10985 Sugar Point Drive NW, Federal Dam, MN 56641
4 Beds | 3 Baths | 2,838 Sq Ft | Single Family Home | MLS# 7162841
$4,309/month Estimated
- Principal & interest
- $3,539
- Property taxes
- $190
- Home insurance (est.)
- $408
- Special assessments
- $5
- HOA dues
- $167/mo
20% down ($139,980) · 30-yr fixed, 6.5% · Can I afford this home?
Includes special assessments — the FM-metro cost most portals leave out. Estimates only; confirm before you offer.
Located in Eagles Landing First Add, Federal Dam, MN.
About This Home
Located on highly desirable 5 Mile Point on Leech Lake, this 4-bedroom, 3-bath two-story home offers panoramic west-facing lake views, beautiful sunsets, and harbor access with a private boat slip included. Recent property improvements include a new roof in 2018, new steel siding in 2026, and new kitchen appliances in 2026. The harbor has also been recently rebuilt with new seawalls, boat slips, and a concrete boat ramp. The main level features a spacious two-story living room with exposed wood beams, freestanding wood stove, and large windows providing abundant natural light. Primary suite with private full bath, additional guest bedroom, 4-season sunroom, dining area, laundry/mechanical room, and functional kitchen with raised breakfast bar, new appliances, and ample storage. The upper level offers 2 additional bedrooms, a loft overlooking the living area, and a bonus room ideal for an office or extra sleeping space. The oversized 42x30 attached garage is fully finished, insulated, and heated—perfect for year-round use, vehicles, boats, and lake toys. Enjoy outdoor living from the covered front porch or large concrete patio overlooking the harbor and lake. Located in prime fishing waters with direct access to Leech Lake. An excellent opportunity to enjoy year-round living or a recreational getaway in one of Leech Lake's desirable locations.
BuyPulse · Live market read
How 10985 Sugar Point Drive NW Compares to the Federal Dam Market
At $247/sqft, this home is priced $189/sqft below the Federal Dam median of $436/sqft.
The median list price in Federal Dam is $544,949.
Verdict: Excellent Value
Powered by the Realgorithm™ — real Federal Dam closings, zero guesses · NorthstarMLS
Key Features
- Built
- 2002
- Garage
- 3-Car Attached
- Style
- Two
- HOA
- $500/Quarterly
- HOA Includes
- Beach Access
- Annual Taxes
- $2,285 (2025)
- Specials/yr
- $59
Property Details
- Property Type
- Single Family
- Above Grade Sq Ft
- 2,838
- Lot Size
- 0.94 acres
- Basement
- No
- Roof
- Age 8 Years or Less, Asphalt, Pitched
- Construction
- Frame
- County
- Cass
- List Date
- 2026-10-20
- Days on Market
- 7 days
- Parcel ID
- 153820135
Financial
- Total Tax incl. Assessments
- $2,344
- Specials Pending
- No
- HOA Name
- Eagle Landing Association
Home Systems & Utilities
- Heating
- Boiler, Humidity Control, In-Floor Heating, Wood Stove
- Cooling
- Central Air
- Electric
- Circuit Breakers, 200+ Amp Service
- Water
- Drilled, Private, Well
- Sewer
- Mound Septic, Private Sewer, Tank with Drainage Field
- Appliances
- Air-To-Air Exchanger, Dishwasher, Dryer, Humidifier, Microwave, Range, Refrigerator, Washer, Water Softener Owned
Interior Features
- Laundry
- Laundry Room, Main Level, Sink, Washer Hookup
- Fireplace
- 1 fireplace
Construction & Exterior
Construction & Structure
- Foundation Type
- Slab
- Foundation Area
- 1,723 sqft
- Total Building Area
- 2,838 sqft
Exterior Features
- Exterior Features
- Metal, Steel Siding
- Pool
- Yes
- Fenced Area
- Yes
- View
- Harbor, Lake, Panoramic, West
- Accessibility Features
- No Stairs External
Parking & Garage
- Parking Features
- Attached Garage, Asphalt, Concrete, Finished Garage, Garage Door Opener, Heated Garage, Insulated Garage
Lot & Land
- Lot Features
- Accessible Shoreline, Tree Coverage - Light, Underground Utilities
- Road Surface
- County Road, Paved Streets
- Zoning Description
- Residential-Single Family
Agent & Office
- List Office
- Semler Real Estate, Inc.
Price History
Listed at $699,900 on Oct 20, 2026 — No price changes
10985 Sugar Point Drive NW is listed in Federal Dam, MN, part of Cass County. Browse all Minnesota homes for sale on Modern Market REALTORS®.
Showing — 10985 Sugar Point Drive NW
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View Full Listing & PhotosMLS# 7162841 · Updated October 21, 2026
Frequently Asked Questions About 10985 Sugar Point Drive NW
- Is $699,900 a good price for a home in Federal Dam?
- According to BuyPulse, 10985 Sugar Point Drive NW rates Excellent Value — at $247/sqft it's priced 43% below the Federal Dam median of $436/sqft. Powered by the Realgorithm™. Browse Federal Dam homes for sale to compare.
- What are the special assessments at 10985 Sugar Point Drive NW — and what do they mean?
- This property has $59/yr in annual special assessments, with no specials pending. Special assessments are separate from property taxes — they are charges levied by the city for infrastructure improvements like streets, water, sewer, and sidewalks. Annual property taxes are $2,285/yr. Always factor both into your total monthly housing cost before making an offer.
What special assessments cost in Fargo-Moorhead — live figures on every home for sale.
- Does 10985 Sugar Point Drive NW have an HOA?
- Yes, 10985 Sugar Point Drive NW has a homeowners association with dues of $500 quarterly. HOA includes: Beach Access.
- What type of heating and cooling does 10985 Sugar Point Drive NW have?
- 10985 Sugar Point Drive NW has Boiler, Humidity Control, In-Floor Heating, Wood Stove heating and Central Air cooling.
- Where is 10985 Sugar Point Drive NW located?
- 10985 Sugar Point Drive NW is in the Eagles Landing neighborhood of Federal Dam, MN 56641, in Cass County.
- Is 10985 Sugar Point Drive NW still available?
- Yes — 10985 Sugar Point Drive NW is currently listed as Active on the MLS and accepting showings. Contact us to schedule a tour or make an offer.
- When was 10985 Sugar Point Drive NW built?
- 10985 Sugar Point Drive NW was built in 2002. It features frame construction and a slab foundation.
- Does 10985 Sugar Point Drive NW have main-floor laundry?
- Yes — the laundry at 10985 Sugar Point Drive NW is on the main level.
Local Companies to Help You Settle In
From inspection to closing to moving day, here are well-known local companies serving the Federal Dam area.
Listings courtesy of NorthstarMLS as distributed by MLS GRID
Based on information submitted to the MLS GRID as of 10/27/2026, 3:58 PM CDT. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.
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