1520 3rd Street S, Moorhead, MN 56560
4 Beds | 2 Baths | 2,878 Sq Ft | Single Family Home | MLS# 7142649
$1,968/month Estimated
- Principal & interest
- $1,499
- Property taxes
- $282
- Home insurance (est.)
- $160
- Special assessments
- $27
- HOA dues
- None
20% down ($54,980) · 30-yr fixed, 7.24%
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Includes special assessments — the FM-metro cost most portals leave out. Estimates only; confirm before you offer.
Located in Kuppichs 1st Add, Moorhead, MN.
About This Home
Welcome home to this beautifully updated property in a fantastic location near schools, shopping, dining, and everyday conveniences! Situated on a desirable corner lot, this home offers a great combination of character, comfort, and recent improvements. A charming breezeway connects the home to the garage, creating a welcoming and functional space with plenty of possibilities. Recent updates include new windows, water heater, refreshed bathroom, new carpet, fresh interior and exterior paint, updated landscaping, and a new garage door. With many of the major improvements already completed, this home is ready for its next owner to move in and enjoy. Don’t miss this opportunity to own a well-maintained home in a convenient location!
BuyPulse · Live market read
How 1520 3rd Street S Compares to the Moorhead Market
At $96/sqft, this home is priced $53/sqft below the typical Moorhead single-family home of $149/sqft.
The median list price in Moorhead is $309,900.
Verdict: Excellent Value
Your negotiating position
72 Strong buyer leverage
Seller's market · Balanced · Buyer leverage
Day 52 — similar homes typically go under contract by day ~33. This one is past that window.
52% of recent sales closed at or over asking — about half hold full price.
34 similar homes for sale — alternatives if they won't move.
Homes like this one — ramblers between $206K and $344K in Moorhead:
- The field: 34 similar Moorhead homes for sale — you have options.
- Tempo: homes like this went pending in a median 33 days — 1 of the last 11 inside 4 days.
- Negotiation: 52% of the last 29 sales here closed at or over list — about half hold full price.
- Price cuts: 15 of 34 similar homes have trimmed asking — median trim $5,000. This one hasn't budged.
Powered by the Realgorithm™ — 29 real Moorhead closings, zero guesses · NorthstarMLS
Key Features
- Built
- 1958
- Garage
- 2-Car Detached
- Style
- One
- HOA
- None
- Annual Taxes
- $3,380 (2026)
- Specials/yr
- $324
- School District
- Moorhead Area Public Schools
- Assigned Elementary School
- Ellen Hopkins Elementary
- Assigned Middle School
- Horizon Middle School
- Assigned High School
- Moorhead High School
Property Details
- Property Type
- Single Family
- Above Grade Sq Ft
- 1,489
- Below Grade Sq Ft
- 1,389
- Lot Size
- 0.18 acres
- Basement
- Yes
- County
- Clay
- List Date
- 2026-09-11
- Days on Market
- 52 days
- Parcel ID
- 583960110
Financial
- Total Tax incl. Assessments
- $3,704
- Specials Pending
- No
Home Systems & Utilities
- Heating
- Boiler
- Cooling
- Wall Unit(s)
- Water
- City Water/Connected
- Sewer
- City Sewer/Connected
Construction & Exterior
Construction & Structure
- Foundation Type
- Block
- Foundation Area
- 2,878 sqft
- Total Building Area
- 2,878 sqft
Exterior Features
- Exterior Features
- Cement Board
- Accessibility Features
- Accessible for Hearing-Impairment
Parking & Garage
- Parking Features
- Detached Garage, Driveway - Other Surface
Lot & Land
- Zoning Description
- Residential-Single Family
Agent & Office
- List Office
- REAL (1531 FGO)
Price History
Listed at $274,900 on Sep 11, 2026 — No price changes
What's Within a 15-Minute Walk
WalkPulse™ 5/9
5 of 9 everyday needs are within a 15-minute walk
- Grocery store: Balkan Food — 23-minute walk
- Coffee shop: 7 Brew — 15-minute walk
- Restaurant: The Maize — 14-minute walk
- Park: Alm Park — 5-minute walk
- School: Ellen Hopkins Elementary School — 21-minute walk
- Pharmacy: Cash Wise Pharmacy — 27-minute walk
- Library: Carl B Ylvisaker Library — 13-minute walk
- Convenience store: Brady's Service Center — 17-minute walk
- Walking path or trail: Midtown Trail — 3-minute walk
WalkPulse™ data provided by Modern Market REALTORS® · Map data © OpenStreetMap contributors and Overture Maps
1520 3rd Street S is listed in Moorhead, MN, part of Clay County. Browse all Minnesota homes for sale on Modern Market REALTORS®.
Showing — 1520 3rd Street S
Associate Broker · Modern Market REALTORS®
Your Moorhead real estate expert since 2012 — I represent you, not the seller. Quick to respond, easy to text.
Listed by REAL (1531 FGO) · Shown by Modern Market REALTORS®
First-Time Home Buyer Guide for Fargo-Moorhead — ND/MN buyer programs, budgeting, and the 7-step process.
View Full Listing & PhotosMLS# 7142649 · Updated September 15, 2026
Similar Homes for Sale Near 1520 3rd Street S, Moorhead, MN
Frequently Asked Questions About 1520 3rd Street S
- What schools is 1520 3rd Street S zoned to?
- 1520 3rd Street S is zoned to Ellen Hopkins Elementary (elementary), Horizon Middle School (middle school), and Moorhead High School (high school). Attendance boundaries change — confirm your exact address with the district before you rely on it.
- Is $274,900 a good price for a home in Moorhead?
- According to BuyPulse, 1520 3rd Street S rates Excellent Value — at $96/sqft it's priced 36% below the typical Moorhead single-family home of $149/sqft. Its negotiating-position score is 72/100 (Strong buyer leverage), weighed on days on market, comparable inventory, and how Moorhead homes are closing versus list. Powered by the Realgorithm™. Browse Moorhead homes for sale to compare.
- What are the special assessments at 1520 3rd Street S — and what do they mean?
- This property has $324/yr in annual special assessments, with no specials pending. Special assessments are separate from property taxes — they are charges levied by the city for infrastructure improvements like streets, water, sewer, and sidewalks. Annual property taxes are $3,380/yr. Always factor both into your total monthly housing cost before making an offer.
What special assessments cost in Moorhead — live figures on every home for sale.
- Does 1520 3rd Street S have a basement?
- Yes, 1520 3rd Street S has a finished basement with 1,389 sq ft of below-grade space.
- What type of heating and cooling does 1520 3rd Street S have?
- 1520 3rd Street S has Boiler heating and Wall Unit(s) cooling.
- Where is 1520 3rd Street S located?
- 1520 3rd Street S is in the Kuppichs neighborhood of Moorhead, MN 56560, in Clay County. It's in the Moorhead Area Public Schools.
- Is 1520 3rd Street S still available?
- Yes — 1520 3rd Street S is currently listed as Active on the MLS and accepting showings. Contact us to schedule a tour or make an offer.
- When was 1520 3rd Street S built?
- 1520 3rd Street S was built in 1958. It features a block foundation.
- What utilities serve 1520 3rd Street S?
- Electric and gas at 1520 3rd Street S are provided by Moorhead Public Service and Xcel Energy. Water, sewer, and garbage are handled by Moorhead Public Service and City of Moorhead. Internet options include Midco, 702 Communications and CenturyLink. Full Moorhead utility setup guide — phone numbers and move-in timeline →
- Is 1520 3rd Street S near a golf course?
- Yes — Fargo Country Club (private course) is about 1.1 miles from 1520 3rd Street S. It's the closest golf course in the Fargo-Moorhead metro.
- How walkable is 1520 3rd Street S?
- 1520 3rd Street S has a WalkPulse™ of 5/9: 5 of 9 everyday needs are within a 15-minute walk, measured along real streets and paths. The nearest grocery store is Balkan Food, a 23-minute walk; the nearest coffee shop is 7 Brew, a 15-minute walk; the nearest restaurant is The Maize, a 14-minute walk; the nearest park is Alm Park, a 5-minute walk; the nearest school is Ellen Hopkins Elementary School, a 21-minute walk; the nearest pharmacy is Cash Wise Pharmacy, a 27-minute walk; the nearest library is Carl B Ylvisaker Library, a 13-minute walk; the nearest convenience store is Brady's Service Center, a 17-minute walk; the nearest walking trail is Midtown Trail, a 3-minute walk. WalkPulse™ data provided by Modern Market REALTORS®
- How many homes like 1520 3rd Street S are for sale in Moorhead?
- 34 similar homes (ramblers between $206K and $344K in Moorhead) are for sale right now — you have options.
- How fast do homes like 1520 3rd Street S sell in Moorhead?
- Homes like this one (ramblers between $206K and $344K in Moorhead) went pending in a median 33 days over the last 90 days — 1 of the last 11 went under contract within 4 days.
- Do homes in Moorhead sell for asking price?
- 52% of the last 29 comparable Moorhead sales closed at or over list price — about half hold full price. Based on real NorthstarMLS closings, not estimates.
- What does "BuyPulse" mean?
- BuyPulse™ is Modern Market REALTORS®’ live market-data brand for Fargo-Moorhead: cohort statistics — homes for sale, median days to pending, and share of sales closing at or over list price — computed from real NorthstarMLS closings, not estimates.
- What does "Realgorithm™" mean?
- The Realgorithm™ is Modern Market REALTORS®’ proprietary market-data engine — it computes every BuyPulse verdict from real NorthstarMLS closings (comparable active inventory, median days to pending, and sale-to-list price ratio) rather than an automated online estimate.
Local Companies to Help You Settle In
From inspection to closing to moving day, here are well-known local companies serving the Moorhead area.
Listings courtesy of NorthstarMLS as distributed by MLS GRID
Based on information submitted to the MLS GRID as of 11/02/2026, 4:08 PM CST. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.
IDX information is provided exclusively for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.