6423 Hay Creek Road, Fort Ripley, MN 56449
3 Beds | 2 Baths | 1,848 Sq Ft | Single Family Home | MLS# 7122741
M Markdowns — Price Reduced — was $549,900 (↓ $24,900)
Is 6423 Hay Creek Road a Good Deal?
BuyPulse Verdict
Premium Pricing
At $284/sqft — This home is priced 45% above the Fort Ripley median of $196/sqft.
Powered by the Realgorithm™ — 4 active Fort Ripley listings · NorthstarMLS
$3,015/month Estimated
- Principal & interest
- $2,655
- Property taxes
- $52
- Home insurance (est.)
- $306
- Special assessments
- $2
- HOA dues
- None
20% down ($105,000) · 30-yr fixed, 6.5% · Can I afford this home?
Includes special assessments — the FM-metro cost most portals leave out. Estimates only; confirm before you offer.
About This Home
SELLERS WILLING TO PAY PORTION OF BUYERS CLOSING COSTS. 15 Acre Homestead in Fort Ripley! Delightful 3bd/2ba walkout/full basement, in floor heat, vaulted ceilings, stainles steel appliances, & attached 2 stall garage. Large shop with elevated door for storing large machinery, motor homes & all your toys. Exceptional place for horses & animals with Nokasippi River flowing through 13 acres of pasture. A paradise for hunters, atv's & hikers with mother nature surrounding you for those carefee days in the woods. (Lower level walkout could be leased as separate living quarters.)
Virtual Tour
Key Features
- Built
- 2006
- Garage
- 6-Car Attached
- Style
- One
- HOA
- None
- Annual Taxes
- $623 (2026)
- Specials/yr
- $25
Property Details
- Property Type
- Single Family
- Above Grade Sq Ft
- 1,232
- Below Grade Sq Ft
- 616
- Lot Size
- 15 acres
- Basement
- Yes
- Roof
- Age Over 8 Years, Asphalt
- Construction
- Block, Concrete, Frame
- County
- Crow Wing
- List Date
- 2026-08-10
- Days on Market
- 64 days
- Parcel ID
- 90090510
Financial
- Total Tax incl. Assessments
- $648
- Specials Pending
- No
Home Systems & Utilities
- Heating
- Boiler, Dual Fuel/Off Peak, Forced Air, In-Floor Heating
- Cooling
- Central Air
- Electric
- Circuit Breakers, 200+ Amp Service
- Water
- Drilled, Well
- Sewer
- Septic System Compliant - Yes
- Appliances
- Cooktop, Dishwasher, Dryer, Electric Water Heater, Exhaust Fan, Fuel Tank - Rented, Microwave, Range, Refrigerator, Stainless Steel Appliances, Washer
Interior Features
- Laundry
- Main Level
Construction & Exterior
Construction & Structure
- Foundation Type
- Block
- Foundation Area
- 1,232 sqft
- Total Building Area
- 2,464 sqft
Exterior Features
- Exterior Features
- Vinyl
- Pool
- Yes
- Other Structures
- Pole Building, Storage Shed
- Accessibility Features
- Accessible for Hearing-Impairment, Soaking Tub
Parking & Garage
- Parking Features
- Attached Garage, Multiple Garages, Paved Lot
Lot & Land
- Lot Features
- Suitable for Horses, Tree Coverage - Medium
- Topography
- Level,Pasture
- Road Surface
- County Road
- Wooded Area
- 13 acres
- Zoning Description
- Agriculture
Waterfront
- Waterfront
- Yes
Agent & Office
- List Office
- Century 21 Brainerd Realty
Price History
Reduced $24,900 (4.5%)
- Price reduced to $549,900 — Aug 22, 2026
- Price reduced to $525,000 — Sep 7, 2026
6423 Hay Creek Road is listed in Fort Ripley, MN, part of Crow Wing County. Browse all Minnesota homes for sale on Modern Market REALTORS®.
Showing — 6423 Hay Creek Road
Associate Broker · Modern Market REALTORS®
Your Fort Ripley real estate expert since 2012 — I represent you, not the seller. Quick to respond, easy to text.
Listed by Century 21 Brainerd Realty · Shown by Modern Market REALTORS®
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View Full Listing & PhotosMLS# 7122741 · Data refreshed September 11, 2026
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Frequently Asked Questions About 6423 Hay Creek Road
- Is $525,000 a good price for a home in Fort Ripley?
- According to BuyPulse, 6423 Hay Creek Road rates Premium Pricing — at $284/sqft it's priced 45% above the Fort Ripley median of $196/sqft. Powered by the Realgorithm™. Browse Fort Ripley homes for sale to compare.
- What are the special assessments at 6423 Hay Creek Road — and what do they mean?
- This property has $25/yr in annual special assessments, with no specials pending. Special assessments are separate from property taxes — they are charges levied by the city for infrastructure improvements like streets, water, sewer, and sidewalks. Annual property taxes are $623/yr. Always factor both into your total monthly housing cost before making an offer.
What special assessments cost in Fargo-Moorhead — live figures on every home for sale.
- Does 6423 Hay Creek Road have a basement?
- Yes, 6423 Hay Creek Road has a finished basement with 616 sq ft of below-grade space.
- What type of heating and cooling does 6423 Hay Creek Road have?
- 6423 Hay Creek Road has Boiler, Dual Fuel/Off Peak, Forced Air, In-Floor Heating and Central Air cooling.
- Where is 6423 Hay Creek Road located?
- 6423 Hay Creek Road is in Fort Ripley, MN 56449, in Crow Wing County.
- Is 6423 Hay Creek Road still available?
- Yes — 6423 Hay Creek Road is currently listed as Active on the MLS and accepting showings. Contact us to schedule a tour or make an offer.
- When was 6423 Hay Creek Road built?
- 6423 Hay Creek Road was built in 2006. It features block, concrete, frame construction and a block foundation.
- Does 6423 Hay Creek Road have main-floor laundry?
- Yes — the laundry at 6423 Hay Creek Road is on the main level.
- How walkable is 6423 Hay Creek Road?
- 6423 Hay Creek Road has a Walk Score of 2/100 (Car-Dependent) and a Bike Score of 26/100 (Minimal Bike Infrastructure). Scores provided by Walk Score® →
- What does "M Markdowns" mean?
- M Markdowns™ is Modern Market REALTORS®’ real estate tracker of homes for sale with verified MLS price reductions across the Fargo-Moorhead metro and Minnesota lake country. Every reduction is sourced directly from NorthstarMLS — minimum $2,000 drop to filter noise.
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Listings courtesy of NorthstarMLS as distributed by MLS GRID
Based on information submitted to the MLS GRID as of 10/13/2026, 7:59 PM CDT. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.
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