1994 single family home for sale at 1098 Westside Drive in Fergus Falls, MN — 4 bed, 5 bath (photo 1 of 90)

1098 Westside Drive, Fergus Falls, MN 56537

4 Beds | 5 Baths | 4,483 Sq Ft | Single Family Home | MLS# 7096678Waterfront on Otter Tail River

Price Reduced — was $579,900 (↓ $10,000) · M Markdowns

$569,900

$4,113/month Estimated

Principal & interest
$3,107
Property taxes
$674
Home insurance (est.)
$332
HOA dues
None

20% down ($113,980) · 30-yr fixed, 7.24%

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Estimates only; confirm before you offer.

Fergus Falls, MN Active

Located in Westside Estates 2nd Add, Fergus Falls, MN.

About This Home

Welcome to lovely West Side Drive. Experience prime city riverfront living at its finest in this exceptional 4+ bed, 5 bath home, offering 178 feet of frontage along the scenic Otter Tail River. This home is situated on a peaceful, established and highly desired neighborhood, combining timeless design, generous living spaces, and an incredible outdoor lifestyle centered around the water. Within the interior you will find a grand entryway flowing nicely into the living and dining room with impressive river views; next is the expansive kitchen featuring granite countertops, solid wood cabinetry, walk-in pantry and eat-in area overlooking the outdoors. Beyond the kitchen is the great room with double-sided fireplace, vaulted ceilings and floor to ceiling windows making you feel completely immersed in nature. The main level is thoughtfully designed for convenience and functionality, offering a private office, laundry room with utility sink, mudroom, half bath, and an attached heated three-stall garage. Upstairs, a spacious landing leads to the luxurious primary suite—a true retreat overlooking the river. The suite also features a sitting area, walk-in closet, and a beautifully updated en-suite bath complete with dual vanities, a custom tile walk-in shower, and a jetted tub. Three additional bedrooms provide ample space for family and guests, including one with its own walk-in closet and private half bath. The fully finished lower level offers remarkable flexibility with a large recreation area, family room, and built-in dry bar complete with cabinetry, countertop space, and refrigerator. Whether used as an entertainment hub, game room, home gym, children's play area, or home business space, this level adapts effortlessly to your lifestyle. Step outside and discover what truly sets this property apart. The beautifully maintained backyard is designed to embrace the riverfront setting, offering endless opportunities for relaxation and recreation. Host summer barbecues on the expansive patio, enjoy the basketball court, or simply relax and watch wildlife along the riverbank. A charming paver pathway leads to a well-maintained trail down to the water's edge, creating a private retreat where you can enjoy peaceful walks, fishing, kayaking, or quiet evenings by the river. This is more than a home—it's a lifestyle. From morning sunrises over the water to evenings spent entertaining family and friends, this remarkable riverfront property offers the perfect balance of luxury, comfort, and outdoor enjoyment. Rarely does an opportunity arise to own such a well-appointed home in such a spectacular waterfront setting.

BuyPulse · Live market read

How 1098 Westside Drive Compares to the Fergus Falls Market

At $127/sqft, this home is priced $18/sqft below the typical Fergus Falls single-family home of $145/sqft.

The median list price in Fergus Falls is $249,900.

Verdict: Strong Value

Your negotiating position

76 Strong buyer leverage

Seller's market · Balanced · Buyer leverage

Day 135 — Fergus Falls homes overall typically go under contract by day ~22. This one is past that window.

7 similar homes for sale — alternatives if they won't move.

This seller already cut $10,000 — the asking price has already moved.

Homes like this one — single-family homes between $427K and $712K in Fergus Falls:

  • The field: 7 similar Fergus Falls homes for sale — a short list right now.
  • Price cuts: 4 of 7 similar homes have trimmed asking — median trim $12,550. This one already cut $10,000.
  • Too few have sold recently to chart how fast they go or how they close — BuyPulse won't estimate those off a thin sample.

Powered by the Realgorithm™ — real Fergus Falls closings, zero guesses · NorthstarMLS

Key Features

Built
1994
Garage
3-Car Attached
Style
Two
HOA
None
Annual Taxes
$8,090 (2026)

Property Details

Property Type
Single Family
Above Grade Sq Ft
2,952
Below Grade Sq Ft
1,531
Lot Size
0.83 acres
Basement
Yes
Roof
Architectural Shingle, Pitched
Construction
Block, Frame
County
Otter Tail
List Date
2026-06-22
Days on Market
135 days
Parcel ID
71004990771000

Financial

Total Tax incl. Assessments
$8,090

Home Systems & Utilities

Heating
Forced Air, Fireplace(s), Heat Pump
Cooling
Central Air
Electric
Circuit Breakers, 200+ Amp Service
Water
City Water/Connected
Sewer
City Sewer/Connected
Appliances
Dishwasher, Disposal, Dryer, Electric Water Heater, Microwave, Range, Refrigerator, Washer

Interior Features

Laundry
Electric Dryer Hookup, Laundry Room, Main Level, Washer Hookup
Fireplace
2 fireplaces

Construction & Exterior

Construction & Structure

Foundation Type
Block
Foundation Area
1,551 sqft
Total Building Area
4,503 sqft

Exterior Features

Exterior Features
Stone, Steel Siding
Pool
Yes
Fenced Area
Yes
View
North, River
Accessibility Features
None

Parking & Garage

Parking Features
Attached Garage, Concrete, Heated Garage, Insulated Garage

Lot & Land

Lot Features
Tree Coverage - Medium
Road Surface
City Street, Curbs, Paved Streets, Street Lights, Storm Sewer
Zoning Description
Residential-Single Family

Waterfront

Waterfront
Yes
Body of Water
Otter Tail River

Agent & Office

List Office
Century 21 Atwood

Price History

Reduced $20,000 (3.4%)

  • Price reduced to $589,900 — Aug 14, 2026
  • Price reduced to $579,900 — Aug 25, 2026
  • Price reduced to $569,900 — Sep 21, 2026

1098 Westside Drive is listed in Fergus Falls, MN, part of Otter Tail County. Browse all Minnesota homes for sale on Modern Market REALTORS®.

Showing — 1098 Westside Drive

Shannon Barnum

Associate Broker · Modern Market REALTORS®

Your Fergus Falls real estate expert since 2012 — I represent you, not the seller. Quick to respond, easy to text.

Listed by Century 21 Atwood · Shown by Modern Market REALTORS®

Schedule a Home Tour View Full Listing & Photos

MLS# 7096678 · Updated September 21, 2026

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Frequently Asked Questions About 1098 Westside Drive

Is $569,900 a good price for a home in Fergus Falls?
According to BuyPulse, 1098 Westside Drive rates Strong Value — at $127/sqft it's priced 12% below the typical Fergus Falls single-family home of $145/sqft. Its negotiating-position score is 76/100 (Strong buyer leverage), weighed on days on market, comparable inventory, and how Fergus Falls homes are closing versus list. Powered by the Realgorithm™. Browse Fergus Falls homes for sale to compare.
Does 1098 Westside Drive have a basement?
Yes, 1098 Westside Drive has a basement with 1,531 sq ft of below-grade space.
What type of heating and cooling does 1098 Westside Drive have?
1098 Westside Drive has Forced Air, Fireplace(s), Heat Pump heating and Central Air cooling.
Where is 1098 Westside Drive located?
1098 Westside Drive is in the Westside Estates neighborhood of Fergus Falls, MN 56537, in Otter Tail County.
Is 1098 Westside Drive still available?
Yes — 1098 Westside Drive is currently listed as Active on the MLS and accepting showings. Contact us to schedule a tour or make an offer.
When was 1098 Westside Drive built?
1098 Westside Drive was built in 1994. It features block, frame construction and a block foundation.
Does 1098 Westside Drive have main-floor laundry?
Yes — the laundry at 1098 Westside Drive is on the main level.
How many homes like 1098 Westside Drive are for sale in Fergus Falls?
7 similar homes (single-family homes between $427K and $712K in Fergus Falls) are for sale right now — a short list right now.
What does "M Markdowns" mean?
M Markdowns™ is Modern Market REALTORS®’ real estate tracker of homes for sale with verified MLS price reductions across the Fargo-Moorhead metro and Minnesota lake country. Every reduction is sourced directly from NorthstarMLS — minimum $2,000 drop to filter noise.
What does "BuyPulse" mean?
BuyPulse™ is Modern Market REALTORS®’ live market-data brand for Fargo-Moorhead: cohort statistics — homes for sale, median days to pending, and share of sales closing at or over list price — computed from real NorthstarMLS closings, not estimates.
What does "Realgorithm™" mean?
The Realgorithm™ is Modern Market REALTORS®’ proprietary market-data engine — it computes every BuyPulse verdict from real NorthstarMLS closings (comparable active inventory, median days to pending, and sale-to-list price ratio) rather than an automated online estimate.

Local Companies to Help You Settle In

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MLS GRID Listings courtesy of NorthstarMLS as distributed by MLS GRID

Based on information submitted to the MLS GRID as of 11/04/2026, 9:39 AM CST. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.

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