1987 condo for sale at 10490 US Highway 169, Unit 103 in Garrison, MN — 0 bed, 1 bath (photo 1 of 25)

10490 US Highway 169, Unit 103, Garrison, MN 56450

0 Beds | 1 Bath | 580 Sq Ft | Condo | MLS# 7135483

$129,900

Is 10490 US Highway 169 a Good Deal?

BuyPulse Verdict

Strong Value

At $224/sqft — This home is priced right at the Garrison median of $233/sqft.

Powered by the Realgorithm™ — 9 active Garrison listings · NorthstarMLS

$997/month Estimated

Principal & interest
$657
Property taxes
$139
Home insurance (est.)
$76
HOA dues
$125/mo

20% down ($25,980) · 30-yr fixed, 6.5% · Can I afford this home?

Estimates only; confirm before you offer.

Garrison, MN Active

Located in Condo #1009 Garrison Harbor, Garrison, MN.

About This Home

Located on the water’s edge of beautiful Lake Mille Lacs, this patio level condo boasts effortless access to the waterfront! Designed for comfort and functionality, this well-maintained studio unit comes fully furnished as shown. Features include tile flooring, new carpet, a cozy wood-burning stone fireplace, stainless appliances, spacious ¾ bath and a queen-sized Murphy bed that maximizes living space while maintaining a clean, open feel. A relaxing 3-season patio provides the ideal spot to enjoy your morning coffee, unwind after a day on the lake, and take in stunning eastern views of the lake. Enjoy easy access to all that Mille Lacs has to offer — from world-class fishing and boating to catching an early sunrise on a calm morning. Marina access is available through membership with Your Boat Club Marina, making it even easier to start enjoying time on the water! Whether you’re looking for a weekend getaway, investment opportunity, or simply a budget-friendly way to secure a place of your own on one of Minnesota’s most popular lakes, this condo offers exceptional value and year-round enjoyment. Don’t miss your chance to own an affordable waterfront retreat on Lake Mille Lacs — schedule your private showing today and start enjoying lake life!

Virtual Tour

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Key Features

Unit
103
Built
1987
Style
More Than 2 Stories
HOA
$375/Quarterly
HOA Includes
Building Exterior, Hazard Insurance, Lawn Care, Maintenance Grounds, Sanitation, Snow Removal
Annual Taxes
$1,666 (2026)

Property Details

Property Type
(CC) Low Rise (3- Levels)
Above Grade Sq Ft
580
Basement
No
Roof
Age Over 8 Years, Asphalt
County
Crow Wing
List Date
2026-08-28
Days on Market
45 days
Parcel ID
24120530

Financial

Total Tax incl. Assessments
$1,666
HOA Name
Garrison Harbor Condominiums

Home Systems & Utilities

Heating
Baseboard
Cooling
Wall Unit(s)
Water
Shared System, Well
Sewer
City Sewer/Connected
Appliances
Exhaust Fan, Range, Refrigerator

Interior Features

Fireplace
1 fireplace

Construction & Exterior

Construction & Structure

Foundation Type
Slab
Foundation Area
580 sqft
Total Building Area
580 sqft

Exterior Features

Exterior Features
Wood
Accessibility Features
None

Parking & Garage

Parking Features
Parking Lot

Lot & Land

Lot Features
Tree Coverage - Light
Road Surface
Highway
Zoning Description
Residential-Single Family

Agent & Office

List Office
Coldwell Banker Realty

Price History

Listed at $129,900 on Aug 28, 2026 — No price changes

10490 US Highway 169, Unit 103 is listed in Garrison, MN, part of Crow Wing County. Browse all Minnesota homes for sale on Modern Market REALTORS®.

Showing — 10490 US Highway 169, Unit 103

Shannon Barnum

Associate Broker · Modern Market REALTORS®

Your Garrison real estate expert since 2012 — I represent you, not the seller. Quick to respond, easy to text.

Listed by Coldwell Banker Realty · Shown by Modern Market REALTORS®

Schedule a Home Tour View Full Listing & Photos

MLS# 7135483 · Data refreshed August 30, 2026

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Frequently Asked Questions About 10490 US Highway 169, Unit 103

Is $129,900 a good price for a home in Garrison?
According to BuyPulse, 10490 US Highway 169 rates Strong Value — at $224/sqft it's priced right at the Garrison median of $233/sqft. Powered by the Realgorithm™. Browse Garrison homes for sale to compare.
Does 10490 US Highway 169 have an HOA?
Yes, 10490 US Highway 169 has a homeowners association with dues of $375 quarterly. HOA includes: Building Exterior, Hazard Insurance, Lawn Care, Maintenance Grounds, Sanitation, Snow Removal.
What type of heating and cooling does 10490 US Highway 169 have?
10490 US Highway 169 has Baseboard heating and Wall Unit(s) cooling.
Where is 10490 US Highway 169 located?
10490 US Highway 169 is in the Condo #1009 Garrison Harbor neighborhood of Garrison, MN 56450, in Crow Wing County.
Is 10490 US Highway 169 still available?
Yes — 10490 US Highway 169 is currently listed as Active on the MLS and accepting showings. Contact us to schedule a tour or make an offer.
When was 10490 US Highway 169 built?
10490 US Highway 169 was built in 1987. It features a slab foundation.
How walkable is 10490 US Highway 169?
10490 US Highway 169 has a Walk Score of 9/100 (Car-Dependent). Scores provided by Walk Score® →

Local Companies to Help You Settle In

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MLS GRID Listings courtesy of NorthstarMLS as distributed by MLS GRID

Based on information submitted to the MLS GRID as of 10/13/2026, 1:17 AM CDT. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.

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