3921 5th Street S, Moorhead, MN 56560
6 Beds | 4 Baths | 2,823 Sq Ft | Single Family Home | MLS# 7098189
M Markdowns — Price Reduced — was $440,000 (↓ $5,000)
Is 3921 5th Street S a Good Deal?
BuyPulse Verdict
Fair Market Value
At $154/sqft — This home is priced right at the typical Moorhead single-family home of $154/sqft.
Your Negotiating Position
82 — Strong buyer leverage
Day 65 — similar homes typically go under contract by day ~20. This one is past that window.
52% of recent sales closed at or over asking — about half hold full price.
53 similar homes for sale — alternatives if they won't move.
This seller already cut $5,000 — motivation showing.
Powered by the Realgorithm™ — 140 active Moorhead listings · NorthstarMLS
$2,955/month Estimated
- Principal & interest
- $2,200
- Property taxes
- $477
- Home insurance (est.)
- $254
- Special assessments
- $24
- HOA dues
- None
20% down ($87,000) · 30-yr fixed, 6.5% · Can I afford this home?
Includes special assessments — the FM-metro cost most portals leave out. Estimates only; confirm before you offer.
Located in Moonlite Add, Moorhead, MN.
About This Home
*PRICE IMPROVEMENT* Welcome home to this spacious and charming 2-story home situated on a desirable corner lot in south Moorhead! Offering 6 bedrooms, 4 bathrooms, and nearly 3,000 finished square feet, this property combines timeless character with modern updates and exceptional storage throughout. Relax on the inviting covered wrap-around porch or entertain on the large backyard deck overlooking the fenced yard and fire pit area. Inside, you'll find hardwood floors, generous living spaces, and an updated kitchen featuring newer countertops, cabinet fronts, and appliances. The spacious primary suite offers a walk-in closet and private bath with a jetted tub. The finished lower level features a theater room wired for surround sound and projector capabilities, wet bar, and additional living space. Updates include a new roof, tankless water heater, majority of windows replaced, deck, fence, and more. Heated attached garage with space above the garage for additional storage. In fact, there is even a motorized lift to get things in and out of the attic!! Don’t miss your opportunity on this one and the convenient access to schools, parks, shopping, dining, and I-94.
Virtual Tour
BuyPulse™ — Live Market Read
Homes like this one — single-family homes between $326K and $544K in Moorhead:
- The field: 53 similar Moorhead homes for sale — you have options.
- Tempo: homes like this went pending in a median 20 days — 0 of the last 12 inside 4 days.
- Negotiation: 52% of the last 44 sales here closed at or over list — about half hold full price.
Powered by the Realgorithm™ — 44 real Moorhead closings, zero guesses · NorthstarMLS
Key Features
- Property Type
- Single Family
- Year Built
- 1993
- Above Grade
- 2,040 sq ft
- Below Grade
- 783 sq ft
- Lot Size
- 0.22 acres
- Lot Features
- Corner Lot, Tree Coverage - Light
- Garage
- 2-car (Attached Garage, Concrete, Finished Garage, Garage Door Opener, Heated Garage, Insulated Garage, Storage)
- Heating
- Forced Air
- Cooling
- Central Air
- Basement
- Finished
- Appliances
- Dishwasher, Disposal, Double Oven, Dryer, Freezer, Microwave, Range, Refrigerator, Tankless Water Heater, Washer
- Sewer
- City Sewer/Connected
- Water
- City Water/Connected
- Annual Taxes
- $5,719.19
- Special Assessments
- $285
- School District
- Moorhead Area Public Schools
- Assigned Elementary School
- S.G. Reinertsen Elementary
- Assigned Middle School
- Horizon Middle School
- Assigned High School
- Moorhead High School
- County
- Clay
- Days on Market
- 65
3921 5th Street S is listed in Moorhead, MN, part of Clay County. Browse all Minnesota homes for sale on Modern Market REALTORS®.
Showing — 3921 5th Street S
Shannon Barnum
Associate Broker · Modern Market REALTORS®
Your Moorhead real estate expert since 2012 — I represent you, not the seller. Quick to respond, easy to text.
Listed by REALTY XPERTS · Shown by Modern Market REALTORS®
Buying a home in Moorhead? — dedicated buyer representation from pre-approval through closing.
View Full Listing & PhotosMLS# 7098189 · Data refreshed August 6, 2026
Similar Homes for Sale Near 3921 5th Street S, Moorhead, MN
Frequently Asked Questions About 3921 5th Street S
- What schools is 3921 5th Street S zoned to?
- 3921 5th Street S is zoned to S.G. Reinertsen Elementary (elementary), Horizon Middle School (middle school), and Moorhead High School (high school). Attendance boundaries change — confirm your exact address with the district before you rely on it.
- Is $435,000 a good price for a home in Moorhead?
- According to BuyPulse, 3921 5th Street S rates Fair Market Value — at $154/sqft it's priced right at the typical Moorhead single-family home of $154/sqft. Its negotiating-position score is 82/100 (Strong buyer leverage), weighed on days on market, comparable inventory, and how Moorhead homes are closing versus list. Powered by the Realgorithm™. Browse Moorhead homes for sale to compare.
- What are the special assessments at 3921 5th Street S — and what do they mean?
- This property has $285/yr in annual special assessments, with no specials pending. Special assessments are separate from property taxes — they are charges levied by the city for infrastructure improvements like streets, water, sewer, and sidewalks. Annual property taxes are $5,719.19/yr. Always factor both into your total monthly housing cost before making an offer.
- Does 3921 5th Street S have a basement?
- Yes, 3921 5th Street S has a finished basement with 783 sq ft of below-grade space.
- What type of heating and cooling does 3921 5th Street S have?
- 3921 5th Street S has Forced Air heating and Central Air cooling.
- Where is 3921 5th Street S located?
- 3921 5th Street S is in the Moonlite neighborhood of Moorhead, MN 56560, in Clay County. It's in the Moorhead Area Public Schools.
- Is 3921 5th Street S still available?
- Yes — 3921 5th Street S is currently listed as Active on the MLS and accepting showings. Contact us to schedule a tour or make an offer.
- When was 3921 5th Street S built?
- 3921 5th Street S was built in 1993. It features concrete, frame construction and a poured concrete foundation.
- Does 3921 5th Street S have main-floor laundry?
- Yes — the laundry at 3921 5th Street S is on the main level.
- What utilities serve 3921 5th Street S?
- Electric and gas at 3921 5th Street S are provided by Moorhead Public Service and Xcel Energy. Water, sewer, and garbage are handled by Moorhead Public Service and City of Moorhead. Internet options include Midco, 702 Communications and CenturyLink. Full Moorhead utility setup guide — phone numbers and move-in timeline →
- Is 3921 5th Street S near a golf course?
- Yes — Fargo Country Club (private course) is about 0.5 miles from 3921 5th Street S. It's the closest golf course in the Fargo-Moorhead metro.
- How walkable is 3921 5th Street S?
- 3921 5th Street S has a Walk Score of 37/100 (Car-Dependent) and a Bike Score of 68/100 (Somewhat Bikeable). Scores provided by Walk Score® →
- How many homes like 3921 5th Street S are for sale in Moorhead?
- 53 similar homes (single-family homes between $326K and $544K in Moorhead) are for sale right now — you have options.
- How fast do homes like 3921 5th Street S sell in Moorhead?
- Homes like this one (single-family homes between $326K and $544K in Moorhead) went pending in a median 20 days over the last 90 days — 0 of the last 12 went under contract within 4 days.
- Do homes in Moorhead sell for asking price?
- 52% of the last 44 comparable Moorhead sales closed at or over list price — about half hold full price. Based on real NorthstarMLS closings, not estimates.
- What does "M Markdowns" mean?
- M Markdowns™ is Modern Market REALTORS®’ real estate tracker of homes for sale with verified MLS price reductions across the Fargo-Moorhead metro and Minnesota lake country. Every reduction is sourced directly from NorthstarMLS — minimum $2,000 drop to filter noise.
- What does "BuyPulse" mean?
- BuyPulse is Modern Market REALTORS®’ live market-data brand for Fargo-Moorhead: cohort statistics — homes for sale, median days to pending, and share of sales closing at or over list price — computed from real NorthstarMLS closings, not estimates.
- What does "Realgorithm™" mean?
- The Realgorithm™ is Modern Market REALTORS®’ proprietary market-data engine — it computes every BuyPulse verdict from real NorthstarMLS closings (comparable active inventory, median days to pending, and sale-to-list price ratio) rather than an automated online estimate.
Local Companies to Help You Settle In
From inspection to closing to moving day, here are well-known local companies serving the Moorhead area.