3969 85th Avenue N, Moorhead, MN 56560
4 Beds | 3 Baths | 2,842 Sq Ft | Single Family Home | MLS# 7087421
Price Drop on M Markdowns — was $689,900 (↓ $20,000)
$4,385/month Estimated
- Principal & interest
- $3,387
- Property taxes
- $602
- Home insurance (est.)
- $391
- Special assessments
- $5
- HOA dues
- None
20% down ($133,980) · 30-yr fixed, 6.5% · Can I afford this home?
Includes special assessments — the FM-metro cost most portals leave out. Estimates only; confirm before you offer.
Located in Amber Waves Estates, Moorhead, MN.
About This Home
Picture a stunning two-story home in North Moorhead sprawling over 4,000 square feet and freshly painted inside. Nestled on 3.11 acres, it offers an open-concept design with expansive, beautiful windows that flood the space with natural light. The upper floor features four generously sized bedrooms, providing comfort and privacy. This unique property offers a maintenance free decks to relax and enjoy the beautiful sunrises and sunsets. The expansive shed offers space for all your tools and toys.
Virtual Tour
BuyPulse · Live market read
Is 3969 85th Avenue N a Good Deal?
At $236/sqft, this home is priced $83/sqft above the typical Moorhead single-family home of $153/sqft.
The median list price in Moorhead is $319,900.
Verdict: Premium Pricing
Your negotiating position
88 Strong buyer leverage
Seller's market · Balanced · Buyer leverage
Day 130 — Moorhead homes overall typically go under contract by day ~21. This one is past that window.
11 similar homes for sale — alternatives if they won't move.
This seller already cut $20,000 — motivation showing.
Homes like this one — single-family homes between $502K and $837K in Moorhead:
- The field: 11 similar Moorhead homes for sale — you have options.
- Price cuts: 4 of 11 similar homes have trimmed asking — median trim $9,000. This one already cut $20,000.
- Too few have sold recently to chart how fast they go or how they close — BuyPulse won't estimate those off a thin sample.
Powered by the Realgorithm™ — real Moorhead closings, zero guesses · NorthstarMLS
Key Features
- Built
- 2008
- Garage
- 3-Car Attached
- Style
- Two
- HOA
- None
- Annual Taxes
- $7,221.19 (2026)
- Specials/yr
- $57
- School District
- Moorhead Area Public Schools
- Assigned Elementary School
- Robert Asp Elementary
- Assigned Middle School
- Horizon Middle School
- Assigned High School
- Moorhead High School
Property Details
- Property Type
- Single Family
- Above Grade Sq Ft
- 2,842
- Lot Size
- 3.11 acres
- Basement
- No
- County
- Clay
- List Date
- 2026-06-09
- Days on Market
- 130 days
- Parcel ID
- 230380060
Financial
- Total Tax incl. Assessments
- $7,278
- Specials Pending
- No
Home Systems & Utilities
- Heating
- Forced Air
- Cooling
- Central Air
- Water
- Private, Well
- Sewer
- Septic System Compliant - Yes
- Appliances
- Cooktop, Dishwasher, Dryer, Electric Water Heater, Microwave, Refrigerator, Wall Oven, Washer, Water Softener Owned
Interior Features
- Laundry
- Laundry Room, Upper Level
- Fireplace
- 1 fireplace
Construction & Exterior
Construction & Structure
- Foundation Type
- Poured Concrete
- Foundation Area
- 1,295 sqft
- Total Building Area
- 4,200 sqft
Exterior Features
- Exterior Features
- Brick Veneer, Steel Siding, Stucco
- Fenced Area
- Yes
- Accessibility Features
- None
Parking & Garage
- Parking Features
- Attached Garage
Lot & Land
- Lot Features
- Tree Coverage - Light
- Zoning Description
- Residential-Single Family
Agent & Office
- List Office
- Kvamme Real Estate
Price History
Reduced $20,000 (2.9%)
- Price reduced to $689,900 — Aug 27, 2026
- Price reduced to $669,900 — Sep 9, 2026
3969 85th Avenue N is listed in Moorhead, MN, part of Clay County. Browse all Minnesota homes for sale on Modern Market REALTORS®.
Showing — 3969 85th Avenue N
Associate Broker · Modern Market REALTORS®
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Listed by Kvamme Real Estate · Shown by Modern Market REALTORS®
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View Full Listing & PhotosMLS# 7087421 · Data refreshed September 9, 2026
Similar Homes for Sale Near 3969 85th Avenue N, Moorhead, MN
Frequently Asked Questions About 3969 85th Avenue N
- What schools is 3969 85th Avenue N zoned to?
- 3969 85th Avenue N is zoned to Robert Asp Elementary (elementary), Horizon Middle School (middle school), and Moorhead High School (high school). Attendance boundaries change — confirm your exact address with the district before you rely on it.
- Is $669,900 a good price for a home in Moorhead?
- According to BuyPulse, 3969 85th Avenue N rates Premium Pricing — at $236/sqft it's priced 54% above the typical Moorhead single-family home of $153/sqft. Its negotiating-position score is 88/100 (Strong buyer leverage), weighed on days on market, comparable inventory, and how Moorhead homes are closing versus list. Powered by the Realgorithm™. Browse Moorhead homes for sale to compare.
- What are the special assessments at 3969 85th Avenue N — and what do they mean?
- This property has $57/yr in annual special assessments, with no specials pending. Special assessments are separate from property taxes — they are charges levied by the city for infrastructure improvements like streets, water, sewer, and sidewalks. Annual property taxes are $7,221.19/yr. Always factor both into your total monthly housing cost before making an offer.
What special assessments cost in Moorhead — live figures on every home for sale.
- What type of heating and cooling does 3969 85th Avenue N have?
- 3969 85th Avenue N has Forced Air heating and Central Air cooling.
- Where is 3969 85th Avenue N located?
- 3969 85th Avenue N is in the Amber Waves Estates neighborhood of Moorhead, MN 56560, in Clay County. It's in the Moorhead Area Public Schools.
- Is 3969 85th Avenue N still available?
- Yes — 3969 85th Avenue N is currently listed as Active on the MLS and accepting showings. Contact us to schedule a tour or make an offer.
- When was 3969 85th Avenue N built?
- 3969 85th Avenue N was built in 2008. It features a poured concrete foundation.
- Does 3969 85th Avenue N have main-floor laundry?
- No — the laundry at 3969 85th Avenue N is on the upper level.
- What utilities serve 3969 85th Avenue N?
- Electric and gas at 3969 85th Avenue N are provided by Moorhead Public Service and Xcel Energy. Water, sewer, and garbage are handled by Moorhead Public Service and City of Moorhead. Internet options include Midco, 702 Communications and CenturyLink. Full Moorhead utility setup guide — phone numbers and move-in timeline →
- Is 3969 85th Avenue N near a golf course?
- Yes — Edgewood Golf Course (public course) is about 3.3 miles from 3969 85th Avenue N. It's the closest golf course in the Fargo-Moorhead metro.
- How walkable is 3969 85th Avenue N?
- 3969 85th Avenue N has a Walk Score of 0/100 (Car-Dependent) and a Bike Score of 25/100 (Minimal Bike Infrastructure). Scores provided by Walk Score® →
- How many homes like 3969 85th Avenue N are for sale in Moorhead?
- 11 similar homes (single-family homes between $502K and $837K in Moorhead) are for sale right now — you have options.
- What does "M Markdowns" mean?
- M Markdowns™ is Modern Market REALTORS®’ real estate tracker of homes for sale with verified MLS price reductions across the Fargo-Moorhead metro and Minnesota lake country. Every reduction is sourced directly from NorthstarMLS — minimum $2,000 drop to filter noise.
- What does "BuyPulse" mean?
- BuyPulse™ is Modern Market REALTORS®’ live market-data brand for Fargo-Moorhead: cohort statistics — homes for sale, median days to pending, and share of sales closing at or over list price — computed from real NorthstarMLS closings, not estimates.
- What does "Realgorithm™" mean?
- The Realgorithm™ is Modern Market REALTORS®’ proprietary market-data engine — it computes every BuyPulse verdict from real NorthstarMLS closings (comparable active inventory, median days to pending, and sale-to-list price ratio) rather than an automated online estimate.
Local Companies to Help You Settle In
From inspection to closing to moving day, here are well-known local companies serving the Moorhead area.
Listings courtesy of NorthstarMLS as distributed by MLS GRID
Based on information submitted to the MLS GRID as of 10/17/2026, 6:09 PM CDT. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.
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