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Just Listed — listed October 16, 2026 · M Premiere
3 Beds | 2 Baths | 1,844 Sq Ft | Single Family Home | MLS# 7160989
$1,947/month Estimated
- Principal & interest
- $1,466
- Property taxes
- $308
- Home insurance (est.)
- $169
- Special assessments
- $4
- HOA dues
- None
20% down ($57,980) · 30-yr fixed, 6.5% · Can I afford this home?
Includes special assessments — the FM-metro cost most portals leave out. Estimates only; confirm before you offer.
Located in Johnsons 1st Add, Moorhead, MN.
About This Home
Sprawling rambler with room to roam on an extra deep city lot with no backyard neighbors! 3 Bedrooms and full bath on main level and 3/4 bath down. In 2025, significant updates were done including new shingles, new electrical service panel and a fully remodeled garage interior that includes a handy overhead door access to rear of home and 2 garden sheds out back. Pencil in steel siding, gas forced air furnace, central air, and desirable gas water heater. Seller has resided in home since 1995 and now is your opportunity to make your own memories.
BuyPulse · Live market read
Is 904 20th Street N a Good Deal?
At $157/sqft, this home is priced $3/sqft above the typical Moorhead single-family home of $154/sqft.
The median list price in Moorhead is $319,900.
Verdict: Fair Market Value
Your negotiating position
42 Seller-leaning market
Seller's market · Balanced · Buyer leverage
Day 0 — similar homes typically go under contract by day ~32, so this one is early in its window.
50% of recent sales closed at or over asking — about half hold full price.
29 similar homes for sale — alternatives if they won't move.
Homes like this one — ramblers between $217K and $362K in Moorhead:
- The field: 29 similar Moorhead homes for sale — you have options.
- Tempo: homes like this went pending in a median 32 days — 1 of the last 12 inside 4 days.
- Negotiation: 50% of the last 30 sales here closed at or over list — about half hold full price.
- Price cuts: 16 of 29 similar homes have trimmed asking — median trim $5,000. This one hasn't budged.
Powered by the Realgorithm™ — 30 real Moorhead closings, zero guesses · NorthstarMLS
Key Features
- Built
- 1968
- Garage
- 2-Car Attached
- Style
- One
- HOA
- None
- Annual Taxes
- $3,698 (2026)
- Specials/yr
- $50
- School District
- Moorhead Area Public Schools
- Assigned Elementary School
- Robert Asp Elementary
- Assigned Middle School
- Horizon Middle School
- Assigned High School
- Moorhead High School
Property Details
- Property Type
- Single Family
- Above Grade Sq Ft
- 1,057
- Below Grade Sq Ft
- 787
- Lot Size
- 0.43 acres
- Basement
- Yes
- Roof
- Age 8 Years or Less
- County
- Clay
- List Date
- 2026-10-16
- Days on Market
- 0 days
- Parcel ID
- 583580020
Financial
- Total Tax incl. Assessments
- $3,748
- Specials Pending
- No
Home Systems & Utilities
- Heating
- Forced Air
- Cooling
- Central Air
- Water
- City Water/Connected
- Sewer
- City Sewer/Connected
- Appliances
- Dishwasher, Dryer, Gas Water Heater, Microwave, Range, Refrigerator, Washer
Interior Features
- Laundry
- In Basement
Construction & Exterior
Construction & Structure
- Foundation Type
- Poured Concrete
- Foundation Area
- 1,057 sqft
- Total Building Area
- 2,114 sqft
Exterior Features
- Exterior Features
- Steel Siding
- Fenced Area
- Yes
- Accessibility Features
- None
Parking & Garage
- Parking Features
- Attached Garage, Concrete
Lot & Land
- Zoning Description
- Residential-Single Family
Agent & Office
- List Office
- RE/MAX Legacy Realty
Price History
Listed at $289,900 on Oct 16, 2026 — No price changes
904 20th Street N is listed in Moorhead, MN, part of Clay County. Browse all Minnesota homes for sale on Modern Market REALTORS®.
Showing — 904 20th Street N
Associate Broker · Modern Market REALTORS®
Your Moorhead real estate expert since 2012 — I represent you, not the seller. Quick to respond, easy to text.
Listed by RE/MAX Legacy Realty · Shown by Modern Market REALTORS®
First-Time Home Buyer Guide for Fargo-Moorhead — ND/MN buyer programs, budgeting, and the 7-step process.
View Full Listing & PhotosMLS# 7160989 · Data refreshed October 16, 2026
Similar Homes for Sale Near 904 20th Street N, Moorhead, MN
Frequently Asked Questions About 904 20th Street N
- What schools is 904 20th Street N zoned to?
- 904 20th Street N is zoned to Robert Asp Elementary (elementary), Horizon Middle School (middle school), and Moorhead High School (high school). Attendance boundaries change — confirm your exact address with the district before you rely on it.
- Is $289,900 a good price for a home in Moorhead?
- According to BuyPulse, 904 20th Street N rates Fair Market Value — at $157/sqft it's priced right at the typical Moorhead single-family home of $154/sqft. Its negotiating-position score is 42/100 (Seller-leaning market), weighed on days on market, comparable inventory, and how Moorhead homes are closing versus list. Powered by the Realgorithm™. Browse Moorhead homes for sale to compare.
- What are the special assessments at 904 20th Street N — and what do they mean?
- This property has $50/yr in annual special assessments, with no specials pending. Special assessments are separate from property taxes — they are charges levied by the city for infrastructure improvements like streets, water, sewer, and sidewalks. Annual property taxes are $3,698/yr. Always factor both into your total monthly housing cost before making an offer.
What special assessments cost in Moorhead — live figures on every home for sale.
- Does 904 20th Street N have a basement?
- Yes, 904 20th Street N has a basement with 787 sq ft of below-grade space.
- What type of heating and cooling does 904 20th Street N have?
- 904 20th Street N has Forced Air heating and Central Air cooling.
- Where is 904 20th Street N located?
- 904 20th Street N is in the Johnsons neighborhood of Moorhead, MN 56560, in Clay County. It's in the Moorhead Area Public Schools.
- Is 904 20th Street N still available?
- Yes — 904 20th Street N is currently listed as Active on the MLS and accepting showings. Contact us to schedule a tour or make an offer.
- When was 904 20th Street N built?
- 904 20th Street N was built in 1968. It features a poured concrete foundation.
- Does 904 20th Street N have main-floor laundry?
- No — the laundry at 904 20th Street N is in the lower level.
- What utilities serve 904 20th Street N?
- Electric and gas at 904 20th Street N are provided by Moorhead Public Service and Xcel Energy. Water, sewer, and garbage are handled by Moorhead Public Service and City of Moorhead. Internet options include Midco, 702 Communications and CenturyLink. Full Moorhead utility setup guide — phone numbers and move-in timeline →
- Is 904 20th Street N near a golf course?
- Yes — The Meadows (public course) is about 0.9 miles from 904 20th Street N. It's the closest golf course in the Fargo-Moorhead metro.
- How walkable is 904 20th Street N?
- 904 20th Street N has a Walk Score of 40/100 (Car-Dependent) and a Bike Score of 43/100 (Minimal Bike Infrastructure). Scores provided by Walk Score® →
- How many homes like 904 20th Street N are for sale in Moorhead?
- 29 similar homes (ramblers between $217K and $362K in Moorhead) are for sale right now — you have options.
- How fast do homes like 904 20th Street N sell in Moorhead?
- Homes like this one (ramblers between $217K and $362K in Moorhead) went pending in a median 32 days over the last 90 days — 1 of the last 12 went under contract within 4 days.
- Do homes in Moorhead sell for asking price?
- 50% of the last 30 comparable Moorhead sales closed at or over list price — about half hold full price. Based on real NorthstarMLS closings, not estimates.
- What does "M Premiere" mean?
- M Premiere™ is Modern Market REALTORS®’ early-access tracker for homes entering NorthstarMLS during the critical first 96 hours on market. Well-priced homes in Fargo-Moorhead frequently receive their strongest buyer attention in that opening window. M Premiere surfaces new inventory the moment it lists — so buyers can act before a home becomes widely discovered.
- What does "BuyPulse" mean?
- BuyPulse™ is Modern Market REALTORS®’ live market-data brand for Fargo-Moorhead: cohort statistics — homes for sale, median days to pending, and share of sales closing at or over list price — computed from real NorthstarMLS closings, not estimates.
- What does "Realgorithm™" mean?
- The Realgorithm™ is Modern Market REALTORS®’ proprietary market-data engine — it computes every BuyPulse verdict from real NorthstarMLS closings (comparable active inventory, median days to pending, and sale-to-list price ratio) rather than an automated online estimate.
Local Companies to Help You Settle In
From inspection to closing to moving day, here are well-known local companies serving the Moorhead area.
Listings courtesy of NorthstarMLS as distributed by MLS GRID
Based on information submitted to the MLS GRID as of 10/16/2026, 6:24 PM CDT. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.
IDX information is provided exclusively for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.