1028 7th Street N, Fargo, ND 58102
4 Beds | 3 Baths | 1,600 Sq Ft | Single Family Home | MLS# 7136476
Price Reduced — was $184,900 (↓ $12,000) · M Markdowns
$1,190/month Estimated
- Principal & interest
- $874
- Property taxes
- $182
- Home insurance (est.)
- $101
- Special assessments
- $33
- HOA dues
- None
20% down ($34,580) · 30-yr fixed, 6.5% · Can I afford this home?
Includes special assessments — the FM-metro cost most portals leave out. Estimates only; confirm before you offer.
Located in Chapins - Wilson, Fargo, ND.
About This Home
Full of character and opportunity, this 4-bedroom, 2-bathroom two-story home is conveniently located near Sanford and NDSU and offers plenty of potential to make it your own! Step inside to find hardwood floors, classic and original details, and a functional layout with plenty of natural light throughout. With four bedrooms on one level and two bathrooms, there’s room to spread out while still enjoying the charm that gives this home its personality. Outside, the large backyard provides plenty of room to relax or create your own outdoor space. Whether you're looking for a home to update over time, an investment opportunity, or simply a property with character in a convenient Fargo location, this one is ready for its next chapter! Property Sold As-Is.
BuyPulse · Live market read
How 1028 7th Street N Compares to the Fargo Market
At $108/sqft, this home is priced $68/sqft below the typical Fargo single-family home of $176/sqft.
The median list price in Fargo is $379,000.
Verdict: Excellent Value
Your negotiating position
80 Strong buyer leverage
Seller's market · Balanced · Buyer leverage
Day 49 — Fargo homes overall typically go under contract by day ~19. This one is past that window.
25 similar homes for sale — alternatives if they won't move.
This seller already cut $12,000 — the asking price has already moved.
Homes like this one — single-family homes between $130K and $216K in Fargo:
- The field: 25 similar Fargo homes for sale — you have options.
- Price cuts: 13 of 25 similar homes have trimmed asking — median trim $5,100. This one already cut $12,000.
- Too few have sold recently to chart how fast they go or how they close — BuyPulse won't estimate those off a thin sample.
Powered by the Realgorithm™ — real Fargo closings, zero guesses · NorthstarMLS
Key Features
- Built
- 1899
- Garage
- 1-Car Attached
- Style
- Two
- HOA
- None
- Annual Taxes
- $2,179.72 (2025)
- Specials/yr
- $396
- School District
- Fargo Public Schools
- Assigned Elementary School
- Madison Roosevelt Elementary School
- Assigned Middle School
- Ben Franklin Middle School
- Assigned High School
- North High School
Property Details
- Property Type
- Single Family
- Above Grade Sq Ft
- 1,600
- Lot Size
- 0.171 acres
- Basement
- Yes
- County
- Cass
- List Date
- 2026-09-02
- Days on Market
- 49 days
- Parcel ID
- 01044003140000
Financial
- Total Tax incl. Assessments
- $2,575.67
- Specials Pending
- No
Home Systems & Utilities
- Heating
- Hot Water
- Cooling
- Window Unit(s)
- Water
- City Water/Connected
- Sewer
- City Sewer/Connected
- Appliances
- Dishwasher, Range, Refrigerator
Interior Features
- Laundry
- In Basement
- Fireplace
- 1 fireplace
Construction & Exterior
Construction & Structure
- Foundation Type
- Brick/Mortar
- Foundation Area
- 800 sqft
- Total Building Area
- 2,400 sqft
Exterior Features
- Exterior Features
- Wood
- Fenced Area
- Yes
- Accessibility Features
- None
Parking & Garage
- Parking Features
- Attached Garage
Lot & Land
- Zoning Description
- Residential-Single Family
Agent & Office
- List Office
- eXp Realty (219 WF)
Price History
- Price reduced to $172,900 — Oct 5, 2026
1028 7th Street N is listed in Fargo, ND, part of Cass County. Browse all North Dakota homes for sale on Modern Market REALTORS®.
Showing — 1028 7th Street N
Associate Broker · Modern Market REALTORS®
Your Fargo real estate expert since 2012 — I represent you, not the seller. Quick to respond, easy to text.
Listed by eXp Realty (219 WF) · Shown by Modern Market REALTORS®
First-Time Home Buyer Guide for Fargo-Moorhead — ND/MN buyer programs, budgeting, and the 7-step process.
View Full Listing & PhotosMLS# 7136476 · Updated October 5, 2026
Similar Homes for Sale Near 1028 7th Street N, Fargo, ND
Frequently Asked Questions About 1028 7th Street N
- What schools is 1028 7th Street N zoned to?
- 1028 7th Street N is zoned to Madison Roosevelt Elementary School (elementary), Ben Franklin Middle School (middle school), and North High School (high school). Attendance boundaries change — confirm your exact address with the district before you rely on it.
- Is $172,900 a good price for a home in Fargo?
- According to BuyPulse, 1028 7th Street N rates Excellent Value — at $108/sqft it's priced 39% below the typical Fargo single-family home of $176/sqft. Its negotiating-position score is 80/100 (Strong buyer leverage), weighed on days on market, comparable inventory, and how Fargo homes are closing versus list. Powered by the Realgorithm™. Browse Fargo homes for sale to compare.
- What are the special assessments at 1028 7th Street N — and what do they mean?
- This property has $396/yr in annual special assessments, with no specials pending. Special assessments are separate from property taxes — they are charges levied by the city for infrastructure improvements like streets, water, sewer, and sidewalks. Special assessments are common in newer North Dakota developments and typically run 5 to 25 years. Annual property taxes are $2,179.72/yr. Always factor both into your total monthly housing cost before making an offer.
What special assessments cost in Fargo — live figures on every home for sale.
- Does 1028 7th Street N have a basement?
- Yes, 1028 7th Street N has a basement.
- What type of heating and cooling does 1028 7th Street N have?
- 1028 7th Street N has Hot Water heating and Window Unit(s) cooling.
- Where is 1028 7th Street N located?
- 1028 7th Street N is in the Chapins - Wilson neighborhood of Fargo, ND 58102, in Cass County. It's in the Fargo Public Schools.
- Is 1028 7th Street N still available?
- Yes — 1028 7th Street N is currently listed as Active on the MLS and accepting showings. Contact us to schedule a tour or make an offer.
- When was 1028 7th Street N built?
- 1028 7th Street N was built in 1899. It features a brick/mortar foundation.
- Does 1028 7th Street N have main-floor laundry?
- No — the laundry at 1028 7th Street N is in the lower level.
- What utilities serve 1028 7th Street N?
- Electric and gas at 1028 7th Street N are provided by Xcel Energy and Cass County Electric Cooperative. Water, sewer, and garbage are handled by City of Fargo Utilities. Internet options include Midco, Sparklight, CenturyLink and 702 Communications. Full Fargo utility setup guide — phone numbers and move-in timeline →
- Is 1028 7th Street N near a golf course?
- Yes — El Zagal Par 3 Golf Course (public course) is about 0.7 miles from 1028 7th Street N. It's the closest golf course in the Fargo-Moorhead metro.
- How walkable is 1028 7th Street N?
- 1028 7th Street N has a Walk Score of 56/100 (Somewhat Walkable), a Bike Score of 56/100 (Somewhat Bikeable) and a Transit Score of 34/100 (Minimal Transit). Scores provided by Walk Score® →
- How many homes like 1028 7th Street N are for sale in Fargo?
- 25 similar homes (single-family homes between $130K and $216K in Fargo) are for sale right now — you have options.
- What does "M Markdowns" mean?
- M Markdowns™ is Modern Market REALTORS®’ real estate tracker of homes for sale with verified MLS price reductions across the Fargo-Moorhead metro and Minnesota lake country. Every reduction is sourced directly from NorthstarMLS — minimum $2,000 drop to filter noise.
- What does "BuyPulse" mean?
- BuyPulse™ is Modern Market REALTORS®’ live market-data brand for Fargo-Moorhead: cohort statistics — homes for sale, median days to pending, and share of sales closing at or over list price — computed from real NorthstarMLS closings, not estimates.
- What does "Realgorithm™" mean?
- The Realgorithm™ is Modern Market REALTORS®’ proprietary market-data engine — it computes every BuyPulse verdict from real NorthstarMLS closings (comparable active inventory, median days to pending, and sale-to-list price ratio) rather than an automated online estimate.
Local Companies to Help You Settle In
From inspection to closing to moving day, here are well-known local companies serving the Fargo area.
Listings courtesy of NorthstarMLS as distributed by MLS GRID
Based on information submitted to the MLS GRID as of 10/21/2026, 6:27 PM CDT. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.
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