1989 single family home for sale at 40699 Mary Lake Road in Emily, MN — 1 bed, 2 bath (photo 1 of 14)

40699 Mary Lake Road, Emily, MN 56447

1 Bed | 2 Baths | 1,040 Sq Ft | Single Family Home | MLS# 7035712

$449,900

Is 40699 Mary Lake Road a Good Deal?

BuyPulse Verdict

Premium Pricing

At $433/sqft — This home is priced 23% above the typical Emily single-family home of $351/sqft.

Powered by the Realgorithm™ — 12 active Emily listings · NorthstarMLS

$2,666/month Estimated

Principal & interest
$2,275
Property taxes
$129
Home insurance (est.)
$262
HOA dues
None

20% down ($89,980) · 30-yr fixed, 6.5% · Can I afford this home?

Estimates only; confirm before you offer.

Emily, MN Active

About This Home

Enjoy Lake Mary now—with room to grow in the future! This charming year-round lake cabin offers approximately 200 feet of frontage, a level approach to the water, hard/sand lake bottom and a peaceful setting on nearly an acre. The 1,040 SF cabin features a spacious upper-level bedroom, additional loft area, two bathrooms, central air, a compliant septic system and a newer roof—an inviting and manageable Northwoods retreat ready to enjoy this summer. What makes this property especially unique is the flexibility of the larger lot. Enjoy the existing cabin as-is, add a garage with guest or bunk space, or explore the potential for a future new cabin while continuing to use the existing improvements, subject to applicable approvals. Located near excellent fishing, golf, ATV and snowmobile trails, the Cuyuna Lakes mountain bike trail system, wildlife areas and numerous dining options throughout the Emily and Outing area. A rare opportunity to get on the lake today with options for tomorrow. Some photos virtually staged.

Virtual Tour

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Key Features

Built
1989
Style
Two
HOA
None
Annual Taxes
$1,552 (2025)

Property Details

Property Type
Single Family
Above Grade Sq Ft
1,040
Lot Size
0.89 acres
Basement
No
Roof
Age 8 Years or Less
County
Crow Wing
List Date
2026-05-04
Days on Market
161 days
Parcel ID
74300521

Financial

Total Tax incl. Assessments
$1,552

Home Systems & Utilities

Heating
Forced Air
Cooling
Central Air
Water
Well
Sewer
Septic System Compliant - Yes
Appliances
Cooktop, Dryer, Microwave, Refrigerator, Washer

Interior Features

Fireplace
1 fireplace

Construction & Exterior

Construction & Structure

Foundation Type
Block
Foundation Area
488 sqft
Total Building Area
1,040 sqft

Exterior Features

Exterior Features
Wood
Fenced Area
Yes
Other Structures
Storage Shed
Accessibility Features
None

Parking & Garage

Parking Features
Gravel

Lot & Land

Lot Features
Tree Coverage - Medium
Zoning Description
Residential-Single Family

Waterfront

Waterfront
Yes

Agent & Office

List Office
Compass

Price History

  • Price reduced to $449,900 — May 26, 2026

40699 Mary Lake Road is listed in Emily, MN, part of Crow Wing County. Browse all Minnesota homes for sale on Modern Market REALTORS®.

Showing — 40699 Mary Lake Road

Shannon Barnum

Associate Broker · Modern Market REALTORS®

Your Emily real estate expert since 2012 — I represent you, not the seller. Quick to respond, easy to text.

Listed by Compass · Shown by Modern Market REALTORS®

Schedule a Home Tour View Full Listing & Photos

MLS# 7035712 · Data refreshed September 10, 2026

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Frequently Asked Questions About 40699 Mary Lake Road

Is $449,900 a good price for a home in Emily?
According to BuyPulse, 40699 Mary Lake Road rates Premium Pricing — at $433/sqft it's priced 23% above the typical Emily single-family home of $351/sqft. Powered by the Realgorithm™. Browse Emily homes for sale to compare.
What type of heating and cooling does 40699 Mary Lake Road have?
40699 Mary Lake Road has Forced Air heating and Central Air cooling.
Where is 40699 Mary Lake Road located?
40699 Mary Lake Road is in Emily, MN 56447, in Crow Wing County.
Is 40699 Mary Lake Road still available?
Yes — 40699 Mary Lake Road is currently listed as Active on the MLS and accepting showings. Contact us to schedule a tour or make an offer.
When was 40699 Mary Lake Road built?
40699 Mary Lake Road was built in 1989. It features a block foundation.
How walkable is 40699 Mary Lake Road?
40699 Mary Lake Road has a Walk Score of 0/100 (Car-Dependent) and a Bike Score of 26/100 (Minimal Bike Infrastructure). Scores provided by Walk Score® →

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MLS GRID Listings courtesy of NorthstarMLS as distributed by MLS GRID

Based on information submitted to the MLS GRID as of 10/13/2026, 5:36 AM CDT. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.

IDX information is provided exclusively for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.