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M Premiere — Just Listed — listed October 22, 2026
4 Beds | 2 Baths | 2,044 Sq Ft | Single Family Home | MLS# 7163745
$1,925/month Estimated
- Principal & interest
- $1,441
- Property taxes
- $292
- Home insurance (est.)
- $166
- Special assessments
- $26
- HOA dues
- None
20% down ($56,980) · 30-yr fixed, 6.5% · Can I afford this home?
Includes special assessments — the FM-metro cost most portals leave out. Estimates only; confirm before you offer.
Located in Sandies Add, Moorhead, MN.
About This Home
Enjoy the space and convenience this updated home has to offer. Set on a corner lot, it features a large yard, an oversized driveway, and a number of upgrades, including an updated roof. The layout offers room to spread out, while the location puts schools, shopping, dining, and other amenities close by. A great opportunity to make yourself at home in a convenient location!
BuyPulse · Live market read
How 1604 3rd Street S Compares to the Moorhead Market
At $139/sqft, this home is priced $13/sqft below the typical Moorhead single-family home of $152/sqft.
The median list price in Moorhead is $319,900.
Verdict: Strong Value
Your negotiating position
44 Seller-leaning market
Seller's market · Balanced · Buyer leverage
Day 4 — similar homes typically go under contract by day ~31, so this one is early in its window.
55% of recent sales closed at or over asking — about half hold full price.
32 similar homes for sale — alternatives if they won't move.
Homes like this one — ramblers between $214K and $356K in Moorhead:
- The field: 32 similar Moorhead homes for sale — you have options.
- Tempo: homes like this went pending in a median 31 days — 1 of the last 11 inside 4 days.
- Negotiation: 55% of the last 29 sales here closed at or over list — about half hold full price.
- Price cuts: 15 of 32 similar homes have trimmed asking — median trim $5,000. This one hasn't budged.
Powered by the Realgorithm™ — 29 real Moorhead closings, zero guesses · NorthstarMLS
Key Features
- Built
- 1954
- Garage
- 2-Car Detached
- Style
- One
- HOA
- None
- Annual Taxes
- $3,508 (2026)
- Specials/yr
- $310
- School District
- Moorhead Area Public Schools
- Assigned Elementary School
- Ellen Hopkins Elementary
- Assigned Middle School
- Horizon Middle School
- Assigned High School
- Moorhead High School
Property Details
- Property Type
- Single Family
- Above Grade Sq Ft
- 1,044
- Below Grade Sq Ft
- 1,000
- Lot Size
- 0.2 acres
- Basement
- Yes
- County
- Clay
- List Date
- 2026-10-22
- Days on Market
- 4 days
- Parcel ID
- 587000100
Financial
- Total Tax incl. Assessments
- $3,818
- Specials Pending
- No
Home Systems & Utilities
- Heating
- Forced Air
- Cooling
- Central Air
- Water
- City Water/Connected
- Sewer
- City Sewer/Connected
Construction & Exterior
Construction & Structure
- Foundation Type
- Block
- Foundation Area
- 1,144 sqft
- Total Building Area
- 2,144 sqft
Exterior Features
- Exterior Features
- Cement Board
- Accessibility Features
- None
Parking & Garage
- Parking Features
- Detached Garage, Parking Garage
Lot & Land
- Zoning Description
- Residential-Single Family
Agent & Office
- List Office
- REAL (1531 FGO)
Price History
Listed at $284,900 on Oct 22, 2026 — No price changes
1604 3rd Street S is listed in Moorhead, MN, part of Clay County. Browse all Minnesota homes for sale on Modern Market REALTORS®.
Showing — 1604 3rd Street S
Associate Broker · Modern Market REALTORS®
Your Moorhead real estate expert since 2012 — I represent you, not the seller. Quick to respond, easy to text.
Listed by REAL (1531 FGO) · Shown by Modern Market REALTORS®
First-Time Home Buyer Guide for Fargo-Moorhead — ND/MN buyer programs, budgeting, and the 7-step process.
View Full Listing & PhotosMLS# 7163745 · Updated October 23, 2026
Similar Homes for Sale Near 1604 3rd Street S, Moorhead, MN
Frequently Asked Questions About 1604 3rd Street S
- What schools is 1604 3rd Street S zoned to?
- 1604 3rd Street S is zoned to Ellen Hopkins Elementary (elementary), Horizon Middle School (middle school), and Moorhead High School (high school). Attendance boundaries change — confirm your exact address with the district before you rely on it.
- Is $284,900 a good price for a home in Moorhead?
- According to BuyPulse, 1604 3rd Street S rates Strong Value — at $139/sqft it's priced 9% below the typical Moorhead single-family home of $152/sqft. Its negotiating-position score is 44/100 (Seller-leaning market), weighed on days on market, comparable inventory, and how Moorhead homes are closing versus list. Powered by the Realgorithm™. Browse Moorhead homes for sale to compare.
- What are the special assessments at 1604 3rd Street S — and what do they mean?
- This property has $310/yr in annual special assessments, with no specials pending. Special assessments are separate from property taxes — they are charges levied by the city for infrastructure improvements like streets, water, sewer, and sidewalks. Annual property taxes are $3,508/yr. Always factor both into your total monthly housing cost before making an offer.
What special assessments cost in Moorhead — live figures on every home for sale.
- Does 1604 3rd Street S have a basement?
- Yes, 1604 3rd Street S has a basement with 1,000 sq ft of below-grade space.
- What type of heating and cooling does 1604 3rd Street S have?
- 1604 3rd Street S has Forced Air heating and Central Air cooling.
- Where is 1604 3rd Street S located?
- 1604 3rd Street S is in the Sandies neighborhood of Moorhead, MN 56560, in Clay County. It's in the Moorhead Area Public Schools.
- Is 1604 3rd Street S still available?
- Yes — 1604 3rd Street S is currently listed as Active on the MLS and accepting showings. Contact us to schedule a tour or make an offer.
- When was 1604 3rd Street S built?
- 1604 3rd Street S was built in 1954. It features a block foundation.
- What utilities serve 1604 3rd Street S?
- Electric and gas at 1604 3rd Street S are provided by Moorhead Public Service and Xcel Energy. Water, sewer, and garbage are handled by Moorhead Public Service and City of Moorhead. Internet options include Midco, 702 Communications and CenturyLink. Full Moorhead utility setup guide — phone numbers and move-in timeline →
- Is 1604 3rd Street S near a golf course?
- Yes — Fargo Country Club (private course) is about 1.1 miles from 1604 3rd Street S. It's the closest golf course in the Fargo-Moorhead metro.
- How walkable is 1604 3rd Street S?
- 1604 3rd Street S has a Walk Score of 36/100 (Car-Dependent). Scores provided by Walk Score® →
- How many homes like 1604 3rd Street S are for sale in Moorhead?
- 32 similar homes (ramblers between $214K and $356K in Moorhead) are for sale right now — you have options.
- How fast do homes like 1604 3rd Street S sell in Moorhead?
- Homes like this one (ramblers between $214K and $356K in Moorhead) went pending in a median 31 days over the last 90 days — 1 of the last 11 went under contract within 4 days.
- Do homes in Moorhead sell for asking price?
- 55% of the last 29 comparable Moorhead sales closed at or over list price — about half hold full price. Based on real NorthstarMLS closings, not estimates.
- What does "BuyPulse" mean?
- BuyPulse™ is Modern Market REALTORS®’ live market-data brand for Fargo-Moorhead: cohort statistics — homes for sale, median days to pending, and share of sales closing at or over list price — computed from real NorthstarMLS closings, not estimates.
- What does "Realgorithm™" mean?
- The Realgorithm™ is Modern Market REALTORS®’ proprietary market-data engine — it computes every BuyPulse verdict from real NorthstarMLS closings (comparable active inventory, median days to pending, and sale-to-list price ratio) rather than an automated online estimate.
Local Companies to Help You Settle In
From inspection to closing to moving day, here are well-known local companies serving the Moorhead area.
Listings courtesy of NorthstarMLS as distributed by MLS GRID
Based on information submitted to the MLS GRID as of 10/26/2026, 4:19 AM CDT. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.
IDX information is provided exclusively for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.