Is $204,900 a good price for a home in Fergus Falls?

According to BuyPulse, 522 W Spruce Street rates Premium Pricing — at $172/sqft it's priced 19% above the typical Fergus Falls single-family home of $145/sqft. Its negotiating-position score is 78/100 (Strong buyer leverage), weighed on days on market, comparable inventory, and how Fergus Falls homes are closing versus list. Powered by the Realgorithm™.

Does 522 W Spruce Street have a basement?

Yes, 522 W Spruce Street has a basement.

What type of heating and cooling does 522 W Spruce Street have?

522 W Spruce Street has Forced Air, Other heating and Central Air cooling.

Where is 522 W Spruce Street located?

522 W Spruce Street is in the Mclanes neighborhood of Fergus Falls, MN 56537, in Otter Tail County.

Is 522 W Spruce Street still available?

Yes — 522 W Spruce Street is currently listed as Active on the MLS and accepting showings. Contact us to schedule a tour or make an offer.

When was 522 W Spruce Street built?

522 W Spruce Street was built in 1935. It features frame construction, an architectural shingle roof, and a other, poured concrete foundation.

How many homes like 522 W Spruce Street are for sale in Fergus Falls?

24 similar homes (single-family homes between $154K and $256K in Fergus Falls) are for sale right now — you have options.

How fast do homes like 522 W Spruce Street sell in Fergus Falls?

Homes like this one (single-family homes between $154K and $256K in Fergus Falls) went pending in a median 21 days over the last 90 days — 0 of the last 11 went under contract within 4 days.

Do homes in Fergus Falls sell for asking price?

67% of the last 27 comparable Fergus Falls sales closed at or over list price — Fergus Falls doesn't discount. Based on real NorthstarMLS closings, not estimates.

What does "M Markdowns" mean?

M Markdowns™ is Modern Market REALTORS®’ real estate tracker of homes for sale with verified MLS price reductions across the Fargo-Moorhead metro and Minnesota lake country. Every reduction is sourced directly from NorthstarMLS — minimum $2,000 drop to filter noise.

What does "BuyPulse" mean?

BuyPulse™ is Modern Market REALTORS®’ live market-data brand for Fargo-Moorhead: cohort statistics — homes for sale, median days to pending, and share of sales closing at or over list price — computed from real NorthstarMLS closings, not estimates.

What does "Realgorithm™" mean?

The Realgorithm™ is Modern Market REALTORS®’ proprietary market-data engine — it computes every BuyPulse verdict from real NorthstarMLS closings (comparable active inventory, median days to pending, and sale-to-list price ratio) rather than an automated online estimate.

1935 single family home for sale at 522 W Spruce Street in Fergus Falls, MN — 4 bed, 1 bath (photo 1 of 53)

1935 single family home for sale at 522 W Spruce Street in Fergus Falls, MN — 4 bed, 1 bath (photo 2 of 53)

1935 single family home for sale at 522 W Spruce Street in Fergus Falls, MN — 4 bed, 1 bath (photo 3 of 53)

1935 single family home for sale at 522 W Spruce Street in Fergus Falls, MN — 4 bed, 1 bath (photo 4 of 53)

1935 single family home for sale at 522 W Spruce Street in Fergus Falls, MN — 4 bed, 1 bath (photo 5 of 53)

1935 single family home for sale at 522 W Spruce Street in Fergus Falls, MN — 4 bed, 1 bath (photo 6 of 53)

1935 single family home for sale at 522 W Spruce Street in Fergus Falls, MN — 4 bed, 1 bath (photo 7 of 53)

1935 single family home for sale at 522 W Spruce Street in Fergus Falls, MN — 4 bed, 1 bath (photo 8 of 53)

1935 single family home for sale at 522 W Spruce Street in Fergus Falls, MN — 4 bed, 1 bath (photo 9 of 53)

1935 single family home for sale at 522 W Spruce Street in Fergus Falls, MN — 4 bed, 1 bath (photo 10 of 53)

1935 single family home for sale at 522 W Spruce Street in Fergus Falls, MN — 4 bed, 1 bath (photo 11 of 53)

1935 single family home for sale at 522 W Spruce Street in Fergus Falls, MN — 4 bed, 1 bath (photo 12 of 53)

1935 single family home for sale at 522 W Spruce Street in Fergus Falls, MN — 4 bed, 1 bath (photo 13 of 53)

1935 single family home for sale at 522 W Spruce Street in Fergus Falls, MN — 4 bed, 1 bath (photo 14 of 53)

1935 single family home for sale at 522 W Spruce Street in Fergus Falls, MN — 4 bed, 1 bath (photo 15 of 53)

1935 single family home for sale at 522 W Spruce Street in Fergus Falls, MN — 4 bed, 1 bath (photo 16 of 53)

1935 single family home for sale at 522 W Spruce Street in Fergus Falls, MN — 4 bed, 1 bath (photo 17 of 53)

1935 single family home for sale at 522 W Spruce Street in Fergus Falls, MN — 4 bed, 1 bath (photo 18 of 53)

1935 single family home for sale at 522 W Spruce Street in Fergus Falls, MN — 4 bed, 1 bath (photo 19 of 53)

1935 single family home for sale at 522 W Spruce Street in Fergus Falls, MN — 4 bed, 1 bath (photo 20 of 53)

1935 single family home for sale at 522 W Spruce Street in Fergus Falls, MN — 4 bed, 1 bath (photo 21 of 53)

1935 single family home for sale at 522 W Spruce Street in Fergus Falls, MN — 4 bed, 1 bath (photo 22 of 53)

1935 single family home for sale at 522 W Spruce Street in Fergus Falls, MN — 4 bed, 1 bath (photo 23 of 53)

1935 single family home for sale at 522 W Spruce Street in Fergus Falls, MN — 4 bed, 1 bath (photo 24 of 53)

1935 single family home for sale at 522 W Spruce Street in Fergus Falls, MN — 4 bed, 1 bath (photo 25 of 53)

1935 single family home for sale at 522 W Spruce Street in Fergus Falls, MN — 4 bed, 1 bath (photo 26 of 53)

1935 single family home for sale at 522 W Spruce Street in Fergus Falls, MN — 4 bed, 1 bath (photo 27 of 53)

1935 single family home for sale at 522 W Spruce Street in Fergus Falls, MN — 4 bed, 1 bath (photo 28 of 53)

1935 single family home for sale at 522 W Spruce Street in Fergus Falls, MN — 4 bed, 1 bath (photo 29 of 53)

1935 single family home for sale at 522 W Spruce Street in Fergus Falls, MN — 4 bed, 1 bath (photo 30 of 53)

1935 single family home for sale at 522 W Spruce Street in Fergus Falls, MN — 4 bed, 1 bath (photo 31 of 53)

1935 single family home for sale at 522 W Spruce Street in Fergus Falls, MN — 4 bed, 1 bath (photo 32 of 53)

1935 single family home for sale at 522 W Spruce Street in Fergus Falls, MN — 4 bed, 1 bath (photo 33 of 53)

1935 single family home for sale at 522 W Spruce Street in Fergus Falls, MN — 4 bed, 1 bath (photo 34 of 53)

1935 single family home for sale at 522 W Spruce Street in Fergus Falls, MN — 4 bed, 1 bath (photo 35 of 53)

1935 single family home for sale at 522 W Spruce Street in Fergus Falls, MN — 4 bed, 1 bath (photo 36 of 53)

1935 single family home for sale at 522 W Spruce Street in Fergus Falls, MN — 4 bed, 1 bath (photo 37 of 53)

1935 single family home for sale at 522 W Spruce Street in Fergus Falls, MN — 4 bed, 1 bath (photo 38 of 53)

1935 single family home for sale at 522 W Spruce Street in Fergus Falls, MN — 4 bed, 1 bath (photo 39 of 53)

1935 single family home for sale at 522 W Spruce Street in Fergus Falls, MN — 4 bed, 1 bath (photo 40 of 53)

1935 single family home for sale at 522 W Spruce Street in Fergus Falls, MN — 4 bed, 1 bath (photo 41 of 53)

1935 single family home for sale at 522 W Spruce Street in Fergus Falls, MN — 4 bed, 1 bath (photo 42 of 53)

1935 single family home for sale at 522 W Spruce Street in Fergus Falls, MN — 4 bed, 1 bath (photo 43 of 53)

1935 single family home for sale at 522 W Spruce Street in Fergus Falls, MN — 4 bed, 1 bath (photo 44 of 53)

1935 single family home for sale at 522 W Spruce Street in Fergus Falls, MN — 4 bed, 1 bath (photo 45 of 53)

1935 single family home for sale at 522 W Spruce Street in Fergus Falls, MN — 4 bed, 1 bath (photo 46 of 53)

1935 single family home for sale at 522 W Spruce Street in Fergus Falls, MN — 4 bed, 1 bath (photo 47 of 53)

1935 single family home for sale at 522 W Spruce Street in Fergus Falls, MN — 4 bed, 1 bath (photo 48 of 53)

1935 single family home for sale at 522 W Spruce Street in Fergus Falls, MN — 4 bed, 1 bath (photo 49 of 53)

1935 single family home for sale at 522 W Spruce Street in Fergus Falls, MN — 4 bed, 1 bath (photo 50 of 53)

1935 single family home for sale at 522 W Spruce Street in Fergus Falls, MN — 4 bed, 1 bath (photo 51 of 53)

1935 single family home for sale at 522 W Spruce Street in Fergus Falls, MN — 4 bed, 1 bath (photo 52 of 53)

1935 single family home for sale at 522 W Spruce Street in Fergus Falls, MN — 4 bed, 1 bath (photo 53 of 53)

522 W Spruce Street, Fergus Falls, MN 56537

4 Beds | 1 Bath | 1,190 Sq Ft | Single Family Home | MLS# 7113960

M Markdowns — Price Reduced — was $224,900 (↓ $20,000)

$204,900

$1,389/month Estimated

Principal & interest: $1,117
Property taxes: $152
Home insurance (est.): $120
HOA dues: None

20% down ($40,980) · 30-yr fixed, 7.24%

Try our home affordability calculator

Estimates only; confirm before you offer.

Fergus Falls, MN Active

Located in Mclanes 2nd Add, Fergus Falls, MN.

About This Home

Country privacy. City convenience. Welcome to a one of a kind urban homestead in the heart of Fergus Falls, completely remodeled and thoughtfully reimagined for modern, intentional living. This 4 bedroom home makes exceptional use of its footprint with an open, light-filled layout connecting the kitchen, dining and living spaces. At the center is a rustic industrial kitchen featuring reclaimed wood open shelving with quartz counters and an efficient design created for everything from weeknight meals to preserving the harvest. Step outside to a private setting, featuring a recently added wraparound cedar deck to experience your own retreat without sacrificing the convenience of living in town. The lower level delivers true homestead functionality with laundry, freezer and food-storage space, root-cellar potential and a germination chamber with grow lights for starting the gardening season early. Updated plumbing, electrical, water heater, filtration and radon mitigation systems, along with low maintenance metal siding cover the big ticket items. This is more than a remodeled home - it's a lifestyle built around growing, gathering and living. Act fast.

3D Home Tour

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BuyPulse · Live market read

How 522 W Spruce Street Compares to the Fergus Falls Market

At $172/sqft, this home is priced $27/sqft above the typical Fergus Falls single-family home of $145/sqft.

The median list price in Fergus Falls is $249,900.

Verdict: Premium Pricing

Your negotiating position

78 Strong buyer leverage

Seller's market · Balanced · Buyer leverage

Day 105 — similar homes typically go under contract by day ~21. This one is past that window.

67% of recent sales closed at or over asking — Fergus Falls sellers rarely discount.

24 similar homes for sale — alternatives if they won't move.

This seller already cut $20,000 — the asking price has already moved.

Homes like this one — single-family homes between $154K and $256K in Fergus Falls:

The field: 24 similar Fergus Falls homes for sale — you have options.
Tempo: homes like this went pending in a median 21 days — 0 of the last 11 inside 4 days.
Negotiation: 67% of the last 27 sales here closed at or over list — Fergus Falls doesn't discount.
Price cuts: 7 of 24 similar homes have trimmed asking — median trim $10,000. This one already cut $20,000.

Key Features

Built: 1935
Style: One
HOA: None
Annual Taxes: $1,828 (2026)

Property Details

Property Type: Single Family
Above Grade Sq Ft: 1,190
Lot Size: 0.56 acres
Basement: Yes
Roof: Architectural Shingle
Construction: Frame
County: Otter Tail
List Date: 2026-07-22
Days on Market: 105 days
Parcel ID: 71003991012001

Financial

Total Tax incl. Assessments: $1,828

Home Systems & Utilities

Heating: Forced Air, Other
Cooling: Central Air
Electric: Circuit Breakers
Water: City Water/Connected
Sewer: City Sewer/Connected
Appliances: Cooktop, Electric Water Heater, Freezer, Water Filtration System, Other, Refrigerator, Stainless Steel Appliances, Washer

Construction & Exterior

Construction & Structure

Foundation Type: Other, Poured Concrete
Foundation Area: 1,105 sqft
Total Building Area: 1,490 sqft

Exterior Features

Exterior Features: Metal
Fenced Area: Yes
Other Structures: Storage Shed
Accessibility Features: None

Parking & Garage

Parking Features: None

Lot & Land

Road Surface: City Street
Zoning Description: Residential-Single Family

Agent & Office

List Office: Keller Williams Realty Professionals

Price History

Price reduced to $204,900 — Oct 19, 2026

522 W Spruce Street is listed in Fergus Falls, MN, part of Otter Tail County. Browse all Minnesota homes for sale on Modern Market REALTORS®.

Showing — 522 W Spruce Street

Shannon Barnum

Associate Broker · Modern Market REALTORS®

Your Fergus Falls real estate expert since 2012 — I represent you, not the seller. Quick to respond, easy to text.

See all Fergus Falls homes ›

Listed by Keller Williams Realty Professionals · Shown by Modern Market REALTORS®

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First-Time Home Buyer Guide for Fargo-Moorhead — ND/MN buyer programs, budgeting, and the 7-step process.

View Full Listing & Photos

MLS# 7113960 · Updated October 23, 2026

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Frequently Asked Questions About 522 W Spruce Street

Is $204,900 a good price for a home in Fergus Falls?: According to BuyPulse, 522 W Spruce Street rates Premium Pricing — at $172/sqft it's priced 19% above the typical Fergus Falls single-family home of $145/sqft. Its negotiating-position score is 78/100 (Strong buyer leverage), weighed on days on market, comparable inventory, and how Fergus Falls homes are closing versus list. Powered by the Realgorithm™. Browse Fergus Falls homes for sale to compare.
Does 522 W Spruce Street have a basement?: Yes, 522 W Spruce Street has a basement.
What type of heating and cooling does 522 W Spruce Street have?: 522 W Spruce Street has Forced Air, Other heating and Central Air cooling.
Where is 522 W Spruce Street located?: 522 W Spruce Street is in the Mclanes neighborhood of Fergus Falls, MN 56537, in Otter Tail County.
Is 522 W Spruce Street still available?: Yes — 522 W Spruce Street is currently listed as Active on the MLS and accepting showings. Contact us to schedule a tour or make an offer.
When was 522 W Spruce Street built?: 522 W Spruce Street was built in 1935. It features frame construction, an architectural shingle roof, and a other, poured concrete foundation.
How many homes like 522 W Spruce Street are for sale in Fergus Falls?: 24 similar homes (single-family homes between $154K and $256K in Fergus Falls) are for sale right now — you have options.
How fast do homes like 522 W Spruce Street sell in Fergus Falls?: Homes like this one (single-family homes between $154K and $256K in Fergus Falls) went pending in a median 21 days over the last 90 days — 0 of the last 11 went under contract within 4 days.
Do homes in Fergus Falls sell for asking price?: 67% of the last 27 comparable Fergus Falls sales closed at or over list price — Fergus Falls doesn't discount. Based on real NorthstarMLS closings, not estimates.
What does "M Markdowns" mean?: M Markdowns™ is Modern Market REALTORS®’ real estate tracker of homes for sale with verified MLS price reductions across the Fargo-Moorhead metro and Minnesota lake country. Every reduction is sourced directly from NorthstarMLS — minimum $2,000 drop to filter noise.
What does "BuyPulse" mean?: BuyPulse™ is Modern Market REALTORS®’ live market-data brand for Fargo-Moorhead: cohort statistics — homes for sale, median days to pending, and share of sales closing at or over list price — computed from real NorthstarMLS closings, not estimates.
What does "Realgorithm™" mean?: The Realgorithm™ is Modern Market REALTORS®’ proprietary market-data engine — it computes every BuyPulse verdict from real NorthstarMLS closings (comparable active inventory, median days to pending, and sale-to-list price ratio) rather than an automated online estimate.

Local Companies to Help You Settle In

From inspection to closing to moving day, here are well-known local companies serving the Fergus Falls area.

Listings courtesy of NorthstarMLS as distributed by MLS GRID

Based on information submitted to the MLS GRID as of 11/04/2026, 9:39 AM CST. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.

IDX information is provided exclusively for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.