1961 single family home for sale at 706 20th Street N in Moorhead, MN — 3 bed, 1 bath (photo 1 of 27)

706 20th Street N, Moorhead, MN 56560

3 Beds | 1 Bath | 1,008 Sq Ft | Single Family Home | MLS# 7126212

M Markdowns — Price Reduced — was $189,900 (↓ $5,000)

$184,900

Is 706 20th Street N a Good Deal?

BuyPulse Verdict

Premium Pricing

At $183/sqft — This home is priced 20% above the typical Moorhead single-family home of $153/sqft.

Your Negotiating Position

78 — Strong buyer leverage

Day 51 — similar homes typically go under contract by day ~28. This one is past that window.

63% of recent sales closed at or over asking — Moorhead sellers rarely discount.

16 similar homes for sale — alternatives if they won't move.

This seller already cut $5,000 — motivation showing.

Powered by the Realgorithm™ — 147 active Moorhead listings · NorthstarMLS

$1,258/month Estimated

Principal & interest
$935
Property taxes
$207
Home insurance (est.)
$108
Special assessments
$8
HOA dues
None

20% down ($36,980) · 30-yr fixed, 6.5% · Can I afford this home?

Includes special assessments — the FM-metro cost most portals leave out. Estimates only; confirm before you offer.

Moorhead, MN Active

Located in Holes 2nd Add, Moorhead, MN.

About This Home

Many updates and ready for immediate occupancy. This north Moorhead home features maintenance free siding, newer flooring, updated kitchen and bathroom and so much more. Fully fenced yard with a shed. Don't let this affordable home ownership opportunity slip you by!

Virtual Tour

Take a virtual tour of this home

BuyPulse™ — Live Market Read

Homes like this one — single-family homes between $139K and $231K in Moorhead:

  • The field: 16 similar Moorhead homes for sale — you have options.
  • Tempo: homes like this went pending in a median 28 days — 0 of the last 12 inside 4 days.
  • Negotiation: 63% of the last 24 sales here closed at or over list — Moorhead doesn't discount.

Powered by the Realgorithm™ — 24 real Moorhead closings, zero guesses · NorthstarMLS

Key Features

Built
1961
Style
One
HOA
None
Annual Taxes
$2,489 (2026)
Specials/yr
$93
School District
Moorhead Area Public Schools
Assigned Elementary School
Robert Asp Elementary
Assigned Middle School
Horizon Middle School
Assigned High School
Moorhead High School

Property Details

Property Type
Single Family
Above Grade Sq Ft
1,008
Lot Size
7,500 sqft
Basement
Yes
Roof
Asphalt
Construction
Frame
County
Clay
List Date
2026-08-12
Days on Market
51 days
Parcel ID
583190780

Financial

Total Tax incl. Assessments
$2,582
Specials Pending
No

Home Systems & Utilities

Heating
Forced Air
Cooling
Central Air
Electric
Circuit Breakers
Water
City Water/Connected
Sewer
City Sewer/Connected
Appliances
Range, Refrigerator

Interior Features

Laundry
In Basement

Construction & Exterior

Construction & Structure

Foundation Type
Poured Concrete
Foundation Area
1,008 sqft
Total Building Area
2,016 sqft

Exterior Features

Exterior Features
Vinyl
Fenced Area
Yes
Other Structures
Storage Shed
Accessibility Features
None

Parking & Garage

Parking Features
Concrete

Lot & Land

Zoning Description
Residential-Single Family

Agent & Office

List Office
Town & Country Realty

Price History

  • Price reduced to $184,900 — Sep 23, 2026

706 20th Street N is listed in Moorhead, MN, part of Clay County. Browse all Minnesota homes for sale on Modern Market REALTORS®.

Showing — 706 20th Street N

Shannon Barnum

Associate Broker · Modern Market REALTORS®

Your Moorhead real estate expert since 2012 — I represent you, not the seller. Quick to respond, easy to text.

Listed by Town & Country Realty · Shown by Modern Market REALTORS®

Schedule a Home Tour View Full Listing & Photos

MLS# 7126212 · Data refreshed September 29, 2026

Similar Homes for Sale Near 706 20th Street N, Moorhead, MN

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Frequently Asked Questions About 706 20th Street N

What schools is 706 20th Street N zoned to?
706 20th Street N is zoned to Robert Asp Elementary (elementary), Horizon Middle School (middle school), and Moorhead High School (high school). Attendance boundaries change — confirm your exact address with the district before you rely on it.
Is $184,900 a good price for a home in Moorhead?
According to BuyPulse, 706 20th Street N rates Premium Pricing — at $183/sqft it's priced 20% above the typical Moorhead single-family home of $153/sqft. Its negotiating-position score is 78/100 (Strong buyer leverage), weighed on days on market, comparable inventory, and how Moorhead homes are closing versus list. Powered by the Realgorithm™. Browse Moorhead homes for sale to compare.
What are the special assessments at 706 20th Street N — and what do they mean?
This property has $93/yr in annual special assessments, with no specials pending. Special assessments are separate from property taxes — they are charges levied by the city for infrastructure improvements like streets, water, sewer, and sidewalks. Annual property taxes are $2,489/yr. Always factor both into your total monthly housing cost before making an offer.

What special assessments cost in Moorhead — live figures on every home for sale.

Does 706 20th Street N have a basement?
Yes, 706 20th Street N has a basement.
What type of heating and cooling does 706 20th Street N have?
706 20th Street N has Forced Air heating and Central Air cooling.
Where is 706 20th Street N located?
706 20th Street N is in the Holes neighborhood of Moorhead, MN 56560, in Clay County. It's in the Moorhead Area Public Schools.
Is 706 20th Street N still available?
Yes — 706 20th Street N is currently listed as Active on the MLS and accepting showings. Contact us to schedule a tour or make an offer.
When was 706 20th Street N built?
706 20th Street N was built in 1961. It features frame construction, an asphalt roof, and a poured concrete foundation.
Does 706 20th Street N have main-floor laundry?
No — the laundry at 706 20th Street N is in the lower level.
What utilities serve 706 20th Street N?
Electric and gas at 706 20th Street N are provided by Moorhead Public Service and Xcel Energy. Water, sewer, and garbage are handled by Moorhead Public Service and City of Moorhead. Internet options include Midco, 702 Communications and CenturyLink. Full Moorhead utility setup guide — phone numbers and move-in timeline →
Is 706 20th Street N near a golf course?
Yes — The Meadows (public course) is about 0.8 miles from 706 20th Street N. It's the closest golf course in the Fargo-Moorhead metro.
How walkable is 706 20th Street N?
706 20th Street N has a Walk Score of 49/100 (Car-Dependent) and a Bike Score of 46/100 (Minimal Bike Infrastructure). Scores provided by Walk Score® →
How many homes like 706 20th Street N are for sale in Moorhead?
16 similar homes (single-family homes between $139K and $231K in Moorhead) are for sale right now — you have options.
How fast do homes like 706 20th Street N sell in Moorhead?
Homes like this one (single-family homes between $139K and $231K in Moorhead) went pending in a median 28 days over the last 90 days — 0 of the last 12 went under contract within 4 days.
Do homes in Moorhead sell for asking price?
63% of the last 24 comparable Moorhead sales closed at or over list price — Moorhead doesn't discount. Based on real NorthstarMLS closings, not estimates.
What does "M Markdowns" mean?
M Markdowns™ is Modern Market REALTORS®’ real estate tracker of homes for sale with verified MLS price reductions across the Fargo-Moorhead metro and Minnesota lake country. Every reduction is sourced directly from NorthstarMLS — minimum $2,000 drop to filter noise.
What does "BuyPulse" mean?
BuyPulse™ is Modern Market REALTORS®’ live market-data brand for Fargo-Moorhead: cohort statistics — homes for sale, median days to pending, and share of sales closing at or over list price — computed from real NorthstarMLS closings, not estimates.
What does "Realgorithm™" mean?
The Realgorithm™ is Modern Market REALTORS®’ proprietary market-data engine — it computes every BuyPulse verdict from real NorthstarMLS closings (comparable active inventory, median days to pending, and sale-to-list price ratio) rather than an automated online estimate.

Local Companies to Help You Settle In

From inspection to closing to moving day, here are well-known local companies serving the Moorhead area.