12090 Lake Street SE, Mentor, MN 56736
Just Listed on M Premiere — listed August 23, 2026
2 Beds | 1 Bath | 1,150 Sq Ft | Single Family Home | MLS# 7129799
Is 12090 Lake Street SE a Good Deal?
BuyPulse Grade
Above Market
At $478/sqft — This home is priced 17% above the typical Mentor single-family home of $409/sqft.
Powered by the Realgorithm™ — 15 active Mentor listings · NorthstarMLS
$3,321/month Estimated
- Principal & interest
- $2,781
- Property taxes
- $190
- Home insurance (est.)
- $321
- Special assessments
- $29
- HOA dues
- None
20% down ($109,980) · 30-yr fixed, 6.5% · Can I afford this home?
Includes special assessments — the FM-metro cost most portals leave out. Estimates only; confirm before you offer.
Deciding Week · Day 1 of 7
Day count from the MLS listing date · cohort stats from the last 90 days · NorthstarMLS
Located in Luthers 2nd Sub Lot 007, Mentor, MN.
About This Home
Welcome to an adorable cabin perched on the shores of Maple Lake, offering classic lake living with everyday comfort. Built in 2013, this well-maintained property is move-in ready and is turn-key for your enjoyment. Step inside to a bright, efficient layout featuring a functional kitchen, comfortable living space, and large upper loft for plenty of extra sleeping space. Beautiful windows throughout add warmth and character. The real magic is outside: relax on the oversized deck and soak in the peaceful lake views, or head to the beach for easy access to the water. The boat house provides convenient storage for all of your lake toys. This cabin delivers the lake lifestyle without the upkeep of a larger property. Whether you're enjoying morning coffee over the water or launching the boat on a sunny afternoon, this is lake living at its simplest and best. Call today to schedule your private showing of this Maple Lake gem!
BuyPulse™ — Live Market Read
Homes like this one — single-family homes between $412K and $687K in Mentor:
- The field: 4 similar Mentor homes for sale — a short list right now.
Powered by the Realgorithm™ — real Mentor closings, zero guesses · NorthstarMLS
Key Features
- Property Type
- Single Family
- Year Built
- 2013
- Above Grade
- 1,150 sq ft
- Lot Size
- 0.17 acres
- Lot Features
- Accessible Shoreline
- Heating
- Baseboard
- Cooling
- Ductless Mini-Split
- Basement
- Yes
- Appliances
- Dryer, Microwave, Range, Refrigerator, Washer
- Sewer
- Septic System Compliant - Yes
- Water
- Well
- Annual Taxes
- $2,285
- Special Assessments
- $347
- County
- Polk
- Days on Market
- 0
12090 Lake Street SE is listed in Mentor, MN, part of Polk County. Browse all Minnesota homes for sale on Modern Market REALTORS®.
Showing — 12090 Lake Street SE
Shannon Barnum
Associate Broker · Modern Market REALTORS®
Your Mentor real estate expert since 2012 — I represent you, not the seller. Quick to respond, easy to text.
Listed by Coldwell Banker Crown, REALTORS · Shown by Modern Market REALTORS®
Buying a home in Mentor? — dedicated buyer representation from pre-approval through closing.
View Full Listing & PhotosMLS# 7129799 · Data refreshed August 23, 2026
Similar Homes for Sale Near 12090 Lake Street SE, Mentor, MN
Frequently Asked Questions About 12090 Lake Street SE
- Is $549,900 a good price for a home in Mentor?
- At $478/sqft, this home is priced near the typical Mentor single-family home of $409/sqft (17% higher), according to our BuyPulse comparison of comparable active listings. Browse Mentor homes for sale to compare.
- What are the special assessments at 12090 Lake Street SE — and what do they mean?
- This property has $347/yr in annual special assessments, with no specials pending. Special assessments are separate from property taxes — they are charges levied by the city for infrastructure improvements like streets, water, sewer, and sidewalks. Annual property taxes are $2,285/yr. Always factor both into your total monthly housing cost before making an offer.
- Does 12090 Lake Street SE have a basement?
- Yes, 12090 Lake Street SE has a basement.
- What type of heating and cooling does 12090 Lake Street SE have?
- 12090 Lake Street SE has Baseboard heating and Ductless Mini-Split cooling.
- Where is 12090 Lake Street SE located?
- 12090 Lake Street SE is in the Luthers 2nd Sub Lot 007 neighborhood of Mentor, MN 56736, in Polk County.
- Is 12090 Lake Street SE still available?
- Yes — 12090 Lake Street SE is currently listed as Active on the MLS and accepting showings. Contact us to schedule a tour or make an offer.
- When was 12090 Lake Street SE built?
- 12090 Lake Street SE was built in 2013. It features brick, concrete construction, an asphalt roof, and a block foundation.
- Does 12090 Lake Street SE have main-floor laundry?
- Yes — the laundry at 12090 Lake Street SE is on the main level.
- How many homes like 12090 Lake Street SE are for sale in Mentor?
- 4 similar homes (single-family homes between $412K and $687K in Mentor) are for sale right now — a short list right now.
- What does "M Premiere" mean?
- M Premiere™ is Modern Market REALTORS®’ early-access tracker for homes entering NorthstarMLS during the critical first 96 hours on market. Well-priced homes in Fargo-Moorhead frequently receive their strongest buyer attention in that opening window. M Premiere surfaces new inventory the moment it lists — so buyers can act before a home becomes widely discovered.
- What does "BuyPulse" mean?
- BuyPulse is Modern Market REALTORS®’ live market-data brand for Fargo-Moorhead: cohort statistics — homes for sale, median days to pending, and share of sales closing at or over list price — computed from real NorthstarMLS closings, not estimates.
- What does "Realgorithm™" mean?
- The Realgorithm™ is Modern Market REALTORS®’ proprietary market-data engine — it computes every BuyPulse verdict from real NorthstarMLS closings (comparable active inventory, median days to pending, and sale-to-list price ratio) rather than an automated online estimate.
Local Companies to Help You Settle In
From inspection to closing to moving day, here are well-known local companies serving the Mentor area.