1978 single family home for sale at 3907 3rd Street S in Moorhead, MN — 4 bed, 3 bath (photo 1 of 65)

3907 3rd Street S, Moorhead, MN 56560

4 Beds | 3 Baths | 2,752 Sq Ft | Single Family Home | MLS# 7100068

Price Reduced — was $384,900 (↓ $10,000) · M Markdowns

$374,900

Is 3907 3rd Street S a Good Deal?

BuyPulse Verdict

Strong Value

At $136/sqft — This home is priced 12% below the typical Moorhead single-family home of $154/sqft.

Your Negotiating Position

80 — Strong buyer leverage

Day 59 — similar homes typically go under contract by day ~22. This one is past that window.

57% of recent sales closed at or over asking — about half hold full price.

40 similar homes for sale — alternatives if they won't move.

This seller already cut $10,000 — motivation showing.

Powered by the Realgorithm™ — 140 active Moorhead listings · NorthstarMLS

$2,565/month Estimated

Principal & interest
$1,896
Property taxes
$412
Home insurance (est.)
$219
Special assessments
$38
HOA dues
None

20% down ($74,980) · 30-yr fixed, 6.5% · Can I afford this home?

Includes special assessments — the FM-metro cost most portals leave out. Estimates only; confirm before you offer.

Moorhead, MN Active

Located in Riverview Estates 1st Add, Moorhead, MN.

About This Home

Welcome home to this spacious and beautifully updated 2,752-square-foot immaculate home offering the perfect blend of comfort, style, and functionality. Featuring four generously sized bedrooms, this home provides plenty of space for family, guests, or a home office. Enjoy the peace of mind that comes with numerous major updates completed within the last three years, including durable steel siding, new shingles, downspouts, and gutters—adding both curb appeal and long-term value. The heated and insulated garage is ideal for year-round use, whether you're parking vehicles, tackling projects, or creating a workshop. Step outside to find a well-maintained backyard complete with a convenient storage shed, offering extra space for lawn equipment, tools, or seasonal items. With its spacious layout, impressive updates, and thoughtful amenities, this move-in-ready home is ready for its next owners to enjoy!

BuyPulse™ — Live Market Read

Homes like this one — splits & bi-levels between $281K and $469K in Moorhead:

  • The field: 40 similar Moorhead homes for sale — you have options.
  • Tempo: homes like this went pending in a median 22 days — 0 of the last 14 inside 4 days.
  • Negotiation: 57% of the last 28 sales here closed at or over list — about half hold full price.

Powered by the Realgorithm™ — 28 real Moorhead closings, zero guesses · NorthstarMLS

Key Features

Property Type
Single Family
Year Built
1978
Above Grade
1,408 sq ft
Below Grade
1,344 sq ft
Lot Size
0.22 acres
Garage
2-car (Attached Garage)
Heating
Forced Air
Cooling
Central Air
Appliances
Dishwasher, Disposal, Dryer, Electric Water Heater, Microwave, Range, Refrigerator, Washer
Sewer
City Sewer/Connected
Water
City Water/Connected
Annual Taxes
$4,942
Special Assessments
$456
School District
Moorhead Area Public Schools
Assigned Elementary School
S.G. Reinertsen Elementary
Assigned Middle School
Horizon Middle School
Assigned High School
Moorhead High School
County
Clay
Days on Market
59

3907 3rd Street S is listed in Moorhead, MN, part of Clay County. Browse all Minnesota homes for sale on Modern Market REALTORS®.

Showing — 3907 3rd Street S

Shannon Barnum

Associate Broker · Modern Market REALTORS®

Your Moorhead real estate expert since 2012 — I represent you, not the seller. Quick to respond, easy to text.

Listed by Kvamme Real Estate · Shown by Modern Market REALTORS®

Schedule a Home Tour View Full Listing & Photos

MLS# 7100068 · Data refreshed August 28, 2026

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Frequently Asked Questions About 3907 3rd Street S

What schools is 3907 3rd Street S zoned to?
3907 3rd Street S is zoned to S.G. Reinertsen Elementary (elementary), Horizon Middle School (middle school), and Moorhead High School (high school). Attendance boundaries change — confirm your exact address with the district before you rely on it.
Is $374,900 a good price for a home in Moorhead?
According to BuyPulse, 3907 3rd Street S rates Strong Value — at $136/sqft it's priced 12% below the typical Moorhead single-family home of $154/sqft. Its negotiating-position score is 80/100 (Strong buyer leverage), weighed on days on market, comparable inventory, and how Moorhead homes are closing versus list. Powered by the Realgorithm™. Browse Moorhead homes for sale to compare.
What are the special assessments at 3907 3rd Street S — and what do they mean?
This property has $456/yr in annual special assessments, with no specials pending. Special assessments are separate from property taxes — they are charges levied by the city for infrastructure improvements like streets, water, sewer, and sidewalks. Annual property taxes are $4,942/yr. Always factor both into your total monthly housing cost before making an offer.
What type of heating and cooling does 3907 3rd Street S have?
3907 3rd Street S has Forced Air heating and Central Air cooling.
Where is 3907 3rd Street S located?
3907 3rd Street S is in the Riverview Estates neighborhood of Moorhead, MN 56560, in Clay County. It's in the Moorhead Area Public Schools.
Is 3907 3rd Street S still available?
Yes — 3907 3rd Street S is currently listed as Active on the MLS and accepting showings. Contact us to schedule a tour or make an offer.
When was 3907 3rd Street S built?
3907 3rd Street S was built in 1978. It features a poured concrete foundation.
Does 3907 3rd Street S have main-floor laundry?
No — the laundry at 3907 3rd Street S is in the lower level.
What utilities serve 3907 3rd Street S?
Electric and gas at 3907 3rd Street S are provided by Moorhead Public Service and Xcel Energy. Water, sewer, and garbage are handled by Moorhead Public Service and City of Moorhead. Internet options include Midco, 702 Communications and CenturyLink. Full Moorhead utility setup guide — phone numbers and move-in timeline →
Is 3907 3rd Street S near a golf course?
Yes — Fargo Country Club (private course) is about 0.4 miles from 3907 3rd Street S. It's the closest golf course in the Fargo-Moorhead metro.
How walkable is 3907 3rd Street S?
3907 3rd Street S has a Walk Score of 24/100 (Car-Dependent) and a Bike Score of 66/100 (Somewhat Bikeable). Scores provided by Walk Score® →
How many homes like 3907 3rd Street S are for sale in Moorhead?
40 similar homes (splits & bi-levels between $281K and $469K in Moorhead) are for sale right now — you have options.
How fast do homes like 3907 3rd Street S sell in Moorhead?
Homes like this one (splits & bi-levels between $281K and $469K in Moorhead) went pending in a median 22 days over the last 90 days — 0 of the last 14 went under contract within 4 days.
Do homes in Moorhead sell for asking price?
57% of the last 28 comparable Moorhead sales closed at or over list price — about half hold full price. Based on real NorthstarMLS closings, not estimates.
What does "M Markdowns" mean?
M Markdowns™ is Modern Market REALTORS®’ real estate tracker of homes for sale with verified MLS price reductions across the Fargo-Moorhead metro and Minnesota lake country. Every reduction is sourced directly from NorthstarMLS — minimum $2,000 drop to filter noise.
What does "BuyPulse" mean?
BuyPulse is Modern Market REALTORS®’ live market-data brand for Fargo-Moorhead: cohort statistics — homes for sale, median days to pending, and share of sales closing at or over list price — computed from real NorthstarMLS closings, not estimates.
What does "Realgorithm™" mean?
The Realgorithm™ is Modern Market REALTORS®’ proprietary market-data engine — it computes every BuyPulse verdict from real NorthstarMLS closings (comparable active inventory, median days to pending, and sale-to-list price ratio) rather than an automated online estimate.

Local Companies to Help You Settle In

From inspection to closing to moving day, here are well-known local companies serving the Moorhead area.