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3 Beds | 1 Bath | 1,008 Sq Ft | Single Family Home | MLS# 7126212
M Markdowns — Price Reduced — was $189,900 (↓ $5,000)
Is 706 20th Street N a Good Deal?
BuyPulse Verdict
Premium Pricing
At $183/sqft — This home is priced 20% above the typical Moorhead single-family home of $153/sqft.
Your Negotiating Position
78 — Strong buyer leverage
Day 51 — similar homes typically go under contract by day ~28. This one is past that window.
63% of recent sales closed at or over asking — Moorhead sellers rarely discount.
16 similar homes for sale — alternatives if they won't move.
This seller already cut $5,000 — motivation showing.
Powered by the Realgorithm™ — 147 active Moorhead listings · NorthstarMLS
$1,258/month Estimated
- Principal & interest
- $935
- Property taxes
- $207
- Home insurance (est.)
- $108
- Special assessments
- $8
- HOA dues
- None
20% down ($36,980) · 30-yr fixed, 6.5% · Can I afford this home?
Includes special assessments — the FM-metro cost most portals leave out. Estimates only; confirm before you offer.
Located in Holes 2nd Add, Moorhead, MN.
About This Home
Many updates and ready for immediate occupancy. This north Moorhead home features maintenance free siding, newer flooring, updated kitchen and bathroom and so much more. Fully fenced yard with a shed. Don't let this affordable home ownership opportunity slip you by!
Virtual Tour
BuyPulse™ — Live Market Read
Homes like this one — single-family homes between $139K and $231K in Moorhead:
- The field: 16 similar Moorhead homes for sale — you have options.
- Tempo: homes like this went pending in a median 28 days — 0 of the last 12 inside 4 days.
- Negotiation: 63% of the last 24 sales here closed at or over list — Moorhead doesn't discount.
Powered by the Realgorithm™ — 24 real Moorhead closings, zero guesses · NorthstarMLS
Key Features
- Built
- 1961
- Style
- One
- HOA
- None
- Annual Taxes
- $2,489 (2026)
- Specials/yr
- $93
- School District
- Moorhead Area Public Schools
- Assigned Elementary School
- Robert Asp Elementary
- Assigned Middle School
- Horizon Middle School
- Assigned High School
- Moorhead High School
Property Details
- Property Type
- Single Family
- Above Grade Sq Ft
- 1,008
- Lot Size
- 7,500 sqft
- Basement
- Yes
- Roof
- Asphalt
- Construction
- Frame
- County
- Clay
- List Date
- 2026-08-12
- Days on Market
- 51 days
- Parcel ID
- 583190780
Financial
- Total Tax incl. Assessments
- $2,582
- Specials Pending
- No
Home Systems & Utilities
- Heating
- Forced Air
- Cooling
- Central Air
- Electric
- Circuit Breakers
- Water
- City Water/Connected
- Sewer
- City Sewer/Connected
- Appliances
- Range, Refrigerator
Interior Features
- Laundry
- In Basement
Construction & Exterior
Construction & Structure
- Foundation Type
- Poured Concrete
- Foundation Area
- 1,008 sqft
- Total Building Area
- 2,016 sqft
Exterior Features
- Exterior Features
- Vinyl
- Fenced Area
- Yes
- Other Structures
- Storage Shed
- Accessibility Features
- None
Parking & Garage
- Parking Features
- Concrete
Lot & Land
- Zoning Description
- Residential-Single Family
Agent & Office
- List Office
- Town & Country Realty
Price History
- Price reduced to $184,900 — Sep 23, 2026
706 20th Street N is listed in Moorhead, MN, part of Clay County. Browse all Minnesota homes for sale on Modern Market REALTORS®.
Showing — 706 20th Street N
Associate Broker · Modern Market REALTORS®
Your Moorhead real estate expert since 2012 — I represent you, not the seller. Quick to respond, easy to text.
Listed by Town & Country Realty · Shown by Modern Market REALTORS®
First-Time Home Buyer Guide for Fargo-Moorhead — ND/MN buyer programs, budgeting, and the 7-step process.
View Full Listing & PhotosMLS# 7126212 · Data refreshed September 29, 2026
Similar Homes for Sale Near 706 20th Street N, Moorhead, MN
Frequently Asked Questions About 706 20th Street N
- What schools is 706 20th Street N zoned to?
- 706 20th Street N is zoned to Robert Asp Elementary (elementary), Horizon Middle School (middle school), and Moorhead High School (high school). Attendance boundaries change — confirm your exact address with the district before you rely on it.
- Is $184,900 a good price for a home in Moorhead?
- According to BuyPulse, 706 20th Street N rates Premium Pricing — at $183/sqft it's priced 20% above the typical Moorhead single-family home of $153/sqft. Its negotiating-position score is 78/100 (Strong buyer leverage), weighed on days on market, comparable inventory, and how Moorhead homes are closing versus list. Powered by the Realgorithm™. Browse Moorhead homes for sale to compare.
- What are the special assessments at 706 20th Street N — and what do they mean?
- This property has $93/yr in annual special assessments, with no specials pending. Special assessments are separate from property taxes — they are charges levied by the city for infrastructure improvements like streets, water, sewer, and sidewalks. Annual property taxes are $2,489/yr. Always factor both into your total monthly housing cost before making an offer.
What special assessments cost in Moorhead — live figures on every home for sale.
- Does 706 20th Street N have a basement?
- Yes, 706 20th Street N has a basement.
- What type of heating and cooling does 706 20th Street N have?
- 706 20th Street N has Forced Air heating and Central Air cooling.
- Where is 706 20th Street N located?
- 706 20th Street N is in the Holes neighborhood of Moorhead, MN 56560, in Clay County. It's in the Moorhead Area Public Schools.
- Is 706 20th Street N still available?
- Yes — 706 20th Street N is currently listed as Active on the MLS and accepting showings. Contact us to schedule a tour or make an offer.
- When was 706 20th Street N built?
- 706 20th Street N was built in 1961. It features frame construction, an asphalt roof, and a poured concrete foundation.
- Does 706 20th Street N have main-floor laundry?
- No — the laundry at 706 20th Street N is in the lower level.
- What utilities serve 706 20th Street N?
- Electric and gas at 706 20th Street N are provided by Moorhead Public Service and Xcel Energy. Water, sewer, and garbage are handled by Moorhead Public Service and City of Moorhead. Internet options include Midco, 702 Communications and CenturyLink. Full Moorhead utility setup guide — phone numbers and move-in timeline →
- Is 706 20th Street N near a golf course?
- Yes — The Meadows (public course) is about 0.8 miles from 706 20th Street N. It's the closest golf course in the Fargo-Moorhead metro.
- How walkable is 706 20th Street N?
- 706 20th Street N has a Walk Score of 49/100 (Car-Dependent) and a Bike Score of 46/100 (Minimal Bike Infrastructure). Scores provided by Walk Score® →
- How many homes like 706 20th Street N are for sale in Moorhead?
- 16 similar homes (single-family homes between $139K and $231K in Moorhead) are for sale right now — you have options.
- How fast do homes like 706 20th Street N sell in Moorhead?
- Homes like this one (single-family homes between $139K and $231K in Moorhead) went pending in a median 28 days over the last 90 days — 0 of the last 12 went under contract within 4 days.
- Do homes in Moorhead sell for asking price?
- 63% of the last 24 comparable Moorhead sales closed at or over list price — Moorhead doesn't discount. Based on real NorthstarMLS closings, not estimates.
- What does "M Markdowns" mean?
- M Markdowns™ is Modern Market REALTORS®’ real estate tracker of homes for sale with verified MLS price reductions across the Fargo-Moorhead metro and Minnesota lake country. Every reduction is sourced directly from NorthstarMLS — minimum $2,000 drop to filter noise.
- What does "BuyPulse" mean?
- BuyPulse™ is Modern Market REALTORS®’ live market-data brand for Fargo-Moorhead: cohort statistics — homes for sale, median days to pending, and share of sales closing at or over list price — computed from real NorthstarMLS closings, not estimates.
- What does "Realgorithm™" mean?
- The Realgorithm™ is Modern Market REALTORS®’ proprietary market-data engine — it computes every BuyPulse verdict from real NorthstarMLS closings (comparable active inventory, median days to pending, and sale-to-list price ratio) rather than an automated online estimate.
Local Companies to Help You Settle In
From inspection to closing to moving day, here are well-known local companies serving the Moorhead area.