Is $249,900 a good price for a home in Fertile?

According to BuyPulse, 109 S Mill Street rates Excellent Value — at $90/sqft it's priced 28% below the Fertile median of $125/sqft. Powered by the Realgorithm™.

What are the special assessments at 109 S Mill Street — and what do they mean?

This property has $335/yr in annual special assessments, with no specials pending. Special assessments are separate from property taxes — they are charges levied by the city for infrastructure improvements like streets, water, sewer, and sidewalks. Annual property taxes are $3,047/yr. Always factor both into your total monthly housing cost before making an offer.

Does 109 S Mill Street have a basement?

Yes, 109 S Mill Street has a basement.

What type of heating and cooling does 109 S Mill Street have?

109 S Mill Street has Boiler, Radiator heating and Window Unit(s) cooling.

Where is 109 S Mill Street located?

109 S Mill Street is in the Tysses neighborhood of Fertile, MN 56540, in Polk County.

Is 109 S Mill Street still available?

Yes — 109 S Mill Street is currently listed as Active on the MLS and accepting showings. Contact us to schedule a tour or make an offer.

When was 109 S Mill Street built?

109 S Mill Street was built in 1898. It features frame construction, an asphalt roof, and a concrete perimeter foundation.

Does 109 S Mill Street have main-floor laundry?

No — the laundry at 109 S Mill Street is in the lower level.

How walkable is 109 S Mill Street?

109 S Mill Street has a Walk Score of 46/100 (Car-Dependent) and a Bike Score of 40/100 (Minimal Bike Infrastructure).

1898 single family home for sale at 109 S Mill Street in Fertile, MN — 5 bed, 2 bath (photo 1 of 44)

1898 single family home for sale at 109 S Mill Street in Fertile, MN — 5 bed, 2 bath (photo 2 of 44)

1898 single family home for sale at 109 S Mill Street in Fertile, MN — 5 bed, 2 bath (photo 3 of 44)

1898 single family home for sale at 109 S Mill Street in Fertile, MN — 5 bed, 2 bath (photo 4 of 44)

1898 single family home for sale at 109 S Mill Street in Fertile, MN — 5 bed, 2 bath (photo 5 of 44)

1898 single family home for sale at 109 S Mill Street in Fertile, MN — 5 bed, 2 bath (photo 6 of 44)

1898 single family home for sale at 109 S Mill Street in Fertile, MN — 5 bed, 2 bath (photo 7 of 44)

1898 single family home for sale at 109 S Mill Street in Fertile, MN — 5 bed, 2 bath (photo 8 of 44)

1898 single family home for sale at 109 S Mill Street in Fertile, MN — 5 bed, 2 bath (photo 9 of 44)

1898 single family home for sale at 109 S Mill Street in Fertile, MN — 5 bed, 2 bath (photo 10 of 44)

1898 single family home for sale at 109 S Mill Street in Fertile, MN — 5 bed, 2 bath (photo 11 of 44)

1898 single family home for sale at 109 S Mill Street in Fertile, MN — 5 bed, 2 bath (photo 12 of 44)

1898 single family home for sale at 109 S Mill Street in Fertile, MN — 5 bed, 2 bath (photo 13 of 44)

1898 single family home for sale at 109 S Mill Street in Fertile, MN — 5 bed, 2 bath (photo 14 of 44)

1898 single family home for sale at 109 S Mill Street in Fertile, MN — 5 bed, 2 bath (photo 15 of 44)

1898 single family home for sale at 109 S Mill Street in Fertile, MN — 5 bed, 2 bath (photo 16 of 44)

1898 single family home for sale at 109 S Mill Street in Fertile, MN — 5 bed, 2 bath (photo 17 of 44)

1898 single family home for sale at 109 S Mill Street in Fertile, MN — 5 bed, 2 bath (photo 18 of 44)

1898 single family home for sale at 109 S Mill Street in Fertile, MN — 5 bed, 2 bath (photo 19 of 44)

1898 single family home for sale at 109 S Mill Street in Fertile, MN — 5 bed, 2 bath (photo 20 of 44)

1898 single family home for sale at 109 S Mill Street in Fertile, MN — 5 bed, 2 bath (photo 21 of 44)

1898 single family home for sale at 109 S Mill Street in Fertile, MN — 5 bed, 2 bath (photo 22 of 44)

1898 single family home for sale at 109 S Mill Street in Fertile, MN — 5 bed, 2 bath (photo 23 of 44)

1898 single family home for sale at 109 S Mill Street in Fertile, MN — 5 bed, 2 bath (photo 24 of 44)

1898 single family home for sale at 109 S Mill Street in Fertile, MN — 5 bed, 2 bath (photo 25 of 44)

1898 single family home for sale at 109 S Mill Street in Fertile, MN — 5 bed, 2 bath (photo 26 of 44)

1898 single family home for sale at 109 S Mill Street in Fertile, MN — 5 bed, 2 bath (photo 27 of 44)

1898 single family home for sale at 109 S Mill Street in Fertile, MN — 5 bed, 2 bath (photo 28 of 44)

1898 single family home for sale at 109 S Mill Street in Fertile, MN — 5 bed, 2 bath (photo 29 of 44)

1898 single family home for sale at 109 S Mill Street in Fertile, MN — 5 bed, 2 bath (photo 30 of 44)

1898 single family home for sale at 109 S Mill Street in Fertile, MN — 5 bed, 2 bath (photo 31 of 44)

1898 single family home for sale at 109 S Mill Street in Fertile, MN — 5 bed, 2 bath (photo 32 of 44)

1898 single family home for sale at 109 S Mill Street in Fertile, MN — 5 bed, 2 bath (photo 33 of 44)

1898 single family home for sale at 109 S Mill Street in Fertile, MN — 5 bed, 2 bath (photo 34 of 44)

1898 single family home for sale at 109 S Mill Street in Fertile, MN — 5 bed, 2 bath (photo 35 of 44)

1898 single family home for sale at 109 S Mill Street in Fertile, MN — 5 bed, 2 bath (photo 36 of 44)

1898 single family home for sale at 109 S Mill Street in Fertile, MN — 5 bed, 2 bath (photo 37 of 44)

1898 single family home for sale at 109 S Mill Street in Fertile, MN — 5 bed, 2 bath (photo 38 of 44)

1898 single family home for sale at 109 S Mill Street in Fertile, MN — 5 bed, 2 bath (photo 39 of 44)

1898 single family home for sale at 109 S Mill Street in Fertile, MN — 5 bed, 2 bath (photo 40 of 44)

1898 single family home for sale at 109 S Mill Street in Fertile, MN — 5 bed, 2 bath (photo 41 of 44)

1898 single family home for sale at 109 S Mill Street in Fertile, MN — 5 bed, 2 bath (photo 42 of 44)

1898 single family home for sale at 109 S Mill Street in Fertile, MN — 5 bed, 2 bath (photo 43 of 44)

1898 single family home for sale at 109 S Mill Street in Fertile, MN — 5 bed, 2 bath (photo 44 of 44)

109 S Mill Street, Fertile, MN 56540

5 Beds | 2 Baths | 2,782 Sq Ft | Single Family Home | MLS# 7144070

$249,900

Is 109 S Mill Street a Good Deal?

BuyPulse Verdict

Excellent Value

At $90/sqft — This home is priced 28% below the Fertile median of $125/sqft.

$1,692/month Estimated

Principal & interest: $1,264
Property taxes: $254
Home insurance (est.): $146
Special assessments: $28
HOA dues: None

20% down ($49,980) · 30-yr fixed, 6.5% · Can I afford this home?

Includes special assessments — the FM-metro cost most portals leave out. Estimates only; confirm before you offer.

Fertile, MN Active

Located in Tysses Add, Fertile, MN.

About This Home

Attention historic home lovers! This three-story, approximately 2780 square foot home with detached double stall garage and carriage house was built just after the village of Fertile was founded in the late 1800’s! With 5+ bedrooms and 2 baths, there is plenty of room for family and guests. Right away you will notice the remarkable craftsmanship, the stunning original woodwork, the antique fireplace, the high ceilings and the transom windows. Additionally, a large basement with cellar door access provides storage possibilities. This home has good bones – and can certainly be updated to make it your own! It is conveniently located on the main street, close to the school and businesses. The current owners have an impressive flower garden that creates a calm and relaxing environment to enjoy, while keeping all the conveniences of city living. With a past rich in commercial and residential use, this extraordinary property presents an incredible opportunity for someone to own a one-of-a-kind home filled with history and character…ready for its next chapter.

Key Features

Built: 1898
Garage: 2-Car Detached
Style: More Than 2 Stories
HOA: None
Annual Taxes: $3,047 (2026)
Specials/yr: $335

Property Details

Property Type: Single Family
Above Grade Sq Ft: 2,782
Lot Size: 0.45 acres
Basement: Yes
Roof: Asphalt
Construction: Frame
County: Polk
List Date: 2026-09-14
Days on Market: 28 days
Parcel ID: 850025000

Financial

Total Tax incl. Assessments: $3,382
Specials Pending: No

Home Systems & Utilities

Heating: Boiler, Radiator
Cooling: Window Unit(s)
Electric: 200+ Amp Service
Water: City Water/Connected
Sewer: City Sewer/Connected

Interior Features

Laundry: In Basement
Fireplace: 1 fireplace

Construction & Exterior

Construction & Structure

Foundation Type: Concrete Perimeter
Foundation Area: 1,238 sqft
Total Building Area: 3,887 sqft

Exterior Features

Exterior Features: Fiber Board
Other Structures: Storage Shed
Accessibility Features: None

Parking & Garage

Parking Features: Detached Garage

Lot & Land

Lot Features: Corner Lot
Road Surface: City Street
Zoning Description: Business/Commercial,Residential-Single Family

Agent & Office

List Office: Wayvora Realty

Price History

Listed at $249,900 on Sep 14, 2026 — No price changes

109 S Mill Street is listed in Fertile, MN, part of Polk County. Browse all Minnesota homes for sale on Modern Market REALTORS®.

Showing — 109 S Mill Street

Shannon Barnum

Associate Broker · Modern Market REALTORS®

Your Fertile real estate expert since 2012 — I represent you, not the seller. Quick to respond, easy to text.

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Listed by Wayvora Realty · Shown by Modern Market REALTORS®

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First-Time Home Buyer Guide for Fargo-Moorhead — ND/MN buyer programs, budgeting, and the 7-step process.

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MLS# 7144070 · Data refreshed September 15, 2026

Frequently Asked Questions About 109 S Mill Street

Is $249,900 a good price for a home in Fertile?: According to BuyPulse, 109 S Mill Street rates Excellent Value — at $90/sqft it's priced 28% below the Fertile median of $125/sqft. Powered by the Realgorithm™. Browse Fertile homes for sale to compare.
What are the special assessments at 109 S Mill Street — and what do they mean?: This property has $335/yr in annual special assessments, with no specials pending. Special assessments are separate from property taxes — they are charges levied by the city for infrastructure improvements like streets, water, sewer, and sidewalks. Annual property taxes are $3,047/yr. Always factor both into your total monthly housing cost before making an offer.
What special assessments cost in Fargo-Moorhead — live figures on every home for sale.
Does 109 S Mill Street have a basement?: Yes, 109 S Mill Street has a basement.
What type of heating and cooling does 109 S Mill Street have?: 109 S Mill Street has Boiler, Radiator heating and Window Unit(s) cooling.
Where is 109 S Mill Street located?: 109 S Mill Street is in the Tysses neighborhood of Fertile, MN 56540, in Polk County.
Is 109 S Mill Street still available?: Yes — 109 S Mill Street is currently listed as Active on the MLS and accepting showings. Contact us to schedule a tour or make an offer.
When was 109 S Mill Street built?: 109 S Mill Street was built in 1898. It features frame construction, an asphalt roof, and a concrete perimeter foundation.
Does 109 S Mill Street have main-floor laundry?: No — the laundry at 109 S Mill Street is in the lower level.
How walkable is 109 S Mill Street?: 109 S Mill Street has a Walk Score of 46/100 (Car-Dependent) and a Bike Score of 40/100 (Minimal Bike Infrastructure). Scores provided by Walk Score® →

Local Companies to Help You Settle In

From inspection to closing to moving day, here are well-known local companies serving the Fertile area.

Listings courtesy of NorthstarMLS as distributed by MLS GRID

Based on information submitted to the MLS GRID as of 10/13/2026, 1:17 AM CDT. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.

IDX information is provided exclusively for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.