3907 3rd Street S, Moorhead, MN 56560
4 Beds | 3 Baths | 2,752 Sq Ft | Single Family Home | MLS# 7100068
Price Reduced — was $384,900 (↓ $10,000) · M Markdowns
Is 3907 3rd Street S a Good Deal?
BuyPulse Verdict
Strong Value
At $136/sqft — This home is priced 11% below the typical Moorhead single-family home of $152/sqft.
Your Negotiating Position
70 — Strong buyer leverage
Day 105 — similar homes typically go under contract by day ~30. This one is past that window.
70% of recent sales closed at or over asking — Moorhead sellers rarely discount.
43 similar homes for sale — alternatives if they won't move.
This seller already cut $10,000 — motivation showing.
Powered by the Realgorithm™ — 144 active Moorhead listings · NorthstarMLS
$2,565/month Estimated
- Principal & interest
- $1,896
- Property taxes
- $412
- Home insurance (est.)
- $219
- Special assessments
- $38
- HOA dues
- None
20% down ($74,980) · 30-yr fixed, 6.5% · Can I afford this home?
Includes special assessments — the FM-metro cost most portals leave out. Estimates only; confirm before you offer.
Located in Riverview Estates 1st Add, Moorhead, MN.
About This Home
Welcome home to this spacious and beautifully updated 2,752-square-foot immaculate home offering the perfect blend of comfort, style, and functionality. Featuring four generously sized bedrooms, this home provides plenty of space for family, guests, or a home office. Enjoy the peace of mind that comes with numerous major updates completed within the last three years, including durable steel siding, new shingles, downspouts, and gutters—adding both curb appeal and long-term value. The heated and insulated garage is ideal for year-round use, whether you're parking vehicles, tackling projects, or creating a workshop. Step outside to find a well-maintained backyard complete with a convenient storage shed, offering extra space for lawn equipment, tools, or seasonal items. With its spacious layout, impressive updates, and thoughtful amenities, this move-in-ready home is ready for its next owners to enjoy!
BuyPulse™ — Live Market Read
Homes like this one — splits & bi-levels between $281K and $469K in Moorhead:
- The field: 43 similar Moorhead homes for sale — you have options.
- Tempo: homes like this went pending in a median 30 days — 0 of the last 11 inside 4 days.
- Negotiation: 70% of the last 30 sales here closed at or over list — Moorhead doesn't discount.
Powered by the Realgorithm™ — 30 real Moorhead closings, zero guesses · NorthstarMLS
Key Features
- Built
- 1978
- Garage
- 2-Car Attached
- Style
- Split Entry (Bi-Level)
- HOA
- None
- Annual Taxes
- $4,942 (2026)
- Specials/yr
- $456
- School District
- Moorhead Area Public Schools
- Assigned Elementary School
- S.G. Reinertsen Elementary
- Assigned Middle School
- Horizon Middle School
- Assigned High School
- Moorhead High School
Property Details
- Property Type
- Single Family
- Above Grade Sq Ft
- 1,408
- Below Grade Sq Ft
- 1,344
- Lot Size
- 0.22 acres
- Basement
- No
- County
- Clay
- List Date
- 2026-07-01
- Days on Market
- 105 days
- Parcel ID
- 586560580
Financial
- Total Tax incl. Assessments
- $5,398
- Specials Pending
- No
Home Systems & Utilities
- Heating
- Forced Air
- Cooling
- Central Air
- Water
- City Water/Connected
- Sewer
- City Sewer/Connected
- Appliances
- Dishwasher, Disposal, Dryer, Electric Water Heater, Microwave, Range, Refrigerator, Washer
Interior Features
- Laundry
- Lower Level
- Fireplace
- 2 fireplaces
Construction & Exterior
Construction & Structure
- Foundation Type
- Poured Concrete
- Foundation Area
- 1,344 sqft
- Total Building Area
- 2,752 sqft
Exterior Features
- Exterior Features
- Metal
- Accessibility Features
- None
Parking & Garage
- Parking Features
- Attached Garage
Lot & Land
- Zoning Description
- Residential-Single Family
Agent & Office
- List Office
- Kvamme Real Estate
Price History
Reduced $10,000 (2.6%)
- Price reduced to $384,900 — Jul 28, 2026
- Price reduced to $374,900 — Aug 28, 2026
3907 3rd Street S is listed in Moorhead, MN, part of Clay County. Browse all Minnesota homes for sale on Modern Market REALTORS®.
Showing — 3907 3rd Street S
Associate Broker · Modern Market REALTORS®
Your Moorhead real estate expert since 2012 — I represent you, not the seller. Quick to respond, easy to text.
Listed by Kvamme Real Estate · Shown by Modern Market REALTORS®
First-Time Home Buyer Guide for Fargo-Moorhead — ND/MN buyer programs, budgeting, and the 7-step process.
View Full Listing & PhotosMLS# 7100068 · Data refreshed August 28, 2026
Similar Homes for Sale Near 3907 3rd Street S, Moorhead, MN
Frequently Asked Questions About 3907 3rd Street S
- What schools is 3907 3rd Street S zoned to?
- 3907 3rd Street S is zoned to S.G. Reinertsen Elementary (elementary), Horizon Middle School (middle school), and Moorhead High School (high school). Attendance boundaries change — confirm your exact address with the district before you rely on it.
- Is $374,900 a good price for a home in Moorhead?
- According to BuyPulse, 3907 3rd Street S rates Strong Value — at $136/sqft it's priced 11% below the typical Moorhead single-family home of $152/sqft. Its negotiating-position score is 70/100 (Strong buyer leverage), weighed on days on market, comparable inventory, and how Moorhead homes are closing versus list. Powered by the Realgorithm™. Browse Moorhead homes for sale to compare.
- What are the special assessments at 3907 3rd Street S — and what do they mean?
- This property has $456/yr in annual special assessments, with no specials pending. Special assessments are separate from property taxes — they are charges levied by the city for infrastructure improvements like streets, water, sewer, and sidewalks. Annual property taxes are $4,942/yr. Always factor both into your total monthly housing cost before making an offer.
What special assessments cost in Moorhead — live figures on every home for sale.
- What type of heating and cooling does 3907 3rd Street S have?
- 3907 3rd Street S has Forced Air heating and Central Air cooling.
- Where is 3907 3rd Street S located?
- 3907 3rd Street S is in the Riverview Estates neighborhood of Moorhead, MN 56560, in Clay County. It's in the Moorhead Area Public Schools.
- Is 3907 3rd Street S still available?
- Yes — 3907 3rd Street S is currently listed as Active on the MLS and accepting showings. Contact us to schedule a tour or make an offer.
- When was 3907 3rd Street S built?
- 3907 3rd Street S was built in 1978. It features a poured concrete foundation.
- Does 3907 3rd Street S have main-floor laundry?
- No — the laundry at 3907 3rd Street S is in the lower level.
- What utilities serve 3907 3rd Street S?
- Electric and gas at 3907 3rd Street S are provided by Moorhead Public Service and Xcel Energy. Water, sewer, and garbage are handled by Moorhead Public Service and City of Moorhead. Internet options include Midco, 702 Communications and CenturyLink. Full Moorhead utility setup guide — phone numbers and move-in timeline →
- Is 3907 3rd Street S near a golf course?
- Yes — Fargo Country Club (private course) is about 0.4 miles from 3907 3rd Street S. It's the closest golf course in the Fargo-Moorhead metro.
- How walkable is 3907 3rd Street S?
- 3907 3rd Street S has a Walk Score of 24/100 (Car-Dependent) and a Bike Score of 66/100 (Somewhat Bikeable). Scores provided by Walk Score® →
- How many homes like 3907 3rd Street S are for sale in Moorhead?
- 43 similar homes (splits & bi-levels between $281K and $469K in Moorhead) are for sale right now — you have options.
- How fast do homes like 3907 3rd Street S sell in Moorhead?
- Homes like this one (splits & bi-levels between $281K and $469K in Moorhead) went pending in a median 30 days over the last 90 days — 0 of the last 11 went under contract within 4 days.
- Do homes in Moorhead sell for asking price?
- 70% of the last 30 comparable Moorhead sales closed at or over list price — Moorhead doesn't discount. Based on real NorthstarMLS closings, not estimates.
- What does "M Markdowns" mean?
- M Markdowns™ is Modern Market REALTORS®’ real estate tracker of homes for sale with verified MLS price reductions across the Fargo-Moorhead metro and Minnesota lake country. Every reduction is sourced directly from NorthstarMLS — minimum $2,000 drop to filter noise.
- What does "BuyPulse" mean?
- BuyPulse™ is Modern Market REALTORS®’ live market-data brand for Fargo-Moorhead: cohort statistics — homes for sale, median days to pending, and share of sales closing at or over list price — computed from real NorthstarMLS closings, not estimates.
- What does "Realgorithm™" mean?
- The Realgorithm™ is Modern Market REALTORS®’ proprietary market-data engine — it computes every BuyPulse verdict from real NorthstarMLS closings (comparable active inventory, median days to pending, and sale-to-list price ratio) rather than an automated online estimate.
Local Companies to Help You Settle In
From inspection to closing to moving day, here are well-known local companies serving the Moorhead area.
Listings courtesy of NorthstarMLS as distributed by MLS GRID
Based on information submitted to the MLS GRID as of 10/14/2026, 11:14 AM CDT. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.
IDX information is provided exclusively for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.