11956 Harbor Lane, Crosslake, MN 56442
3 Beds | 2 Baths | 1,950 Sq Ft | Single Family Home | MLS# 7044988
Price Reduced — was $849,000 (↓ $14,000) · M Markdowns
Is 11956 Harbor Lane a Good Deal?
BuyPulse Verdict
Premium Pricing
At $428/sqft — This home is priced 44% above the typical Crosslake single-family home of $298/sqft.
Your Negotiating Position
84 — Strong buyer leverage
Day 195 — Crosslake homes overall typically go under contract by day ~17. This one is past that window.
8 similar homes for sale — alternatives if they won't move.
This seller already cut $14,000 — motivation showing.
Powered by the Realgorithm™ — 36 active Crosslake listings · NorthstarMLS
$5,261/month Estimated
- Principal & interest
- $4,222
- Property taxes
- $401
- Home insurance (est.)
- $487
- Special assessments
- $26
- HOA dues
- $125/mo
20% down ($167,000) · 30-yr fixed, 6.5% · Can I afford this home?
Includes special assessments — the FM-metro cost most portals leave out. Estimates only; confirm before you offer.
Located in 2nd Add Timberlane Replatted 1st Sup, Crosslake, MN.
About This Home
Built in 2024, this move-in ready Crosslake home offers effortless one-level living, a private dock, and association access to Rush-Hen Lake on the Whitefish Chain of Lakes. Set on a desirable corner lot, the home blends elevated finishes with relaxed up-north living. The standout kitchen opens to the main living space with a cozy gas fireplace, while a covered porch overlooks the private, wooded backyard. Nine-foot ceilings and eight-foot doors add to the spacious feel throughout. The primary suite features a private 3/4 bath and walk-in closet, with convenient access to main-floor laundry. An attached, heated three-car garage adds year-round function and includes a built-in dog washing station. Whether you're looking for a weekend escape or a low-maintenance place to call home, this is an opportunity to settle into Crosslake now and have your spot on the Whitefish Chain ready well before next summer.
Virtual Tour
BuyPulse™ — Live Market Read
Homes like this one — single-family homes between $626K and $1.0M in Crosslake:
- The field: 8 similar Crosslake homes for sale — a short list right now.
Powered by the Realgorithm™ — real Crosslake closings, zero guesses · NorthstarMLS
Key Features
- Built
- 2024
- Garage
- 3-Car Attached
- Style
- One
- HOA
- $375/Quarterly
- HOA Includes
- Beach Access, Dock, Professional Mgmt, Shared Amenities
- Annual Taxes
- $4,817.54 (2026)
- Specials/yr
- $306
Property Details
- Property Type
- Single Family
- Above Grade Sq Ft
- 1,950
- Lot Size
- 0.46 acres
- Basement
- No
- Roof
- Age 8 Years or Less, Architectural Shingle
- County
- Crow Wing
- List Date
- 2026-03-31
- Days on Market
- 195 days
- Parcel ID
- 14180534
Financial
- Total Tax incl. Assessments
- $5,124
- Specials Pending
- No
- HOA Name
- Bullseye Property Management
Home Systems & Utilities
- Heating
- Forced Air
- Cooling
- Central Air
- Electric
- Circuit Breakers, 200+ Amp Service
- Water
- Drilled, Sand Point, Well
- Sewer
- Private Sewer, Septic System Compliant - Yes, Tank with Drainage Field
- Appliances
- Dishwasher, Dryer, Microwave, Range, Refrigerator, Stainless Steel Appliances, Washer
Interior Features
- Laundry
- Main Level
- Fireplace
- 1 fireplace
Construction & Exterior
Construction & Structure
- Foundation Type
- Slab
- Foundation Area
- 1,796 sqft
- Total Building Area
- 2,000 sqft
Exterior Features
- Exterior Features
- Engineered Wood
- Pool
- Yes
- Fenced Area
- Yes
- Accessibility Features
- No Stairs External, No Stairs Internal
Parking & Garage
- Parking Features
- Attached Garage, Asphalt, Floor Drain, Garage Door Opener, Heated Garage, Insulated Garage
Lot & Land
- Lot Features
- Corner Lot, Tree Coverage - Heavy
- Zoning Description
- Residential-Single Family
Agent & Office
- List Office
- Root Down Realty, Inc
Price History
- Price reduced to $835,000 — Aug 7, 2026
11956 Harbor Lane is listed in Crosslake, MN, part of Crow Wing County. Browse all Minnesota homes for sale on Modern Market REALTORS®.
Showing — 11956 Harbor Lane
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Listed by Root Down Realty, Inc · Shown by Modern Market REALTORS®
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View Full Listing & PhotosMLS# 7044988 · Data refreshed September 16, 2026
Similar Homes for Sale Near 11956 Harbor Lane, Crosslake, MN
- 36721 County Road 66 — $795,000 · 3 bed · 4 bath
- 13148 Fawn Lake Road — $749,900 · 3 bed · 3 bath
- 35533 Sand Pointe Drive, Unit 3 — $749,000 · 4 bed · 4 bath
- 37880 Wilderness Parkway — $699,600 · 3 bed · 2 bath
- 33638 Anderson Court — $675,000 · 2 bed · 2 bath
- 37257 Twin Bay Drive — $675,000 · 3 bed · 1 bath
Frequently Asked Questions About 11956 Harbor Lane
- Is $835,000 a good price for a home in Crosslake?
- According to BuyPulse, 11956 Harbor Lane rates Premium Pricing — at $428/sqft it's priced 44% above the typical Crosslake single-family home of $298/sqft. Its negotiating-position score is 84/100 (Strong buyer leverage), weighed on days on market, comparable inventory, and how Crosslake homes are closing versus list. Powered by the Realgorithm™. Browse Crosslake homes for sale to compare.
- What are the special assessments at 11956 Harbor Lane — and what do they mean?
- This property has $306/yr in annual special assessments, with no specials pending. Special assessments are separate from property taxes — they are charges levied by the city for infrastructure improvements like streets, water, sewer, and sidewalks. Annual property taxes are $4,817.54/yr. Always factor both into your total monthly housing cost before making an offer.
What special assessments cost in Fargo-Moorhead — live figures on every home for sale.
- Does 11956 Harbor Lane have an HOA?
- Yes, 11956 Harbor Lane has a homeowners association with dues of $375 quarterly. HOA includes: Beach Access, Dock, Professional Mgmt, Shared Amenities.
- What type of heating and cooling does 11956 Harbor Lane have?
- 11956 Harbor Lane has Forced Air heating and Central Air cooling.
- Where is 11956 Harbor Lane located?
- 11956 Harbor Lane is in the Timberlane Replatted 1st Sup neighborhood of Crosslake, MN 56442, in Crow Wing County.
- Is 11956 Harbor Lane still available?
- Yes — 11956 Harbor Lane is currently listed as Active on the MLS and accepting showings. Contact us to schedule a tour or make an offer.
- When was 11956 Harbor Lane built?
- 11956 Harbor Lane was built in 2024. It features a slab foundation.
- Does 11956 Harbor Lane have main-floor laundry?
- Yes — the laundry at 11956 Harbor Lane is on the main level.
- How walkable is 11956 Harbor Lane?
- 11956 Harbor Lane has a Walk Score of 0/100 (Car-Dependent) and a Bike Score of 26/100 (Minimal Bike Infrastructure). Scores provided by Walk Score® →
- How many homes like 11956 Harbor Lane are for sale in Crosslake?
- 8 similar homes (single-family homes between $626K and $1.0M in Crosslake) are for sale right now — a short list right now.
- What does "M Markdowns" mean?
- M Markdowns™ is Modern Market REALTORS®’ real estate tracker of homes for sale with verified MLS price reductions across the Fargo-Moorhead metro and Minnesota lake country. Every reduction is sourced directly from NorthstarMLS — minimum $2,000 drop to filter noise.
- What does "BuyPulse" mean?
- BuyPulse™ is Modern Market REALTORS®’ live market-data brand for Fargo-Moorhead: cohort statistics — homes for sale, median days to pending, and share of sales closing at or over list price — computed from real NorthstarMLS closings, not estimates.
- What does "Realgorithm™" mean?
- The Realgorithm™ is Modern Market REALTORS®’ proprietary market-data engine — it computes every BuyPulse verdict from real NorthstarMLS closings (comparable active inventory, median days to pending, and sale-to-list price ratio) rather than an automated online estimate.
Local Companies to Help You Settle In
From inspection to closing to moving day, here are well-known local companies serving the Crosslake area.
Listings courtesy of NorthstarMLS as distributed by MLS GRID
Based on information submitted to the MLS GRID as of 10/13/2026, 1:17 AM CDT. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.
IDX information is provided exclusively for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.