10640 Saint Mathias Road SW, Brainerd, MN 56401
3 Beds | 3 Baths | 2,368 Sq Ft | Single Family Home | MLS# 7069115
Price Drop on M Markdowns — was $429,900 (↓ $30,000)
$2,464/month Estimated
- Principal & interest
- $2,022
- Property taxes
- $209
- Home insurance (est.)
- $233
- HOA dues
- None
20% down ($79,980) · 30-yr fixed, 6.5% · Can I afford this home?
Estimates only; confirm before you offer.
About This Home
This very well maintained three bed/ three bath home right on St Mathias Rd is a must see! The property features updated flooring, many new windows, gutter guards, an open floor plan, primary suite, full basement complete with a wet bar, an extra room that just needs egress, and so much more! Outside, you will enjoy the large back deck, the attached 2 car garage, tons of mature trees, and privacy yet close to town! Additionally, the oversized heated/insulated detached garage is perfect for your projects and/or extra storage. The property truly has it all and is ready for the next owner to enjoy. Schedule Your Showing Today!
BuyPulse · Live market read
How 10640 Saint Mathias Road SW Compares to the Brainerd Market
At $169/sqft, this home is priced $22/sqft below the typical Brainerd single-family home of $191/sqft.
The median list price in Brainerd is $389,900.
Verdict: Strong Value
Homes like this one — ramblers between $300K and $500K in Brainerd:
- The field: 20 similar Brainerd homes for sale — you have options.
- Tempo: homes like this went pending in a median 27 days — 1 of the last 10 inside 4 days.
- Negotiation: 40% of the last 20 sales here closed at or over list — about half hold full price.
- Price cuts: 8 of 20 similar homes have trimmed asking — median trim $17,500. This one already cut $30,000.
Powered by the Realgorithm™ — 20 real Brainerd closings, zero guesses · NorthstarMLS
Key Features
- Built
- 1988
- Garage
- 6-Car Attached
- Style
- One
- HOA
- None
- Annual Taxes
- $2,504 (2025)
Property Details
- Property Type
- Single Family
- Above Grade Sq Ft
- 1,184
- Below Grade Sq Ft
- 1,184
- Lot Size
- 6 acres
- Basement
- Yes
- Roof
- Age 8 Years or Less, Asphalt, Pitched
- Construction
- Frame
- County
- Crow Wing
- List Date
- 2026-06-30
- Days on Market
- 112 days
- Parcel ID
- 56110591
Financial
- Total Tax incl. Assessments
- $2,504
Home Systems & Utilities
- Heating
- Dual Fuel/Off Peak, Forced Air
- Cooling
- Central Air
- Electric
- Circuit Breakers, 200+ Amp Service
- Water
- 4-Inch Submersible, Drilled, Well
- Sewer
- Private Sewer, Tank with Drainage Field
- Appliances
- Air-To-Air Exchanger, Cooktop, Dishwasher, Dryer, Electric Water Heater, Exhaust Fan, Fuel Tank - Owned, Microwave, Range, Refrigerator, Washer
Interior Features
- Laundry
- In Basement, Electric Dryer Hookup, Main Level, Washer Hookup
Construction & Exterior
Construction & Structure
- Foundation Type
- Block
- Foundation Area
- 1,184 sqft
- Total Building Area
- 2,368 sqft
Exterior Features
- Exterior Features
- Stone, Cedar, Wood
- Pool
- Yes
- Other Structures
- Garage(s)
- Accessibility Features
- None
Parking & Garage
- Parking Features
- Attached Garage, Asphalt, Floor Drain, Garage Door Opener, Heated Garage, Insulated Garage
Lot & Land
- Lot Features
- Irregular Lot, Tree Coverage - Medium
- Road Surface
- County Road
- Zoning Description
- Residential-Single Family
Agent & Office
- List Office
- eXp Realty
Price History
Reduced $35,000 (8.0%)
- Price reduced to $434,900 — Jul 20, 2026
- Price reduced to $432,400 — Aug 10, 2026
- Price reduced to $429,900 — Sep 15, 2026
- Price reduced to $399,900 — Sep 20, 2026
10640 Saint Mathias Road SW is listed in Brainerd, MN, part of Crow Wing County. Browse all Minnesota homes for sale on Modern Market REALTORS®.
Showing — 10640 Saint Mathias Road SW
Associate Broker · Modern Market REALTORS®
Your Brainerd real estate expert since 2012 — I represent you, not the seller. Quick to respond, easy to text.
Listed by eXp Realty · Shown by Modern Market REALTORS®
First-Time Home Buyer Guide for Fargo-Moorhead — ND/MN buyer programs, budgeting, and the 7-step process.
View Full Listing & PhotosMLS# 7069115 · Data refreshed October 7, 2026
Similar Homes for Sale Near 10640 Saint Mathias Road SW, Brainerd, MN
Frequently Asked Questions About 10640 Saint Mathias Road SW
- Is $399,900 a good price for a home in Brainerd?
- According to BuyPulse, 10640 Saint Mathias Road SW rates Strong Value — at $169/sqft it's priced 12% below the typical Brainerd single-family home of $191/sqft. Powered by the Realgorithm™. Browse Brainerd homes for sale to compare.
- Does 10640 Saint Mathias Road SW have a basement?
- Yes, 10640 Saint Mathias Road SW has a finished basement with 1,184 sq ft of below-grade space.
- What type of heating and cooling does 10640 Saint Mathias Road SW have?
- 10640 Saint Mathias Road SW has Dual Fuel/Off Peak, Forced Air heating and Central Air cooling.
- Where is 10640 Saint Mathias Road SW located?
- 10640 Saint Mathias Road SW is in Brainerd, MN 56401, in Crow Wing County.
- Is 10640 Saint Mathias Road SW still available?
- 10640 Saint Mathias Road SW is currently pending. The seller may still accept backup offers — contact us to learn more.
- When was 10640 Saint Mathias Road SW built?
- 10640 Saint Mathias Road SW was built in 1988. It features frame construction and a block foundation.
- Does 10640 Saint Mathias Road SW have main-floor laundry?
- Yes — the laundry at 10640 Saint Mathias Road SW is on the main level.
- How walkable is 10640 Saint Mathias Road SW?
- 10640 Saint Mathias Road SW has a Walk Score of 0/100 (Car-Dependent) and a Bike Score of 30/100 (Minimal Bike Infrastructure). Scores provided by Walk Score® →
- How many homes like 10640 Saint Mathias Road SW are for sale in Brainerd?
- 20 similar homes (ramblers between $300K and $500K in Brainerd) are for sale right now — you have options.
- How fast do homes like 10640 Saint Mathias Road SW sell in Brainerd?
- Homes like this one (ramblers between $300K and $500K in Brainerd) went pending in a median 27 days over the last 90 days — 1 of the last 10 went under contract within 4 days.
- Do homes in Brainerd sell for asking price?
- 40% of the last 20 comparable Brainerd sales closed at or over list price — about half hold full price. Based on real NorthstarMLS closings, not estimates.
- What does "M Markdowns" mean?
- M Markdowns™ is Modern Market REALTORS®’ real estate tracker of homes for sale with verified MLS price reductions across the Fargo-Moorhead metro and Minnesota lake country. Every reduction is sourced directly from NorthstarMLS — minimum $2,000 drop to filter noise.
- What does "BuyPulse" mean?
- BuyPulse™ is Modern Market REALTORS®’ live market-data brand for Fargo-Moorhead: cohort statistics — homes for sale, median days to pending, and share of sales closing at or over list price — computed from real NorthstarMLS closings, not estimates.
- What does "Realgorithm™" mean?
- The Realgorithm™ is Modern Market REALTORS®’ proprietary market-data engine — it computes every BuyPulse verdict from real NorthstarMLS closings (comparable active inventory, median days to pending, and sale-to-list price ratio) rather than an automated online estimate.
Local Companies to Help You Settle In
From inspection to closing to moving day, here are well-known local companies serving the Brainerd area.
Listings courtesy of NorthstarMLS as distributed by MLS GRID
Based on information submitted to the MLS GRID as of 10/20/2026, 7:19 PM CDT. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.
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