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0 Beds | 1 Bath | 580 Sq Ft | Condo | MLS# 7135483
Is 10490 US Highway 169 a Good Deal?
BuyPulse Verdict
Strong Value
At $224/sqft — This home is priced right at the Garrison median of $233/sqft.
Powered by the Realgorithm™ — 9 active Garrison listings · NorthstarMLS
$997/month Estimated
- Principal & interest
- $657
- Property taxes
- $139
- Home insurance (est.)
- $76
- HOA dues
- $125/mo
20% down ($25,980) · 30-yr fixed, 6.5% · Can I afford this home?
Estimates only; confirm before you offer.
Located in Condo #1009 Garrison Harbor, Garrison, MN.
About This Home
Located on the water’s edge of beautiful Lake Mille Lacs, this patio level condo boasts effortless access to the waterfront! Designed for comfort and functionality, this well-maintained studio unit comes fully furnished as shown. Features include tile flooring, new carpet, a cozy wood-burning stone fireplace, stainless appliances, spacious ¾ bath and a queen-sized Murphy bed that maximizes living space while maintaining a clean, open feel. A relaxing 3-season patio provides the ideal spot to enjoy your morning coffee, unwind after a day on the lake, and take in stunning eastern views of the lake. Enjoy easy access to all that Mille Lacs has to offer — from world-class fishing and boating to catching an early sunrise on a calm morning. Marina access is available through membership with Your Boat Club Marina, making it even easier to start enjoying time on the water! Whether you’re looking for a weekend getaway, investment opportunity, or simply a budget-friendly way to secure a place of your own on one of Minnesota’s most popular lakes, this condo offers exceptional value and year-round enjoyment. Don’t miss your chance to own an affordable waterfront retreat on Lake Mille Lacs — schedule your private showing today and start enjoying lake life!
Virtual Tour
Key Features
- Unit
- 103
- Built
- 1987
- Style
- More Than 2 Stories
- HOA
- $375/Quarterly
- HOA Includes
- Building Exterior, Hazard Insurance, Lawn Care, Maintenance Grounds, Sanitation, Snow Removal
- Annual Taxes
- $1,666 (2026)
Property Details
- Property Type
- (CC) Low Rise (3- Levels)
- Above Grade Sq Ft
- 580
- Basement
- No
- Roof
- Age Over 8 Years, Asphalt
- County
- Crow Wing
- List Date
- 2026-08-28
- Days on Market
- 45 days
- Parcel ID
- 24120530
Financial
- Total Tax incl. Assessments
- $1,666
- HOA Name
- Garrison Harbor Condominiums
Home Systems & Utilities
- Heating
- Baseboard
- Cooling
- Wall Unit(s)
- Water
- Shared System, Well
- Sewer
- City Sewer/Connected
- Appliances
- Exhaust Fan, Range, Refrigerator
Interior Features
- Fireplace
- 1 fireplace
Construction & Exterior
Construction & Structure
- Foundation Type
- Slab
- Foundation Area
- 580 sqft
- Total Building Area
- 580 sqft
Exterior Features
- Exterior Features
- Wood
- Accessibility Features
- None
Parking & Garage
- Parking Features
- Parking Lot
Lot & Land
- Lot Features
- Tree Coverage - Light
- Road Surface
- Highway
- Zoning Description
- Residential-Single Family
Agent & Office
- List Office
- Coldwell Banker Realty
Price History
Listed at $129,900 on Aug 28, 2026 — No price changes
10490 US Highway 169, Unit 103 is listed in Garrison, MN, part of Crow Wing County. Browse all Minnesota homes for sale on Modern Market REALTORS®.
Showing — 10490 US Highway 169, Unit 103
Associate Broker · Modern Market REALTORS®
Your Garrison real estate expert since 2012 — I represent you, not the seller. Quick to respond, easy to text.
Listed by Coldwell Banker Realty · Shown by Modern Market REALTORS®
First-Time Home Buyer Guide for Fargo-Moorhead — ND/MN buyer programs, budgeting, and the 7-step process.
View Full Listing & PhotosMLS# 7135483 · Data refreshed August 30, 2026
Similar Homes for Sale Near 10490 US Highway 169, Garrison, MN
Frequently Asked Questions About 10490 US Highway 169, Unit 103
- Is $129,900 a good price for a home in Garrison?
- According to BuyPulse, 10490 US Highway 169 rates Strong Value — at $224/sqft it's priced right at the Garrison median of $233/sqft. Powered by the Realgorithm™. Browse Garrison homes for sale to compare.
- Does 10490 US Highway 169 have an HOA?
- Yes, 10490 US Highway 169 has a homeowners association with dues of $375 quarterly. HOA includes: Building Exterior, Hazard Insurance, Lawn Care, Maintenance Grounds, Sanitation, Snow Removal.
- What type of heating and cooling does 10490 US Highway 169 have?
- 10490 US Highway 169 has Baseboard heating and Wall Unit(s) cooling.
- Where is 10490 US Highway 169 located?
- 10490 US Highway 169 is in the Condo #1009 Garrison Harbor neighborhood of Garrison, MN 56450, in Crow Wing County.
- Is 10490 US Highway 169 still available?
- Yes — 10490 US Highway 169 is currently listed as Active on the MLS and accepting showings. Contact us to schedule a tour or make an offer.
- When was 10490 US Highway 169 built?
- 10490 US Highway 169 was built in 1987. It features a slab foundation.
- How walkable is 10490 US Highway 169?
- 10490 US Highway 169 has a Walk Score of 9/100 (Car-Dependent). Scores provided by Walk Score® →
Local Companies to Help You Settle In
From inspection to closing to moving day, here are well-known local companies serving the Garrison area.
Listings courtesy of NorthstarMLS as distributed by MLS GRID
Based on information submitted to the MLS GRID as of 10/13/2026, 1:17 AM CDT. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.
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