226 2nd Street SE, Crosby, MN 56441
4 Beds | 2 Baths | 2,320 Sq Ft | Single Family Home | MLS# 7130736Lakefront on Serpent Lake · 1,116 acres · 65 ft deep
$5,412/month Estimated
- Principal & interest
- $4,298
- Property taxes
- $616
- Home insurance (est.)
- $496
- Special assessments
- $2
- HOA dues
- None
20% down ($169,980) · 30-yr fixed, 6.5% · Can I afford this home?
Includes special assessments — the FM-metro cost most portals leave out. Estimates only; confirm before you offer.
Located in Lake Park Div Of Crosby, Crosby, MN.
About This Home
A rare opportunity to own a classic 1922 Serpent Lake home on one of the lake's most prime in-town lots, boasting 108 feet of level, hard sand shoreline. The real stone and stucco exterior sets the tone for the timeless character found throughout. Inside, the home has been thoughtfully updated while honoring its original charm — featuring hard-to-find unpainted woodwork, stunning built-ins, and coffered ceilings in both the living and dining rooms. The updated kitchen and main bath each offer the comfort of in-floor heat, and the spacious four-season porch delivers panoramic lake views year-round. With four bedrooms — two on the main level and two upstairs — plus main-floor laundry, the layout is as practical as it is inviting. Outside, towering oak trees frame a landscaped lakeside patio, an in-ground sprinkler system keeps things lush, and a private dock awaits at the water's edge making this a true turnkey lake home. Move-in ready with classic Northwoods charm and all the right updates.
BuyPulse · Live market read
How 226 2nd Street SE Compares to the Crosby Market
At $366/sqft, this home is priced $135/sqft above the typical Crosby single-family home of $231/sqft.
The median list price in Crosby is $264,900.
Verdict: Premium Pricing
Powered by the Realgorithm™ — real Crosby closings, zero guesses · NorthstarMLS
Key Features
- Built
- 1922
- Garage
- 2-Car Detached
- Style
- One and One Half
- HOA
- None
- Annual Taxes
- $7,395 (2026)
- Specials/yr
- $25
Property Details
- Property Type
- Single Family
- Above Grade Sq Ft
- 2,320
- Lot Size
- 0.93 acres
- Basement
- Yes
- Roof
- Age Over 8 Years, Metal
- Construction
- Frame
- County
- Crow Wing
- List Date
- 2026-08-21
- Days on Market
- 60 days
- Parcel ID
- 11121397
Financial
- Total Tax incl. Assessments
- $7,420
- Specials Pending
- No
Home Systems & Utilities
- Heating
- Baseboard, Boiler, Hot Water, In-Floor Heating
- Cooling
- Ductless Mini-Split, Wall Unit(s)
- Electric
- Circuit Breakers, 200+ Amp Service
- Water
- City Water/Connected
- Sewer
- City Sewer/Connected
- Appliances
- Cooktop, Dishwasher, Dryer, Exhaust Fan, Gas Water Heater, Microwave, Range, Refrigerator, Stainless Steel Appliances, Wall Oven, Washer, Water Softener Owned
Interior Features
- Laundry
- Laundry Room, Main Level
- Fireplace
- 1 fireplace
Construction & Exterior
Construction & Structure
- Foundation Type
- Poured Concrete
- Foundation Area
- 1,456 sqft
- Total Building Area
- 3,516 sqft
Exterior Features
- Exterior Features
- Stone, Stucco
- View
- Lake, Panoramic
- Accessibility Features
- None
Parking & Garage
- Parking Features
- Detached Garage, Asphalt, Paved Lot
Lot & Land
- Lot Features
- Tree Coverage - Medium
- Road Surface
- City Street, Paved Streets, Sidewalks
- Zoning Description
- Shoreline
Waterfront
- Waterfront
- Yes
- Lake
- Serpent
- Lake Acres
- 1116.34 acres
- Lake Depth
- 65 ft
Agent & Office
- List Office
- Coldwell Banker Crown Realtors
Price History
- Price reduced to $849,900 — Sep 14, 2026
226 2nd Street SE is listed in Crosby, MN, part of Crow Wing County. Browse all Minnesota homes for sale on Modern Market REALTORS®.
Showing — 226 2nd Street SE
Associate Broker · Modern Market REALTORS®
Your Crosby real estate expert since 2012 — I represent you, not the seller. Quick to respond, easy to text.
Listed by Coldwell Banker Crown Realtors · Shown by Modern Market REALTORS®
Buying a home in Crosby? — dedicated buyer representation from pre-approval through closing.
View Full Listing & PhotosMLS# 7130736 · Data refreshed September 22, 2026
Similar Homes for Sale Near 226 2nd Street SE, Crosby, MN
Frequently Asked Questions About 226 2nd Street SE
- Is $849,900 a good price for a home in Crosby?
- According to BuyPulse, 226 2nd Street SE rates Premium Pricing — at $366/sqft it's priced 58% above the typical Crosby single-family home of $231/sqft. Powered by the Realgorithm™. Browse Crosby homes for sale to compare.
- What are the special assessments at 226 2nd Street SE — and what do they mean?
- This property has $25/yr in annual special assessments, with no specials pending. Special assessments are separate from property taxes — they are charges levied by the city for infrastructure improvements like streets, water, sewer, and sidewalks. Annual property taxes are $7,395/yr. Always factor both into your total monthly housing cost before making an offer.
What special assessments cost in Fargo-Moorhead — live figures on every home for sale.
- Does 226 2nd Street SE have a basement?
- Yes, 226 2nd Street SE has a basement.
- What type of heating and cooling does 226 2nd Street SE have?
- 226 2nd Street SE has Baseboard, Boiler, Hot Water, In-Floor Heating and Ductless Mini-Split, Wall Unit(s) cooling.
- Where is 226 2nd Street SE located?
- 226 2nd Street SE is in the Lake Park Div Of Crosby neighborhood of Crosby, MN 56441, in Crow Wing County.
- Is 226 2nd Street SE still available?
- Yes — 226 2nd Street SE is currently listed as Active on the MLS and accepting showings. Contact us to schedule a tour or make an offer.
- When was 226 2nd Street SE built?
- 226 2nd Street SE was built in 1922. It features frame construction and a poured concrete foundation.
- Does 226 2nd Street SE have main-floor laundry?
- Yes — the laundry at 226 2nd Street SE is on the main level.
- How walkable is 226 2nd Street SE?
- 226 2nd Street SE has a Walk Score of 45/100 (Car-Dependent) and a Bike Score of 50/100 (Somewhat Bikeable). Scores provided by Walk Score® →
Local Companies to Help You Settle In
From inspection to closing to moving day, here are well-known local companies serving the Crosby area.
Listings courtesy of NorthstarMLS as distributed by MLS GRID
Based on information submitted to the MLS GRID as of 10/20/2026, 6:54 PM CDT. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.
IDX information is provided exclusively for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.