16401 Cottage Hill Road, Deerwood, MN 56444
3 Beds | 2 Baths | 1,744 Sq Ft | Single Family Home | MLS# 7096949
Is 16401 Cottage Hill Road a Good Deal?
BuyPulse Verdict
Premium Pricing
At $456/sqft — This home is priced 66% above the typical Deerwood single-family home of $275/sqft.
Your Negotiating Position
76 — Strong buyer leverage
Day 114 — Deerwood homes overall typically go under contract by day ~11. This one is past that window.
3 similar homes for sale — alternatives if they won't move.
Powered by the Realgorithm™ — 16 active Deerwood listings · NorthstarMLS
$4,806/month Estimated
- Principal & interest
- $4,020
- Property taxes
- $322
- Home insurance (est.)
- $464
- HOA dues
- None
20% down ($159,000) · 30-yr fixed, 6.5% · Can I afford this home?
Estimates only; confirm before you offer.
About This Home
Enjoy this classic "Up North" cabin on highly desirable Bay Lake, situated on a cul-de-sac road serving only two other properties. Gather around the fire pit and enjoy a great view of your virtually private bay or enjoy your evening in the three-season lakeside porch. This year-round cabin offers 3 bedrooms and 2 baths and an open concept for the living room, dining room and kitchen. There is beautiful tongue and groove woodwork throughout the premises with a large master suite for the owners. A large side deck provides a wonderful view of the bay and access to the oversized garage which includes a heated workshop. This property sits on a quiet bay on the West side of the lake and is only minutes away from golf, dinning and shopping at Ruttger's Bay Lake Resort. A small convenience store and gas dock are also close by. This fully furnished property, along with approximately 3 acres of land on the other side of Highway #6, is ready for your immediate use and enjoyment so make plans to see all that it has to offer today.
BuyPulse™ — Live Market Read
Homes like this one — single-family homes between $596K and $994K in Deerwood:
- The field: 3 similar Deerwood homes for sale — a short list right now.
Powered by the Realgorithm™ — real Deerwood closings, zero guesses · NorthstarMLS
Key Features
- Built
- 1972
- Garage
- 4-Car Detached
- Style
- One
- HOA
- None
- Annual Taxes
- $3,860 (2026)
Property Details
- Property Type
- Single Family
- Above Grade Sq Ft
- 1,744
- Lot Size
- 5.86 acres
- Basement
- Yes
- Roof
- Asphalt
- County
- Crow Wing
- List Date
- 2026-06-21
- Days on Market
- 114 days
- Parcel ID
- 50090524
Financial
- Total Tax incl. Assessments
- $3,860
Home Systems & Utilities
- Heating
- Forced Air, Fireplace(s)
- Cooling
- None
- Water
- Drilled, Well
- Sewer
- Septic System Compliant - Yes, Tank with Drainage Field
- Appliances
- Dishwasher, Dryer, Gas Water Heater, Microwave, Range, Refrigerator, Washer
Interior Features
- Laundry
- Laundry Room, Main Level
- Fireplace
- 1 fireplace
Construction & Exterior
Construction & Structure
- Foundation Type
- Block
- Foundation Area
- 1,744 sqft
- Total Building Area
- 1,744 sqft
Exterior Features
- Exterior Features
- Wood
- Fenced Area
- Yes
- Other Structures
- Garage(s)
- View
- Bay, East, Panoramic, South
- Accessibility Features
- None
Parking & Garage
- Parking Features
- Detached Garage, Gravel
Lot & Land
- Lot Features
- Accessible Shoreline, Irregular Lot, Tree Coverage - Heavy
- Road Surface
- No Outlet/Dead End, Paved Streets, Township
- Zoning Description
- Shoreline,Residential-Single Family
Waterfront
- Waterfront
- Yes
Agent & Office
- List Office
- Bay Lake Realty
Price History
- Price reduced to $795,000 — Jul 15, 2026
16401 Cottage Hill Road is listed in Deerwood, MN, part of Crow Wing County. Browse all Minnesota homes for sale on Modern Market REALTORS®.
Showing — 16401 Cottage Hill Road
Associate Broker · Modern Market REALTORS®
Your Deerwood real estate expert since 2012 — I represent you, not the seller. Quick to respond, easy to text.
Listed by Bay Lake Realty · Shown by Modern Market REALTORS®
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View Full Listing & PhotosMLS# 7096949 · Data refreshed July 16, 2026
Similar Homes for Sale Near 16401 Cottage Hill Road, Deerwood, MN
Frequently Asked Questions About 16401 Cottage Hill Road
- Is $795,000 a good price for a home in Deerwood?
- According to BuyPulse, 16401 Cottage Hill Road rates Premium Pricing — at $456/sqft it's priced 66% above the typical Deerwood single-family home of $275/sqft. Its negotiating-position score is 76/100 (Strong buyer leverage), weighed on days on market, comparable inventory, and how Deerwood homes are closing versus list. Powered by the Realgorithm™. Browse Deerwood homes for sale to compare.
- Does 16401 Cottage Hill Road have a basement?
- Yes, 16401 Cottage Hill Road has a basement.
- What type of heating and cooling does 16401 Cottage Hill Road have?
- 16401 Cottage Hill Road has Forced Air, Fireplace(s) heating and None cooling.
- Where is 16401 Cottage Hill Road located?
- 16401 Cottage Hill Road is in Deerwood, MN 56444, in Crow Wing County.
- Is 16401 Cottage Hill Road still available?
- Yes — 16401 Cottage Hill Road is currently listed as Active on the MLS and accepting showings. Contact us to schedule a tour or make an offer.
- When was 16401 Cottage Hill Road built?
- 16401 Cottage Hill Road was built in 1972. It features an asphalt roof and a block foundation.
- Does 16401 Cottage Hill Road have main-floor laundry?
- Yes — the laundry at 16401 Cottage Hill Road is on the main level.
- How walkable is 16401 Cottage Hill Road?
- 16401 Cottage Hill Road has a Walk Score of 1/100 (Car-Dependent) and a Bike Score of 13/100 (Minimal Bike Infrastructure). Scores provided by Walk Score® →
- How many homes like 16401 Cottage Hill Road are for sale in Deerwood?
- 3 similar homes (single-family homes between $596K and $994K in Deerwood) are for sale right now — a short list right now.
- What does "BuyPulse" mean?
- BuyPulse™ is Modern Market REALTORS®’ live market-data brand for Fargo-Moorhead: cohort statistics — homes for sale, median days to pending, and share of sales closing at or over list price — computed from real NorthstarMLS closings, not estimates.
- What does "Realgorithm™" mean?
- The Realgorithm™ is Modern Market REALTORS®’ proprietary market-data engine — it computes every BuyPulse verdict from real NorthstarMLS closings (comparable active inventory, median days to pending, and sale-to-list price ratio) rather than an automated online estimate.
Local Companies to Help You Settle In
From inspection to closing to moving day, here are well-known local companies serving the Deerwood area.
Listings courtesy of NorthstarMLS as distributed by MLS GRID
Based on information submitted to the MLS GRID as of 10/13/2026, 7:04 AM CDT. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.
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