11956 Harbor Lane, Crosslake, MN 56442
3 Beds | 2 Baths | 1,950 Sq Ft | Single Family Home | MLS# 7044988
Price Reduced — was $849,000 (↓ $14,000) · M Markdowns
Is 11956 Harbor Lane a Good Deal?
BuyPulse Verdict
Premium Pricing
At $428/sqft — This home is priced 43% above the typical Crosslake single-family home of $299/sqft.
Powered by the Realgorithm™ — 47 active Crosslake listings · NorthstarMLS
$5,511/month Estimated
- Principal & interest
- $4,222
- Property taxes
- $401
- Home insurance (est.)
- $487
- Special assessments
- $26
- HOA dues
- $375/mo
20% down ($167,000) · 30-yr fixed, 6.5% · Can I afford this home?
Includes special assessments — the FM-metro cost most portals leave out. Estimates only; confirm before you offer.
Located in 2nd Add Timberlane Replatted 1st Sup, Crosslake, MN.
About This Home
Your dream summers on the Whitefish Chain of Lakes are waiting for you... This exceptional 2024 build offers the best of effortless lake living, and the rare opportunity to enjoy it immediately. With sellers open to a quick close, you could be on the lake enjoying the full boating season. Set on a desirable corner lot, this thoughtfully designed one-level home includes a private dock and association access on Rush-Hen Lake, one of the most sought-after lakes on the Whitefish Chain. Inside, the home strikes the perfect balance between elevated design and up-north living. The kitchen is a true standout, beautifully finished and designed to gather. It flows seamlessly into the main living space and out to a covered porch overlooking a private, wooded yard. The primary suite offers a serene escape with a spa-like bath and walk-in closet. The attached, heated three-car garage offers both convenience and function, featuring a built-in dog washing station. Perfect for pets, but just as ideal for rinsing off sandy feet after a day on the water. Low-maintenance living, private surroundings, and access to one of the most desirable lakes in the Whitefish Chain... This is the kind of home that lets you enjoy more and manage less.
Virtual Tour
BuyPulse™ — Live Market Read
Homes like this one — single-family homes between $626K and $1.0M in Crosslake:
- The field: 11 similar Crosslake homes for sale — you have options.
Powered by the Realgorithm™ — real Crosslake closings, zero guesses · NorthstarMLS
Key Features
- Property Type
- Single Family
- Year Built
- 2024
- Above Grade
- 1,950 sq ft
- Lot Size
- 0.46 acres
- Lot Features
- Corner Lot, Tree Coverage - Heavy
- Garage
- 3-car (Attached Garage, Asphalt, Floor Drain, Garage Door Opener, Heated Garage, Insulated Garage)
- Heating
- Forced Air
- Cooling
- Central Air
- Appliances
- Dishwasher, Dryer, Microwave, Range, Refrigerator, Stainless Steel Appliances, Washer
- Sewer
- Private Sewer, Septic System Compliant - Yes, Tank with Drainage Field
- Water
- Drilled, Sand Point, Well
- HOA
- $375/month (includes Beach Access, Dock, Professional Mgmt, Shared Amenities)
- Annual Taxes
- $4,817.54
- Special Assessments
- $306
- County
- Crow Wing
- Days on Market
- 150
11956 Harbor Lane is listed in Crosslake, MN, part of Crow Wing County. Browse all Minnesota homes for sale on Modern Market REALTORS®.
Showing — 11956 Harbor Lane
Shannon Barnum
Associate Broker · Modern Market REALTORS®
Your Crosslake real estate expert since 2012 — I represent you, not the seller. Quick to respond, easy to text.
Listed by Root Down Realty, Inc · Shown by Modern Market REALTORS®
Buying a home in Crosslake? — dedicated buyer representation from pre-approval through closing.
View Full Listing & PhotosMLS# 7044988 · Data refreshed August 7, 2026
Similar Homes for Sale Near 11956 Harbor Lane, Crosslake, MN
- 36721 County Road 66 — $795,000 · 3 bed · 4 bath
- 35533 Sand Pointe Drive — $769,000 · 4 bed · 4 bath
- 38509 Pickerel Trail — $699,900 · 3 bed · 4 bath
- 37880 Wilderness Parkway — $699,600 · 3 bed · 2 bath
- 33638 Anderson Court — $675,000 · 2 bed · 2 bath
- 37257 Twin Bay Drive — $675,000 · 3 bed · 1 bath
Frequently Asked Questions About 11956 Harbor Lane
- Is $835,000 a good price for a home in Crosslake?
- According to BuyPulse, 11956 Harbor Lane rates Premium Pricing — at $428/sqft it's priced 43% above the typical Crosslake single-family home of $299/sqft. Powered by the Realgorithm™. Browse Crosslake homes for sale to compare.
- What are the special assessments at 11956 Harbor Lane — and what do they mean?
- This property has $306/yr in annual special assessments, with no specials pending. Special assessments are separate from property taxes — they are charges levied by the city for infrastructure improvements like streets, water, sewer, and sidewalks. Annual property taxes are $4,817.54/yr. Always factor both into your total monthly housing cost before making an offer.
- Does 11956 Harbor Lane have an HOA?
- Yes, 11956 Harbor Lane has a homeowners association with dues of $375 quarterly. HOA includes: Beach Access, Dock, Professional Mgmt, Shared Amenities.
- What type of heating and cooling does 11956 Harbor Lane have?
- 11956 Harbor Lane has Forced Air heating and Central Air cooling.
- Where is 11956 Harbor Lane located?
- 11956 Harbor Lane is in the Timberlane Replatted 1st Sup neighborhood of Crosslake, MN 56442, in Crow Wing County.
- Is 11956 Harbor Lane still available?
- Yes — 11956 Harbor Lane is currently listed as Active on the MLS and accepting showings. Contact us to schedule a tour or make an offer.
- When was 11956 Harbor Lane built?
- 11956 Harbor Lane was built in 2024. It features a slab foundation.
- Does 11956 Harbor Lane have main-floor laundry?
- Yes — the laundry at 11956 Harbor Lane is on the main level.
- How many homes like 11956 Harbor Lane are for sale in Crosslake?
- 11 similar homes (single-family homes between $626K and $1.0M in Crosslake) are for sale right now — you have options.
- What does "M Markdowns" mean?
- M Markdowns™ is Modern Market REALTORS®’ real estate tracker of homes for sale with verified MLS price reductions across the Fargo-Moorhead metro and Minnesota lake country. Every reduction is sourced directly from NorthstarMLS — minimum $2,000 drop to filter noise.
- What does "BuyPulse" mean?
- BuyPulse is Modern Market REALTORS®’ live market-data brand for Fargo-Moorhead: cohort statistics — homes for sale, median days to pending, and share of sales closing at or over list price — computed from real NorthstarMLS closings, not estimates.
- What does "Realgorithm™" mean?
- The Realgorithm™ is Modern Market REALTORS®’ proprietary market-data engine — it computes every BuyPulse verdict from real NorthstarMLS closings (comparable active inventory, median days to pending, and sale-to-list price ratio) rather than an automated online estimate.
Local Companies to Help You Settle In
From inspection to closing to moving day, here are well-known local companies serving the Crosslake area.