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2 Beds | 3 Baths | 1,142 Sq Ft | Single Family Home | MLS# 7112850Lakefront on Toad Lake · 1,816 acres · 29 ft deep
M Markdowns — Price Reduced — was $1,200,000 (↓ $120,000)
$6,551/month Estimated
- Principal & interest
- $5,461
- Property taxes
- $460
- Home insurance (est.)
- $630
- HOA dues
- None
20% down ($216,000) · 30-yr fixed, 6.5% · Can I afford this home?
Estimates only; confirm before you offer.
About This Home
Rare Toad Lake legacy opportunity featuring expansive 390(A) feet of pristine shoreline on crystal-clear waters with direct borders to newly acquired state land, ensuring permanent privacy and exclusive access to future recreational opportunities. This exceptional 3.1-acre compound offers immediate family enjoyment with unlimited potential for generational wealth building. The established compound features two fully appointed lakefront cabins, each with full kitchens, baths, and wood-burning fireplaces. The impressive 32' x 52' (A) heated workshop/garage with in-floor heating, full utilities, laundry, 3/4 bath, and storage provides endless possibilities for collections, recreation, or staff quarters. Multiple private docks, hilltop observation deck with panoramic lake views, and guest bunkhouse create the perfect retreat. Mature woodland setting offers complete seclusion while remaining just 18 miles from Detroit Lakes amenities. The adjacent MN state land is to be run as a wildlife management area with public access. Combined with the deep, rocky bottom lake makes for great fishing and hunting. Nearby airports include FGO, MSP, and DL (for smaller planes). Exceptional building sites throughout the property allow for custom estate home construction while preserving existing structures for staff, guests, or multi-generational family use. Formerly Toad Mountain Ranch with rich heritage, this investment offers permanent state land buffer ensuring no future development, combined with rare large-acreage lakefront availability in a premium recreational market. The combination of substantial shoreline, state land borders, and established infrastructure creates a once-in-a-lifetime opportunity for families seeking a private compound with legacy potential. Serious inquiries only. Proof of funds required.
Virtual Tour
BuyPulse · Live market read
How 20705 W Toad Lake Drive Compares to the Osage Market
At $946/sqft, this home is priced $729/sqft above the typical Osage single-family home of $217/sqft.
The median list price in Osage is $479,950.
Verdict: Premium Pricing
Powered by the Realgorithm™ — real Osage closings, zero guesses · NorthstarMLS
Key Features
- Built
- 1960
- Garage
- 6-Car Detached
- Style
- One
- HOA
- None
- Annual Taxes
- $5,516 (2025)
Property Details
- Property Type
- Single Family
- Above Grade Sq Ft
- 1,142
- Lot Size
- 3.1 acres
- Basement
- No
- Roof
- Shake
- County
- Becker
- List Date
- 2026-07-23
- Days on Market
- 89 days
- Parcel ID
- 330094000
Financial
- Total Tax incl. Assessments
- $5,516
Home Systems & Utilities
- Heating
- Baseboard, Fireplace(s), In-Floor Heating
- Cooling
- Wall Unit(s)
- Water
- Well
- Sewer
- Septic System Compliant - Yes
- Appliances
- Cooktop, Dishwasher, Dryer, Microwave, Range, Refrigerator, Washer
Interior Features
- Laundry
- In Garage
- Fireplace
- 2 fireplaces
Construction & Exterior
Construction & Structure
- Foundation Type
- Other
- Foundation Area
- 1,142 sqft
- Total Building Area
- 1,142 sqft
Exterior Features
- Exterior Features
- Log
- Other Structures
- Bunk House
- View
- East
- Accessibility Features
- None
Parking & Garage
- Parking Features
- Detached Garage, Gravel
Lot & Land
- Lot Features
- Accessible Shoreline, Irregular Lot, Property Adjoins Public Land, Tree Coverage - Medium
- Topography
- High Ground,Level,Rolling,Walkout,Wooded
- Zoning Description
- Agriculture
Waterfront
- Waterfront
- Yes
- Lake
- Toad
- Lake Acres
- 1816 acres
- Lake Depth
- 29 ft
Agent & Office
- List Office
- Horizon Real Estate Group
Price History
- Price reduced to $1,080,000 — Sep 11, 2026
20705 W Toad Lake Drive is listed in Osage, MN, part of Becker County. Browse all Minnesota homes for sale on Modern Market REALTORS®.
Showing — 20705 W Toad Lake Drive
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View Full Listing & PhotosMLS# 7112850 · Data refreshed September 11, 2026
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Frequently Asked Questions About 20705 W Toad Lake Drive
- Is $1,080,000 a good price for a home in Osage?
- According to BuyPulse, 20705 W Toad Lake Drive rates Premium Pricing — at $946/sqft it's priced 336% above the typical Osage single-family home of $217/sqft. Powered by the Realgorithm™. Browse Osage homes for sale to compare.
- What type of heating and cooling does 20705 W Toad Lake Drive have?
- 20705 W Toad Lake Drive has Baseboard, Fireplace(s), In-Floor Heating and Wall Unit(s) cooling.
- Where is 20705 W Toad Lake Drive located?
- 20705 W Toad Lake Drive is in Osage, MN 56570, in Becker County.
- Is 20705 W Toad Lake Drive still available?
- Yes — 20705 W Toad Lake Drive is currently listed as Active on the MLS and accepting showings. Contact us to schedule a tour or make an offer.
- When was 20705 W Toad Lake Drive built?
- 20705 W Toad Lake Drive was built in 1960. It features a shake roof and a other foundation.
- How walkable is 20705 W Toad Lake Drive?
- 20705 W Toad Lake Drive has a Walk Score of 0/100 (Car-Dependent) and a Bike Score of 24/100 (Minimal Bike Infrastructure). Scores provided by Walk Score® →
- What does "M Markdowns" mean?
- M Markdowns™ is Modern Market REALTORS®’ real estate tracker of homes for sale with verified MLS price reductions across the Fargo-Moorhead metro and Minnesota lake country. Every reduction is sourced directly from NorthstarMLS — minimum $2,000 drop to filter noise.
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Listings courtesy of NorthstarMLS as distributed by MLS GRID
Based on information submitted to the MLS GRID as of 10/20/2026, 7:19 PM CDT. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.
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