1960 single family home for sale at 20705 W Toad Lake Drive in Osage, MN — 2 bed, 3 bath (photo 1 of 52)

20705 W Toad Lake Drive, Osage, MN 56570

2 Beds | 3 Baths | 1,142 Sq Ft | Single Family Home | MLS# 7112850Lakefront on Toad Lake · 1,816 acres · 29 ft deep

M Markdowns — Price Reduced — was $1,200,000 (↓ $120,000)

$1,080,000

$6,551/month Estimated

Principal & interest
$5,461
Property taxes
$460
Home insurance (est.)
$630
HOA dues
None

20% down ($216,000) · 30-yr fixed, 6.5% · Can I afford this home?

Estimates only; confirm before you offer.

Osage, MN Active

About This Home

Rare Toad Lake legacy opportunity featuring expansive 390(A) feet of pristine shoreline on crystal-clear waters with direct borders to newly acquired state land, ensuring permanent privacy and exclusive access to future recreational opportunities. This exceptional 3.1-acre compound offers immediate family enjoyment with unlimited potential for generational wealth building. The established compound features two fully appointed lakefront cabins, each with full kitchens, baths, and wood-burning fireplaces. The impressive 32' x 52' (A) heated workshop/garage with in-floor heating, full utilities, laundry, 3/4 bath, and storage provides endless possibilities for collections, recreation, or staff quarters. Multiple private docks, hilltop observation deck with panoramic lake views, and guest bunkhouse create the perfect retreat. Mature woodland setting offers complete seclusion while remaining just 18 miles from Detroit Lakes amenities. The adjacent MN state land is to be run as a wildlife management area with public access. Combined with the deep, rocky bottom lake makes for great fishing and hunting. Nearby airports include FGO, MSP, and DL (for smaller planes). Exceptional building sites throughout the property allow for custom estate home construction while preserving existing structures for staff, guests, or multi-generational family use. Formerly Toad Mountain Ranch with rich heritage, this investment offers permanent state land buffer ensuring no future development, combined with rare large-acreage lakefront availability in a premium recreational market. The combination of substantial shoreline, state land borders, and established infrastructure creates a once-in-a-lifetime opportunity for families seeking a private compound with legacy potential. Serious inquiries only. Proof of funds required.

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How 20705 W Toad Lake Drive Compares to the Osage Market

At $946/sqft, this home is priced $729/sqft above the typical Osage single-family home of $217/sqft.

The median list price in Osage is $479,950.

Verdict: Premium Pricing

Powered by the Realgorithm™ — real Osage closings, zero guesses · NorthstarMLS

Key Features

Built
1960
Garage
6-Car Detached
Style
One
HOA
None
Annual Taxes
$5,516 (2025)

Property Details

Property Type
Single Family
Above Grade Sq Ft
1,142
Lot Size
3.1 acres
Basement
No
Roof
Shake
County
Becker
List Date
2026-07-23
Days on Market
89 days
Parcel ID
330094000

Financial

Total Tax incl. Assessments
$5,516

Home Systems & Utilities

Heating
Baseboard, Fireplace(s), In-Floor Heating
Cooling
Wall Unit(s)
Water
Well
Sewer
Septic System Compliant - Yes
Appliances
Cooktop, Dishwasher, Dryer, Microwave, Range, Refrigerator, Washer

Interior Features

Laundry
In Garage
Fireplace
2 fireplaces

Construction & Exterior

Construction & Structure

Foundation Type
Other
Foundation Area
1,142 sqft
Total Building Area
1,142 sqft

Exterior Features

Exterior Features
Log
Other Structures
Bunk House
View
East
Accessibility Features
None

Parking & Garage

Parking Features
Detached Garage, Gravel

Lot & Land

Lot Features
Accessible Shoreline, Irregular Lot, Property Adjoins Public Land, Tree Coverage - Medium
Topography
High Ground,Level,Rolling,Walkout,Wooded
Zoning Description
Agriculture

Waterfront

Waterfront
Yes
Lake
Toad
Lake Acres
1816 acres
Lake Depth
29 ft

Agent & Office

List Office
Horizon Real Estate Group

Price History

  • Price reduced to $1,080,000 — Sep 11, 2026

20705 W Toad Lake Drive is listed in Osage, MN, part of Becker County. Browse all Minnesota homes for sale on Modern Market REALTORS®.

Showing — 20705 W Toad Lake Drive

Shannon Barnum

Associate Broker · Modern Market REALTORS®

Your Osage real estate expert since 2012 — I represent you, not the seller. Quick to respond, easy to text.

Listed by Horizon Real Estate Group · Shown by Modern Market REALTORS®

Schedule a Home Tour View Full Listing & Photos

MLS# 7112850 · Data refreshed September 11, 2026

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Frequently Asked Questions About 20705 W Toad Lake Drive

Is $1,080,000 a good price for a home in Osage?
According to BuyPulse, 20705 W Toad Lake Drive rates Premium Pricing — at $946/sqft it's priced 336% above the typical Osage single-family home of $217/sqft. Powered by the Realgorithm™. Browse Osage homes for sale to compare.
What type of heating and cooling does 20705 W Toad Lake Drive have?
20705 W Toad Lake Drive has Baseboard, Fireplace(s), In-Floor Heating and Wall Unit(s) cooling.
Where is 20705 W Toad Lake Drive located?
20705 W Toad Lake Drive is in Osage, MN 56570, in Becker County.
Is 20705 W Toad Lake Drive still available?
Yes — 20705 W Toad Lake Drive is currently listed as Active on the MLS and accepting showings. Contact us to schedule a tour or make an offer.
When was 20705 W Toad Lake Drive built?
20705 W Toad Lake Drive was built in 1960. It features a shake roof and a other foundation.
How walkable is 20705 W Toad Lake Drive?
20705 W Toad Lake Drive has a Walk Score of 0/100 (Car-Dependent) and a Bike Score of 24/100 (Minimal Bike Infrastructure). Scores provided by Walk Score® →
What does "M Markdowns" mean?
M Markdowns™ is Modern Market REALTORS®’ real estate tracker of homes for sale with verified MLS price reductions across the Fargo-Moorhead metro and Minnesota lake country. Every reduction is sourced directly from NorthstarMLS — minimum $2,000 drop to filter noise.

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MLS GRID Listings courtesy of NorthstarMLS as distributed by MLS GRID

Based on information submitted to the MLS GRID as of 10/20/2026, 7:19 PM CDT. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.

IDX information is provided exclusively for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.