fargo-Moorhead — live figures on every home for sale.
- Does 1282 Mississippi Drive NW have a basement?
- Yes, 1282 Mississippi Drive NW has a finished basement with 900 sq ft of below-grade space.
- What type of heating and cooling does 1282 Mississippi Drive NW have?
- 1282 Mississippi Drive NW has Baseboard, Forced Air heating and Central Air cooling.
- Where is 1282 Mississippi Drive NW located?
- 1282 Mississippi Drive NW is in Bena, MN 56626, in Cass County.
- Is 1282 Mississippi Drive NW still available?
- Yes — 1282 Mississippi Drive NW is currently listed as Active on the MLS and accepting showings. Contact us to schedule a tour or make an offer.
- When was 1282 Mississippi Drive NW built?
- 1282 Mississippi Drive NW was built in 1975. It features block, frame construction and a block foundation.
- Does 1282 Mississippi Drive NW have main-floor laundry?
- Yes — the laundry at 1282 Mississippi Drive NW is on the main level.
- How walkable is 1282 Mississippi Drive NW?
- 1282 Mississippi Drive NW has a Walk Score of 0/100 (Car-Dependent) and a Bike Score of 22/100 (Minimal Bike Infrastructure). Scores provided by Walk Score® →
Local Companies to Help You Settle In
From inspection to closing to moving day, here are well-known local companies serving the Bena area.
Listings courtesy of NorthstarMLS as distributed by MLS GRID
Based on information submitted to the MLS GRID as of 10/13/2026, 1:17 AM CDT. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.
IDX information is provided exclusively for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.