1960 single family home for sale at 20705 W Toad Lake Drive in Osage, MN — 2 bed, 3 bath (photo 1 of 52)

20705 W Toad Lake Drive, Osage, MN 56570

2 Beds | 3 Baths | 1,142 Sq Ft | Single Family Home | MLS# 7112850

$1,200,000

Is 20705 W Toad Lake Drive a Good Deal?

BuyPulse Verdict

Premium Pricing

At $1051/sqft — This home is priced 320% above the typical Osage single-family home of $250/sqft.

Powered by the Realgorithm™ — 7 active Osage listings · NorthstarMLS

$7,228/month Estimated

Principal & interest
$6,068
Property taxes
$460
Home insurance (est.)
$700
HOA dues
None

20% down ($240,000) · 30-yr fixed, 6.5% · Can I afford this home?

Estimates only; confirm before you offer.

Osage, MN Active

About This Home

Rare Toad Lake legacy opportunity featuring expansive 390(A) feet of pristine shoreline on crystal-clear waters with direct borders to newly acquired state land, ensuring permanent privacy and exclusive access to future recreational opportunities. This exceptional 3.1-acre compound offers immediate family enjoyment with unlimited potential for generational wealth building. The established compound features two fully appointed lakefront cabins, each with full kitchens, baths, and wood-burning fireplaces. The impressive 32' x 52' (A) heated workshop/garage with in-floor heating, full utilities, laundry, 3/4 bath, and storage provides endless possibilities for collections, recreation, or staff quarters. Multiple private docks, hilltop observation deck with panoramic lake views, and guest bunkhouse create the perfect retreat. Mature woodland setting offers complete seclusion while remaining just 18 miles from Detroit Lakes amenities. The adjacent MN state land is to be run as a wildlife management area with public access. Combined with the deep, rocky bottom lake makes for great fishing and hunting. Nearby airports include FGO, MSP, and DL (for smaller planes). Exceptional building sites throughout the property allow for custom estate home construction while preserving existing structures for staff, guests, or multi-generational family use. Formerly Toad Mountain Ranch with rich heritage, this investment offers permanent state land buffer ensuring no future development, combined with rare large-acreage lakefront availability in a premium recreational market. The combination of substantial shoreline, state land borders, and established infrastructure creates a once-in-a-lifetime opportunity for families seeking a private compound with legacy potential. Serious inquiries only. Proof of funds required.

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Key Features

Property Type
Single Family
Year Built
1960
Above Grade
1,142 sq ft
Lot Size
3.10 acres
Lot Features
Accessible Shoreline, Irregular Lot, Property Adjoins Public Land, Tree Coverage - Medium
Garage
6-car (Detached Garage, Gravel)
Heating
Baseboard, Fireplace(s), In-Floor Heating
Cooling
Wall Unit(s)
Appliances
Cooktop, Dishwasher, Dryer, Microwave, Range, Refrigerator, Washer
Sewer
Septic System Compliant - Yes
Water
Well
Annual Taxes
$5,516
County
Becker
Days on Market
41

20705 W Toad Lake Drive is listed in Osage, MN, part of Becker County. Browse all Minnesota homes for sale on Modern Market REALTORS®.

Showing — 20705 W Toad Lake Drive

Shannon Barnum

Associate Broker · Modern Market REALTORS®

Your Osage real estate expert since 2012 — I represent you, not the seller. Quick to respond, easy to text.

Listed by Horizon Real Estate Group · Shown by Modern Market REALTORS®

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MLS# 7112850 · Data refreshed August 10, 2026

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Frequently Asked Questions About 20705 W Toad Lake Drive

Is $1,200,000 a good price for a home in Osage?
According to BuyPulse, 20705 W Toad Lake Drive rates Premium Pricing — at $1051/sqft it's priced 320% above the typical Osage single-family home of $250/sqft. Powered by the Realgorithm™. Browse Osage homes for sale to compare.
What type of heating and cooling does 20705 W Toad Lake Drive have?
20705 W Toad Lake Drive has Baseboard, Fireplace(s), In-Floor Heating and Wall Unit(s) cooling.
Where is 20705 W Toad Lake Drive located?
20705 W Toad Lake Drive is in Osage, MN 56570, in Becker County.
Is 20705 W Toad Lake Drive still available?
Yes — 20705 W Toad Lake Drive is currently listed as Active on the MLS and accepting showings. Contact us to schedule a tour or make an offer.
When was 20705 W Toad Lake Drive built?
20705 W Toad Lake Drive was built in 1960. It features a shake roof and a other foundation.

Local Companies to Help You Settle In

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