Lot 5 Big Chip Trail NW — Land, Garfield, MN 56332
Land | MLS# 7102606
$873/month Estimated
- Principal & interest
- $708
- Property taxes
- $72
- Home insurance (est.)
- $82
- Special assessments
- $8 + pending
- HOA dues
- $3/mo
20% down ($28,000) · 30-yr fixed, 6.5% · Can I afford this home?
Includes special assessments — the FM-metro cost most portals leave out. Estimates only; confirm before you offer.
Located in Private Lake Estates 2nd Add, Garfield, MN.
About This Home
Escape to Your Private Lake Sanctuary – 6.9 Level Acres on [Private Lake] Imagine owning your own slice of paradise on a pristine, 103-acre lake. Known for its exceptional water quality, 55-foot depths, and a healthy ecosystem free from invasive species, this is the ultimate destination for great fishing and peaceful, quiet recreation. This expansive 6.9-acre property offers an unparalleled level of privacy. The heavily wooded landscape creates a sanctuary-like atmosphere, featuring private walking trails through the woods and perfectly cleared building sites. With over 390 feet of private shoreline, you have the flexibility to place your dock or access point exactly where you choose. (Note: A portion of the lot extends into the lake, but still leaving you a very large Lake property to develop and enjoy) This could be the Perfect Launchpad for Your Future dream home, with not being quite ready to start? This lot is camper-friendly, allowing you to enjoy the property today with minimal expense while you plan your future retreat. Secluded yet Accessible Enjoy the rare combination of deep-woods seclusion and convenience. You are tucked away in a quiet lakefront retreat, yet remain less than 5 minutes from the amenities of Garfield and just an 18-minute drive into the heart of Alexandria. Whether you are looking to build a legacy estate or simply want a quiet, private spot to dock your boat and relax by the water, this property offers the best of the lake lifestyle. Schedule your private tour of this exceptional property today.
Key Features
- HOA
- $40/Annually
- HOA Includes
- None
- Annual Taxes
- $860.46 (2026)
- Specials/yr
- $92 + pending
Property Details
- Property Type
- Land
- Lot Size
- 6.9 acres
- Basement
- No
- County
- Douglas
- List Date
- 2026-07-01
- Days on Market
- 104 days
- Parcel ID
- 240203040
Financial
- Total Tax incl. Assessments
- $952
- Specials Pending
- Yes
- HOA Name
- Private Lake Estates Homeowners Association
Home Systems & Utilities
Utilities
- Utilities
- Electricity Available, None Connected
Construction & Exterior
Exterior Features
- View
- East, North, West
Lot & Land
- Lot Features
- Accessible Shoreline, Tree Coverage - Heavy, Underground Utilities
- Topography
- Gently Rolling,Level,Scattered Timber,Wooded
- Road Surface
- Township
- Zoning Description
- Shoreline,Residential-Single Family
Waterfront
- Waterfront
- Yes
Agent & Office
- List Office
- Dane Arthur Real Estate Agency-Crosslake
Price History
- Price reduced to $140,000 — Sep 7, 2026
Lot 5 Big Chip Trail NW is listed in Garfield, MN, part of Douglas County. Browse all Minnesota homes for sale on Modern Market REALTORS®.
Showing — Lot 5 Big Chip Trail NW
Associate Broker · Modern Market REALTORS®
Your Garfield real estate expert since 2012 — I represent you, not the seller. Quick to respond, easy to text.
Listed by Dane Arthur Real Estate Agency-Crosslake · Shown by Modern Market REALTORS®
First-Time Home Buyer Guide for Fargo-Moorhead — ND/MN buyer programs, budgeting, and the 7-step process.
View Full Listing & PhotosMLS# 7102606 · Data refreshed September 10, 2026
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Frequently Asked Questions About Lot 5 Big Chip Trail NW
- What are the special assessments at Lot 5 Big Chip Trail NW — and what do they mean?
- This property has $92/yr in annual special assessments with additional specials pending. Special assessments are separate from property taxes — they are charges levied by the city for infrastructure improvements like streets, water, sewer, and sidewalks. Annual property taxes are $860.46/yr. Always factor both into your total monthly housing cost before making an offer.
What special assessments cost in Fargo-Moorhead — live figures on every home for sale.
- Does Lot 5 Big Chip Trail NW have an HOA?
- Yes, Lot 5 Big Chip Trail NW has a homeowners association with dues of $40 annually. HOA includes: None.
- Where is Lot 5 Big Chip Trail NW located?
- Lot 5 Big Chip Trail NW is in the Private Lake Estates neighborhood of Garfield, MN 56332, in Douglas County.
- Is Lot 5 Big Chip Trail NW still available?
- Lot 5 Big Chip Trail NW is currently pending. The seller may still accept backup offers — contact us to learn more.
Local Companies to Help You Settle In
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Listings courtesy of NorthstarMLS as distributed by MLS GRID
Based on information submitted to the MLS GRID as of 10/13/2026, 6:10 PM CDT. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.
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