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4 Beds | 3 Baths | 2,488 Sq Ft | Single Family Home | MLS# 7113405
M Markdowns — Price Reduced — was $409,900 (↓ $10,000)
$2,774/month Estimated
- Principal & interest
- $2,022
- Property taxes
- $497
- Home insurance (est.)
- $233
- Special assessments
- $22
- HOA dues
- None
20% down ($79,980) · 30-yr fixed, 6.5% · Can I afford this home?
Includes special assessments — the FM-metro cost most portals leave out. Estimates only; confirm before you offer.
Located in Moonlite Add, Moorhead, MN.
About This Home
Seller willing to assist buyer in interest rate buydown if lender approved. Fall in love with a home that makes every season feel a little more enjoyable! This move-in-ready 4-level home sits proudly on a corner lot and offers the perfect mix of comfort, space, and your own private backyard retreat. Professionally cleaned and well cared for, it’s ready for you to unpack, settle in, and enjoy. As the temperatures cool, imagine crisp fall evenings relaxing in the hot tub or warming up in your own sauna. And when summer rolls around again, the above-ground pool is ready for those sunny days at home. Prefer the extra space? The pool, hot tub, and sauna can be removed by the seller. The fully fenced backyard offers plenty of room to entertain, play, garden, or simply enjoy a quiet evening outdoors. Established raspberry bushes, colorful perennials, and a garden area add to the charm and give you a head start when spring arrives. Need room for hobbies, toys, or extra storage? The detached single garage features a versatile 2-story setup and brand-new shingles installed in July 2026. An attached 2-stall garage adds even more everyday convenience. With plenty of space inside and a backyard designed to enjoy throughout the seasons, this home offers a little something for everyone. Come see it this fall and picture yourself calling it home before someone else does! Owners/Agents
BuyPulse · Live market read
How 3902 6th Street S Compares to the Moorhead Market
At $161/sqft, this home is priced $9/sqft above the typical Moorhead single-family home of $152/sqft.
The median list price in Moorhead is $319,900.
Verdict: Fair Market Value
Your negotiating position
72 Strong buyer leverage
Seller's market · Balanced · Buyer leverage
Day 94 — similar homes typically go under contract by day ~32. This one is past that window.
74% of recent sales closed at or over asking — Moorhead sellers rarely discount.
38 similar homes for sale — alternatives if they won't move.
This seller already cut $10,000 — the asking price has already moved.
Homes like this one — splits & bi-levels between $300K and $500K in Moorhead:
- The field: 38 similar Moorhead homes for sale — you have options.
- Tempo: homes like this went pending in a median 32 days — 0 of the last 8 inside 4 days.
- Negotiation: 74% of the last 23 sales here closed at or over list — Moorhead doesn't discount.
- Price cuts: 18 of 38 similar homes have trimmed asking — median trim $5,000. This one already cut $10,000.
Powered by the Realgorithm™ — 23 real Moorhead closings, zero guesses · NorthstarMLS
Key Features
- Built
- 1993
- Garage
- 2-Car
- Style
- Four or More Level Split
- HOA
- None
- Annual Taxes
- $5,966 (2026)
- Specials/yr
- $266
- School District
- Moorhead Area Public Schools
- Assigned Elementary School
- S.G. Reinertsen Elementary
- Assigned Middle School
- Horizon Middle School
- Assigned High School
- Moorhead High School
Property Details
- Property Type
- Single Family
- Above Grade Sq Ft
- 1,470
- Below Grade Sq Ft
- 1,018
- Lot Size
- 0.27 acres
- Basement
- Yes
- Roof
- Asphalt
- County
- Clay
- List Date
- 2026-07-24
- Days on Market
- 94 days
- Parcel ID
- 584910340
Financial
- Total Tax incl. Assessments
- $6,232
- Specials Pending
- No
Home Systems & Utilities
- Heating
- Forced Air
- Cooling
- Central Air
- Water
- City Water/Connected
- Sewer
- City Sewer/Connected
- Appliances
- Cooktop, Dishwasher, Disposal, Microwave, Range, Refrigerator, Stainless Steel Appliances
Interior Features
- Fireplace
- 2 fireplaces
Construction & Exterior
Construction & Structure
- Foundation Type
- Poured Concrete
- Foundation Area
- 1,216 sqft
- Total Building Area
- 2,738 sqft
Exterior Features
- Exterior Features
- Aluminum Siding
- Pool
- Yes
- Fenced Area
- Yes
- Other Structures
- Hot Tub, Sauna
- Accessibility Features
- None
Parking & Garage
- Parking Features
- Attached Garage, Detached Garage, Finished Garage
Lot & Land
- Lot Features
- Corner Lot
- Zoning Description
- Residential-Single Family
Agent & Office
- List Office
- Century 21 FM Realty
Price History
Reduced $19,100 (4.6%)
- Price reduced to $419,000 — Aug 11, 2026
- Price reduced to $415,000 — Aug 24, 2026
- Price reduced to $409,900 — Sep 3, 2026
- Price reduced to $399,900 — Oct 12, 2026
3902 6th Street S is listed in Moorhead, MN, part of Clay County. Browse all Minnesota homes for sale on Modern Market REALTORS®.
Showing — 3902 6th Street S
Associate Broker · Modern Market REALTORS®
Your Moorhead real estate expert since 2012 — I represent you, not the seller. Quick to respond, easy to text.
Listed by Century 21 FM Realty · Shown by Modern Market REALTORS®
First-Time Home Buyer Guide for Fargo-Moorhead — ND/MN buyer programs, budgeting, and the 7-step process.
View Full Listing & PhotosMLS# 7113405 · Updated October 19, 2026
Similar Homes for Sale Near 3902 6th Street S, Moorhead, MN
Frequently Asked Questions About 3902 6th Street S
- What schools is 3902 6th Street S zoned to?
- 3902 6th Street S is zoned to S.G. Reinertsen Elementary (elementary), Horizon Middle School (middle school), and Moorhead High School (high school). Attendance boundaries change — confirm your exact address with the district before you rely on it.
- Is $399,900 a good price for a home in Moorhead?
- According to BuyPulse, 3902 6th Street S rates Fair Market Value — at $161/sqft it's priced 6% above the typical Moorhead single-family home of $152/sqft. Its negotiating-position score is 72/100 (Strong buyer leverage), weighed on days on market, comparable inventory, and how Moorhead homes are closing versus list. Powered by the Realgorithm™. Browse Moorhead homes for sale to compare.
- What are the special assessments at 3902 6th Street S — and what do they mean?
- This property has $266/yr in annual special assessments, with no specials pending. Special assessments are separate from property taxes — they are charges levied by the city for infrastructure improvements like streets, water, sewer, and sidewalks. Annual property taxes are $5,966/yr. Always factor both into your total monthly housing cost before making an offer.
What special assessments cost in Moorhead — live figures on every home for sale.
- Does 3902 6th Street S have a basement?
- Yes, 3902 6th Street S has a basement with 1,018 sq ft of below-grade space.
- What type of heating and cooling does 3902 6th Street S have?
- 3902 6th Street S has Forced Air heating and Central Air cooling.
- Where is 3902 6th Street S located?
- 3902 6th Street S is in the Moonlite neighborhood of Moorhead, MN 56560, in Clay County. It's in the Moorhead Area Public Schools.
- Is 3902 6th Street S still available?
- Yes — 3902 6th Street S is currently listed as Active on the MLS and accepting showings. Contact us to schedule a tour or make an offer.
- When was 3902 6th Street S built?
- 3902 6th Street S was built in 1993. It features an asphalt roof and a poured concrete foundation.
- What utilities serve 3902 6th Street S?
- Electric and gas at 3902 6th Street S are provided by Moorhead Public Service and Xcel Energy. Water, sewer, and garbage are handled by Moorhead Public Service and City of Moorhead. Internet options include Midco, 702 Communications and CenturyLink. Full Moorhead utility setup guide — phone numbers and move-in timeline →
- Is 3902 6th Street S near a golf course?
- Yes — Fargo Country Club (private course) is about 0.5 miles from 3902 6th Street S. It's the closest golf course in the Fargo-Moorhead metro. See homes for sale near Fargo Country Club →
- How walkable is 3902 6th Street S?
- 3902 6th Street S has a Walk Score of 48/100 (Car-Dependent) and a Bike Score of 70/100 (Very Bikeable). Scores provided by Walk Score® →
- How many homes like 3902 6th Street S are for sale in Moorhead?
- 38 similar homes (splits & bi-levels between $300K and $500K in Moorhead) are for sale right now — you have options.
- How fast do homes like 3902 6th Street S sell in Moorhead?
- Homes like this one (splits & bi-levels between $300K and $500K in Moorhead) went pending in a median 32 days over the last 90 days — 0 of the last 8 went under contract within 4 days.
- Do homes in Moorhead sell for asking price?
- 74% of the last 23 comparable Moorhead sales closed at or over list price — Moorhead doesn't discount. Based on real NorthstarMLS closings, not estimates.
- What does "M Markdowns" mean?
- M Markdowns™ is Modern Market REALTORS®’ real estate tracker of homes for sale with verified MLS price reductions across the Fargo-Moorhead metro and Minnesota lake country. Every reduction is sourced directly from NorthstarMLS — minimum $2,000 drop to filter noise.
- What does "BuyPulse" mean?
- BuyPulse™ is Modern Market REALTORS®’ live market-data brand for Fargo-Moorhead: cohort statistics — homes for sale, median days to pending, and share of sales closing at or over list price — computed from real NorthstarMLS closings, not estimates.
- What does "Realgorithm™" mean?
- The Realgorithm™ is Modern Market REALTORS®’ proprietary market-data engine — it computes every BuyPulse verdict from real NorthstarMLS closings (comparable active inventory, median days to pending, and sale-to-list price ratio) rather than an automated online estimate.
Local Companies to Help You Settle In
From inspection to closing to moving day, here are well-known local companies serving the Moorhead area.
Listings courtesy of NorthstarMLS as distributed by MLS GRID
Based on information submitted to the MLS GRID as of 10/26/2026, 5:07 AM CDT. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.
IDX information is provided exclusively for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.