25388 County Road 523, Effie, MN 56639
2 Beds | 2 Baths | 1,360 Sq Ft | Single Family Home | MLS# 7016687
Is 25388 County Road 523 a Good Deal?
BuyPulse Verdict
Premium Pricing
At $313/sqft — This home is priced 38% above the Effie median of $227/sqft.
Powered by the Realgorithm™ — 3 active Effie listings · NorthstarMLS
$2,593/month Estimated
- Principal & interest
- $2,149
- Property taxes
- $189
- Home insurance (est.)
- $248
- Special assessments
- $7 + pending
- HOA dues
- None
20% down ($85,000) · 30-yr fixed, 6.5% · Can I afford this home?
Includes special assessments — the FM-metro cost most portals leave out. Estimates only; confirm before you offer.
About This Home
Welcome to the Lake! This year-round home on Deer Lake situated just 40 feet from the lakeshore is well maintained and has breathtaking lake views. This two bedroom home rests on just under an acre featuring 261 feet of shoreline. The home boasts vaulted ceilings, stainless steel appliances, natural woodwork throughout, an attached heated garage and southeastern lake views. The property showcases a spacious sand beach. lush enclosed garden, wonderfully maintained garden beds, and a heated detached garage. Just a short walk from the patio door to the shoreline, this lot is level and comes with its own boat launch. Deer Lake is known for yielding numerous large northern catches, trophy small mouth bass, and also offers excellent walleye, pan fish and Largemouth bass angling. The seller is marketing this property as a turn-key opportunity, with a separate bill of sale to be provided.
Key Features
- Built
- 2011
- Garage
- 1-Car
- Style
- One
- HOA
- None
- Annual Taxes
- $2,263 (2025)
- Specials/yr
- $81 + pending
Property Details
- Property Type
- Single Family
- Above Grade Sq Ft
- 1,360
- Lot Size
- 0.8 acres
- Basement
- No
- Construction
- Block
- County
- Itasca
- List Date
- 2026-02-04
- Days on Market
- 250 days
- Parcel ID
- 102154102
Financial
- Total Tax incl. Assessments
- $2,344
- Specials Pending
- Yes
Home Systems & Utilities
- Heating
- Baseboard
- Cooling
- None
- Electric
- 200+ Amp Service
- Water
- 4-Inch Submersible
- Sewer
- Tank with Drainage Field
- Appliances
- Dishwasher, Dryer, Electric Water Heater, Exhaust Fan, Fuel Tank - Rented, Microwave, Range, Refrigerator, Stainless Steel Appliances, Washer
Interior Features
- Laundry
- Main Level
- Fireplace
- 1 fireplace
Construction & Exterior
Construction & Structure
- Foundation Type
- Block
- Foundation Area
- 1,360 sqft
- Total Building Area
- 1,360 sqft
Exterior Features
- Exterior Features
- Wood
- Other Structures
- Garage(s)
- Accessibility Features
- None
Parking & Garage
- Carport Spaces
- 1
- Parking Features
- Attached Garage, Detached Garage
Lot & Land
- Lot Features
- Tree Coverage - Medium
- Zoning Description
- Residential-Single Family
Waterfront
- Waterfront
- Yes
Agent & Office
- List Office
- MN LAKESHORE PROPERTIES/MN UP NORTH REALTY
Price History
Listed at $425,000 on Feb 4, 2026 — No price changes
25388 County Road 523 is listed in Effie, MN, part of Itasca County. Browse all Minnesota homes for sale on Modern Market REALTORS®.
Showing — 25388 County Road 523
Associate Broker · Modern Market REALTORS®
Your Effie real estate expert since 2012 — I represent you, not the seller. Quick to respond, easy to text.
Listed by MN LAKESHORE PROPERTIES/MN UP NORTH REALTY · Shown by Modern Market REALTORS®
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View Full Listing & PhotosMLS# 7016687 · Data refreshed September 8, 2026
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Frequently Asked Questions About 25388 County Road 523
- Is $425,000 a good price for a home in Effie?
- According to BuyPulse, 25388 County Road 523 rates Premium Pricing — at $313/sqft it's priced 38% above the Effie median of $227/sqft. Powered by the Realgorithm™. Browse Effie homes for sale to compare.
- What are the special assessments at 25388 County Road 523 — and what do they mean?
- This property has $81/yr in annual special assessments with additional specials pending. Special assessments are separate from property taxes — they are charges levied by the city for infrastructure improvements like streets, water, sewer, and sidewalks. Annual property taxes are $2,263/yr. Always factor both into your total monthly housing cost before making an offer.
What special assessments cost in Fargo-Moorhead — live figures on every home for sale.
- What type of heating and cooling does 25388 County Road 523 have?
- 25388 County Road 523 has Baseboard heating and None cooling.
- Where is 25388 County Road 523 located?
- 25388 County Road 523 is in Effie, MN 56639, in Itasca County.
- Is 25388 County Road 523 still available?
- 25388 County Road 523 is currently pending. The seller may still accept backup offers — contact us to learn more.
- When was 25388 County Road 523 built?
- 25388 County Road 523 was built in 2011. It features block construction and a block foundation.
- Does 25388 County Road 523 have main-floor laundry?
- Yes — the laundry at 25388 County Road 523 is on the main level.
- How walkable is 25388 County Road 523?
- 25388 County Road 523 has a Walk Score of 0/100 (Car-Dependent) and a Bike Score of 18/100 (Minimal Bike Infrastructure). Scores provided by Walk Score® →
Local Companies to Help You Settle In
From inspection to closing to moving day, here are well-known local companies serving the Effie area.
Listings courtesy of NorthstarMLS as distributed by MLS GRID
Based on information submitted to the MLS GRID as of 10/13/2026, 1:17 AM CDT. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.
IDX information is provided exclusively for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.