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2 Beds | 1 Bath | 624 Sq Ft | Single Family Home | MLS# 7090460
Price Drop on M Markdowns — was $414,000 (↓ $15,000)
Is 1049 Natures Trail a Good Deal?
BuyPulse Verdict
Fair Market Value
At $639/sqft — This home is priced right at the Federal Dam median of $639/sqft.
Powered by the Realgorithm™ — 1 active Federal Dam listings · NorthstarMLS
$2,410/month Estimated
- Principal & interest
- $2,018
- Property taxes
- $132
- Home insurance (est.)
- $233
- Special assessments
- $7
- HOA dues
- $20/mo
20% down ($79,800) · 30-yr fixed, 6.5% · Can I afford this home?
Includes special assessments — the FM-metro cost most portals leave out. Estimates only; confirm before you offer.
Located in Natures Corner Of Isle Harbor, Federal Dam, MN.
About This Home
Enjoy the best of up north living without the lakeshore taxes in this beautiful, rustic 2-bedroom, 1-bath home with access to stunning Leech Lake. Designed for comfortable one-level living, this country, internet wired home features an open floor plan filled with natural light and tasteful updates throughout. The inviting living spaces flow seamlessly together, creating the perfect setting for relaxing weekends or year-round living. Ideal for entertaining friends and family. The well-appointed kitchen and updated finishes offer both style and functionality, while the two comfortable bedrooms provide cozy accommodations for family and guests. In addition, an insulated/heated garage/shop with a versatile loft area above, perfect for entertaining guests, as a game room, home office, bunk space, creative studio, or a quiet retreat when you need a little solitude. Outside, you'll find a private, spacious play area, an established garden ready for your favorite flowers, vegetables, and herbs, creating a peaceful outdoor oasis and a wonderful space to enjoy the beauty of the Northwoods. Whether you're looking for a full-time residence, weekend/vacation getaway, or investment property, you'll love the combination of modern comfort, low-maintenance living, and easy access to boating, swimming, fishing, and recreation on Leech Lake. Owner has their own association maintained, covered boat slip in a private harbor on Leech Lake with electrical and launch access. Come experience the relaxed Northwoods lifestyle in a home that truly has it all.
Key Features
- Built
- 2003
- Garage
- 2-Car Detached
- Style
- One
- HOA
- $240/Annually
- HOA Includes
- Dock, Other
- Annual Taxes
- $1,582 (2026)
- Specials/yr
- $86
Property Details
- Property Type
- Single Family
- Above Grade Sq Ft
- 624
- Lot Size
- 2 acres
- Basement
- No
- Roof
- Asphalt, Pitched
- Construction
- Frame
- County
- Cass
- List Date
- 2026-06-12
- Days on Market
- 123 days
- Parcel ID
- 883500212
Financial
- Total Tax incl. Assessments
- $1,668
- Specials Pending
- No
- HOA Name
- Isle Harbor
Home Systems & Utilities
- Heating
- In-Floor Heating, Space Heater
- Cooling
- None
- Electric
- 200+ Amp Service
- Water
- 4-Inch Submersible, Drilled, Well
- Sewer
- Mound Septic, Private Sewer, Septic System Compliant - Yes
- Appliances
- Dryer, Washer
Interior Features
- Laundry
- In Kitchen, Laundry Closet
Construction & Exterior
Construction & Structure
- Foundation Type
- Slab
- Foundation Area
- 624 sqft
- Total Building Area
- 624 sqft
Exterior Features
- Exterior Features
- Log Siding
- Pool
- Yes
- Fenced Area
- Yes
- Other Structures
- Lean-To, Pole Building, Workshop
- Accessibility Features
- No Stairs External, No Stairs Internal
Parking & Garage
- Parking Features
- Detached Garage, Gravel
Lot & Land
- Lot Features
- Tree Coverage - Medium
- Road Surface
- No Outlet/Dead End, Unpaved Streets
- Zoning Description
- Residential-Single Family
Agent & Office
- List Office
- Thunder Lake Realty
Price History
Reduced $15,000 (3.6%)
- Price reduced to $414,000 — Jul 31, 2026
- Price reduced to $399,000 — Sep 9, 2026
1049 Natures Trail is listed in Federal Dam, MN, part of Cass County. Browse all Minnesota homes for sale on Modern Market REALTORS®.
Showing — 1049 Natures Trail
Associate Broker · Modern Market REALTORS®
Your Federal Dam real estate expert since 2012 — I represent you, not the seller. Quick to respond, easy to text.
Listed by Thunder Lake Realty · Shown by Modern Market REALTORS®
First-Time Home Buyer Guide for Fargo-Moorhead — ND/MN buyer programs, budgeting, and the 7-step process.
View Full Listing & PhotosMLS# 7090460 · Data refreshed September 9, 2026
Frequently Asked Questions About 1049 Natures Trail
- Is $399,000 a good price for a home in Federal Dam?
- According to BuyPulse, 1049 Natures Trail rates Fair Market Value — at $639/sqft it's priced right at the Federal Dam median of $639/sqft. Powered by the Realgorithm™. Browse Federal Dam homes for sale to compare.
- What are the special assessments at 1049 Natures Trail — and what do they mean?
- This property has $86/yr in annual special assessments, with no specials pending. Special assessments are separate from property taxes — they are charges levied by the city for infrastructure improvements like streets, water, sewer, and sidewalks. Annual property taxes are $1,582/yr. Always factor both into your total monthly housing cost before making an offer.
What special assessments cost in Fargo-Moorhead — live figures on every home for sale.
- Does 1049 Natures Trail have an HOA?
- Yes, 1049 Natures Trail has a homeowners association with dues of $240 annually. HOA includes: Dock, Other.
- What type of heating and cooling does 1049 Natures Trail have?
- 1049 Natures Trail has In-Floor Heating, Space Heater heating and None cooling.
- Where is 1049 Natures Trail located?
- 1049 Natures Trail is in the Natures Corner Of Isle Harbor neighborhood of Federal Dam, MN 56641, in Cass County.
- Is 1049 Natures Trail still available?
- Yes — 1049 Natures Trail is currently listed as Active on the MLS and accepting showings. Contact us to schedule a tour or make an offer.
- When was 1049 Natures Trail built?
- 1049 Natures Trail was built in 2003. It features frame construction and a slab foundation.
- What does "M Markdowns" mean?
- M Markdowns™ is Modern Market REALTORS®’ real estate tracker of homes for sale with verified MLS price reductions across the Fargo-Moorhead metro and Minnesota lake country. Every reduction is sourced directly from NorthstarMLS — minimum $2,000 drop to filter noise.
Local Companies to Help You Settle In
From inspection to closing to moving day, here are well-known local companies serving the Federal Dam area.
Listings courtesy of NorthstarMLS as distributed by MLS GRID
Based on information submitted to the MLS GRID as of 10/13/2026, 11:24 AM CDT. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.
IDX information is provided exclusively for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.