3921 5th Street S, Moorhead, MN 56560
6 Beds | 4 Baths | 2,823 Sq Ft | Single Family Home | MLS# 7098189
M Markdowns — Price Reduced — was $435,000 (↓ $5,000)
$2,926/month Estimated
- Principal & interest
- $2,174
- Property taxes
- $477
- Home insurance (est.)
- $251
- Special assessments
- $24
- HOA dues
- None
20% down ($86,000) · 30-yr fixed, 6.5% · Can I afford this home?
Includes special assessments — the FM-metro cost most portals leave out. Estimates only; confirm before you offer.
Located in Moonlite Add, Moorhead, MN.
About This Home
*PRICE IMPROVEMENT* Welcome home to this spacious and charming 2-story home situated on a desirable corner lot in south Moorhead! Offering 6 bedrooms, 4 bathrooms, and nearly 3,000 finished square feet, this property combines timeless character with modern updates and exceptional storage throughout. Relax on the inviting covered wrap-around porch or entertain on the large backyard deck overlooking the fenced yard and fire pit area. Inside, you'll find hardwood floors, generous living spaces, and an updated kitchen featuring newer countertops, cabinet fronts, and appliances. The spacious primary suite offers a walk-in closet and private bath with a jetted tub. The finished lower level features a theater room wired for surround sound and projector capabilities, wet bar, and additional living space. Updates include a new roof, tankless water heater, majority of windows replaced, deck, fence, and more. Heated attached garage with space above the garage for additional storage. In fact, there is even a motorized lift to get things in and out of the attic!! Don’t miss your opportunity on this one and the convenient access to schools, parks, shopping, dining, and I-94.
Virtual Tour
BuyPulse · Live market read
Is 3921 5th Street S a Good Deal?
At $152/sqft, this home is priced $1/sqft below the typical Moorhead single-family home of $153/sqft.
The median list price in Moorhead is $319,900.
Verdict: Strong Value
Your negotiating position
74 Strong buyer leverage
Seller's market · Balanced · Buyer leverage
Day 114 — similar homes typically go under contract by day ~25. This one is past that window.
65% of recent sales closed at or over asking — Moorhead sellers rarely discount.
59 similar homes for sale — alternatives if they won't move.
This seller already cut $5,000 — motivation showing.
Homes like this one — single-family homes between $323K and $538K in Moorhead:
- The field: 59 similar Moorhead homes for sale — you have options.
- Tempo: homes like this went pending in a median 25 days — 0 of the last 14 inside 4 days.
- Negotiation: 65% of the last 34 sales here closed at or over list — Moorhead doesn't discount.
- Price cuts: 27 of 59 similar homes have trimmed asking — median trim $5,000. This one already cut $5,000.
Powered by the Realgorithm™ — 34 real Moorhead closings, zero guesses · NorthstarMLS
Key Features
- Built
- 1993
- Garage
- 2-Car Attached
- Style
- Two
- HOA
- None
- Annual Taxes
- $5,719.19 (2026)
- Specials/yr
- $285
- School District
- Moorhead Area Public Schools
- Assigned Elementary School
- S.G. Reinertsen Elementary
- Assigned Middle School
- Horizon Middle School
- Assigned High School
- Moorhead High School
Property Details
- Property Type
- Single Family
- Above Grade Sq Ft
- 2,040
- Below Grade Sq Ft
- 783
- Lot Size
- 0.22 acres
- Basement
- Yes
- Roof
- Age 8 Years or Less, Architectural Shingle
- Construction
- Concrete, Frame
- County
- Clay
- List Date
- 2026-06-25
- Days on Market
- 114 days
- Parcel ID
- 584910010
Financial
- Total Tax incl. Assessments
- $6,004
- Specials Pending
- No
Home Systems & Utilities
- Heating
- Forced Air
- Cooling
- Central Air
- Electric
- 200+ Amp Service
- Water
- City Water/Connected
- Sewer
- City Sewer/Connected
- Appliances
- Dishwasher, Disposal, Double Oven, Dryer, Freezer, Microwave, Range, Refrigerator, Tankless Water Heater, Washer
Interior Features
- Laundry
- Laundry Room, Main Level
Construction & Exterior
Construction & Structure
- Foundation Type
- Poured Concrete
- Foundation Area
- 1,021 sqft
- Total Building Area
- 2,935 sqft
Exterior Features
- Exterior Features
- Metal
- Fenced Area
- Yes
- Accessibility Features
- None
Parking & Garage
- Parking Features
- Attached Garage, Concrete, Finished Garage, Garage Door Opener, Heated Garage, Insulated Garage, Storage
Lot & Land
- Lot Features
- Corner Lot, Tree Coverage - Light
- Road Surface
- City Street, Paved Streets
- Zoning Description
- Residential-Single Family
Agent & Office
- List Office
- REALTY XPERTS
Price History
Reduced $10,000 (2.3%)
- Price reduced to $440,000 — Jul 7, 2026
- Price reduced to $435,000 — Jul 21, 2026
- Price reduced to $430,000 — Sep 27, 2026
3921 5th Street S is listed in Moorhead, MN, part of Clay County. Browse all Minnesota homes for sale on Modern Market REALTORS®.
Showing — 3921 5th Street S
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View Full Listing & PhotosMLS# 7098189 · Data refreshed October 3, 2026
Similar Homes for Sale Near 3921 5th Street S, Moorhead, MN
Frequently Asked Questions About 3921 5th Street S
- What schools is 3921 5th Street S zoned to?
- 3921 5th Street S is zoned to S.G. Reinertsen Elementary (elementary), Horizon Middle School (middle school), and Moorhead High School (high school). Attendance boundaries change — confirm your exact address with the district before you rely on it.
- Is $430,000 a good price for a home in Moorhead?
- According to BuyPulse, 3921 5th Street S rates Strong Value — at $152/sqft it's priced right at the typical Moorhead single-family home of $153/sqft. Its negotiating-position score is 74/100 (Strong buyer leverage), weighed on days on market, comparable inventory, and how Moorhead homes are closing versus list. Powered by the Realgorithm™. Browse Moorhead homes for sale to compare.
- What are the special assessments at 3921 5th Street S — and what do they mean?
- This property has $285/yr in annual special assessments, with no specials pending. Special assessments are separate from property taxes — they are charges levied by the city for infrastructure improvements like streets, water, sewer, and sidewalks. Annual property taxes are $5,719.19/yr. Always factor both into your total monthly housing cost before making an offer.
What special assessments cost in Moorhead — live figures on every home for sale.
- Does 3921 5th Street S have a basement?
- Yes, 3921 5th Street S has a finished basement with 783 sq ft of below-grade space.
- What type of heating and cooling does 3921 5th Street S have?
- 3921 5th Street S has Forced Air heating and Central Air cooling.
- Where is 3921 5th Street S located?
- 3921 5th Street S is in the Moonlite neighborhood of Moorhead, MN 56560, in Clay County. It's in the Moorhead Area Public Schools.
- Is 3921 5th Street S still available?
- Yes — 3921 5th Street S is currently listed as Active on the MLS and accepting showings. Contact us to schedule a tour or make an offer.
- When was 3921 5th Street S built?
- 3921 5th Street S was built in 1993. It features concrete, frame construction and a poured concrete foundation.
- Does 3921 5th Street S have main-floor laundry?
- Yes — the laundry at 3921 5th Street S is on the main level.
- What utilities serve 3921 5th Street S?
- Electric and gas at 3921 5th Street S are provided by Moorhead Public Service and Xcel Energy. Water, sewer, and garbage are handled by Moorhead Public Service and City of Moorhead. Internet options include Midco, 702 Communications and CenturyLink. Full Moorhead utility setup guide — phone numbers and move-in timeline →
- Is 3921 5th Street S near a golf course?
- Yes — Fargo Country Club (private course) is about 0.5 miles from 3921 5th Street S. It's the closest golf course in the Fargo-Moorhead metro.
- How walkable is 3921 5th Street S?
- 3921 5th Street S has a Walk Score of 37/100 (Car-Dependent) and a Bike Score of 68/100 (Somewhat Bikeable). Scores provided by Walk Score® →
- How many homes like 3921 5th Street S are for sale in Moorhead?
- 59 similar homes (single-family homes between $323K and $538K in Moorhead) are for sale right now — you have options.
- How fast do homes like 3921 5th Street S sell in Moorhead?
- Homes like this one (single-family homes between $323K and $538K in Moorhead) went pending in a median 25 days over the last 90 days — 0 of the last 14 went under contract within 4 days.
- Do homes in Moorhead sell for asking price?
- 65% of the last 34 comparable Moorhead sales closed at or over list price — Moorhead doesn't discount. Based on real NorthstarMLS closings, not estimates.
- What does "M Markdowns" mean?
- M Markdowns™ is Modern Market REALTORS®’ real estate tracker of homes for sale with verified MLS price reductions across the Fargo-Moorhead metro and Minnesota lake country. Every reduction is sourced directly from NorthstarMLS — minimum $2,000 drop to filter noise.
- What does "BuyPulse" mean?
- BuyPulse™ is Modern Market REALTORS®’ live market-data brand for Fargo-Moorhead: cohort statistics — homes for sale, median days to pending, and share of sales closing at or over list price — computed from real NorthstarMLS closings, not estimates.
- What does "Realgorithm™" mean?
- The Realgorithm™ is Modern Market REALTORS®’ proprietary market-data engine — it computes every BuyPulse verdict from real NorthstarMLS closings (comparable active inventory, median days to pending, and sale-to-list price ratio) rather than an automated online estimate.
Local Companies to Help You Settle In
From inspection to closing to moving day, here are well-known local companies serving the Moorhead area.
Listings courtesy of NorthstarMLS as distributed by MLS GRID
Based on information submitted to the MLS GRID as of 10/17/2026, 6:09 PM CDT. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.
IDX information is provided exclusively for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.