3 bed 1 bath single family home for sale at 706 20th Street N, Moorhead MN MLS# 7126212 - Photo 1 of 27

706 20th Street N, Moorhead, MN 56560

M Premiere — Just Listed — listed August 12, 2026

3 Beds | 1 Bath | 1,008 Sq Ft | Single Family Home | MLS# 7126212

$189,900

BuyPulse Grade

Above Market

At $188/sqft — This home is priced 18% above the typical Moorhead single-family home of $159/sqft.

Powered by the Realgorithm™ — 155 active Moorhead listings · NorthstarMLS

$1,286/month Estimated

Principal & interest
$960
Property taxes
$207
Home insurance (est.)
$111
Special assessments
$8
HOA dues
None

20% down ($37,980) · 30-yr fixed, 6.5% · Can I afford this home?

Includes special assessments — the FM-metro cost most portals leave out. Estimates only; confirm before you offer.

Moorhead, MN Active

Deciding Week · Day 1 of 7

11% of the last 9 homes like this one went under contract within the first week.

Day count from the MLS listing date · cohort stats from the last 90 days · NorthstarMLS

Located in Holes 2nd Add, Moorhead, MN.

About This Home

Many updates and ready for immediate occupancy. This north Moorhead home features maintenance free siding, newer flooring, updated kitchen and bathroom and so much more. Fully fenced yard with a shed. Don't let this affordable home ownership opportunity slip you by!

BuyPulse™ — Live Market Read

Homes like this one — ramblers between $142K and $237K in Moorhead:

  • The field: 8 similar Moorhead homes for sale — a short list right now.
  • Tempo: homes like this went pending in a median 14 days — 1 of the last 9 inside 4 days.
  • Negotiation: 71% of the last 17 sales here closed at or over list — Moorhead doesn't discount.

Powered by the Realgorithm™ — 17 real Moorhead closings, zero guesses · NorthstarMLS

Key Features

Property Type
Single Family
Year Built
1961
Above Grade
1,008 sq ft
Heating
Forced Air
Cooling
Central Air
Basement
Yes
Appliances
Range, Refrigerator
Sewer
City Sewer/Connected
Water
City Water/Connected
Annual Taxes
$2,489
Special Assessments
$93
School District
Moorhead Area Public Schools
Assigned High School
Moorhead High School
County
Clay
Days on Market
0

706 20th Street N is listed in Moorhead, MN, part of Clay County. Browse all Minnesota homes for sale on Modern Market REALTORS®.

Showing — 706 20th Street N

Shannon Barnum

Associate Broker · Modern Market REALTORS®

Your Moorhead real estate expert since 2012 — I represent you, not the seller. Quick to respond, easy to text.

Listed by Town & Country Realty · Shown by Modern Market REALTORS®

Schedule a Home Tour View Full Listing & Photos

MLS# 7126212 · Data refreshed August 12, 2026

More Homes for Sale in Moorhead, MN

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Frequently Asked Questions About 706 20th Street N

What schools is 706 20th Street N zoned to?
706 20th Street N is zoned to Robert Asp Elementary (elementary), Horizon Middle School (middle school), and Moorhead High School (high school). Attendance boundaries change — confirm your exact address with the district before you rely on it.
Is $189,900 a good price for a home in Moorhead?
At $188/sqft, this home is priced near the typical Moorhead single-family home of $159/sqft (18% higher), according to our BuyPulse comparison of comparable active listings. Browse Moorhead homes for sale to compare.
What are the special assessments at 706 20th Street N — and what do they mean?
This property has $93/yr in annual special assessments, with no specials pending. Special assessments are separate from property taxes — they are charges levied by the city for infrastructure improvements like streets, water, sewer, and sidewalks. Annual property taxes are $2,489/yr. Always factor both into your total monthly housing cost before making an offer.
Does 706 20th Street N have a basement?
Yes, 706 20th Street N has a basement.
What type of heating and cooling does 706 20th Street N have?
706 20th Street N has Forced Air heating and Central Air cooling.
Where is 706 20th Street N located?
706 20th Street N is in the Holes neighborhood of Moorhead, MN 56560, in Clay County. It's in the Moorhead Area Public Schools.
Is 706 20th Street N still available?
Yes — 706 20th Street N is currently listed as Active on the MLS and accepting showings. Contact us to schedule a tour or make an offer.
When was 706 20th Street N built?
706 20th Street N was built in 1961. It features frame construction, an asphalt roof, and a poured concrete foundation.
Does 706 20th Street N have main-floor laundry?
No — the laundry at 706 20th Street N is in the lower level.
What utilities serve 706 20th Street N?
Electric and gas at 706 20th Street N are provided by Moorhead Public Service and Xcel Energy. Water, sewer, and garbage are handled by Moorhead Public Service and City of Moorhead. Internet options include Midco, 702 Communications and CenturyLink. Full Moorhead utility setup guide — phone numbers and move-in timeline →
Is 706 20th Street N near a golf course?
Yes — The Meadows (public course) is about 1.3 miles from 706 20th Street N. It's the closest golf course in the Fargo-Moorhead metro.
How many homes like 706 20th Street N are for sale in Moorhead?
8 similar homes (ramblers between $142K and $237K in Moorhead) are for sale right now — a short list right now.
How fast do homes like 706 20th Street N sell in Moorhead?
Homes like this one (ramblers between $142K and $237K in Moorhead) went pending in a median 14 days over the last 90 days — 1 of the last 9 went under contract within 4 days.
Do homes in Moorhead sell for asking price?
71% of the last 17 comparable Moorhead sales closed at or over list price — Moorhead doesn't discount. Based on real NorthstarMLS closings, not estimates.
What does "M Premiere" mean?
M Premiere™ is Modern Market REALTORS®’ early-access tracker for homes entering NorthstarMLS during the critical first 96 hours on market. Well-priced homes in Fargo-Moorhead frequently receive their strongest buyer attention in that opening window. M Premiere surfaces new inventory the moment it lists — so buyers can act before a home becomes widely discovered.
What does "BuyPulse" mean?
BuyPulse is Modern Market REALTORS®’ live market-data brand for Fargo-Moorhead: cohort statistics — homes for sale, median days to pending, and share of sales closing at or over list price — computed from real NorthstarMLS closings, not estimates.
What does "Realgorithm™" mean?
The Realgorithm™ is Modern Market REALTORS®’ proprietary market-data engine — it computes every BuyPulse verdict from real NorthstarMLS closings (comparable active inventory, median days to pending, and sale-to-list price ratio) rather than an automated online estimate.

Local Companies to Help You Settle In

From inspection to closing to moving day, here are well-known local companies serving the Moorhead area.